Hummingbird money transfers from Sberbank: fast and easy. Hummingbird money transfers in Sberbank: what is it, how to receive and send Where to receive a Hummingbird transfer in Crimea

The “Hummingbird” system has a special reputation. Firstly, compared to alternative services, it is the youngest. Secondly, this is Sberbank’s personal system, because you can send/receive a transfer only at the branches of the country’s main financier and its foreign subsidiaries.

PS “Kolibri” was launched in 2013 as a result of rebranding of the “Blitz” system in force at that time. The fact is that as a result of improving the operational service for cash transfers, a mechanism of a completely different level was obtained. It would be wrong to call a new product by the old name.

Key terms:

• You can only send/receive cash;
• There is no need to open an account – neither to send nor to receive;
• Transfer is possible only within the system;
• The operation is paid: the size of the commission depends on the amount and points of departure/receipt.

Types of transfers

All operations within the Kolibri system are urgent. They differ on a territorial basis. Departures are possible:

• Within Russia or between branches in the territories of other states;
• Abroad: between the Security Council of the Russian Federation and its foreign “subsidiaries”;

By the way, the largest state bank of the Russian Federation does not yet have branches on the Crimean peninsula. This should be taken into account if you go there on vacation: in the event of force majeure, you will not be able to transfer money using the Hummingbird system.

The payment service provides convenient conditions for transferring funds between individuals and cannot be used as a tool for entrepreneurial activity.

International transfers are carried out under the following conditions:

SB branches for sending and receiving “Hummingbird” transfers	Limit for transfer per day	Sender commission	Time	Cancellation fee	Recipient's commission
Russia (more than 10 thousand offices throughout the Russian Federation)	5 thousand dollars (for residents), 10 thousand dollars (for non-residents)	1% of the amount (min. 150 rub., max. 3 thousand rub.), or min. 5,max. 100 eurodollars	10-60 min	150 rub.	1%
Kazakhstan (33 operating units)	5 thousand dollars	1% of the amount, but not less than 150 rubles. or no more than 100 eurodollars	10-60 min	750 ten.	1%
Belarus (more than 50 divisions of BSP-Sberbank)	10 thousand dollars	—	10-60 min	150 rub.	1%
Ukraine (160 operating units)	5 thousand dollars	—	10-60 min	30 gr.	1%

When sending money within Russia, other conditions apply:

• Daily limit: 500 thousand rubles;
• Commission: 1.5% of the amount (RUB 3,000 maximum);
• Time: up to an hour;
• Cancellation fee: RUB 150;
• SMS notification: yes, cost 10 rubles.

You can make transfers using "Hummingbird" across the territory of Ukraine without any daily limit. Commissions are paid at a floating rate and are equal to 0.8-3% of the amount (6 hryvnia min.).

How to send

• Contact an employee of one of the Security Service branches;
• Provide a passport;
• Inform the specialist the name of the recipient and the amount to be transferred;
• Check the application filled out by the operator and if you find no inaccuracies, sign it;
• Give the cashier the money, including the commission;
• Receive a receipt and check, where the control number will be indicated;
• Tell the recipient the code (call or send a message).

You can tell the operator your phone numbers and the recipient’s. Then the bank itself will send an SMS message with a control number, and will also notify the sender that the money has been received or the transfer has been canceled for some reason.

The list of branches connected to the Kolibri system is published on the Sberbank website.

How to get

• Go to the Security Service department;
• Show the employee your passport;
• Give the control number;
• Get money.

When making international transfers, the recipient pays his share of the commission.

It is impossible to control the status of the transfer: given the short period of money transfer, equal to several minutes, the bank considers it inappropriate to provide this type of service.

If you made a mistake during registration

Please check the information on your application carefully. Incorrect data may result in refusal to receive money. If the operator discovers even the slightest error in the name or passport data, he does not have the right to issue funds.

In such a situation, the sender must contact Sberbank again, make changes to the incorrectly completed part of the application, and also:

• Show your passport;
• Provide a previously issued check.

If you have lost payment documents, the bank will still allow you to make changes. To do this, you yourself must correctly name the control number, and your passport data must match those indicated in the details stated when sending.

Doesn't count as an error:

• Replacing the letters “Y” in the full name with “E”, “I” with “Y”, or vice versa;
• If the operator missed a space or hyphen in the details and personal data (or, on the contrary, printed signs when they were actually absent);
• Replacing Cyrillic and Latin letters with similar spellings, for example, С or Р.

