MTPL territory coefficient table Muscovy. Osago: calculation methods, coefficients, tariffs and payments. How is compulsory insurance calculated?

The MTPL insurance policy is a mandatory document intended for vehicles registered in the Russian Federation. The cost of the agreement is determined individually and directly depends on the level of basic tariffs, which are regulated by the state.

There are also additional ones, the addition of which can either increase or decrease the final cost of the insurance contract. One of the most important indicators when calculating the amount can be considered the MTPL insurance ratio by region 2019.

Description

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The territorial coefficient is an indicator that characterizes the region in which the state registration of the vehicle was carried out. The value of this coefficient directly depends on the congestion of roads and highways. Accordingly, the indicator in small cities will differ significantly from the level established for megacities.

The coefficient is also directly affected by the number of emergency situations in a particular region. The indicator will be noticeably higher if a large number of accidents are registered in the city. For individuals, the territorial coefficient is determined depending on the permanent place of registration of the owner of the vehicle.

For example, a car is registered in St. Petersburg, and the owner is registered in Vologda. This suggests that the coefficient will be determined based on data from Vologda. As for legal entities and private entrepreneurs, the data is determined based on the region of registration of the organization itself.

Who has the right to install

When calculating the cost of an insurance policy, current legislative acts can establish territorial coefficients. For example, the law “On Compulsory Motor Liability Insurance” establishes the calculation procedure and exactly which coefficients can be applied in a given case.

The Bank of Russia can also set these indicators in accordance with special government instructions. This document defines the level of base rates that must be applied in the calculation process, as well as various coefficients for each specific vehicle owner.

Application

To independently calculate the cost of an insurance agreement or to carry out this operation online, you must use the following standard formula:

P = TB x KT x KBM x KO x KM x KS x KN x KP

The minimum coefficient size is 0.6 and it is intended for small settlements, with a small population and a small number of vehicles

Table of OSAGO coefficients by region in 2019

The MTPL coefficient by region for 2019 is presented below in tabular form:

Other indicators

Number of drivers

The number of people allowed to drive cars also directly affects the final cost. This indicator is called the open use coefficient.

Below is a table characterizing this parameter:

Age and experience

Information for calculating the total length of service is taken from the driver's license. They indicate information about the date of receipt of a certificate of a specific category.

In this case, those drivers who received their license immediately after reaching adulthood are in an advantageous position:

Engine power

This indicator directly depends on the power of the car - the lower it is, the lower the coefficient will be. To determine the power, the information specified in the vehicle's technical passport is used.

Trailer

This coefficient is taken into account only if the corresponding insurance contract provides for driving a vehicle with a trailer.

Period of use

The calculation is made based on vehicle operation data for a specific period. For some groups of people who use transport vehicles seasonally, this information will save significant money.

Insurance period

An insurance policy can be issued for any time period. That is why the coefficient will be different, based on a direct dependence on the duration of the agreement.

The maximum coefficient, at the moment, is 2.1 for cities with an increased frequency of accidents

KN (violation rate)

In this coefficient option there are only 2 values ​​(1.0 and 1.50).

The coefficient of 1.50 can only be applied in the following cases:

Appeal

If the driver is insured by what turns out to be an unscrupulous company that incorrectly calculates the coefficients, he must immediately file a corresponding complaint either with the Russian Association of Auto Insurers or with the Central Bank of the Russian Federation.

The case will be carefully studied by employees of the above organizations based on the information presented in a single database. After some time, an answer will be given about the legality of such a claim and instructions on further actions.

How to choose an insurance company

When choosing a company for insurance under compulsory motor liability insurance, you must rely, first of all, on its reliability, because the coefficient indicators for each insurance organization have a standardized form. The extent to which you can trust a particular company can be concluded based on current information about the organization’s current activities in the market.

In 2015, the system of compulsory motor vehicle citizenship was subject to large-scale changes: the tariff rate was increased and some coefficients were adjusted. In 2016, the law on compulsory motor liability insurance will also be supplemented and edited. Let's take stock and find out what indicators we should focus on this year and what the policy amount now depends on.

