Credit calculator europe bank consumer loan. Loan calculator Credit Europe Bank. Credit Europe Bank consumer loan calculator. Requirements for citizens of the Russian Federation
Conditions for a cash loan at Europe Bank
- Cash loan amount: from 300,000 to 1,500,000 rubles.
- Loan term: from 18 to 60 months.
- Interest rate: 19% per annum, it is worth noting that the final cost of the loan is determined individually for each borrower and is 18-20% per annum.
Europe Bank uses the wording “determined individually and specified in Individual conditions Treaty consumer loan“, this means that the decision on the final amount, term and interest rate are set individually for each client who applies to the bank for a loan.
Funds are provided by crediting non-cash Money to the client’s account opened with Europe Bank, money can then be withdrawn (or transferred) without commission.
Who will be approved for a cash loan at Europe Bank?
Requirements for citizens of the Russian Federation
- Citizenship: Russian Federation;
- Registration: permanent registration on the territory of the Russian Federation;
- Work experience: at least 4 months at the current workplace (total seniority at least 6 months).
Requirements for citizens of the Republic of Turkey
- Turkish Republic;
- Registration: temporary registration on the territory of the Russian Federation.
How to apply for a cash loan at Credit Europe Bank?
- Contact any branch of Europe Bank with a package of documents;
- After making a decision on your application, the bank manager will contact you by phone.
This link leads to the service for selecting bank offers. The purpose of the service is for the borrower to receive conditions for obtaining a cash loan. The service helps you complete, submit and send an application. It will also help you get money.
What loans can you apply for online?
- Car loan;
- Credit Credit card Plus;
- Credit Gold credit card;
- For education;
- On wooden houses and dachas;
- To the parking space.
To submit an online application to Europe Bank
- Go to the official website of the bank: www.crediteurope.ru
- In the top menu, click on “On-line application”;
- Select the required product from the drop-down list;
- Fill out a short online application.
How long does it take Europe Bank to process an online application?
The application review period is up to 5 business days after the bank receives all the necessary documents, however, it is worth considering that when submitting an online application, the period is significantly reduced (for example, the bank will make a decision on a car loan in 30 minutes).
Documents for obtaining a cash loan
Package of documents for citizens of the Russian Federation
- Passport;
- Document confirming income (optional):
Certificate 2-NDFL;
Certificate on bank form;
Salary account statement; - Document confirming employment (optional):
Employment history;
Labor contract.
Package of documents for citizens of the Republic of Turkey
- Passport;
- Visa;
- Registration information;
- Migration card;
- Work permit;
- Employment contract;
- Resident card;
Questions and Answers about loans from Europe Bank
How long does approval at Europe Bank last?
Approval is valid for 21 days.
Is it possible to cancel an already approved loan?
Yes, before the money arrives in the account individual You can refuse the loan, we recommend that you give the bank a corresponding application as soon as possible (you can leave it by phone, in a branch or submit it on the official website).
Credit calculator Credit Europe Bank can calculate the loan, find out interest rate and lending conditions for today for individuals. Do you want to take out a consumer loan from Credit Europe Bank in 2019? Use to calculate your loan free calculator from the official website! Cash loans are available through the bank's network of branches. Choose one of the options for consumer loans and evaluate how profitable and convenient it is.
The loan repayment calculator will help you calculate online:
- payment amount with interest,
- payment amount for loans with early repayment,
- payment amount for loans with partial early repayment.
You can also view, download and print the calculation result with a monthly payment schedule.
Lending terms
- Purpose of the loan for personal consumption
- Loan currency Russian rubles
- Min. amount of credit 30 000
- Max. amount of credit 5,000,000 if you receive your salary into a bank account
- Credit term from 3 months to 5 years
- Issue fee no credit
- Loan collateral not required
Interest rates
- Special conditions- if you receive a salary or pension into a bank account from 12.9% to 18.9%
- General terms from 13.9% to 19.9%
The mortgage interest rates section is updated weekly.
Enterprises and organizations are participants salary projects, and their employees are the owners salary cards, which simplifies the loan process.
Calculator credit loan will make the calculation:
- for salary card holders,
- for individuals (private) persons,
- for pensioners,
- For legal entities,
- for individual entrepreneurs.
The terms of the loan depend on the purpose of the loan, the borrower’s goals and determine required package borrower documents.
You can take out a loan:
- cash,
- for development small business,
- for the purchase of a car (for a car),
- for the purchase of housing,
- on home construction,
- for refinancing,
We wish you a pleasant settlement and the most favorable conditions.
