JSC "alfa-bank" How long does Alfa Bank and the Moscow Credit Bank have left to live Alfa Bank Central Bank license
Alas, not a single bank in the Russian Federation is insured against license revocation. Moreover, such parameters as “size” are not important, but rather reliability for the Central Bank. Soon it will be the turn of the largest commercial JSC Alfa Bank.
What are the causes of instability:1) Loss of depositors and clients.
Every day more and more.
2) Lack of “transparency” of the lending activity scheme.
3) The policy of the main owner Fridman, who supports the power of Ukraine and the alleged “injustice” of the annexation of Crimea.
Who should be afraid:First of all, bank depositors who have more than 1.4 million rubles. on the account, since upon closing it will definitely not be possible to return more than the amount. 
Secondly, employees will suffer because it will not be so easy for them to find work after layoffs.
Thirdly, those who pay a consumer loan, mortgage, or other will have to pay to another bank. It’s just not known exactly when.
This is not the entire list of possible pitfalls; the owners of shares in this organization lose even more... 
2+The company participates in many government projects, sponsoring football championships.
I would argue about charity, since the bank makes donations from the wallets of its clients, not to mention paid corporate events for its own hard workers.
Briefly about the bank, it is definitely worth adding that it opened in 1990 and is the seventh bank in our country in terms of assets. And every year the number of employees decreases noticeably. The reason is the so-called cost optimization, the introduction of robots, as in other commercial banks. 
Already on the official website on VKontakte you can take part in a competition for the best idea and feasibility of application in the field of robotics. This is roughly what it sounds like in the position “Who else can be replaced by a robot?” , or “What else can a robot do?”
And so it’s clear, robots are taking away our jobs, stability, everything. If this continues, and some kind of failure occurs in their program (anything can happen), then the company will suffer colossal losses and will be forced to say goodbye to everyone.
Despite all of the above, the bank is working, although it is not known how long it will last - five years, two years, one year or only a few months.
Video reviewAlfa-Bank, a fairly well-known and popular bank in Russia, recently suffered from fraudsters. The fact is that the bank’s clients began to receive emails en masse from unknown senders; the correspondence stated that Alfa-Bank was experiencing serious financial difficulties and could even go bankrupt in the near future.
A criminal case has already been opened into the fraud and an investigation is underway. Law enforcement agencies, together with the bank's security service, are making every effort to identify the customer of this fraud.
The letter stated that Alfa-Bank was going through hard times and was experiencing an acute shortage of liquidity. In this regard, there is a cash shortage in many regional branches of the bank. This situation forces the bank to cease operations and close most of its branches.
Could Alfa Bank go bankrupt in 2017? This is a very interesting and exciting question. Let's try to figure it out in order to remove all doubts from the country's reputable bank!
It is worth noting that it is not known exactly which clients received these letters; at least the press service of Alfa-Bank is in no hurry to disclose this information, citing the fact that investigative measures are being carried out. Therefore, it is quite possible that such letters were received not only by private clients, but also by representatives of enterprises and companies that store money in this bank. The issue of personal data leakage also arises, namely how personal information about clients could end up in the hands of criminals.
Alfa-Bank is reliable!
So, in a telephone conversation with Ruslan Murzabekov, the official representative of the Chelyabinsk branch of Alfa-Bank, it became clear that the scammers’ letters had nevertheless reached some representatives of large enterprises and companies. Thus, according to him, corporate clients began to show concern, which began to manifest themselves in visiting the bank in order to clarify the real situation. However, according to Ruslan Murzabekov, the peak of visits to determine the veracity of the information contained in the letter has already passed and there is no need to worry about a decrease or loss of the client base. In his opinion, the reason for the machinations of the attackers is banal envy, because Alfa Group is one of the strongest banking players in Russia. It is quite logical that such a situation can cause anger and envy in someone.
Alfa Bank, like other leading banks in the country, such as Sberbank, VTB, Ak Bars Bank and others, is a guarantor of your success!
As for further success in the investigation of the case brought against fraudsters, not everything is so simple. According to Viktor Glushakov, a lawyer at the law firm Kovalev, Ryazantsev and Partners, it is very difficult to investigate such cases. The whole problem is that the scammers thought out all the details of this scam as competently as possible. Therefore, it will be extremely difficult to find them, especially the customer. Because it’s easy to disappear on the Internet and depersonalize yourself. In addition, the lawyer had questions for the bank’s security service, namely, how they could allow such a massive information leak. Viktor Glushakov states that this case is one of the most confusing and strange in the entire history of his career. Nevertheless, the investigation is ongoing, and it is possible that it will still be possible to get to the bottom of the truth.
Supervisor:
Chairman of the Board: Sokolov Andrey Borisovich
- is a manager in 1 organization.
- is a founder in 2 organizations (operating - 0, inactive - 2).