How is OSAGO calculated?

The general principle remains unchanged: the base tariff rate is multiplied by additional coefficients that can be applied to a specific driver and his car. The rate depends on the category of the vehicle and its purpose (car or other vehicle, car or truck, etc.).

There is no single rate - each insurer sets it themselves, the Central Bank only fixes the average value. The price can fluctuate within 20 percent. The car insurance rate for an ordinary passenger car ranges from 3,432 to 4,118 rubles; if you want it for your car, you will get different prices from different companies.

Previously, the corridor was narrower, and only grew to 20% in April 2015. However, this percentage is not final: it is expected that during 2016 or at the beginning of 2017 it will increase to 30. Ultimately, the expansion of the tariff corridor should lead to a transition to a free tariff, when insurers will set the rate independently, without relying on a fixed value.

Important! Even taking into account all the increases, the maximum cost of insurance is limited, and the price of the policy cannot be higher than the result according to the formula:

3 x base rate x territorial coefficient (TC).

Example: the base rate for a Moscow passenger car is 3725, and the TK is 2, then the maximum cost of compulsory motor insurance will be: 3725 X 3 X 2 = 22350.

Additional OSAGO coefficients

There are 8 coefficients in total, but another one is planned to be introduced in 2016 (more on this below). Yes, you can find out the final cost of the policy without formulas and long calculations in the OSAGO calculator, but at least in general terms it is necessary to understand what the cost consists of.

• The first of them is territorial (CT). Each region of the country has its own value for this coefficient. It is highest in megacities with active traffic, and lowest in unprofitable areas where there are few cars and accidents are relatively rare. For a long time, CT remained unchanged, but in 2015 they were “updated”.
• The second insurance coefficient of MTPL is bonus-malus, abbreviated as . For careful drivers who have not caused an accident for a long time, the bonus-malus allows them to save a lot on their compulsory motor liability insurance policy (up to 50%).

The table shows in detail the percentage of discounts or increases in the price of KBM, depending on the number of accidents for the entire period of validity of all MTPL policies.

Driver class	KBM	Increase in price – Discount	Dependence of driver class on the number of insurance payments
			There were no payments	1 payment	2 payments	3 payments	4 or more payments
M	2,45	145%	0	M	M	M	M
0	2,3	130%	1	M	M	M	M
1	1,55	55%	2	M	M	M	M
2	1,4	40%	3	1	M	M	M
3	1	No	4	1	M	M	M
4	0,95	5%	5	2	1	M	M
5	0,9	10%	6	3	1	M	M
6	0,85	15%	7	4	2	M	M
7	0,8	20%	8	4	2	M	M
8	0,75	25%	9	5	2	M	M
9	0,7	30%	10	5	2	1	M
10	0,65	35%	11	6	3	1	M
11	0,6	40%	12	6	3	1	M
12	0,55	45%	13	6	3	1	M
13	0,5	50%	13	7	3	1	M

Previously, KBM constantly “glitched” and the percentage was calculated incorrectly. Most of the complaints regarding compulsory motor liability insurance are connected precisely with it; it became especially acute when sales of compulsory motor liability insurance policies began through online systems. However, the bonus-malus system is being improved, and since 2016, a driver may be incorrectly charged KBM through their current insurance company.

• The third coefficient (denoted as “KO”) depends on how many drivers are allowed to drive a car in accordance with the MTPL policy. There are two options here: the circle of drivers allowed to drive (up to 5 people) is clearly indicated in the MTPL agreement; or there is no limit on their number in the contract. In the first case, the KO is equal to 1, in the second it increases to 1.8.
• The fourth coefficient (KVS) depends on the age and experience of the driver or drivers. For young drivers under 22 years of age and with less than 3 years of experience, this FAC is 1.8; for experienced car owners over 22 years of age and with more than 3 years of experience, it is minimal and equal to 1.
• The fifth coefficient (KM) depends on the engine power. Its peculiarity is that it is applied only to cars of categories “B” and “BE”. The more power, the higher the value.
• The sixth coefficient (Kpr) applies to vehicles with a trailer. Trailers themselves have not been insured separately since 2014: this “rack on wheels” simply fits into the MTPL policy for the car itself. However, for most drivers, the CPR is irrelevant, because it does not apply to passenger cars with trailers.
• The seventh coefficient (KS) depends on seasonality, that is, the period of use of the machine. Many car owners do not buy policies for the whole year, but only for the spring-summer period - in this case they can count on a small discount.
• The eighth coefficient (KP) also depends on the insurance period, but applies only to foreigners and owners of cars traveling in transit. It varies from 0.2 to 1.

