Ask a question about the young family program. Young family program. But what is special about social mortgages for young families?

Good afternoon I am writing to you regarding the Moscow program “Affordable Housing for Young Families.” I am on the waiting list and have been registered for improving housing conditions since 1993. The fact is that we (me and my husband), as a young family, married for at least one year, without children, not older than 35 years, are both citizens of the Russian Federation, - 07/22/09. submitted an application to the State Unitary Enterprise of Moscow TsAZh to conclude a contract for the purchase and sale of residential space with installment payment under this program. But in the Housing Department, at the place of residence and in the Department of Housing and Housing Development of the North-Western Administrative Okrug, we were verbally refused this application, citing the fact that we now have no children. After the refusal, I was offered to purchase housing not within the framework of the young family program, but as a person on the waiting list in 1993, but at the same time they required me to provide a notarized statement that my relatives living with me agreed to be removed from the waiting list. Please tell me whether it is legal for me to make such statements? Can we, as a young family, purchase housing under the Young Family program? Are there any regulatory documents or current legislation that say that we have the right to purchase housing under the young family program? Best regards, Evgenia.

Good evening! Please tell me about the young family program.

I have been on the waiting list since 1993. Married for at least one year, both citizens of the Russian Federation. We have no children. We submitted an application to conclude a purchase and sale agreement for residential space with installment payment under the Young Family program. They accepted our application and told us to go to the housing department with a copy. I went with a copy of the application to the housing department. There they told me that we will not work with your application, since you do not have children, and you will not be able to participate in the young family program. And where I applied, they told me that we could participate in this program, because... I'm on the waiting list. Where is the truth? The law says that we can participate in this program because... I've been on the waiting list since 1993. Maybe I don't understand something. Best regards, Evgenia.

Hello, I am a single mother, I have nothing in my property, I live with my parents, in order to get on the waiting list for the “Affordable Housing for Young Families” program, I was told that I need to be recognized as low-income, is this legal? since the program itself clearly states “that a young, including single-parent, family can become a participant in the subprogram “Providing housing for young families”, provided that the age of each spouse does not exceed 30 years. Also, the family must be recognized as in need of improved housing conditions at their place of permanent residence on the grounds established by Article 51 of the Housing Code of the Russian Federation (without recognizing them as low-income), and provided that their income allows them to pay the residual cost of housing." (my income allows me to pay this residual value)

My girlfriend and I are going to get married. she will soon receive a Russian passport (before that she was a citizen of Ukraine). She is going to go to work as a teacher at school. The issue of her registration in Moscow is now being decided. Will we be able to participate in the “Young Family” program if she, being a young specialist, will be registered in the same place as me (my husband) and there will be more than 18 meters for each resident. if not, what should we do better to get into the “Young Family” program?

Is it possible to register living space under the young family program if you own an apartment? My family of 3 people. Registration in another city, but we live and work in Irkutsk. We would like to participate in the federal program Young Family in Irkutsk. A 2-room apartment in Irkutsk is registered in my name. Will we go through this program?

My family and I have been in line for the “Young Family” program since 2008, for my second child I received maternity capital in 2011, I would like to use this certificate for the purchase of a dacha, the question is: who should I register the dacha for so that my family is not taken away from the queue for the "Young Family" program?

Our family of 5 people (husband, wife, eldest daughter, 37 years old, with a girl 17 years old and a younger daughter, 27 years old) lives in a fully paid cooperative apartment with a total area of ​​58.4 sq.m (no certificate of ownership has been issued). In January 2009, the youngest daughter will give birth to a child, without a husband. The area per person will be less than 10 sq.m. Questions:

Can the youngest daughter participate in the “Young Family” program, she is 27 years old;

Can she apply for participation if her pregnancy is 28 weeks or more (upon presentation of a certificate) or should this be done only after childbirth;

What is the significant difference in the facts of the record of paternity in the child’s birth certificate: will there be a dash there or will there be a record of the father (in his actual absence);

Can my eldest daughter, 37 years old, a single mother, participate in the “Young Family” program;

We are all fourth generation Muscovites.