How to cancel a transfer

The bank has developed a scheme for the return of funds by the sender if they were not claimed. The only thing you cannot get back is the commission. You will also have to spend money on paying for the cancellation service: you should find out about tariffs at Sberbank branches or by calling the hotline.

To return the money, you need to contact the bank branch from which it was sent. Show the office employee:

• Identity card (passport);
• Receipt with control number.

If you have lost payment documents, you will still be able to receive an unclaimed transfer. For this:

• Visit the office of the bank that accepted the money;
• Write an application requesting a refund addressed to the director of the unit (the form of the document is arbitrary).

Wait until your application is reviewed and the data specified during the initial transfer is verified. If everything is confirmed, management will give permission to pay the amount recorded in the payment documents, of course, subject to payment of a commission.

Citizens have the opportunity to make a money transfer to Kolibri Sberbank. This service allows you to transfer funds through bank branches.

How the Kolibri system works

The banking institution provides several options for transferring cash, including internationally. The Kolibri payment system at Sberbank is characterized by the fastest possible terms. In addition, it has the following features:

1. You can only send funds through bank branches.
2. You can receive cash at any of its branches.
3. For international transfers, you can receive money at branches of a credit institution in Ukraine, Kazakhstan, and Belarus.
4. Duration: within an hour, in Russia – 10 minutes.
5. There is no need to open an account.
6. Currency: ruble. For international transactions: ruble, dollar, euro.

Transfer of Hummingbird to Sberbank

Previously, the service was called Blitz Translation, but now the procedure is carried out under improved conditions. In particular, this affected the speed of movement of funds. It is also worth noting that to receive them there is no need to visit any specific branch or branches; you can use almost any one.

To make a Hummingbird transfer through Sberbank, you do not need to be a client of the institution. Any citizen, foreigner or stateless person can use this service. At the same time, he can act as a resident or non-resident of Russia. According to the law and banking regulations, the service operates only between private individuals and cannot relate to any aspects of business activity.

The most important advantage of Kolibri translations is their speed and service

Hummingbird service within the Russian Federation

Let's look at how the system works for domestic and international transfers.

If you need to send cash to relatives or friends through a bank branch, a citizen only needs an identification. The procedure goes like this if you have a passport:

• Contact a staff member and fill out an application for surgery.
• Enter your data, last name, first name of a friend/acquaintance, fill in the column amount, currency, telephone numbers (optional).
• The amount cannot exceed 500 thousand rubles.
• To receive information about the status of the operation, you can leave your phone number. It will receive information about the time of receipt or about the refusal/cancellation of the procedure.
• In order for a friend/relative to collect the funds redirected to them, they must have confirmation. It can be a security question, which the sender himself will indicate in the application, and the answer to it will be passed on to the recipient. The second option is SMS, which the bank will send to the recipient. In this case, you will need to provide his phone number.
• You will need to deposit the specified amount into the operating cash desk of the branch and pay a commission.
• Get a receipt. It will indicate a secret number that you need to indicate to your friend to whom the money is intended

After the money is sent, you will need to provide the recipient with the necessary information to receive it - give him a control response or inform him that he is waiting for an SMS with a password for receipt.

Transfer including commission

Messages to the specified telephone numbers are received as part of a free service, but for the operation itself a commission is charged in the following amounts:

• 1.5% - paid by the sender;
• 1.5% - charged from the recipient, the minimum amount is 150 rubles and exceeds 1000 rubles;
• 150 rubles – upon cancellation.

The Hummingbird client at Sberbank of Russia has the right to cancel the operation; to do this, he must present a receipt and tell the manager all the parameters of the application. You can use this right before the cash is issued to the recipient. There is a penalty for this action.

The total amount of transfers is limited to a limit of 500 thousand rubles

Principle of operation outside the country

Let's consider the process and conditions of transfers from our country to others, using the example of neighboring countries.

Translation to Ukraine

If you want to transfer money to Ukraine, the principle of operation is similar to the previous one, but has a number of significant differences:

• Visit the branch. Voice your need to the manager.
• Enter passport details (yours and the recipient’s), transfer amount and currency.
• There is a daily limit for the operation: $10 thousand. For the resident category, the limit is $5 thousand. For transactions carried out in other currencies, the amount is similar according to the current exchange rate.
• The security question can be specified as desired. In this case, you will need to convey the answer to your relative or friend to whom the money was sent.
• Transfer cash to the cashier along with the commission fee.
• Get a receipt.
• Inform the recipient of the number indicated on the receipt. You will need to receive it to confirm your credentials.