The last point that needs to be discussed is (CN), which applies in the presence of gross violations prescribed in the law on compulsory insurance. This includes reporting false information to the insurance company, driving while drunk, intentionally causing an accident, and other similar cases. The KN size is fixed – 1.5.

New coefficient for OSAGO 2016

It is planned that in 2016 another coefficient for “sloppy” drivers will come into effect. Its value will depend on previous traffic violations, such as illegal parking. The main factor here will be the severity of the offenses, not their number. It will be applied for “repeat” driving through a red light or across a solid line, driving while drunk, etc. It is still unknown what values ​​will be set for it, but one thing is clear: “bad” drivers risk receiving a significant markup on the policy.

Insurance rates for compulsory motor liability insurance: nuances

Does the age of the car affect the price of the policy?

There are no additional payments under OSAGO for used vehicles.

What territorial coefficient will be taken into account if the car is registered in one region, and the MTPL policy will need to be purchased in another? For example, if a driver from Perm takes out insurance for St. Petersburg.

The place of purchase is not taken into account in any way, since CT depends only on the place of registration of the car owner. If a Perm driver buys a policy in St. Petersburg, then the Perm CT will still be used.

Based on the changes in the tariff and MTPL coefficients (already accomplished and planned), it becomes clear that the price of car insurance in 2016 will continue to grow slowly, but we must not forget about the reasons for this growth - a threefold increase in the threshold of insurance payments.

For more details about the calculation of compulsory motor liability insurance, watch the video

What is the territorial OSAGO coefficient and why is it needed? Let's consider this issue in detail - it is quite interesting and informative.

OSAGO coefficients

Since its introduction in the vast expanses of the Russian Federation, the compulsory MTPL insurance system has undergone many transformations. The changes largely concerned the details, leaving the very principle of calculating insurance unchanged.

At the same time, technology insurance cost calculation preserved in its original form and has not undergone significant changes. As before, it is a simple arithmetic multiplication of the base rate by the corresponding odds. Their value depends on different initial data and is designed to take into account the individual characteristics of the driver, vehicle and insurance history when calculating. It is worth listing the names of the coefficients:

• accident-free operation, depends on the number of insured events;
• driving experience and age;
• taking into account the number of drivers in the policy;
• engine power;
• period of transport use;
• the period of compulsory insurance;
• using a trailer.

One of these coefficients is the territorial coefficient of OSAGO.

Territorial OSAGO coefficient

It is clear that such a coefficient, based on the name, should take into account the region of transport operation. That’s right - the territoriality coefficient is determined based on the place of residence of the car owner. The initial data for determining the region for individuals is available in the vehicle passport or registration certificate.

To determine the territorial affiliation of a vehicle, legal entities usually use constituent documents.

The general pattern for the territorial OSAGO coefficient is that the higher the accident rate in a particular city, the larger this indicator is.

So, for example, in the hero city of Moscow and the oil industry city of Surgut, the coefficient is 2. This indicator is highest for the cities of Murmansk and Chelyabinsk, where, judging by the official statistics of the Ministry of Internal Affairs, the most severe and reckless car owners live. For residents of these cities, the coefficient is 2.1.

Of course, in areas or cities where traffic is not so intense and the concentration of vehicles is small, the MTPL territoriality indicator will be much lower. Although accident statistics in such regions show a low accident rate, there are no coefficients less than 0.6 in the Russian Federation. It is curious that for the entire Crimea, without exception, exactly this value is determined.

More detailed information on your territorial OSAGO coefficient can be easily found in the table for 2016.