The company with the full name "JOINT STOCK COMPANY "ALFA-BANK"" was registered on February 24, 1998 in the Moscow region at the legal address: 107078, Moscow, Kalanchevskaya street, 27.
Registrar "" assigned the company INN 7728168971 OGRN 1027700067328. Registration number in the Pension Fund: 087127025234. Registration number in the Social Insurance Fund: 770000000677061. Number of licenses issued to the company: 13.
Main activity according to OKVED: 64.19.
LicensesLicense date: 01/29/1998
29.01.1998
License date: 03/05/2012
License start date: 03/05/2012
Name of the licensed type of activity for which the license was issued:
Name of the licensing authority that issued or reissued the license:
- DEPARTMENT OF LICENSING ACTIVITIES AND FINANCIAL RECOVERY OF CREDIT INSTITUTIONS
License date: 10/22/2013
License start date: 10/22/2013
Name of the licensed type of activity for which the license was issued:
Name of the licensing authority that issued or reissued the license:
License date: 06/25/2002
License start date: 02/09/2015
Name of the licensed type of activity for which the license was issued:
- ACTIVITY OF SPECIALIZED DEPOSITARY INVESTMENT FUNDS, MUTUAL INVESTMENT FUNDS AND NON-STATE PENSION FUNDS
Name of the licensing authority that issued or reissued the license:
License date: 03/11/2015
License start date: 03/11/2015
Name of the licensed type of activity for which the license was issued:
- Development, production, distribution of encryption (cryptographic) means, information systems and telecommunication systems protected using encryption (cryptographic) means, performance of work, provision of services in the field of information encryption, maintenance of encryption (cryptographic) means, information systems and telecommunication systems protected using encryption (cryptographic) means (except for the case where the maintenance of encryption (cryptographic) means, information systems and telecommunication systems protected using encryption (cryptographic) means is carried out to meet the own needs of a legal entity or individual entrepreneur)
Name of the licensing authority that issued or reissued the license:
- Center for Licensing, Certification and Protection of State Secrets
License date: 05.15.2015
License start date: 05/15/2015
Name of the licensed type of activity for which the license was issued:
- Activities for technical protection of confidential information
Name of the licensing authority that issued or reissued the license:
- Federal Service for Technical and Export Control
License date: 03/12/2015
License start date: 12/20/2000
Name of the licensed type of activity for which the license was issued:
- Depository activities
Name of the licensing authority that issued or reissued the license:
- Central Bank of the Russian Federation
License date: 03/12/2015
License start date: 12/07/2000
Name of the licensed type of activity for which the license was issued:
- Brokerage activities
Name of the licensing authority that issued or reissued the license:
- Central Bank of the Russian Federation
License date: 03/12/2015
License start date: 12/07/2000
Name of the licensed type of activity for which the license was issued:
- Securities management activities
Name of the licensing authority that issued or reissued the license:
- Central Bank of the Russian Federation
License date: 03/12/2015
License start date: 12/07/2000
Name of the licensed type of activity for which the license was issued:
- Dealer activities
Name of the licensing authority that issued or reissued the license:
- Central Bank of the Russian Federation
License date: 07/28/2016
License start date: 07/28/2016
Name of the licensed type of activity for which the license was issued:
- Development, production, distribution of encryption (cryptographic) means, information systems and telecommunication systems protected using encryption (cryptographic) means, performance of work, provision of services in the field of information encryption, maintenance of encryption (cryptographic) means, information systems and telecommunication systems protected using encryption (cryptographic) means (except for the case where the maintenance of encryption (cryptographic) means, information systems and telecommunication systems protected using encryption (cryptographic) means is carried out to meet the own needs of a legal entity or individual entrepreneur)
Name of the licensing authority that issued or reissued the license:
- Center for Licensing, Certification and Protection of State Secrets
License date: 01/16/2015
License start date: 01/16/2015
Name of the licensed type of activity for which the license was issued:
- Implementation of the bank. operations (with funds in rubles and other currencies), the right to carry out which is granted by the General License: - attracting funds from individuals and legal entities into deposits (on demand and for a certain period); - placement of funds attracted into deposits (on demand and for a certain period) of individuals and legal entities on their own behalf and at their own expense; - opening and maintaining a bank. accounts of individuals and legal entities; - carrying out transfers of funds on behalf of individuals and legal entities, including authorized correspondent banks and foreign banks, through their bank accounts; - collection of money. funds, bills, payment and settlement documents and cash services for individuals and legal entities; - purchase and sale of foreign. currency in cash and non-cash forms; - issuance by the bank. guarantees; - making money transfers. funds without opening a bank. accounts, including electronic money. funds (except for postal transfers)