The operation of sending money to another country is similar to a transfer within Russia, taking into account minor differences

Transfer of funds to Kazakhstan and Belarus

The transaction occurs similarly for other countries: Kazakhstan and Belarus. A citizen in another country can optionally receive money in the currency specified by the sender or in their national currency (the exchange takes place according to the current exchange rate).

Sending money to Kolibri (Sberbank) in the international format also takes into account the commission:

• 1% - paid by the citizen upon dispatch;
• 1% - given by a friend/relative upon receipt. The minimum payment required is 150 rubles or 5 dollars/euro, and the maximum possible amount is 3 thousand rubles, 100 dollars or euros.

It is possible to mark the transaction as “on demand”. In this case, the client will need to pay an additional 150 rubles, since the service is paid.

Features of sending money

When transferring funds using this service, you should be aware of some details and additional features:

1. The bank has the right not to carry out a transaction if the client does not meet the requirements or other conditions are not met.
2. Sending money via Kolibri via Sberbank Online is not possible.
3. If the procedure is canceled, the sender receives his money, but the commission is not returned to him.
4. If the sender wants to return the funds, but has lost the receipt, the institution does not issue a duplicate. In this case, you need to submit an application, indicating all the parameters of the operation, addressed to the director of the branch. After comparing all the data, the director makes a decision.
5. The sender can make changes before the recipient picks up the funds. For example, it is allowed to change the surname and initials so that another person can take the money. In this case, the client must present a receipt with an assigned secret number.
6. Citizens and clients have the right to request from the branch a list of addresses of bank offices that send money in this way.

Conclusion

Today, there are many options for transferring funds to recipients located abroad. At the same time, the financial organization guarantees the timely and safe receipt of money.

Sberbank - KOLIBRI transfers

Hummingbird transfers within Ukraine, as well as between Ukraine, Russia, Kazakhstan and Belarus, will soon be stopped, as Sberbank of Russia is selling its subsidiary bank JSC Sberbank of Russia (Ukraine).

In October 2016, a number of Russian payment systems (including Hummingbird) came under expanded sanctions from Ukraine; in response, on March 22, 2017, the State Duma, in the third reading, adopted changes to the federal law “On the National Payment System”, prohibiting cross-border money transfers from Russia to Ukraine using foreign payment systems. The law was signed by Putin.

Of all types of money transfers in Russia, urgent cash transfers “Hummingbird” of Sberbank of Russia are considered one of the youngest. This type of transfer appeared at the beginning of 2013, when Sberbank rebranded the Blitz money transfer system, popular among the population, which received a new life as urgent cash transfers Kolibri. The conditions for processing this urgent transfer have been significantly improved.

Hummingbird logo

So, KOLIBRI, these are urgent cash transfers from Sberbank of Russia, which are carried out both between Sberbank branches in Russia, and between Sberbank of Russia and its subsidiary banks abroad, as well as within one of the subsidiary banks. Transfers are made without opening an account (by both the sender and the recipient).

The system of urgent transfers "KOLIBRI" of Sberbank of Russia consists of several types of money transfers, namely:

• Transfers within Russia - urgent cash transfers between Sberbank branches throughout Russia.


• Transfers abroad - international urgent money transfers between Sberbank of Russia and its subsidiary banks abroad.

It should be noted that on the Crimean peninsula (Simferopol, Sevastopol, etc.), which joined Russia in 2014, there are still no branches of Sberbank of Russia, and therefore this type of transfer is not available in this part of Russia.