In addition, reliable information can always be obtained from insurance companies in your region by calling the contact number or making an electronic request on the official website.

Application of a regional indicator

It’s no secret that any vehicle owner dreams of getting a cheaper MTPL policy. Such aspirations have especially manifested themselves recently, against the backdrop of a significant rise in insurance prices. Various, legal and not so, tricks are used - from buying fake policies to submitting false data.

Meanwhile, there is a completely legal method of somewhat reducing the final cost of an insurance contract using a regional indicator. We are talking about reducing its importance by registering vehicles in areas that have a lower territoriality coefficient.

For example, a car can be registered in the name of a relative in a rural area, where the territorial OSAGO coefficient is significantly less than the city one. It is clear that this method is not convenient for everyone, but in this way it is quite possible to reduce the cost of a car title.

It is worth noting that, according to official information, insurance rates are not expected to increase in 2016. The main event related to compulsory insurance this year will be the replacement of policy forms.

However, every car owner needs to monitor the situation around compulsory motor liability insurance. The difficult economic situation in the country may well make its own adjustments, as has already happened.

TB - Table with base rates for all vehicle categories:

Basic rates effective from January 2019. New basic MTPL tariff.

TB- Basic insurance rates
			Basic tariff (rub.)
			Minimum value	Maximum value
	Motorcycles and scooters
	Passenger vehicles	legal entities
		individuals, individual entrepreneurs
	Passenger vehicles used as taxis
	Freight vehicles	with permitted max. weighing 16 tons or less
		with permitted max. weighing more than 16 tons
	Buses	up to 16 seats (inclusive)
		more than 16 seats
		Shuttle buses
	Trolleybuses
	Trams
Special equipment	Tractors, self-propelled vehicles, etc.

CT - Coefficient of territory of primary use:

Insurance rate coefficient depending on the territory of primary use of the vehicle (CT) category B
Place of residence (location) of the vehicle owner	Coefficient
Moscow city	2
Cities and towns of the Moscow region.	1,7
City of Saint Petersburg	1,8
Leningrad region	1,3
Vladimir city	1,6
Kaluga city	1,2
Ryazan city	1,4
City of Smolensk	1,2
Tver city	1,5
Tula city	1,5
City of Yaroslavl	1,5

The coefficient of insurance rates depending on the presence or absence of insurance payments in the event of insured events that occurred during the period of validity of previous contracts of compulsory insurance of civil liability of vehicle owners (KBM)
Class at the beginning of the annual insurance period	Coefficient	Class at the end of the annual insurance period, taking into account the presence of insured events that occurred during the period of validity of previous compulsory insurance contracts
		Number of payments
	2,45
	2,3
	1,55
	1,4
	1
	0,95
	0,9
	0,85
	0,8
	0,75
	0,7
	0,65
	0,6
	0,55
	0,5

It will help to calculate the cost of the policy

Kvs - OSAGO coefficients for 2018-2019 for the age and length of service of admitted drivers:

Insurance rate coefficient for individuals*, depending on the availability of information on the number of persons allowed to drive a vehicle, as well as the age and length of service of the driver allowed to drive (Ko and Kvs)
	Age/experience								More than 14
	No limits
	Over 59

Co. - limitation coefficient (line No. 1 in the table above)

Coefficient Ko = 1.8 is always applied if the owner of the vehicle is a legal entity.

Km - Power factor:

Insurance tariff coefficient depending on the engine power of a passenger vehicle (Km)
Engine power (hp)	Coefficient
up to 50 inclusive
over 50 to 70 inclusive
over 70 to 100 inclusive
over 100 to 120 inclusive
over 120 to 150 inclusive

KS - Insurance period coefficient:

Insurance tariff coefficient depending on the period of use of the vehicle (Ks)
Period of vehicle use (months)	Coefficient

Kn - Insurance rate coefficient applied in case of gross violations:

The insurance rate coefficient Kn is applied in case of gross violations of the insurance conditions. If this coefficient is applied, it is always equal to 1.5. If the Compulsory Insurance Agreement is concluded or extended for a new period of 1 year. The owner of the vehicle does not change and there is at least one of the following violations:

Provided information that was knowingly false to the insurance company (concerning the vehicle owner or the circumstances that caused the traffic accident); Intentionally provoked the occurrence of the insured event itself; Intentionally caused harm under such circumstances that became the basis for putting forward recourse claims.

