Banks in Thailand - opening an account, withdrawing cash, ATMs. Banks in Pattaya – What is the maximum withdrawal amount in banks in Pattaya? Where is the best place to cash out? Account in foreign currency

Keeping cash under your mattress at home is not at all safe, even if this is Thailand. It is more convenient and safer to open an account at a local bank. In Thailand, unlike Russia, the banking market is very developed and even in the smallest town there is always more than one bank and ATMs, so you will not be left without cash, with the exception of rare islands. There are a dozen large banks in Thailand and countless more small, as well as international banks.

The largest banks in Thailand:

• Bangkok Bank (blue)
• Kasikorn bank (green)
• Siam commercial bank (lilac)
• Bank of Ayuttaya (yellow)
• TMB bank (blue and white)
• CIMB Thailand
• SIAM CITY bank

As well as international banks:

• Citibank has a branch only in Bangkok at the BTS ASOK station
• There are quite a lot of UOB bank branches throughout the country
• HSBC - there are also branches in cities and ATMs
• Deutsche Bank branches in Bangkok

With a tourist visa, you can open a simple Visa electron card at Kasikorn bank. To open an account you need: a passport, a permanent address in Thailand (or a hotel business card with which they will copy the address for you), a Thai cell phone number. The card opens in 15 minutes-1 hour, costs 300 baht, 500 baht with honey. insurance. If you withdraw cash in another province, they will charge a commission of 10 baht for every 10,000 baht for withdrawal and a little more for replenishment. It is impossible to transfer an account from one province of Thailand to another, you can only close it and open a new one.

Passbook in Thailand

You can also open an account at Siam comersial bank, but in some branches they open only with a study or business visa. In Bangkok Bank, to open an account, you also need to provide a document from your Russian bank about the existence of an account with it and from when this account has been, an example of this form can be downloaded on the bank’s website. Remember, you must fill out in English! If they don’t open in one branch, go to another; different branches have different internal rules.

Kasikorn bank ATM

For business visa holders in Thailand, you can open an account in any bank, get a credit card or buy a car on credit on very favorable terms.

In Thailand there are restrictions on cash withdrawals from ATMs at a time:

• 20 thousand – Kasikorn
• 25 - Bangkok Bank
• 30 - UOB

If you need large amounts, you have to withdraw several times. For each withdrawal from a local ATM using a foreign bank card, a commission of 150 baht will be charged, as well as a commission from your bank. Please note that money is not always converted at a favorable rate. Therefore, try to withdraw the maximum possible amount at once.

Kasikorn bank ATMs are located near 7/11, as well as in all shopping centers, you can also replace them near large companies, at airports. ATMs of Bangkok Bank and Siam comersial bank are also available in all shopping centers and on the streets.

Some tips for using banks in Thailand and withdrawing cash:

• if you withdraw from a Russian card, it is better to open an account in foreign currency in advance to avoid unnecessary conversion
• Before withdrawing, ask the ATM for the total amount, different banks have different rates
• If possible, open a debit card at Citibank in Russia; withdrawals from Citibank ATMs in Bangkok are one of the most profitable
• do not forget that you will be charged a withdrawal fee
• even when replenishing your own account in a Thai bank, you will be charged a commission of 30-50 baht.

Now I'll tell you a little about banks in Thailand.In Thailand there are several main banks, in which you can exchange foreign currency for local baht. Information about which of them is most profitable to change money can be obtained on the official website of the bank.

Below I will provide a list of banks with the most widespread network of exchange offices in Pattaya. Official exchange rates You can find out by following the link to the bank’s website.

Kasikorn Bank

The most popular bank of thailand. Corporate color is green. Typically the most profitable well exchange currencies happens in this bank. In addition to currency exchange, you can very easily open an account and get a bank card at this bank. In addition, you can purchase motorbike accident insurance from Kasikorn Bank.

Siam Commercial Bank (Siam Commercial Bank)

Another very popular one bank in Thailand. Corporate color is purple. In addition to currency exchange, this bank allows you to withdraw large sums of money (up to 200,000 baht) without commission.

TMB Bank (TMB Bank)

The bank was created by the Thai government to serve military families and the various needs of the country's Ministry of Defense. This bank is very popular among locals living in the northern regions of Thailand. Corporate color is light blue.

– congratulations! But you should immediately start thinking about which bank cards to take on a trip, what is more profitable - paying in cash for purchases or by card? Almost all stores accept cards for payment; upon arrival, you can withdraw Thai baht from an international ruble card. To bring currency to Thailand, you first need to buy it at a commercial bank in your hometown and lose 5% for conversion. In Thailand, you need to change the currency to Thai baht and lose another 5%. It turns out to be about 10%. The losses are big. If you use a ruble international VISA card to receive money, the conversion will go through the dollar, at its exchange rate, and then into Thai baht. It's more economical. For Thailand it is better to have a VISA card. For security, it is not the best option to keep money under the mattress, but it is better on a card.