Banks participating in Kolibri transfers

The branch network of participants in the Kolibri transfer system consists of 4 banks:

• OJSC "Sberbank of Russia" (Russian Federation)- with a branch network that ensures the receipt and issuance of transfers in more than 10,000 branches of the bank. Sberbank carries out transfers within Russia and transfers abroad. The list of branches of Sberbank of Russia that carry out Hummingbird money transfers can be viewed


• SB Sberbank JSC (Republic of Kazakhstan)- with 33 service units that carry out transfers with Russia (Almaty, Astana, Aktau, Aktobe, Taldykorgan, Atyrau, Karaganda, Pavlodar, Uralsk, Kostanay, Ust-Kamenogorsk). You can view the list of branches of SB Sberbank JSC that carry out international urgent money transfers “Kolibri”


• OJSC "BPS-Sberbank" (Republic of Belarus)- with divisions in 46 cities of the republic (Minsk, Mogilev, Brest, Vitebsk, Gomel, etc.), which carry out transfers with Russia. The list of structural divisions of BPS-Sberbank can be viewed

On none of the websites of the banks listed above did I find information that using the Kolibri system it is possible to process transfers between the subsidiary banks of Sberbank of Russia directly. That is, for example, transfers from Kazakhstan to Ukraine or from Ukraine directly to Belarus are not made and this is a big minus of the system.

Conditions and commission for urgent money transfers KOLIBRI

The main conditions and commissions for KOLIBRI transfers, which operate in Sberbank of Russia and its subsidiary banks in 2013, can be divided into the following areas:

• Transfers within Russia


• Transfers abroad

“Hummingbird” transfers are carried out only between individuals, only in cash (without opening current accounts for clients), and cannot be associated with business activities.

1. Conditions and tariffs for KOLIBRI transfers across Russia

   Transfers within Russia are urgent cash transfers from Sberbank of Russia OJSC, which are carried out between the bank’s structural divisions and are carried out:



2. Conditions and tariffs for KOLIBRI transfers abroad
   

   №	Conditions/Participating countries	OJSC "Sberbank of Russia" - from Russia	SB Sberbank JSC - from Kazakhstan	OJSC "BPS-Sberbank" - from Belarus
   1.	Transfer currency KOLIBRI	rubles, US dollars and euros	rubles, US dollars and euros	rubles, US dollars and euros
   2.	Maximum amount of transfers per day	for residents no more than 5,000 US dollars (equivalent); for non-residents 10,000 (Ten thousand) US dollars	5000 US dollars (at the Bank of Russia exchange rate on the day of the transaction)	10,000 US dollars.
   3.	Bank commission for transfer - when sending a transfer to Kolibri	1% of the amount, but not less than 150 rubles. (5 US dollars/euro depending on the currency of transfer), max 3000 rubles, 100 US dollars/euro.	1% of the amount, min 150 Russian rubles; 1% of the amount, min 5 US dollars/5 euros	1% of the amount, min 150 Russian rubles; 1% of the amount, min 5 US dollars/5 euros
   4.	Bank commission for transfer - upon receipt of the Kolibri transfer	1% of the amount	1% of the amount	1% of the amount
   5.	Deadline for money transfer	no more than 1 hour from the moment of registration by the sender	no more than 1 hour	no more than 1 hour
   6.	Additional service (Recipient Notification)	informing the recipient at the request of the sender by telephone about the fact of acceptance of the transfer in his favor - 10 rubles.	50 tenge	No
   7.	Cancellation of a transfer (until the recipient requests the transfer)	150 rub.	750 tenge	150 rub.

How to send a transfer to Kolibri?

To make a transfer through a Sberbank branch, the sender will need:


1. Visit the Sberbank branch that provides Hummingbird transfers.


2. Present an identification document.


3. Provide the bank employee with the necessary information:
   
   
   • Last name, first name and patronymic of the recipient of the money transfer;
   
   
   • security question and answer for the recipient (if desired);
   
   
   • your mobile phone number and/or the recipient's phone number (it is not necessary to indicate) - then the sender will be informed free of charge via SMS about the receipt of the transfer, and the recipient about the sending or cancellation of the transfer.


4. Carefully check the application for transfer completed by the Sberbank operator and sign it.


5. Deposit the transfer amount and the commission amount into the Bank's cash desk.


6. Receive a receipt containing the transfer control number.


7. Independently inform the recipient of the transfer control number.
The list of Bank branches that carry out urgent transfers can be viewed by going to the participants’ websites from the section of the material “Banks that carry out urgent cash transfers Hummingbird”.

How to get a translation of Kolibri?

To receive a Kolibri transfer, the recipient must do the following:

• Visit any branch of Sberbank or a subsidiary bank that processes such transfers.


• Present a passport or other identification document.


• State the control number of the transfer and the answer to the security question (if specified) and the sender’s last name.


• Get a translation.


• For international transfers, you must also pay your part of the commission for receiving the transfer.