Intentional harm to the health/life of the victim; Damage caused while intoxicated (alcohol/drugs); Damage caused by a person who does not have the right to drive a vehicle; Leaving the scene of a car accident; The person at fault for the accident is not included in the compulsory car insurance policy; The traffic accident occurred during a period not covered by the concluded auto insurance contract; The person at fault for the car accident did not send the notification form about the accident to the insurance company within the required 5 days; Within 15 days after the accident, the car owner began repairing the vehicle or disposing of it without providing it to the insurer for inspection and examination; The validity period of the vehicle diagnostic card had expired at the time of the car accident; In the case of concluding a car insurance contract via the Internet (in the form of an electronic document), the policyholder provided false information and, as a result, the amount of the insurance premium under such a contract was unreasonably reduced.

If the car owner has not committed any violations from the list above, then he has Kn=1.0.

DEAR CLIENTS, ATTENTION!

We inform you that on December 29, 2018, a new version of the Bank of Russia Directive dated December 4, 2018 N 5000-U “On the maximum amounts of base rates of insurance tariffs and insurance tariff coefficients, requirements for the structure of insurance tariffs, as well as the procedure for their application by insurers when determining the insurance premium for compulsory civil liability insurance of vehicle owners" (hereinafter referred to as the Bank of Russia Directive).

The changes reflected in the Directive of the Bank of Russia are the first stage of liberalization of the compulsory motor liability insurance system and are aimed at personalizing tariffs for each driver.

Main changes:

• From January 9, 2019 changing the boundaries of the tariff corridor of the base tariff. For most categories, the minimum limit is reduced by 20% and the maximum limit is increased by 20%, with the exception of motorcycles and passenger vehicles of legal entities - the maximum limit has been reduced for them.
• From January 9, 2019 change in the system of coefficients for the age and length of service of the captain. The number of unique odds increases from 4 to 11. The odds for young and inexperienced drivers have been increased and the odds have been decreased for older drivers.
• From January 9, 2019 change in the system of restriction coefficient of persons admitted to management (CR). The QR coefficient increases for individuals from 1.8 to 1.87. For legal entities, there are no changes to the CR coefficient.
• From April 1, 2019 changing the CBM system for individuals and legal entities. The BMR will be determined only once a year and recorded over the next year.

MTPL insurance rates 2018-2019

Compulsory insurance is not a luxury, but a responsibility of every driver. Nowadays, MTPL insurance rates are no longer as complex as they were several years ago, and amounts are calculated in just a few minutes. Whether they are fair or not is an open question. For example, it is more expensive to insure a vehicle in Moscow than in Smolensk or Chita. After all, the region of operation affects one of the adjustment factors that determine the final cost of the policy.

Every driver has heard about compulsory civil liability insurance. The policy is one of the documents that you should always have with you, along with your driver’s license. Its absence is punishable by a fine, and the amounts are quite high. The cost of the policy is determined by the MTPL insurance rates, which are multiplied according to a special formula. The less horsepower in the car, the more experienced the driver and the calmer the region, the less you will have to pay for paperwork.

It should be noted that driving on roads without compulsory motor insurance is dangerous in all respects. A fine from traffic police inspectors is not so bad: there are more serious things. For example, if a driver without insurance causes an accident, he will independently compensate for all damage caused as a result of his action. And this is not only the cost of damaged property, but also compensation for damage to the health of victims. In this sense, MTPL insurance rates are not so high. Riding in a car and constantly fearing either a fine or an accident is not a fate for the faint of heart.

Where is the most profitable place to purchase an MTPL policy?

