Belarusbank student card. Bank payment card. How to apply for a "student card" and how much it costs
On the this moment more than 10 Belarusian banks offer to issue free cards. But in any case, it is worth paying attention to whether there is an additional commission. For example, in some cases, a fee is charged after the money is credited to the card or when servicing "plastic". In addition, the bank may require a minimum balance on the account.
Where can I apply bank card free or with minimal financial investments FINANCE.TUT.BY found out.
| Bank | Map | Registration |
| Belinvestbank | Co-branded card "life:) Bonus" | Free of charge only for BSU students receiving a scholarship on payment cards "Belinvestbank" |
| BSB Bank | Mastercard Standard (Motsnaya card), Visa Electron, Visa Classic | Cards are issued in USD, EUR or Belarusian rubles for 3 years |
| Idea Bank | super card | Mastercard Standard Pay Pass/Visa Classic/Visa Electron. The card is made within 7 working days, as it is personalized. A Visa Electron card can be issued non-personalized, then it is issued on the day of application. You can top up the card free of charge at the cash desk of Idea Bank CJSC. |
| Paritetbank | Dynamo co-branded card Visa Classic or Visa Gold | Card in Belarusian rubles, valid for 2 years. Visa Gold is provided if there is a season ticket for HC Dynamo or a club card. |
| Alfa Bank | A-course | Available only through the app. At the same time, 2 accounts are opened - in Belarusian rubles and dollars. Issued by MasterCard World in BYN |
| Alfa life card | There is no service fee if monthly card payments exceed 150 rubles. | |
| Card No. 1 | There is no service fee if monthly card payments are 300 rubles or more. | |
| Belagroprombank | Belkart | Students can apply for a card for free |
| Belarusbank | Belkart | Valid only on the territory of the Republic of Belarus. You can apply for a card only at the bank with a personal appeal and the presence of an identity document. The card is produced within 7 business days. A non-personalized card can be received on the day of application, if the cards are available in the bank. |
| Belkart "Children's" | ||
| Belkart "Student" | ||
| Belgazprombank | Classic settlement Master Card Standard or Visa Classic | You can get 4 cards for free at the same time: in Belarusian rubles, in dollars, in euros and Russian rubles. Contactless cards are issued on the day of application. |
| BPS-Sberbank | Retirement card | The card is credited with a pension. Suitable for those who wish to switch to service in given bank. This is a regular Cirrus/Maestro card, which can be used to pay in our country and abroad. It also provides interest income - 3% per annum. |
| Zepter Bank | Payment card BELKART Standard | The fee is charged for replenishing the card: in cash through a bank - 0.5% of the amount; non-cash transfer - 0.9% of the amount. |
| Bank Solution | Visa Electron and BELKART-Premium | The bank is running a promotion. Can be issued for free Visa cards Electron and Belkart premium for a period of 2 years. An initial fee for a Visa Electron card will be 10 BYN/10 USD/10 EUR. The amount can be used immediately after replenishing the card. The promotion runs until it is canceled by the bank's management. |
| Technobank | WebMoney co-branded card | It is issued free of charge in the presence of an initial / personal passport (its cost is 30 BYN) |
Holders Student Cards the following options are available:
- payment for purchases in any trade facilities of the Republic of Belarus equipped with terminals;
- remote management of the account to which the Student's Card is opened (control of credits and debits, balance check and transactions), using SMS-banking* and M-banking;
- carrying out operations at information kiosks, ATMs, branches of Belarusbank;
- subscription to automatic execution of various payments (payment for mobile phones, payments for the Internet, various services, etc.) in the bank's information kiosks ("Autopayment" service);
- withdrawing cash from ATMs and bank branches (this operation may be prohibited by the legal representative of the student at the time of paperwork);
- replenishment of the Student's Card at a bank branch, at ATMs and information kiosks equipped with bill acceptors;
- Money transfers both to the Student Card and from the Student Card.
FINANCIAL SECURITY
By decision of the parents (official representatives), a ban on the child's independent receipt of cash may be established. Money. At the same time, there are opportunities cashless payment on student card and all other transactions (payments, transfers, balance checks).
Parents have the opportunity to remotely manage the account to which the Student's Card is opened (control of expenses on the card, enrollments, checking the balance, conducting transactions) using remote services. banking services(Internet banking, M-banking, SMS-banking*), as well as to receive monthly free account statements to the e-mail address specified when applying for the Student Card.
In this way, parents can protect the student from unwanted purchases or illegal activities. This approach significantly increases the degree of financial security of the child.
If the Student Card is lost, the child can quickly block it in one of the following ways:
- calling on the phone +37517 299-25-26 and informing about the desire to block the Card;
- by sending an SMS message about the blocking to the number 611
With telephone number, to which SMS-banking is connected*.
Blocking SMS format:
Block PPPPP(where PPPPP is the password for SMS banking * received in an SMS message to mobile phone when registering a service).