The bank offers two cash lending programs: “Multi-purpose loan” and “Multi-purpose loan for collateral of vehicles”. In the first case, no collateral is required, but the interest rate is higher. In the second case, any car, the owner of which may not necessarily be the borrower, can act as collateral. Maximum amount payments are 60% for a car domestic production and 70% for foreign cars. Expenses for expert assessment The bank takes over.
If the loan amount exceeds 750 thousand rubles, then a guarantee from an individual is required. Commission for opening a lending program is 1%, but not less than 2000 rubles.
Commercial bank "Europe Bank" offers several car loan programs:
Program | Amount, thousand rubles | Duration, years | % per annum | Original contribution (minimum) % | Purpose of lending |
To purchase new foreign-made cars |
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To purchase new commercial vehicles foreign production |
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For the purchase of used foreign-made vehicles, up to 5 years old |
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To buy used passenger cars foreign brands (except for cars of Ukrainian, Iranian, Chinese, Uzbek brands), up to 5 years old |
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To purchase new commercial trucks from an official dealer of the category, weighing up to 20 tons. |
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For the purchase of new commercial vehicles from an official dealer |
The purchased car is issued as collateral.
In the absence of Casco, the rate increases by 2 -2.9 pips.
The application review period is from 30 minutes to 1 day, the decision is valid for 1 month.
There are programs without proof of solvency.
Agreements are concluded in a bank branch or in partner companies. The loan is issued to the seller's account. The debt is repaid in equal payments.
To calculate the possibility of debt servicing, use a loan calculator, which allows you to online calculate the amount of the monthly payment and the total amount of overpayment under the agreement. For example, purchasing a car under the “Our People” program, worth 1.5 million rubles, depositing 500 thousand rubles. own funds, the loan amount will be 1 million rubles. For a period of 3 years, the amount of monthly payments, at 10.9% per annum, will be 32.7 thousand rubles, the total amount of overpayment is 176.4 thousand rubles.
Recipient requirements
Loans are provided to citizens of the Russian Federation with permanent registration in the region of circulation.
Requirements:
- Age from 18 years;
- Work experience from 4 months, total work experience from 6 months;
- Fixed income;
- Availability of home, mobile and work telephones.
Required documents
To obtain a loan you will need a passport and driver's license.
The borrower's income is confirmed by certificates 2-NDFL, 3-NDFL, and a personal account statement.
The Vyberu.ru loan calculator is a simple and convenient tool that helps you make calculations quickly and effortlessly. Set necessary conditions calculations:
- loan amount and currency,
- maturity,
- purpose of the loan.
This data will help you choose required loan. You can choose additional conditions loan and use special program. If you are interested in an offer from Credit Europe Bank, click “Detailed calculation” in its tab. To see the payment schedule, click on the “Loan Calculator” button.
The summary will contain all the necessary data (based on the default settings):
- the amount of the total payment,
- amount of credit,
- amount of overpayment,
- monthly payment amount.
For convenience, the data is duplicated on the page in the form of a chart.
If the online application for a cash loan sent to Credit Europe Bank is approved, you will need to come to its office in Moscow with necessary documents to conclude an agreement. To see the schedule of future payments, set the necessary parameters:
- loan amount,
- maturity,
- interest rate,
- date of issue.
Below, determine the payment scheme (differentiated or annuity payments). If you plan to close the loan ahead of schedule, click “Add repayment” and indicate the amount and date of the off-hour payment. When all parameters are set, click “Calculate expenses”.
The system will automatically make all calculations and display the payment schedule on the page. In it you will see the amount of the monthly payment, also divided by the amount of the principal debt and the amount of accrued interest, as well as the remaining debt for each period.
Important! The planned conditions may differ from what is actually offered at Credit Europe Bank in Moscow. The fact is that the terms of the loan are individual for each borrower. So, you may be offered a slightly higher rate if you do not meet any of the bank’s requirements - for example, you do not have an income certificate. In order to find out the exact amount, you need to contact a bank specialist and provide him with all the necessary information for the calculation. Using the loan calculator, you can pre-calculate what the costs will be and decide on the choice of loan.
Consumer loans have thoroughly entered our lives. Of course, the most popular are cash loans. On the market great amount offers for individuals.
How to choose the best of them, choose the optimal one monthly payment, calculate the amount of overpayment on the loan, plan early repayment loan. The Credit Europe Bank loan calculator will help you with this.
Advantages of our Credit Europe Bank calculator:
Multipurpose
JSC "Credit Europe Bank" - large bank with foreign capital, part of the international financial group FIBA. The main shareholder is Credit Europe Bank N.V. (Holland). Priority areas of activity Russian bank are retail and corporate lending, transactions with securities and on foreign exchange market, settlement and cash services accounts of legal entities. Resource base the bank is well diversified, credit organisation demonstrates moderate dependence from funds of individuals.