Our company offers you favorable working conditions when issuing policies. We use unified MTPL tariffs 2018-2019, accurately and quickly calculating the cost of the service. Qualified managers will always tell you a profitable way to insure your car. Thus, for new cars, CASCO is preferable, thanks to which you can worry less about restoring your car after an accident or theft. Here are just some of the benefits of working with us:

• Full package of services. You no longer need to purchase different insurance packages from several organizations. You can buy everything you need from us!
• Favorable prices. In an effort to win the trust of our clients, we use MTPL insurance rates without markups. The best offers from leading insurers are an excellent opportunity to choose the best option.
• Relevance. Having reliable information, we are ready to tell you the price of the policy right now. All you need to do is contact the manager using a convenient contact.
• Accuracy. Appreciate the wealth of experience of our employees: errors and inaccuracies are simply excluded! Despite the speed of registration, the information is carefully double-checked by a customer service specialist.

What do the tariffs for compulsory motor liability insurance consist of?

The established MTPL insurance rates are the result of long calculations and scientific research. The cost of the policy is based on several factors: the distinctive features of the car (engine power, type of vehicle), driver data (driving experience, age, presence or absence of violations), region of registration and other criteria. The entire scheme is based on the basic compulsory motor liability insurance rate, fixed and established by law.

A motor vehicle insurance policy is a mandatory insurance policy required for the operation of vehicles registered in the Russian Federation.

Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:

APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.

It's fast and FOR FREE!

The cost of the policy is determined individually in each case and depends on the basic rates established by the state and additional coefficients that can either increase or decrease the price of insurance. One of these coefficients is CT - territory coefficient.

What it is

Territory coefficient (CT) is an indicator characterizing the region where vehicles are registered.

The value of CT depends on:

• traffic congestion in the region. The coefficient for small cities will be lower than for megacities, since the number of registered vehicles in the regions is much smaller;
• accident rate in the area. The coefficient will be higher if a large number of road accidents are recorded in the region.

The territory indicator is determined:

• for individuals, the place of registration of the owner indicated in the civil passport. For example, a vehicle is registered in Moscow, and the owner is registered in Kostroma. The coefficient will be determined based on Kostroma data;
• for legal entities and individual entrepreneurs, the coefficient is determined by the region of registration of the enterprise. For example, an organization is registered in Moscow, and vehicles are registered in the Moscow region. CT is determined according to the Moscow index.

Who installs

The cost of the policy is calculated on the basis of such legislative acts as:

• law, which approves the calculation rules and establishes which coefficients can be applied (Article 9);
• . The document establishes the base rates used in the calculation and the values ​​of various coefficients for a specific car owner.

How to use

P– this is the price of the vehicle title obtained as a result of the calculation;
TB– basic tariff. Currently, the Central Bank has established the minimum and maximum tariffs.

The insurance company, at its discretion, can use any value from the presented corridor. Most companies with the highest reliability rating of A++ use minimum rates.

CT– coefficient depending on the place of registration of the owner and discussed in this article. The value of the coefficient is established by law and will be discussed further;

KBM– , which depends on the number of requests from the owner for insurance payment in the previous insurance period. The value of the coefficient can be calculated independently using the table:

PIC– an indicator reflecting the pattern between the driver’s age and his driving experience. The value is fixed by law and is displayed in the table:

KO– this coefficient depends on the number of people who have the right to drive a vehicle. The indicator can be determined from the table:

KM– the indicator of this coefficient depends on the power of the insured vehicle. For passenger cars belonging to categories B and BE, the coefficient value can be found in the table:

KS– coefficient reflecting the periods of use of the vehicle. It is used when taking out insurance with a limited service life, for example, for drivers who use cars only in the autumn-summer period;

KN reflects the presence of violations by the owner of the essential terms of the insurance contract.

The coefficient takes a value equal to 1 if there are no violations and 1.5 if there are violations established by paragraph 3 of the law “On Compulsory Motor Liability Insurance”.

Such violations include:

• providing false information when purchasing a vehicle license;
• permission to drive for drivers not specified in the insurance contract;
• unauthorized and so on;

KP– coefficient depending on the period for which the policy is issued. The value is set by the Bank of Russia and is reflected in the following table:

Thus, each coefficient can:

• increase the cost of a car license (coefficient more than 1);
• reduce the price of the policy (coefficient less than 1);
• leave the cost of insurance unchanged (the coefficient value is 1).