FINANCIAL LITERACY
Student Card promotes financial literacy children and forms the financial culture of the younger generation. The student can independently pay with the Student Card in school canteens, canteens, make purchases in stores, that is, pay for purchases in any retail outlets of the Republic of Belarus equipped with terminals for paying with a bank card.
With the help of the Student's Card, a student can carry out payment and money transfer operations at information kiosks, ATMs, branches of Belarusbank.
The child has the opportunity to independently withdraw cash from the account to student card at ATMs and bank branches (this operation may be prohibited by the parent or legal representative of the student at the time of paperwork).
The child can independently control his money on the Student's Card using modern services such as SMS banking* - provided by the bank free of charge subscription fee(the cost of SMS messages sent within the framework of the service is charged by operators mobile communications Velcom, MTS and life:) in accordance with the tariffs set by them).
* Instructions for connecting the SMS-banking service:
You can activate the SMS-banking service at any information kiosk of JSC " ASB Belarusbank».
This requires a Student Card, a mobile phone, and the following steps:
- Select on the infokiosk screen "Connection of services" and insert the Student Card into card reader.
- Dial on the numeric keypad Card PIN and press "Confirm".
- Select an operation "SMS banking".
- Select "Registration".
- Familiarize yourself with the Agreement to the provision of SMS banking services, then click "Further".
- Choose an operator("VELCOM", "life:)", "MTS"), for which you need to register SMS banking.
- Dial cell phone number and press "Further".
- Send from the phone number indicated, SMS message, containing the number 1, to the number 611 . After sending SMS, press "Further".
- Pick up a receipt with an access password to the SMS-banking service (in addition, an SMS message with this password will be sent to the mobile phone).
Many of us still associate students with the word "poor". This is probably why banks, when developing new products, focus on anyone: pensioners, wealthy people interested in premium services, even schoolchildren - but not students.
Where does such a conclusion come from? We tried to find special "student" cards, and it turned out that only a few banks would be able to interest this category of customers with their offers.
At the same time, we are not talking about mandatory cards for receiving scholarships, but about products that the banks themselves position as student cards.
| Bank | Product | Currency | Price | Notes |
| BELKART "Student" for 4 years | BYN | 0 | the card is intended only for use on the territory of Belarus; cardholders receive discounts within discount program"Wow! Discounts! | |
| BELKART-PREMIUM-Maestro "life:) Bonus" for 5 years | BYN | when applying at a bank branch - 7.5 BYN / in Internet banking or Mobile banking - 6 BYN / for students receiving a scholarship on a Belinvestbank card - 0 | discounts within the framework of the "Discount Club" program / Special bonus "life:)" in the form of an additional amount of Internet traffic for fulfilling a number of conditions | |
| Visa Gold Student for 3 years | BYN | first year - 4.75 BYN / subsequent - 9.5 BYN | when calculating - accrual bonus points from all purchases, both in Belarus and abroad (1%) / up to 10% bonus points from the cost of purchases in the network of partner stores. Points are used to pay for purchases in a network of partner stores | |
| Visa Electron ISIC for 1 year (educational) - up to 16 months | BYN, USD | 6 USD (can be issued in the "Standard" service package in rubles - 1.65 BYN per month) | ISIC international student card and discount card (discounts and benefits from 10 to 50% for air, rail, bus transportation, discounts in motels and campsites, for visiting cultural and historical centers, restaurants, cafes, nightclubs, sporting events) |
As you can see, I’m ready to pamper students with cashbacks only MTBank, and then in the form of bonus points, and not money in the truest sense of the word. And his gold card is only in words gold, or - thanks to the color of the plastic :)
ActuallyVisa Gold studentissued on Visa Classic plastic based on the Halva+ card
If you make purchases in partner stores, up to 10% of the cost of the purchased goods will be returned to the card, for purchases not in partner stores - 1%. By cashback card calculated in points. 1 point is equal to 1 ruble. You can top up your Velcom balance with points or use them to pay in partner stores.
At the same time, do not forget your student ID (student ID)!
The most interesting proposal, in our opinion, is Priorbank. His Visa card Electron is combined with an international student card ISIC. In Belarus, you will not feel all its charms, but when traveling - yes.
If you want a discount on travel in London transport, on a visit to a museum in Rome or on a lunch in Paris - do not regret $ 6 for issuing a card;)
And the rest special cards for students, these are ordinary cards that allow you to pay for goods and services in stores, via the Internet and abroad (with the exception of the card Belarusbank) and receive cash from ATMs or - transfers from parents.
It is not necessary to choose from the above 4 options. After all, students can easily issue a regular debit card any Belarusian bank. At the same time, the card can be of a higher level and issued free of charge or provide its holder with a larger cashback;)
And yet, we believe that the students were undeservedly cheated. Many of them work and are quite solvent.
In addition, today's students will become tomorrow's young professionals who will make their first major purchases - a car or an apartment. So why don't banks turn students into loyal customers right now?