Name of the licensing authority that issued or reissued the license:
- Central Bank of the Russian Federation
License date: 01/16/2015
License start date: 01/16/2015
Name of the licensed type of activity for which the license was issued:
- Attraction of deposits and placement of precious metals, containing banking operations: attraction of deposits and placement of precious metals; carrying out other operations with precious metals in accordance with the legislation of the Russian Federation
Name of the licensing authority that issued or reissued the license:
- Central Bank of the Russian Federation
Address: 620075, Sverdlovsk region, Yekaterinburg, Gorky street, building 17
Gearbox: 667102002
Inspectorate of the Federal Tax Service for the Leninsky District of Yekaterinburg, No. 6671
26.08.2005
Address: 603024, Nizhny Novgorod region, Nizhny Novgorod, Belinsky street, building 61
Gearbox: 526002001
Name of tax authority: Inspectorate of the Federal Tax Service for the Nizhny Novgorod District of Nizhny Novgorod, No. 5260
Date of registration with the tax authority: 07/01/2002
Address: 630004, Novosibirsk region, Novosibirsk city, Lenin street, building 52
Checkpoint: 540743003
Name of tax authority: Inspectorate of the Federal Tax Service for the Zheleznodorozhny District of Novosibirsk, No. 5407
Date of registration with the tax authority: 05/30/2013
Address: 191123, St. Petersburg, Furshtatskaya street, building 40, letter A
Checkpoint: 780443001
Name of tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 18 for St. Petersburg, No. 7804
Date of registration with the tax authority: 08/21/2014
Address: 355003, Stavropol region, Stavropol city, Lenin street, building 299
Checkpoint: 263443001
Name of tax authority: Inspectorate of the Federal Tax Service for the Leninsky District of Stavropol, No. 2634
Date of registration with the tax authority: 06/27/2012
Address: 680000, Khabarovsk region, Khabarovsk city, Muravyov-Amursky street, building 36
Checkpoint: 272143001
Name of tax authority: Inspectorate of the Federal Tax Service for the Central District of Khabarovsk, No. 2721
Date of registration with the tax authority: December 26, 2009
Address: 344000, Rostov region, Rostov-on-Don, Krasnoarmeyskaya street, building 206
Checkpoint: 616343001
Name of tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 25 for the Rostov Region, No. 6195
Date of registration with the tax authority: 07/03/2014
INN: 6943003803, OGRN: 1026901911189
172042, Tver region, Torzhok district, Struzhnya village, 69, apt. 4
INN: 6943004010, OGRN: 1026901911244
172042, Tver region, Torzhok district, Polomenitsy village, 36
General Director: Smirnov Vladimir Nikolaevich
INN: 7702186327, OGRN: 1027739096351
123056, Moscow, Gasheka street, 7, building 1
Chairman of the liquidation commission: Vylegzhanin Andrey Alekseevich
INN: 7730024984, OGRN: 1027739207440
115432, Moscow, Andropov Avenue, building 18, building 3, room XV room No. 1
INN: 7728169439, OGRN: 1027739540400
129110, Moscow, B. Pereyaslavskaya street, building 46, building 2, floor 4 room I room 15
Chairman of the Board: Novikova Veronika Nikolaevna
INN: 7728238202, OGRN: 1027739648078
111033, Moscow, Zolotorozhsky Val street, building 11, building 38, floor 2 room 4
INN: 5260118437, OGRN: 1035205397314
603950, Nizhny Novgorod region, Nizhny Novgorod, Maxim Gorky Square, 6
Liquidator: Levakova Valentina Yurievna
INN: 7708131028, OGRN: 1037700137221
125047, Moscow, Lesnaya street, 4, apt. 16
General Director: Khlystun Viktor Nikolaevich
INN: 7728308080, OGRN: 1037728063515
General Director: Zybkovets Leonid Valerievich
INN: 7728534709, OGRN: 1047797033712
111033, Moscow, Zolotorozhsky Val street, 11, building 22
General Director: Murat Auelbekovich Imankulov
INN: 7703548386, OGRN: 1057746710713
121069, Moscow, Skatertny lane, building 20, building 1
General Director: Vikulin Alexander Yurievich
INN: 7701634449, OGRN: 1057749492756
101000, Moscow, Pokrovka street, 11, room IV
Director: Urushadze Georgy Fridonovich
INN: 7702624757, OGRN: 1067759792935
129344, Moscow, Iskra street, 17A, building 2
General Director: Pavlov Vadim Vladimirovich
INN: 7703623058, OGRN: 1077746120760
123557, Moscow, Presnensky Val street, 19, building 1
Liquidator: Viktor Fedorovich Lapitsky
INN: 6315626402, OGRN: 1096315004720
129090, Moscow, B. Spasskaya street, building 20, building 3
Chairman of the Board: Olga Vladimirovna Mazurova
INN: 7725664940, OGRN: 1097746104279
115432, Moscow, Andropov Avenue, building 18, building 3, room XV FL 10 ROOM 1
General Director: Dyachenko Pavel Konstantinovich
INN: 7743757996, OGRN: 1097746648438
125190, Moscow, Leningradsky Prospekt, 80, bldg. 17, room II room 2
Liquidator: Efremov Evgeniy Anatolyevich
INN: 7708708890, OGRN: 1097746735514
INN: 7708708900, OGRN: 1097746735525
107078, Moscow, Kalanchevskaya street, 27
Liquidator: Karaev Andrey Vladislavovich
INN: 7708237730, OGRN: 1107799002981