Thai banks cooperating with Russia: Bangkok Bank, Kasikorn Bank, Kulgri Bank (it issues a record 30 thousand per day), Siam Bank. There are many ATMs. To get more than 30 thousand Baht, you need to go to Bangkok Bank with your passport and card, where the operator will help you get up to one million Baht. It’s better not to go to other banks for that kind of money.

If the purchase costs less than 500 baht, then some stores refuse to accept cards. Some stores, although they warn you in advance, charge a considerable commission - 3%. Abroad, it is better to use VISA or MASTERCARD cards. MAESTRO and CIRRUS cards cannot always provide you with some services - rental, hotel room, insurance, and so on. It’s better to take two bank cards with you in case you lose one card or the bank blocks it. The choice is yours, but using a card or cash withdrawn from the card seems to be a better option.

Whatever is on your card, the ATM will give out baht. Take them with you and rush to the store if it doesn’t accept cards. I didn’t change the bank, it doesn’t issue money. The money changer is a payment system (for example, VISA and a Russian bank), so you can safely receive money from any ATM. But if you still receive an offer from an ATM to exchange money, you need to run - the rate will be less favorable than that of your VISA. But if you are in a puddle and agree, you will lose your money, since the request to your VISA is not in bahts, but in dollars. In order for the money to remain with you, the request must be in baht. If you need any currency, look for an exchanger. That's not for long. They stand alone in bank branches. ATMs also want to have their own and charge a commission of 180-200 baht. It is inevitable and independent of citizenship and amount. If you don’t want to pay extra, go to the bank. ATMs will give out no more than 20-30 thousand baht. In order not to pay a commission each time, withdraw a lot at once, otherwise you will part with 200 baht each time. Don’t go to a Thai bank in T-shirts and slippers - they won’t understand. Most importantly, don’t forget your passport, they won’t give you anything without it. It is useless to use your limited knowledge of English and wave a card. Forward! To the ATM!

The bank almost always takes a scan of your card, and they are not even interested in your PIN code. Our paranoids are concerned, although the explanation lies in the map settings. The Thais do not always serve us with joy, they lie that there is no machine for the card, they act incomprehensibly, and hurry us out, saying, go to another bank. Siam Bank and Bangkok Bank love us better and in 90% of cases there are no problems.

If ATMs are workaholics and work around the clock, then banks work from 8.30 to 15.30. Weekends – Saturday and Sunday. Banks do not charge commissions, at least not at Bangkok Bank and Siam Bank. There are many branches of these banks, so use them. It is the Russian bank that is guilty of commission in tariffs. In a Thai bank you may be sent to an ATM for a small amount, but not in Siam Bank - there are no restrictions on the amount. If you decide to live in Thailand longer, you need to get a local bank card. Only Kasikorn Bank agrees to this issuance of “tourist visa” cards, and not in all branches. You can transfer money from Russia to a Thai card and store it in baht, forgetting about exchange rates at least for a while. With such a card you can withdraw Webmoney through an exchanger with an excellent rate. It is only more profitable from a private money changer if you exchange your Webmoney for his baht. If you need to transfer a lot of money from Russia to Thailand, then you can’t carry it in a bag. This is where a Thai bank account comes in handy. You need to think carefully about a Russian bank, for example, AlfaBank, so that they charge small commissions and the rate is good. When a lot of money is transferred, the losses are visible to the naked eye. Do not forget to notify the tax commission about the account abroad, otherwise the transfer will not take place - the bank will not agree. It’s better to transfer money to your beloved mother-in-law or wife to a foreign account.

Have a fun holiday and pleasant interaction with the Thai banking system!

Recently there was a rumor that starting from 2015, only holders of a work permit or retirement visa will be able to open an account in Thailand (in addition to the Thais themselves). A correspondent for the portal “Zagranitsa” visited the branches of the most popular banks to find out whether this is really so and where it is better for a foreigner to turn

If you have been living in Thailand for several months, then the question of opening an account in a local bank becomes relevant. We have selected the most popular banks in the Kingdom and studied them inside and out!

Bangkok Bank

Previously, an international passport or national driver's license was enough to open an account with Bangkok Bank. Now the managers of all the branches we visited asked to present a passport and Residence Certificate (it can be obtained at the immigration office in 5 minutes). But only in this bank can holders of a 30-day visa open an account.

The minimum deposit to open a savings account is 500 baht. At the same time, you will be given a Savings Book - an analogue of a savings book, a very reliable way to store funds. There are no fees for opening and servicing an account; the balance is charged about 1% per annum. Any transactions with the account are only possible with a personal visit to the bank with a passport.