How to check the status of a transfer

It is not possible to check the status of the KOLIBRI transfer through the Sberbank website, since there is no such service.
Instead, Sberbank invites the sender, and only if he wishes, to indicate in the application his mobile phone number and/or the phone number of the transfer recipient, i.e. This bank service is optional.
In this case:

• the sender will be informed free of charge via SMS about the receipt of the transfer,
• recipient - SMS message about sending or canceling the transfer.

How to correct mistakes made when completing a translation

Payment of the transfer is not made if the sender of the transfer, when filling out the “Application for Transfer”, indicated incorrect recipient information, i.e. when the recipient's full name and/or passport details do not match the data entered into the system as directed by the sender.
In this case, the sender has the right to amend the data of the transfer recipient in terms of changing the surname, and/or first name, and/or patronymic of the recipient, upon presentation to the bank:

• receipt/receipt cash order 0402008 with the control number of the transfer, issued when processing the transfer.

In the absence of a receipt/cash receipt order 0402008 with a transfer control number, the sender can make amendments if:

• correctly indicate the transfer control number,


• and the data of the Identification Document of the sender of the transfer will coincide with his data (client data) specified in the transfer details when sending it.

According to the “Conditions...” Sberbank does not classify the following discrepancies as errors in writing a full name:

• different spelling in the transfer details and details of the recipient’s identity document, the letters “E” or “E” and the letters “I” or “Y”,


• the same spelling of letters in Latin and Cyrillic. For example, “P” (Latin) and “P” (Cyr.).


• the absence or presence of a full name in the details - a space or a hyphen.

Canceling a bank transfer Kolibri

The sender has the right to cancel a transfer unclaimed by the recipient and return his money. True, the commission for processing the transfer is not refundable, in addition, the sender will additionally pay for the service of canceling the transfer.

Cancellation of an unclaimed transfer is carried out in the structural unit of Sberbank of Russia / the Respondent that accepted the transfer, upon presentation of:

• identification document


• receipts with transfer control number.

Cancellation of an unclaimed transfer and return of funds to the sender, in the absence (loss) of a receipt/receipt cash order 0402008, is carried out in the following order:

1. A written application is drawn up in any form addressed to the head of the branch of Sberbank of Russia OJSC / structural unit of the Respondent that accepted the transfer.


2. The Bank checks the primary documents for the accepted transfer, after which it obtains permission from the head of the structural unit of the Respondent/structural unit/branch of Sberbank of Russia to pay out the money.


3. The funds are paid to the sender.

Senders of Kolibri transfers must remember that in case of loss of the receipt/cash receipt order 0402008 containing the control number of the transfer, duplicates and copies will not be issued. And in order not to get into a difficult situation, it is advisable not to lose or throw away the receipt for the sent transfer until you receive information that the recipient has received the transfer.

The Hummingbird system is an urgent money transfer within Sberbank of Russia. Such transfers are carried out not only between branches located on the territory of the Russian Federation, but also between subsidiaries of banking structures located abroad.

The Hummingbird system is an urgent money transfer within Sberbank of Russia. Such transfers are carried out not only between branches located on the territory of the Russian Federation, but also between subsidiaries of banking structures located abroad. Additionally, there is no need to open a bank account in order to make a cash transfer.

general information

Urgent transfers "Kolibri" allow you to transfer money in rubles without opening an account. The money will reach the recipient no later than 10 minutes after it is sent. You can send any amount up to 500 thousand rubles. The sender can receive free SMS messages about the status of the transfer. To transfer money, you only need an identification document (usually a passport).

The Kolibri system involves the use of different types of money transfers:

• transfers within the Russian Federation between bank branches;
• transfers outside the country between the bank’s subsidiaries and directly Sberbank of Russia;
• transfers within Ukraine between branches of Sberbank of Russia JSC located on the territory of this country.

At the moment, the Kolibri system does not work in Crimea, since Crimea, annexed to Russia, does not yet have its own branches of Sberbank.

Money transfer "Hummingbird" of Sberbank

Sending a money transfer using the Kolibri system is quite simple. To do this you need:

• come to any branch that carries out such money transfers in cash;
• present a passport or any other document that confirms your identity;
• tell the employee the data for making the transfer (full name of the recipient, contact information of the recipient if necessary, security question and answer for the recipient);
• check the transfer application that the bank operator will fill out for you;
• pay for the transfer itself and the bank commission for it;
• receive a control number for the transfer (in the bank receipt), which is subsequently communicated to the recipient of the funds by the sender personally.