107078, Moscow, Kalanchevskaya street, 27
Executive Director: Kozyreva Daria Sergeevna
INN: 7708237867, OGRN: 1107799011792
107078, Moscow, Kalanchevskaya street, 27
INN: 275077128, OGRN: 1120280016746
450027, Republic of Bashkortostan, Ufa, Industrialnoye Shosse street, building 26, room 9
General Director: Shaimardanov Marat Fanisovich
INN: 7703479608, OGRN: 1127799004222
109240, Moscow, Kotelnicheskaya embankment, building 17
Chairman of the Board: Obaeva Alma Sakenovna
INN: 7708241493, OGRN: 1137799022481
107078, Moscow, Kalanchevskaya street, building 27
General Director: Kozyreva Daria Sergeevna
INN: 5260385376, OGRN: 1145260006704
603005, Nizhny Novgorod region, Nizhny Novgorod, Piskunova street, 45
Liquidator: Andreeva Angelina Evgenievna
INN: 7708294216, OGRN: 1167746614947
129090, Moscow, B. Balkansky lane, building 20, building 1, floor 5 room B
General Director: Nikolyuk Sergey Vasilievich
INN: 9705086966, OGRN: 1177700002150
115114, Moscow, Shlyuzovaya embankment, building 4
General Director: Solonin Sergey Aleksandrovich
INN: 7725851820, OGRN: 5147746464510
115432, Moscow, Andropov Avenue, building 18, building 3, room 27
General Director: Zhazhelo Alexey Sergeevich
INN: 9705055855, OGRN: 5157746145167
115035, Moscow, Sadovnicheskaya embankment, building 75
General Director: Bogdashkin Maxim Vadimovich
GRN: 1027700067328
Tax authority:
Reason for changes: Entering into the Unified State Register of Legal Entities information about a legal entity registered before July 1, 2002
GRN: 2027744000601
Tax authority: Interdistrict Inspectorate of the Ministry of the Russian Federation for Taxes and Duties No. 44 for Moscow, No. 7744
Reason for changes:
GRN: 2037711001953
Tax authority: Department of the Ministry of the Russian Federation for Taxes and Duties in Moscow, No. 7700
Reason for changes:
Tax authority: Department of the Ministry of the Russian Federation for Taxes and Duties in Moscow, No. 7700
Reason for changes:
Tax authority: Department of the Ministry of the Russian Federation for Taxes and Duties in Moscow, No. 7700
Reason for making changes: Amendments to information about a legal entity contained in the Unified State Register of Legal Entities due to errors made by the registration authority
GRN: 2037711007398
Tax authority: Department of the Ministry of the Russian Federation for Taxes and Duties in Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Tax authority: Department of the Ministry of the Russian Federation for Taxes and Duties in Moscow, No. 7700
Reason for making changes: Amendments to information about a legal entity contained in the Unified State Register of Legal Entities due to errors made by the registration authority
GRN: 2047711003987
Tax authority: Department of the Ministry of the Russian Federation for Taxes and Duties in Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- PAYMENT ORDER
- CHANGES MADE TO THE CHARTER
- MINUTES OF THE MEETING OF THE BOARD OF DIRECTORS
Tax authority: Department of the Ministry of the Russian Federation for Taxes and Duties in Moscow, No. 7700
Reason for making changes: Amendments to information about a legal entity contained in the Unified State Register of Legal Entities due to errors made by the registration authority
GRN: 2047711007661
Tax authority: Department of the Ministry of the Russian Federation for Taxes and Duties in Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- CHARTER
- EXTRACT FROM THE PROTOCOL
- PAYMENT ORDER
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
GRN: 2047711008420
Tax authority: Department of the Ministry of the Russian Federation for Taxes and Duties in Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
- CHANGES No. 1 MADE TO THE CHARTER
- PROTOCOL No. 03-2004
GRN: 2047711012534
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- EXTRACT FROM THE PROTOCOL
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
- PAYMENT ORDER
GRN: 2067711003930
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
- CHARTER OF A LEGAL ENTITY
- EXTRACT FROM MINUTES No. 01-2006 OF THE EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS
GRN: 2077711001542
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
- DOCUMENT ON PAYMENT OF THE STATE DUTY
- MINUTES No. 01-2007 OF THE EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS
GRN: 2077711007790
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- CHANGES No. 2 MADE TO THE CHARTER
- PROTOCOL
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
- DOCUMENT ON PAYMENT OF THE STATE DUTY
GRN: 2077711008593
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
- PROTOCOL No. 04-2007
- PAYMENT ORDER
GRN: 2077711009561
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
- CHANGES No. 4
- PROTOCOL No. 03-2007
- DOCUMENT ON PAYMENT OF THE STATE DUTY
GRN: 2087711004742
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
- EXTRACT FROM PROTOCOL No. 01-2008
- DOCUMENT ON PAYMENT OF THE STATE DUTY
- CHARTER OF A LEGAL ENTITY
GRN: 2097711001474
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
- DOCUMENT ON PAYMENT OF THE STATE DUTY
- MEAS. No. 1, IN THE CHARTER OF A LEGAL ENTITY
- PROTOCOL No. 37-2008
GRN: 2097711011275
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGING INFORMATION INTRODUCED TO THE CONSTITUTIONAL DOCUMENT.
