Special offers. Promotions, discounts and promotional codes for otp bank Special offer from otp bank

Special promotions - temporary and permanent - allow you to get more profitable and convenient cooperation with a banking organization. There are such financial products for OTP Bank clients: special offers for loans and services. Knowing about such “bonuses”, you can get a loan at low rates, get a debit card directly in the store, or open a current account under special conditions.

Many pass by such opportunities, being content only with the current basic services of OTP Bank. But it’s better not to rush into concluding an agreement, but to find out more and get a better deal. We’ll talk about this in detail below.

And the first on the list of special offers from OTP Bank is a consumer cash loan at a low rate of 15.9%. A loan can be taken out for any purpose: with the money received you can buy transport, go on a trip, pay for education or make any other dream come true. The procedure for approving and issuing funds is quick, and a small annual percentage allows you to use the loan and not overpay a tidy sum.

1. There are other “advantages”.
2. Honest design. Unlike other unverified credit institutions offering low interest rates, OTP Bank has no hidden fees or other mandatory payments.
3. High limit. It is possible to receive up to 4,000,000 rubles.
4. Open contract. One copy of the signed agreement is given to the borrower for careful study, and any questions that arise are resolved on the spot with clarifications and explanations from the bank manager.
5. Remote maintenance. Each client has access to Internet banking, a mobile application, SMS notifications, and, importantly, it is possible to submit an online loan application.

Only a passport. To submit an online application, you only need to enter your passport information.

As soon as you receive the go-ahead to apply for a loan, you must visit the nearest bank branch and provide additional documents. And the larger this list, the lower the rate and the higher the maximum limit. Thus, a basic set of papers - passport, SNILS and TIN - is enough for a loan of up to 200,000 rubles. To increase the level to 400,000 rubles. You will need a photocopy of the work book certified at the place of work and a notice of the status of an individual personal account in the Russian Pension Fund system (the notice is easier to obtain through the Gosuslugi portal and send to OTP electronically). If you plan to enter into a loan agreement for an amount of more than 400,000 rubles, it is better to prepare a 2-NDFL.

Important! A basic set of documents is required for any limit.

It is advisable to soberly assess your chances of receiving a loan at the stage of planning the loan amount. Moreover, to avoid refusal, it is better to immediately pay attention to the requirements for borrowers. The general conditions are as follows:

• citizenship of the Russian Federation;
• registration and actual presence in the place where at least one branch of OTP Bank operates;
• age not older than 68 years inclusive (on the day the loan is issued).

There are also special requirements for certain categories of clients. For employees, it is necessary to be over 21 years old and with permanent employment, and for employees employed under civil contracts, it is important to have the age noted above and at least 3 months of experience. If we are talking about older people, then they need to confirm that they have received a pension. To do this, it is enough to present a pension certificate or a certificate of a reserve officer for law enforcement agencies.

When a loan is issued for individual entrepreneurs, notaries, lawyers, their employees and immediate relatives, additional points are taken into account:

• age at least 25 years;
• date of registration as an individual entrepreneur, notary, lawyer for individuals engaged in business without forming a legal entity - more than 12 months before the date of application (does not apply to relatives and employees).

Anyone can take advantage of this special offer and make a large purchase without large overpayments, commissions and fines. If the borrower agrees to provide a full package of documents and boasts an excellent credit history, then a consumer cash loan at a low rate will be approved and issued in the near future. It’s easy for you to find out how much funds OTP Bank is ready to provide: just fill out an online application and receive a response within a few minutes.

How to get cash in 15 minutes?

For shopping lovers, there is a more convenient and pleasant special offer - directly in the store you can receive not only a consumer loan, but also a debit card. Such a credit card is called “Cash in 15 minutes” and fully reflects its name: the client quickly receives real money. You just need to show your passport and sign a loan agreement at the checkout counter of an OTP Bank partner store.

Among the partner companies are DNS, Beeline, ADAMAS, RBT.ru, Euroset, Much Furniture, Snow Queen, Aleph, M.video, Kant. , “Revansh”, “Know-how”, “Svyaznoy”, “58”, “Citylink”, “LAZURIT”, “Media Markt” and some others (a complete list of all OTP Bank partners is provided on the official website). There are many advantages to such lending:

• To receive cash, you only need to present a single document - a Russian passport.
• The loan amount can range from 2,000 to 300,000 rubles.
• Interest rate is 19.9-24.1% per annum.