OSAGO territory coefficient table

The MTPL territory coefficient in 2018 for various regions is:

Territory of the Russian Federation	The value of the coefficient for vehicles not belonging to the categories of tractors and self-propelled machines
Adygea	1,3
Gorno-Altaisk	1,3
Other cities of the Altai Republic	0,7
Blagoveshchensk	1,2
Ufa	1,8
Ulan-Ude	1,3
Other cities in the territory of the Republic of Buryatia	0,6
Makhachkala, Derbent, Kaspiysk	0,7
Other cities of Dagestan	0,6
Malgobek	0,8
Rest of Ingushetia	0,6
Nalchik	1
Kabardino-Balkaria	0,7
Elista	1,3
Kalmykia	0,6
Karachay-Cherkessia	1
Karelia (excluding Petrozavodsk)	0,8
Petrozavodsk	1,3
Syktyvkar	1,6
Ukhta	1,3
Other cities in Komi	1
Crimea	0,6
Yoshkar-Ola	1,4
Volzhsk	1
Rest of Mari El	0,7
Saransk	1,5
Ruzaevka	1,2
Other settlements of Mordovia	0,8
Yakutsk	1,2
Saha Republic	0,6
North Ossetia excluding Vladikavkaz	0,8
Vladikavkaz	1
Kazan	2
Almetyevsk (Zelenodolsk, Nizhnekamsk)	1,3
Naberezhnye Chelny	1,7
Bugulma (Leninogorsk, Chistopol)	1
The rest of the Republic of Tatarstan	1,1
Tyva	0,6
Izhevsk	1,6
Udmurtia	0,8
Abakan	1
Other cities of Khakassia	0,6
Chechnya	0,6
Cheboksary	1,6
Novocheboksarsk	1,2
Chuvash Republic	0,8
Barnaul	1,7
Biysk	1,2
Novoaltaisk (Rubtsovsk, Zarinsk)	1,1
Other cities of the Altai Territory	0,7
Chita	0,7
Transbaikal region	0,6
Petropavlovsk-Kamchatsky	1,3
Kamchatka Krai	1
Krasnodar, Novorossiysk	1,8
Gelendzhik, Anapa	1,3
Tuapse, Sochi	1,2
Other settlements related to the Krasnodar Territory	1
Norilsk, Zheleznogorsk	1,3
Zelenogorsk, Achinsk	1,1
Krasnoyarsk	1,8
Minusinsk	1
Krasnoyarsk region	0,9
Permian	2
Krasnokamsk (Berezniki)	1,3
Solikamsk	1,2
Tchaikovsky, Lisva	1
Other settlements of the Perm region	1,1
Vladivostok	1,4
Ussuriysk, Nakhodka	1
Primorsky Krai	0,7
Kislovodsk, Stavropol	1,2
Mineralnye Vody, Essentuki, Pyatigorsk	1
The rest of the Stavropol Territory	0,7
Khabarovsk	1,7
Komsomolsk-on-Amur	1,3
Amursk	1
Khabarovsk region	0,8
Blagoveshchensk	1,6
Belgorodsk, Svobodny	1,1
Other Amur region	1
Arkhangelsk	1,8
Severodvinsk	1,7
Kotlas	1,6
Arhangelsk region	0,85
Astrakhan	1,4
Astrakhan region	0,8
Belgorod	1,3
Stary Oskol, Gubkin	1
Belgorod region	0,8
Bryansk	1,5
Klintsy	1
Bryansk region	0,7
Vladimir	1,6
Moore	1,2
Goose Crystal	1,1
Vladimir region	1
Volgograd	1,3
Volzhsky	1,1
Kamyshin, Mikhailovka	1
Volgograd region	0,7
Cherepovets	1,8
Vologda	1,7
Vologda Region	0,9
Voronezh	1,5