- DOCUMENT ON PAYMENT OF THE STATE DUTY
- MEAS. No. 2, IN THE CHARTER OF A LEGAL ENTITY
- PROTOCOL No. 03-2009
GRN: 2097711015158
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes:
Documentation:
GRN: 2097711015170
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documentation:
GRN: 2097711015610
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes:
GRN: 2097711015983
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- EXTRACT FROM PROTOCOL No. 04-2009
- MEAS. No. 4, IN THE CHARTER OF THE LEGAL ENTERPRISE
GRN: 2097711017754
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 3 MADE TO THE CHARTER
- PROTOCOL No. 18-2009
- EXTRACT FROM PROTOCOL No. 04-2009
- DOCUMENT ON PAYMENT OF THE STATE FEES
GRN: 2097711020449
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 5 MADE TO THE CHARTER
- EXTRACT FROM PROTOCOL No. 05-2009
- DOCUMENT ON PAYMENT OF THE STATE FEES
UAH: 2117711001010
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes:
GRN: 2117711001043
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 6 MADE TO THE CHARTER
- EXTRACT FROM PROTOCOL No. 03-2010
- PROTOCOL No. 42-2010
- DOCUMENT ON PAYMENT OF THE STATE FEES
GRN: 2117711006170
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes:
Documentation:
- P12003 STATEMENT ON THE START OF THE REORGANIZATION PROCEDURE IN THE FORM OF MEMBERSHIP
- SOLUTION
- PROTOCOL
GRN: 2117711011295
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Amendments to information about a legal entity contained in the Unified State Register of Legal Entities due to errors made by the applicant in a previously submitted application
Documentation:
- P14001 STATEMENT FOR CORRECTING ERRORS MADE IN DOCUMENTS PREVIOUSLY SUBMITTED FOR REGISTRATION (Clause 2.3)
GRN: 2117711011306
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Amendments to information about a legal entity contained in the Unified State Register of Legal Entities due to errors made by the applicant in a previously submitted application
Documentation:
- P14001 STATEMENT FOR CORRECTING ERRORS MADE IN DOCUMENTS PREVIOUSLY SUBMITTED FOR REGISTRATION (Clause 2.3)
UAH: 2117711013000
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes:
Documentation:
BANK "NORTH KAZNA" OPEN JOINT STOCK COMPANY
- TRANSFER ACT
- AGREEMENT OF ACCESSION
GRN: 2117711013011
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 7 MADE TO THE CHARTER
- PROTOCOL No. 01-2011
- DOCUMENT ON PAYMENT OF THE STATE FEES
GRN: 2117711019611
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documentation:
- P14001 STATEMENT ABOUT CHANGING INFORMATION NOT RELATED TO CHANGES. ESTABLISHMENT OF DOCUMENTS (Clause 2.1)
GRN: 2117711025199
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- EXTRACT FROM PROTOCOL No. 03-2011 WITH APPENDIX
- CHANGES No. 8 MADE TO THE CHARTER
- CHANGES No. 8 MADE TO THE CHARTERS (SECOND COPY TO SEND TO THE APPLICANT)
- DOCUMENT ON PAYMENT OF THE STATE FEES
GRN: 2117711026684
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes:
GRN: 2117711026695
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on granting a license
GRN: 2127711002912
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 9 MADE TO THE CHARTER
- EXTRACT FROM PROTOCOL No. 01-2012
- DOCUMENT ON PAYMENT OF THE STATE FEES
GRN: 2127711004364
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes:
Documentation:
- COPY OF LICENSE
UAH: 2127711010315
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 10 MADE TO THE CHARTER
- EXTRACT FROM PROTOCOL No. 09-2012
- DOCUMENT ON PAYMENT OF THE STATE FEES
GRN: 2127711013110
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHARTER
- EXTRACT FROM PROTOCOL No. 02-2012
- DOCUMENT ON PAYMENT OF THE STATE FEES
GRN: 2127711013120
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documentation:
- P14001 STATEMENT ABOUT CHANGING INFORMATION NOT RELATED TO CHANGES. ESTABLISHMENT OF DOCUMENTS (Clause 2.1)
UAH: 2137711001130
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 1 MADE TO THE CHARTER
- EXTRACT FROM PROTOCOL No. 03-2012
- EXTRACT FROM PROTOCOL No. 22-2012
- DOCUMENT ON PAYMENT OF THE STATE FEES
GRN: 2137711010149
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 2 MADE TO THE CHARTER
- APPENDIX TO PROTOCOL No. 01-2013
- PROTOCOL No. 02-2013
- EXTRACT FROM PROTOCOL No. 20-2012
- DOCUMENT ON PAYMENT OF THE STATE FEES
- EXTRACT FROM PROTOCOL No. 01-2013
UAH: 2137711010160
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documentation:
- P14001 STATEMENT ABOUT CHANGING INFORMATION NOT RELATED TO CHANGES. ESTABLISHMENT OF DOCUMENTS