Thank you in advance.

Lyubov Mikhailovna.

An important aspect of legal practice is providing the necessary information regarding various aspects of law. One of the popular topics is improving the living conditions of young families. Several state programs have been developed for this purpose. And to take part in them, a number of conditions must be met:

• age up to 35 years;
• need for housing;
• sufficient income.

In some programs, a young family that requires improved housing conditions must also have children. You can find out what programs currently exist in the housing department of the administration. In addition, the youth department also has information about current programs and how to obtain a housing certificate for a young family.

Of course, most young families have housing problems and would like to solve them. The easiest way is to select the desired program and collect all the necessary documents. To do this, you should seek advice from a lawyer with experience in this area of ​​law. In this regard, the company "YURISTOFF" would like to warn against cooperation with non-professionals who promise to quickly resolve issues of obtaining housing. Their mistakes can be very costly, not to mention wasted time.

The state program “young family” was created for married couples experiencing difficulties in resolving the housing issue. If this problem is relevant for you, below you will find out how to get housing for your family from the state.

Young family program. Conditions for receiving benefits

In order for the government to issue this subsidy, certain criteria must be met. Below we provide a list of mandatory conditions:

• At the time of receiving this benefit, spouses must not be older than 35 years.
• A married couple applying for benefits under the “young family” program must have their own savings in the amount of 10% (or more) of the cost of the purchased property.
• Official employment. This also applies to both spouses. A family can receive benefits only if each spouse has a permanent job.
• Registration in one place. According to the terms of the program, in order to receive benefits from the state, all family members must be registered at the same address.

If it turns out that a family owns real estate whose living area is several square centimeters higher than the minimum standard, the federal young family program will not be able to help you.

How much government assistance is provided?

As has already become clear, it will not be possible to get housing completely free of charge, as was the case during the Soviet Union, but you can still count on serious support from the state. For a married couple that meets the above requirements, the young family housing program will pay at least 30% of the estimated cost of the purchased apartment. If spouses have children, the subsidy amount will be at least 35%. In some regions of the Russian Federation, the subsidy percentage may be slightly higher.

How to participate in the program?

A young family is a program that has many individual nuances. To reliably clarify all the details, the first thing you need to do is visit the district administration. There they will tell you everything about how to get government benefits.

In addition, you will need to prepare a package of documents, which includes:

• application for a subsidy (in two copies);
• identity documents of all family members;
• Marriage certificate;
• extract from the house register;
• document confirming the availability of income that meets the requirements.

This list is basic. During registration you will need many other papers.

A couple who recently legalized their relationship is called a young family. Such couples, especially young ones, have a very difficult time in the first years of marriage, and when children appear, it becomes even more difficult. Our state tries to support such young families in a variety of ways, so that life’s problems do not cause a split in a newly formed family.

It is very difficult for young families to resolve the issue of purchasing their own home. Such problems are often faced by couples whose income does not allow them to purchase housing on their own. Such couples therefore count on at least the slightest help from the state.

Article 40 of the country's Constitution stipulates that housing for a certain circle of citizens is provided free of charge or for a certain fee accessible to them from municipal, state and other funds. Based on the above, the idea of ​​assistance from the state directly in purchasing a home is visible.

Special legal consultations are available to clarify all the details of housing registration. If we focus on Article 26 of the federal law, we can say that all low-income citizens have the full right to receive such services absolutely free of charge. Housing support for young people is provided through:

• issuing subsidies to low-income young families for the purchase of housing;
• compensation for part of the money spent on the construction or purchase of housing in the event of adoption or birth of a child;
• allocation of materials for construction, primarily in rural areas;
• provision of premises to large young families from municipal or state funds under social contracts. hiring

New government assistance program for young families

Since February 2011, a federal program has been in effect on the territory of the Russian Federation. The previous program managed to provide 130 thousand families with housing over eight years. But the new program has slightly different goals from the previous program. The new program aims to reach 170 thousand young families.

It motivates people not to buy housing, but to build economy-class housing. What are the positive aspects of this program?