Where can I get a transfer of “Hummingbird” from Sberbank?

You can receive a money transfer using the Kolibri system today at any Sberbank customer service point convenient for you. The transfer will not be tied to a specific branch - it is remembered in the banking system at the time of the operation and will be available for receipt within an hour after sending the funds.

The main thing is to contact exactly those Sberbank branches that are connected to the Kolibri system. Here you present your passport to the operator, and also indicate the control number of the transfer, which will be given to you by the person who sent it. You can receive money at the cash desk at the time of application.

Money transfer system "Hummingbird" of Sberbank

Initially, the system of urgent cash transfers operated at Sberbank exclusively on the territory of the Russian Federation. Subsequently, clients became able to make such transfers abroad - to Ukraine, Kazakhstan and Belarus. Accordingly, from these countries it is possible to make transfers of “Hummingbird” to Russia. The system allows for transfers in rubles, US dollars and euros.

Commission for transfer via Kolibri

The bank charges a commission for the money transfer service. Its size directly depends on the transfer amount. If money is sent within the Russian Federation, then the commission is 1.5%, but not less than 150 rubles. and no more than 1000 rubles. When it comes to an international transfer, the currency of which is US dollars or euros, then a commission will be charged in the amount of 1% of the transfer amount, but not less than 5 dollars / euros and not more than 100 dollars / euros. It is worth noting that 1% is also charged for paying out an international “Hummingbird” transfer. If you want to cancel a transfer that was not received, then you need to pay 150 rubles.

International transfers through the Hummingbird money transfer system are a fast, reliable, convenient and safe way to transfer money between the Republic of Belarus and the Russian Federation. The system operator in the republic is BPS-Sberbank, whose branches are located in Minsk, Mogilev, Gomel, Vitebsk, Brest, Orsha, Soligorsk and other cities - a total of about 90 banking service centers. Translation of “Hummingbird” from the Republic of Belarus can only be sent to. In order to send money to other countries, you can use the services of the MoneyGram money transfer system, which is also presented in BPS-Sberbank branches. Express transfers have the following advantages:

• the wide service network of Sberbank of Russia allows you to receive the sent transfer in almost any city;
• transfers are sent without opening a bank account;
• you can select the transfer currency - Russian rubles, US dollars or euros;
• high speed of delivery - transfers are available for receipt within a few minutes after sending.

The fee for sending a transfer is 1% of the amount. Unlike many other money transfer systems, Kolibri also charges a fee from the recipient of the transfer in the amount of 1% of the amount. The cost of canceling a transfer is 150 Russian rubles.

How to send and receive money transfer “Kolibri”

To send a transfer you must complete the following steps:

• visit a bank branch. You should first check with the contact center about the availability of this service in a specific bank branch, since not all branches can send a transfer;
• present an identification document to the operator;
• inform the operator of the full name of the transfer recipient, the amount and currency of the transaction, as well as the location where the transfer was received;
• pay for the transfer and the corresponding commission at the bank’s cash desk;
• receive an application for sending a transfer with a control number and an incoming currency order
• inform the transfer recipient of the control number and transfer amount.

When sending a transfer, you should remember that the transfer control number is confidential information that under no circumstances should be disclosed to anyone other than the recipient of the transfer.

The sender of the transfer can use an additional service by specifying a security question and answer. In this case, the recipient’s knowledge of the answer to the security question will be a prerequisite for receiving the transfer. The sender also has the right to make changes to the recipient's full name in a previously sent transfer.

You can receive a transfer in the foreign currency in which it was sent. You can find out the status of the transfer at the contact centers of BPS-Sberbank and PJSC Sberbank. To receive a transfer you must:

• visit a bank branch;
• provide an identification document;
• inform the operator of the full name of the transfer sender, control number, amount, currency and place of sending the transfer.

Restrictions on sending money transfer “Hummingbird” from Belarus

• The total amount of all transfers made by one sender must not exceed 10,000 USD per day;
• Transfers for the purposes of business or investment activities of clients are not allowed;
• Payment for transfers is made only in cash.

Safety regulations

To protect against fraudulent activity, the following security rules should be followed:

• do not disclose the transfer details to anyone other than the recipient;
• do not send money to strangers;
• If you are asked to send money to a relative in trouble, make sure that he really needs help.

Following these simple rules will help you avoid losing your money.