UAH: 2137711014285
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on granting a license
Documentation:
- LETTER
UAH: 2147711001810
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHARTER
- DOCUMENT ON PAYMENT OF THE STATE FEES
- EXTRACT FROM PROTOCOL No. 02-2013
UAH: 2147711008949
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 1 MADE TO THE CHARTER
- DOCUMENT ON PAYMENT OF THE STATE FEES
- EXTRACT FROM PROTOCOL No. 01-2014
GRN: 2147700041718
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHARTER
- EXTRACT FROM PROTOCOL No. 02-2014
UAH: 2157700044379
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on the re-issuance of documents confirming the availability of a license (information on the extension of the license)
UAH: 2157700104417
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on granting a license
GRN: 2157700123733
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on granting a license
UAH: 2157700178480
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on the re-issuance of documents confirming the availability of a license (information on the extension of the license)
GRN: 2157700178491
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on the re-issuance of documents confirming the availability of a license (information on the extension of the license)
UAH: 2157700178502
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on the re-issuance of documents confirming the availability of a license (information on the extension of the license)
GRN: 2157700178513
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on the re-issuance of documents confirming the availability of a license (information on the extension of the license)
GRN: 2157700233161
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documentation:
- P14001 STATEMENT ABOUT CHANGING INFORMATION NOT RELATED TO CHANGES. ESTABLISHMENT OF DOCUMENTS (Clause 2.1)
GRN: 2157700233216
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHARTER
- EXTRACT FROM PROTOCOL No. 02-2015
- DOCUMENT ON PAYMENT OF THE STATE FEES
UAH: 2167700090930
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes:
GRN: 2167700267084
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on the re-issuance of documents confirming the availability of a license (information on the extension of the license)
GRN: 2167700277919
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 1 MADE TO THE CHARTER
- EXTRACT FROM MINUTES No. 01-2016 OF THE ANNUAL GENERAL MEETING OF SHAREHOLDERS
- DOCUMENT ON PAYMENT OF THE STATE FEES
GRN: 2167700537376
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documentation:
- P14001 STATEMENT ABOUT CHANGING INFORMATION NOT RELATED TO CHANGES. ESTABLISHMENT OF DOCUMENTS (Clause 2.1)
UAH: 2167700546100
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission of information on registration of a legal entity as an insurer in the executive body of the Social Insurance Fund of the Russian Federation
UAH: 2167700546330
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission of information on registration of a legal entity as an insurer in the executive body of the Social Insurance Fund of the Russian Federation
UAH: 2167700597645
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission of information on registration of a legal entity as an insurer in the territorial body of the Pension Fund of the Russian Federation
UAH: 2167700669387
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 2 MADE TO THE CHARTER
- EXTRACT FROM MINUTES No. 02-2016 OF THE EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS
- DOCUMENT ON PAYMENT OF THE STATE FEES
UAH: 2177700048469
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission of information on registration of a legal entity with the tax authority
UAH: 2177700181635
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on the re-issuance of documents confirming the availability of a license (information on the extension of the license)
UAH: 2177700181690
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission by the licensing authority of information on the re-issuance of documents confirming the availability of a license (information on the extension of the license)
UAH: 2187700475070
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHARTER
- EXTRACT FROM MINUTES No. 02-2018 OF THE ANNUAL GENERAL MEETING OF SHAREHOLDERS
- DOCUMENT ON PAYMENT OF THE STATE FEES
UAH: 2197700041900
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 1 MADE TO THE CHARTER