• Firstly, any young families with less than fifteen square meters of living space per person can use it.
• Secondly, as with the previous program, a married couple should not exceed 35 years of age.

These are probably all the positive aspects of the new version of the state program. After all, changes regarding the implementation of subsidies can hardly be called pleasant. A young family can receive a subsidy only by entering into shared construction or buying an apartment in a newly built building.

Previously, the certificate could be used at any stage of the mortgage, but now young families have been deprived of the opportunity to participate in the loan repayment program. Since 2012, it has also been prohibited to spend subsidies on the purchase of secondary housing.

It was previously believed that the leadership of the Russian Federation would help young families in a variety of ways to improve the demographic indicators of the country, as well as to create conditions not only for the birth, but also for the preservation of strong new families. Every second person was confident in the state and placed his hopes on it. But the new rules have upended all expectations.

Now it is difficult to get any help from the state and it is scary. Almost all newly formed families were abandoned to their fate. Now you will have to solve all your problems with housing by relying only on your own strength.

For a young family, this is a rather difficult task and not always feasible, especially with current prices for living space. But, the state assures its residents that the conditions of the new program will apply only to those who have been registered since its adoption. Everyone else will use the old program.

Housing issues under the young family assistance program

It should be noted that such a program allocates only 30% to help with the purchase of housing. The remaining seventy percent is either your own savings or a loan from the bank. By the way, the size of the subsidy directly depends on the number of people in a particular family.

But how difficult it is for young families today, because housing prices are now incredibly high, and not everyone can afford it, especially without support from the state budget. Even if the income level is at an average level, few people can independently make a down payment to obtain a loan.

In almost all young families, the purchase of living space is a major initial purchase. And almost all banks ask for a minimum housing contribution of about thirty percent of the total cost. And interest rates leave much to be desired. Just imagine where a young family can get that amount of money?

The housing issue for young families is a complex and intractable issue. But promising young people, when starting a family, should not be left without government support. Only such support can serve as an excellent incentive for professional growth in the future.

Many young families simply no longer rely on the state and, unable to purchase housing, rent it on their own or live together with the parents of one or the other spouse. This problem can be solved in a variety of ways.

As an example, there are many organizations that issue certain loans for their employees. In other words, this is financial assistance for young families to buy their own home. In return, employees must work for a certain number of years at this enterprise or organization. If you have no plans to change your job in the next 5-15 years, you can use this method.

Improved interest on the young family assistance program

The second option is a mortgage. But the down payment is usually not enough for the required amount, and high interest rates do not make it possible to consider this type of housing loan as government assistance for young families. How to act in this situation and get help as a member of a young family?

In almost every country and in Russia there is a certain law that is based on helping families improve their living conditions. Today, the state is striving to compensate interest rates on loans from commercial banks for the purchase and construction of housing.

By a young family, our state means either a married couple who are not yet 30 years old or an incomplete family in the form of a father or mother, also under thirty years of age, with a minor child. In this case, the documents are usually submitted to the regional office of the fund.

Only he mainly gives preference to young families with many children, because in our time they have a much harder time than young families with one or two minor children. After all, now in our country the prices for food, clothing and various services are simply off the charts. And the child needs to be fed, clothed, paid for school or kindergarten, in case of illness, paid for doctor’s services and purchased medications.

It’s even scary to imagine how many expenses there are, even infringing on your personal interests and desires in everything, and giving everything to the child. Just imagine when there is not one child in a family, but two, three or even more. What should the family do then? And there are times when something happens to one of the parents, for example, he becomes seriously ill or completely passes into another world. What will happen to his family then?

Children and young families assistance program

Our state is simply obliged to do everything to ensure that such families have enough of everything, so that they do not live in poverty and do not need at least minimal funds. If the state provides conscientious support to young families, young couples will strive to legitimize their relationship and have children.

But at the moment, many cannot afford it. Many people think ahead: “What will we feed the child? What are we going to dress him in? How will we pay for his education? And so on". By the way, speaking of education, the cost of training in a normal specialty is now simply beyond the bounds of reason.