Important! The interest rate is determined separately for each client and varies depending on the borrower’s risk level based on the results of automatic computer scoring.

• Loan term from 12 to 60 months.
• Down payment from 0%.
• Flexible tariffs.
• The contract is approved and executed promptly.
• You choose your own loan repayment date.
• Cash in 15 Minutes loans are denied extremely rarely and only to those who provide a fake ID or have an unpaid loan behind them.
• Paying off debt is easy and quick.

Attention! For violation of the mandatory clauses of the loan agreement, a penalty of 20% is provided.

And most importantly, the borrower is given the opportunity not to take out a loan for a specific product in a specific place, but to pay by card in any stores and boutiques at his discretion. Moreover, OTP Bank does not put forward any special requirements for the future borrower. Any citizen of the Russian Federation aged 21 to 69 years, registered and living in a place with a functioning bank branch, can receive a credit card.

Such a loan is also available for pensioners: the bank welcomes pension payments on an equal basis with wages as a source of income.

Among the special offers from OTP are not only the issuance of loans on special conditions, but also other options for cooperation. Thus, there are special conditions for clients who were served in organizations that were deprived of a license to carry out banking operations. Such persons are encouraged to minimize their inconvenience from the current situation and begin their relationship with the new financial institution with pleasant bonuses. More specifically, the following services are provided free of charge:

• all the hassle of opening a primary account is free;
• drawing up a client card with sample signatures and stamps - free of charge;
• provision and certification of photocopies of all documentation for opening an account - free of charge.

Important! All other aspects of cooperation - cash services, money counting, acquiring - are provided at reduced rates.

Anyone with the status of an individual, individual entrepreneur or legal entity can take advantage of the special opportunity. The promotion has been in effect since 2015 and is successfully implemented today as an indefinite one. During this time, thousands of clients switched to OTP Bank and were satisfied with the proposed terms of cooperation.

It’s easy to prove your right to participate in the special promotion. It is necessary to provide a document proving the existence of settlement and monetary relations with any credit institution that has currently lost its license. OTP Bank accepts the following confirmations:

• certificate of opening an account indicating the balance of available funds;
• an extract or report on a personal account (according to the bank’s form);
• a photocopy of one of the documents listed above.

Documents certifying cooperation with the FKU must be dated no earlier than 30 days before submitting the application to the OTP. Tariffs charged for services under a special offer are determined depending on the structural unit of OTP Bank.

For additional branches located in the cities of Moscow, Korol, Lyubertsy, Balashikha, offices and branches in Yaroslavl, Lipetsk, Tver, Liski, as well as the St. Petersburg branch, only general conditions apply. Thus, the previously mentioned opening of a new account, processing of the client’s accompanying documentation and issuing a client card occurs without deducting a commission.

Knowing about the special offers offered by OTP Bank, you can receive profitable, convenient and pleasant lending and service. It is not difficult to track available promotions if you regularly visit the bank, analyze the official website or consult a call center. The main thing is not to rush into concluding a credit or debit agreement, but to look at all possible alternatives.

Have you been served by a bank whose license was revoked? Come to OTP Bank for service, and we will offer you favorable conditions:

• free opening of the first account
• free registration of a card with sample signatures and seal impressions
• free production and certification of copies of documents for opening an account

Hurry up to take advantage of special conditions!

On June 8, 2015, OTP Bank launched a special promotion for clients who were served in banks whose licenses have currently been revoked. To minimize the inconvenience associated with opening accounts in a new bank, we offer special rates, namely:

• Free opening of your first account
• Free registration of a card with sample signatures and seal impressions
• Free production and certification of copies of documents for opening an account.

Conditions of validity of Tariffs of OTP Bank JSC for servicing legal entities and individual entrepreneurs (Small Business segment), applied as part of the promotion “for Clients of credit institutions with a revoked license”

1. These Tariff Terms (hereinafter referred to as the Conditions) establish the amounts and rates of remuneration for the performance of OTP Bank JSC (hereinafter referred to as OTP Bank, Bank) operations on behalf of legal entities and individual entrepreneurs classified as “Small Business” segment, within the framework of promotions “for Clients of credit institutions with a revoked license” (hereinafter referred to as the Promotion).