- PROTOCOL
- COPY OF POWER OF ATTORNEY
- DOCUMENT ON PAYMENT OF THE STATE FEES
GRN: 2197700069587
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Change of information about a legal entity contained in the Unified State Register of Legal Entities
Documentation:
- LETTER
- APPLICATION ON FORM P14001
UAH: 2197700077518
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Beginning of the procedure for reorganization of a legal entity in the form of merger
Documentation:
- P12003 NOTIFICATION OF THE START OF THE REORGANIZATION PROCEDURE
- DECISION OF THE SOLE SHAREHOLDER
UAH: 2197700095030
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes:
GRN: 2197700095327
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Submission of information on registration of a legal entity with the tax authority at the location of the branch/representative office
GRN: 2197700142539
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for changes: Reorganization of a legal entity in the form of merger with another legal entity
Documentation:
- DECISION OF THE SOLE SHAREHOLDER
- TRANSFER ACT
- P16003 STATEMENT ON TERMINATION OF OPERATIONS UPON MERGER
- AGREEMENT OF ACCESSION
GRN: 2197700142572
Tax authority: Department of the Federal Tax Service for Moscow, No. 7700
Reason for making changes: State registration of changes made to the constituent documents of a legal entity related to changes in information about a legal entity contained in the Unified State Register of Legal Entities, based on an application
Documentation:
- MINUTES OF THE EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS
- P13001 STATEMENT ABOUT CHANGES MADE TO THE CONSTITUTIONAL DOCUMENTS
- CHANGES No. 2 MADE TO THE CHARTER
Total found: 12
LSZ0012828 15294N indefinitely
ACTIVITIES FOR TECHNICAL PROTECTION OF CONFIDENTIAL INFORMATION
LSZ0013365 14142N indefinitely
DEVELOPMENT, PRODUCTION, DISTRIBUTION OF ENCRYPTION (CRYPTOGRAPHIC) TOOLS, INFORMATION SYSTEMS AND TELECOMMUNICATION SYSTEMS PROTECTED USING ENCRYPTION (CRYPTOGRAPHIC) TOOLS, PERFORMANCE OF WORKS, PROVISION OF SERVICES IN THE AREA STI OF INFORMATION ENCRYPTION, MAINTENANCE OF ENCRYPTION (CRYPTOGRAPHIC) MEANS, INFORMATION SYSTEMS AND TELECOMMUNICATION SYSTEMS, PROTECTED USING ENCRYPTION (CRYPTOGRAPHIC) MEANS (EXCEPT IN THE CASE IF THE MAINTENANCE OF ENCRYPTION (CRYPTOGRAPHIC) MEANS, INFORMATION SYSTEMS AND TELECOMMUNICATION SYSTEMS PROTECTED USING ENCRYPTION (CRYPTOGRAPHIC) MEANS, IMPLEMENTED TO PROVIDE THE OWN NEEDS OF A LEGAL ENTITY OR INDIVIDUAL ENTREPRENEUR)
ACTIVITY OF SPECIALIZED DEPOSITORIES OF INVESTMENT FUNDS, MUTUAL INVESTMENT FUNDS AND NON-STATE PENSION FUNDS
DEVELOPMENT, PRODUCTION, DISTRIBUTION OF ENCRYPTION (CRYPTOGRAPHIC) TOOLS, INFORMATION SYSTEMS AND TELECOMMUNICATION SYSTEMS PROTECTED USING ENCRYPTION (CRYPTOGRAPHIC) TOOLS, PERFORMANCE OF WORKS, PROVISION OF SERVICES IN THE AREA STI OF INFORMATION ENCRYPTION, MAINTENANCE OF ENCRYPTION (CRYPTOGRAPHIC) MEANS, INFORMATION SYSTEMS AND TELECOMMUNICATION SYSTEMS, PROTECTED USING ENCRYPTION (CRYPTOGRAPHIC) MEANS (EXCEPT IN THE CASE IF THE MAINTENANCE OF ENCRYPTION (CRYPTOGRAPHIC) MEANS, INFORMATION SYSTEMS AND TELECOMMUNICATION SYSTEMS PROTECTED USING ENCRYPTION (CRYPTOGRAPHIC) MEANS, IMPLEMENTED TO PROVIDE THE OWN NEEDS OF A LEGAL ENTITY OR INDIVIDUAL ENTREPRENEUR)
IMPLEMENTATION BANK. OPERATIONS (WITH FUNDS IN RUBLES AND OTHER CURRENCIES), THE RIGHT TO CARRY OUT WHICH IS GRANTED BY THE GENERAL LICENSE: - ATTRACTION OF MONEY OF INDIVIDUALS AND LEGAL ENTITIES INTO DEPOSITS (ON DEMAND AND FOR A CERTAIN PERIOD), - PLACEMENT OF PRIVATE DEPOSITS TREATED IN CONTRIBUTIONS (UP TO DEMAND AND FOR A CERTAIN DURATION TERM) OF MONEY FOR INDIVIDUALS AND LEGAL ENTITIES ON THEIR OWN NAME AND AT THEIR OWN ACCOUNT, - OPENING AND MAINTAINING A BANK. ACCOUNTS OF INDIVIDUALS AND LEGAL ENTITIES, - TRANSFERS OF MONEY ON ORDER OF INDIVIDUALS AND LEGAL ENTITIES, INCLUDING AUTHORIZED CORRESPONDENT BANKS AND FOREIGN BANKS, ACCORDING TO THEIR BANK ACCOUNTS CIA MONEY. FUNDS, BILLS, PAYMENT AND SETTLEMENT DOCUMENTS AND CASH SERVICES FOR INDIVIDUALS AND LEGAL ENTITIES, - INTERNATIONAL PURCHASE AND SALE. CURRENCIES IN CASH AND NON-CASH FORMS, - ISSUED BY THE BANK. GUARANTEES, - MONEY TRANSFERS. FUNDS WITHOUT OPENING A BANK. ACCOUNTS, INCLUDING ELECTRONIC MONEY. FUNDS (EXCEPT POSTAL TRANSFERS)
The purge of the banking sector has reached the largest banks, and the reorganization of FC Otkritie, B&N Bank and Promsvyazbank is just the beginning.