If the child does not enroll in the budget (which is very difficult to get into, you have to be almost a genius), then the parents will not be able to afford to pay for education and the child will be left without an education, accordingly, he will not be able to find a well-paid position in the future. And how can you give birth to a child, knowing that you barely have enough money for yourself?

Few citizens of the Russian Federation know not only about their rights, but also about their responsibilities. As a result, they do not receive the services and benefits they are entitled to, which ultimately harms not only their well-being, but also the economy of the state.

In particular, the “Young Family” program provided by the state provides many opportunities through which spouses can significantly improve their living conditions. But in order to take advantage of them, you first need to get a detailed consultation with a lawyer, who will tell you about all the details of the program and what documents you need to collect to participate in it.

Get such advice by calling the phone number listed on our website or writing to the online support chat - it’s fast, absolutely free and available to residents of all regions of Russia!

Among the methods of support developed by government representatives under the Young Family program, the most popular is the provision of loans for the purchase of real estate. The amount of subsidies provided by the state, according to the legislator, should allow program participants to purchase an apartment or other real estate without any particular difficulty.

In addition to providing subsidies, there are other types of support also aimed at providing young families with the opportunity to improve their living conditions. Corresponding programs operate at both the federal and regional levels.

Unfortunately, most citizens have little understanding of the programs themselves and how to take part in them with the least amount of effort and time.

Additionally, the situation is complicated by constantly changing regulations: some of them are amended, often almost changing the essence of the document, some are canceled, and sometimes new laws are adopted. As a result, a person who does not have special knowledge. It is almost impossible to understand the current situation on your own.

And here a qualified lawyer will come to your aid, ready to provide a free consultation on the “Young Family” program.

He will not only answer all your questions and explain unclear terms, but will also help you assess your prospects for receiving a subsidy. In addition, the specialist will tell you what documents to collect and the fastest way to do it, and outline the general procedure.

The help of our specialist is not only available, but also completely confidential: you can call or write your question in an online chat without leaving your home and quickly receive the answer that suits you. And remember: any information you provide will never be passed on to outsiders!

Benefits of receiving legal advice under the Young Family program for free

The consultation provided by a lawyer under the “Young Family” program has many advantages compared to the usual one.

Firstly, anyone can ask a specialist a question, regardless of their region of residence or even citizenship. The lawyer will not ask irrelevant questions and will never ask you to disclose personal information. At any given time, you can tell exactly as much as you see fit.

Secondly, the consultation is completely free. You do not pay either for the professional advice itself or for the call made. And since professional help is often expensive, this opportunity will be very useful for representatives of the least protected segments of the population, for example, the disabled and pensioners.

Third, you can remain anonymous when seeking advice. You won't even need to give your real name, much less provide other personal information. You also do not need to register on our website to call a specialist or write to him in a chat. Just go to our page and get an answer to your question!

Fourthly, no one will ever limit the number of questions you ask. You can clarify the details of one case as much as you need to completely clarify the situation - or ask several specialists several different questions, because you never know what problem will arise in the near future.

Fifthly, you can get a free consultation exactly when you need it and when you have free time. If you can only talk late in the evening, call at this time: our specialists are ready to help you day or night, all year round, without holidays or weekends!

Sixth, the advice you require will only be given by an experienced specialist. All our employees have higher legal education and extensive experience in positively resolving issues similar to yours, and in addition, they constantly improve their qualifications.

How to get free legal advice under the Young Family program

Our online portal offers you several ways to receive free assistance from a specialist in the Young Family program.

First of all, you can call the hotline number listed on the website. It's absolutely free: you don't have to pay for a professional consultation or for actually making a call. In addition, this method is the fastest: to get advice, you don’t need to type a question or wait for a call back - just dial the number and get the help you need so much!

In addition, you can order a call back from our lawyer by writing your phone number in the chat window that works without breaks and weekends and indicating what time you would like to talk with a professional.

If you do not want to communicate by phone, just write your question, not forgetting to indicate all the important details, in the same chat. The lawyer will answer you as quickly as possible. When formulating a question, try to avoid using offensive language and speech patterns that are not accepted in business communication: this will significantly facilitate your communication with a specialist.