International SWIFT transfers are possible using the savings account details, but crediting will take place in baht at the bank’s internal rate. Unlike other Thai banks, you can get a debit card with a VISA B1st Smart chip from Bangkok Bank. The cost of its maintenance is 300 baht for the first year and 200 baht for each subsequent year.

By submitting an application at the branch, you can connect to free Internet banking.

Bank head offices offer individuals accounts in foreign currency (FCD) - dollars, euros, yuan, etc. (total 14). The minimum deposit is $1000 (or an equivalent amount in another currency). Please check the amount of service fees on site.

Bangkok Bank branches in Pattaya are located in, and. You can find your nearest branch in Phuket.

Kasikorn Bank

Lifehack from Zagranitsa

To open a savings account at Kasikorn Bank with a stated deposit of 500 baht (rather than 12,500), open the bank's website on your tablet, then contact the excellent English-speaking customer service team and give the phone to the manager who serves you. This technique also works in other cases of arbitrariness of bank employees.

Krungthai Bank

Transferring even a large sum to a bank account in Thailand is easy (unless the bank branch asks you to indicate the purpose of the money), but to withdraw funds from a Thai bank account to another country, you may need to confirm the legality of your capital.

Krungsri (Bank of Ayudhaya)

To open an account, you will need a foreign passport, proof of residence (Residence Certificate, Tabien Baan (house register) or rental contract) and, optionally, a work permit, student visa or any of the annual visas. The minimum deposit is 10,000 baht, the VISA Electron card costs 300 baht per issue and 200 baht annually.

Baht exchange rateupdated every hour.

On the website you can find out the latest information every day about the exchange rate of the baht (THB) in Thai banks today, choose best buying rate for baht or best baht selling rate. The portal provides monitoring of exchange rates of all major banks in Thailand with the latest information on the US dollar (USD) and euro (EUR) exchange rates, which are currently the most popular currencies in the world.

Banks offer the service of buying and selling baht in accordance with their individual rates. Using the site, you will always find out which bank you can use to make the most profitable currency exchange.

The table of exchange rates shows dollar (USD) and euro (EUR) to baht (THB) exchange rates in denominations of 50-100 dollars and 50-100 euros.

The Kingdom of Thailand has recently gained unprecedented popularity among Russian tourists. And this is easily explained by the country’s hospitality and favorable climate for recreation, many attractions and a very attractive infrastructure of resort cities.

Due to the fact that the majority of Thai shops, hotels and other enterprises accept only national currency for payment, the question is relevant for many Russian tourists and residents of the kingdom: Where is the best place to exchange rubles (RUB) for baht (THB) or dollars (USD) to baht (THB) And what is the baht exchange rate in banks in Thailand today?
Exchange rubles (RUB) to baht (THB) or dollars (USD) to baht (THB) You can either at the airport or at any bank or exchange office in Thailand located in its cities and resort areas. However, given the fact that foreign exchange prices at the airport exchange offices are slightly higher than in the city, you should not immediately change all the cash on hand immediately after arrival at the first exchange office you come across.

Those who prefer to use plastic cards should remember that in Thailand, transactions with them are not very profitable because:

Before using a card in another country, you must notify your bank about this;
- most ATMs dispense no more than 10,000 baht;
- the commission when withdrawing or paying by card is very significant - up to 180 baht per transaction, plus a conversion fee and interest on cash withdrawals.

Therefore, it is better to cash out and change dollars (USD) to baht (THB) or euro (EUR) to baht (THB) in one transaction and at an ATM with the most favorable conditions and the maximum amount of one-time withdrawal.

In Bangkok and other cities of Thailand there are a sufficient number of exchange offices and banks where you can change rubles (RUB) to baht (THB) or dollars (USD) to baht (THB). Baht exchange rate in Thai banks although not significantly, it still differs (on average, the difference in prices of exchangers in Thailand varies within 10%.), therefore, in order to save money, it is more prudent to compare before exchanging baht rates for today and find exchangers with the best offer. To do this, it is not at all necessary to visit each exchange office yourself; it is enough to use the services of the official website of Thailand. Here every Russian tourist or resident of Thailand will find a huge amount of useful information, including the ability to compare prices in Thai exchange offices and find out where is the best place to exchange dollars (USD) or euros (EUR) for baht (THB), always get up to date baht exchange rate today.

Data about baht exchange rate on the portal are updated every hour, which is very important due to constant changes in the global stock market. Here you will find the most up-to-date and reliable information about exchange rate for today's baht and prices in exchange offices, which is necessary for every Russian who decides to visit this wonderful country.