Liski, Rossosh, Borisoglebsk	1,1
Voronezh region	0,8
Ivanovo	1,8
Kineshma	1,1
Shuya	1
Ivanovo region	0,9
Irkutsk	1,7
Shelekhov	1,3
Angarsk	1,2
Bratsk, Tulun, Ust-Ilimsk	1
Irkutsk region	0,8
Kaliningrad	1,1
Kaliningrad region	0,8
Kaluga	1,2
Obninsk	1,3
Kaluga region	0,9
Kemerovo	1,9
Novokuznetsk	1,8
Belovo, Osinniki, Prokopyevsk	1,3
Kisilevsk, Yurga	1,2
Kemerovo region	1,1
Kirov	1,4
Kirov region	0,8
Kostroma	1,3
Kostroma region	0,7
Mound	1,4
Shadrinsk	1,1
Kurgan region	0,6
Kursk	1,2
Zheleznogorsk	1,1
Kursk region	0,7
Leningrad region	1,3
Saint Petersburg	1,8
Lipetsk	1,5
Dace	1
Lipetsk region	0,8
Magadan	0,7
Magadan Region	0,6
Moscow region	1,7
Moscow	2
Murmansk	2,1
Severomorsk	1,6
Monchegorsk, Apatity	1,3
Murmansk region	1,2
Nizhny Novgorod	1,8
Dzerzhinsk, Bor	1,3
Arzamas, Sarov	1,1
Nizhny Novgorod Region	1
Velikiy Novgorod	1,3
Borovichi	1
Novgorod region	0,9
Novosibirsk	1,7
Kuibyshev	1
Berdsk	1,3
Iskitim	1,2
Novosibirsk region	0,9
Omsk	1,6
Omsk region	0,9
Orenburg	1,7
Orsk	1,1
Orenburg region	0,8
Eagle	1,2
Livny	1
Oryol Region	0,7
Penza	1,4
Zarechny	1,2
Kuznetsk	1
Penza region	0,7
Pskov	1,2
Velikie Luki	1
Pskov region	0,7
Rostov-on-Don	1,8
Mines	1,1
Azov	1,2
Bataysk	1,3
Taganrog, Volgodonsk, Novocherkassk	1
Rostov region	0,8
Ryazan	1,4
Ryazan Oblast	0,9
Samara	1,6
Tolyatti	1,5
Chapaevsk	1,2
Syzran, Novokuybyshevsk	1,1
Samara Region	0,9
Saratov	1,6
Engelsk	1,2
Volsk	1
Saratov region	0,7
Yuzhno-Sakhalinsk	1,5
Sakhalin region	0,9
Ekaterinburg	1,8
Novouralsk, Pervouralsk	1,3
Polevskoy	1,2
Sverdlovsk region	1
Smolensk	1,2
Vyazma, Yartsevo	1
Smolensk region	0,7
Tambov	1,2
Michurinsk	1
Tambov Region	0,8
Tver	1,5
Vyshny Volochok, Rzhev, Kimry	1
Tver region	0,8
Tomsk	1,6
Seversk	1,2
Tomsk region	0,9
Tula	1,5
Shchekino, Uzlovaya	1,2
Efremov, Novomoskovsk	1
Tula region	0,9
Tyumen	2
Tobolsk	1,3
Tyumen region	1,1
Ulyanovsk	1,5
Dmitrovograd	1,2
Ulyanovsk region	0,9
Chelyabinsk	2,1
Magnitogorsk	1,8
Kopeysk	1,6
Miass, Zlatoust	1,4
Chebarkul	1,2
Chelyabinsk region	1
Yaroslavl	1,5
Yaroslavl region	0,9
Jewish Autonomous Region	0,6
Surgut	2
Khanty-Mansiysk	1,5
Nizhnevartovsk	1,8
Nefteyugansk	1,3
Kogalym	1
Other cities in the district	1,1
Chukotka Autonomous Okrug	0,6
Noyabrsk	1,7
New Urengoy	1
Yamalo-Nenets Autonomous Okrug	1,1
Baikonur	0,6

The territory coefficient is established at the legislative level and is mandatory when calculating the cost of a vehicle license.