2. The period of validity of the Promotion is constant, starting from 06/08/2015.

3. Clients who are subject to the Promotion Terms are Clients who have provided the Bank with a document confirming the existence of an open current account with a credit institution in respect of which a decision has been made to revoke the license to carry out banking operations (certificate of account availability, current account statement, dated no earlier than one calendar month before the Client contacts the Bank, or a copy of one of the specified documents).

The amount of the Tariff charged within the framework of the Promotion is determined for the following structural divisions of the Bank (to the extent not regulated by this document, the Tariffs of the corresponding regional division are applied):

• Additional offices located in Moscow, Korolev, Lyubertsy, Balashikha;
• Branch "St. Petersburg" of JSC "OTP Bank" in St. Petersburg;
• Branches of OTP Bank JSC, as well as operational offices located in Yaroslavl, Lipetsk, Tver and Liski:

• Omsk branch of OTP Bank JSC in Omsk:

Opening the first account, with the exception of clause 1.2.

Do you think that it is impossible to take out a consumer loan at low interest rates from a serious bank? This means you haven't seen the offers yet. "OTP Bank". Fill out an application on the website, receive a decision within 15 minutes and come to the bank to collect your money. Today, it has become quite common for most people to take out loans to fulfill their plans. OTP Bank promo code January-March 2020 – when it’s simple and clear!

Didn't have enough money until payday? Didn't meet your wedding budget? Unexpectedly invited to an anniversary? Suddenly your washing machine breaks down, and you have a small child in your house who loves to jump in puddles? A consumer loan will help you out, which will also create an excellent credit history for you, provided you comply with all the clauses of the agreement with the bank. The decision is made by the bank within a quarter of an hour. Every bank client will definitely find a loan on favorable terms. Take from 15,000 rubles to 1 million rubles for a period of 12 to 60 months for absolutely any need.

Thanks to a simple and convenient calculator, you can calculate the amount of the monthly loan payment directly on the website - indicate the amount you plan to take out and for how long.

If you want to learn even more about lending opportunities, then during business hours you will always be advised by the bank’s single phone number.

The bank is distinguished by high financial stability and an impeccable business reputation.

How to use OTPbank coupon January-March 2020?

Today, most online purchases are made using promotional codes, which are a combination of letters and numbers to be used during the purchase process to receive a discount. The OTP Bank company also provides its clients with similar discounts. Click on this page on the promotion you are interested in, after which, when you follow the link, the resulting set of characters will be inserted into the appropriate field when applying for a loan, so that the amount is automatically recalculated taking into account the discount. The promotional code has a limited validity period, so regularly check the relevance of promotions on the bank’s website. Additionally, most coupons can only be used once per registered user.

How to get a loan?

In the online form on the website, the client indicates his personal data (last name, first name, patronymic), mobile phone, email address and date of birth, and also indicates the status of his credit history and type of work activity. Loans are issued to Russian citizens aged 21 to 65 years and with a permanent job. Interest is calculated monthly on the remaining principal amount.

You can repay your loan early without commission. If for some reason the client cannot make the next payment, then you can use the bank’s paid service “Change of payment date”.

The credit limit, payment schedule and interest rate are calculated individually.

To ensure that Internet banking is always at hand, download the free OTPdirect mobile application for your smartphone or tablet. Now you always know everything about the current status of your loan.

Make your wishes come true today, don’t put it off until tomorrow!

Tinkoff Bank offers clients favorable conditions for issuing and delivering credit cards directly to their home. Tinkoff Platinum is considered the bank's most popular card. And at the moment, more than four million of our compatriots are using it. And free delivery to any city makes the offer even more attractive.

About Tinkoff Bank

“Tinkoff is one of the few banks in Russia whose activities are entirely based on remote customer service. The bank does not have its own ATMs or retail branches, which does not make its services any less relevant. Among domestic banks, Tinkoff ranks fifty-fifth in terms of the number of assets and forty-third in terms of equity capital.

The bank regularly expands opportunities for its clients, improves business processes and technologies for processing “large data”. This includes, among other things, popular social networks.

Facts about Tinkoff Bank

• Tinkoff is a full-fledged online bank;
• To assess the solvency of clients, social networks are also analyzed. networks;
• The bank started operating in 2006;
• The founder of the bank, Oleg Tenkov, invested about $70 million in its creation;
• In 2011, the bank introduced its applications for iOS and Android;
• Tinkoff cooperates with leading Russian banks;
• A mortgage program was launched in 2015;
• The bank creates a significant part of all its software products independently without the involvement of third-party specialists.