With the arrival of Elvira Nabiullina in 2013, the Central Bank began cleaning up the banking sector. Since then, 358 banks have lost their licenses. But the regulator approached large banks only this year.
In July, the Central Bank revoked the license of Yugra Bank - this became the largest insurance event in the history of the Russian banking sector: the Deposit Insurance Agency (DIA) paid 172.1 billion rubles to Yugra depositors. Previously, banks of this size (Yugra was the 31st largest in terms of assets) were not deprived of licenses by the Central Bank.
At the same time, the Banking Sector Consolidation Fund started working - the Central Bank created it to deal with the rehabilitation of banks itself - without the participation of the DIA and private investors. The old resolution mechanism had too many shortcomings, explains S&P analyst Roman Rybalkin. Investors could not join the bank being rehabilitated due to a lack of capital, which complicated the process, and the possibility of not complying with the standards created a temptation to use the preferential DIA loans allocated for reorganization for their own purposes rather than for the recovery of patients, and to transfer bad assets to the balance sheet of the bank being rehabilitated. In addition, the fall in market rates required the allocation of more and more funds for the rehabilitation of banks: the holes were patched with the profit received from the difference between the preferential DIA rate and the market rate.
The regulator got down to business almost immediately. At the end of August, he took FC Otkritie for rehabilitation. A few more weeks later, Binbank went to the Consolidation Fund. Promsvyazbank suffered the same fate in December.
All of them were among the largest private banks in the country. FC Otkritie was seventh in terms of assets (hereinafter data according to Interfax-CEA as of June 30), Promsvyazbank closed the top ten largest, Binbank was 12th and, although not included in the list of systemically important banks, de facto was one . In fact, there are only two non-state banks left in the top ten largest: Alfa Bank and Moscow Credit Bank, which received unprecedented support from Rosneft.
All three - FC Otkritie, Binbank and Promsvyazbank - were essentially let down by one thing (although the time they got into the fund was determined primarily by liquidity): problem assets that had been growing for years, and a lack of capital.
The solution to the accumulated problems of the sector will clearly not end with the reorganization of three large banks, the head of the ACRA bank ratings group, Kirill Lukashuk, is sure. The key problems of the banking sector remain low asset quality and insufficient reserves, he points out: banks have begun to solve these problems, but it is not yet possible to say that the trend has been reversed. There are still players on the market with an unstable financial position, these are banks of very different sizes - it is obvious that the recovery of the sector will continue, says Lukashuk.
The revocation of licenses from banks will continue for another 2-3 years, Nabiullina said this week: “The recovery policy will continue,” she promised. “After this, we would like to move to a situation where cases of recall and reorganization will be simply isolated, exceptional” (quote from TASS).
How banks will survive 2018-2019 will depend on the economic situation, although the Central Bank will obviously continue to address the problems of unstable players in a targeted manner, Lukashuk argues: the state and private business need to recapitalize banks - the need for capital remains.
It is difficult to say how justified the entry of the state represented by the Central Bank into the banking sector is, says the former first deputy chairman of the Central Bank and ex-chairman of the board of directors of B&N Bank Oleg Vyugin, due to two economic crises, private banks lost heavily to public banks, as a result - bankruptcies of small and medium-sized banks, and then the forced reorganization of major players. But there are another 30-50 banks on the market, where the situation is also tense: “We will soon see what will happen to them. But in the short term, the state will definitely not leave the banking sector.”