Advantageous offers from Tinkoff Bank

In addition to the fact that Tinkoff already offers favorable conditions for those who want to use banking services, on the website https://site and on the promotional pages, you are invited to see how many other excellent offers there are.

First of all, this is a 30% refund when making purchases through credit card payment. Secondly, the bank offers a loan of up to 300 thousand rubles with rapid processing speed - only 5 minutes. In order to use these services, just click on the “Get discount” button on the selected offer on the Tinkoff Bank website, after which you will be redirected to the appropriate page of the site, where you can apply for a card. If you have a card, you can activate it on this page.

Shares in Russian banks

The website keeps its users updated on current special promotions of Russian banks: Sberbank and others.

Full name of the bank - Joint Stock Company "OTP Bank".
Abbreviated name of the bank - JSC "OTP Bank"
Full name of the bank in English -.
The abbreviated name of the bank in English is JSC "OTP Bank".

License for banking operations No. 2766 dated November 27, 2014.

Legal address: 125171, Moscow, Leningradskoye Shosse, 16A, building 2.
Postal address: 125171, Moscow, Leningradskoye Shosse, 16A, building 2.

Address and schedule for receiving documents transferred (delivered) to the Bank's divisions by individuals and legal entities, government bodies and any other bodies and organizations, as well as courier services:

127299, Moscow, Klara Zetkin street, 4A
Opening hours (Moscow time):
Monday, Tuesday, Wednesday, Thursday - from 9.00 to 16.00,
Friday - from 9.00 to 15.00,
break - from 12.00 to 13.00

Payment details

JSC "OTP Bank"
BIC 044525311
INN 7708001614
Gearbox 774301001
OGRN 1027739176563
correspondent account 30101810000000000311 in the Central Federal District of the Bank of Russia
OKVED, 64.19, 66.19
OKPO 29293885

Payment details of the Omsk branch of OTP Bank JSC

INN 7708001614
BIC 045209777
correspondent account 301018100000000000777

Details for depositing funds in US dollars

Intermediary Bank:
Bank of America N.A., New York, USA
SWIFT: BOFA US 3N

Beneficiary Bank:
JOINT STOCK COMPANY "OTP BANK"
SWIFT: OTPV RU MM
Account: 6550975817

Details for crediting funds in Euro

Intermediary Bank:
OTP Bank Plc, Budapest, Hungary
SWIFT: OTPVHUHB
Beneficiary Bank:

SWIFT: OTPVRUMM
ACCOUNT: 11782007-21191341
IBAN: HU79117820072119134100000000

Details for crediting funds in Swiss francs

Intermediary Bank:
Credit Suisse (Switzerland) Ltd.
SWIFT: CRESCHZZ80A
Beneficiary Bank:
JOINT STOCK COMPANY "OTP BANK"
SWIFT: OTPV RU MM
Account: 0835-0750742-13-010
IBAN: CH7304835075074213010

Details for depositing funds in Pounds Sterling

Intermediary Bank:
Lloyds Bank, London, UK
SWIFT: LOYDGB2L
Beneficiary Bank:
JOINT STOCK COMPANY "OTP BANK"
SWIFT: OTPV RU MM
Account: 01040856

Telex/Teletype: 414274 OTP RU
Reuters:OTPM
SWIFT: OTPVRUMM

Location address: 125171, Moscow, Leningradskoye Shosse, 16A, building 2.

The president: Chizhevsky I.P.
Chief Accountant: Goldberg I.L.

Territorial institution of the Bank of Russia exercising supervision over the activities of a credit institution:
Main Directorate of the Central Bank of the Russian Federation for the Central Federal District, Moscow, 115035, M-35, st. Balchug, 2

Banking supervision

Banking supervision over the activities of a credit institution (JSC OTP Bank, reg. No. 2766) is carried out by the Current Banking Supervision Service of the Bank of Russia. Phone numbers of the Contact Center of the Central Bank of the Russian Federation: 8-800-250-40-72, 8-495-771-91-00.

Supervision of compliance with the requirements of the legislation of the Russian Federation in the field of protecting the rights of consumers of financial services is carried out by the Service for the Protection of Consumer Rights and Ensuring the Availability of Financial Services of the Bank of Russia. An appeal about violation by actions (inaction) of a credit organization of the legislation of the Russian Federation, as well as the legally protected rights and interests of individuals or legal entities, can be sent for consideration to the Bank of Russia through the Internet reception (