BukhSoft / 07.10.2023

Transfer from card to card of Promsvyazbank. Transfer money from Promsvyazbank card to Sberbank card Transfer from Promsvyazbank card to Sberbank card

Clients of Promsvyazbank can use all options available to them for making money transfers not only within the system, but also to card accounts of other banks in the Russian Federation. For this you can use both cash desks at a bank branch and remote options.

Transferring from a Promsvyazbank card to a Sberbank card will save time and money if done using the methods described in the article. This way you will avoid many additional commissions that are charged by other payment systems.

Transactions through your personal account on the bank’s website

The method is the most popular due to its simplicity, convenience and accessibility for every bank client. To use it, you must first visit the bank’s website and log into your personal account there. Next, go to the “Accounts” and “Transfers between cards” section.

Limits and commissions

Please note that clients will not be charged for transactions between cards issued by Promsvyazbank. The commission when transferring from a Promsvyazbank card to Sberbank, as well as when performing transactions in relation to any other banks of the Russian Federation, will be charged in the amount of 1.5% of the transaction amount and not less than 30 rubles.

There are also limits on transfers:

as part of a one-time transaction, you are allowed to send no more than 70 thousand rubles within the network;
the total transfer amount within 30 days can be no more than 600 thousand rubles;
You can make no more than 4 transactions per day from one card within a day.

Please note that transactions can only be performed in foreign currency. As for the security of personal data and the safety of funds, all transactions are carried out using 3D Secure technology. Therefore, there is no need to be afraid that some operation will take place without the knowledge of the owner.

Using the mobile application

Mobile banking has been developed for users, in which you can perform all the same operations as with a bank card at an ATM, but for this you only need a smartphone with an Internet connection.

The program is called PSB-Mobile and all smartphone owners can download it, after which they can simply log into the system using a login and password, which is also used in Internet banking. The algorithm of actions on how to transfer money from a Promsvyazbank card to a Sberbank card is extremely simple.

So, to use online payment, log in to the system. When you first launch the application, an SMS message with a verification code will be sent to your mobile number, which you will need to enter in the password field. In the future, there will be no more such checks and you can safely use all the advantages of the method.

The client does not even have to enter the sender’s data: the card from which the funds will be sent must simply be selected from the list of available ones. Then enter the transaction amount and the recipient's plastic number.

Using a similar principle, you can use any terminal or ATM in the network. As for the timing of crediting the amount, they usually do not exceed 3 business days.

If you are not a supporter of using such options, you can always go to the bank’s cash desk or use an ATM for this purpose. Please note that in any case, for this purpose it is necessary to know the recipient's details.

In addition to the card number, you must indicate its expiration date. In some cases, when performing an operation, you will need to indicate your full name or sometimes you may be asked for the recipient's details.

If you use an ATM, you will need to find a device that accepts cash. The official website of the bank will help with this, which has a map indicating all the points with ATMs and offices where you can perform the operation.

To use the ATM, simply enter the code from your card, then save the receipt to have proof of the transaction.

Possible problems during the operation and ways to solve them

Most often, when trying to send money to a recipient’s account in Sberbank, Promsvyazbank clients encounter the following errors:

the money was not credited to the account due to an incorrectly entered recipient number;
It takes too long for funds to be credited, more than 3 days have already passed;
an amount has been written off that exceeds the planned amount;
it is impossible to perform the operation, the reasons for the error are unclear.

To get rid of the headache, we simply recommend that you carefully check the recipient’s card number when entering it. If necessary, check the tedious information with the recipient; in extreme cases, you can use a transfer using a bank account number.

Long-term enrollment within 2-3 working days is the norm. Just in case, always keep your receipts so that you can prove that the transaction was completed. If the enrollment period expires, just call the Promsvyazbank hotline.

In a situation where a larger amount is debited from an account than a person had planned, most often it is he who is to blame. Due to inattention, he did not pay attention to the amount of the commission or simply entered the amount to be credited with an error.

Alas, in most cases it will not be possible to return funds, unless you try to coordinate this directly with the recipient. The application for a refund is written personally by the sender at the bank branch, then the document will be considered within 30 days.

Always be careful and use only proven translation methods!

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Clients of Promsvyazbank can use all options available to them for making money transfers not only within the system, but also to card accounts of other banks in the Russian Federation. You can use both cash desks in bank offices and remote options for this.

The most popular method due to its simplicity, convenience and accessibility for every bank client. To use it, you must first visit the bank’s website and log into your personal account there. Next, go to the “Accounts” and “Transfers between cards” section.

This will allow you to transfer money from a Promsvyazbank card to Sberbank in a matter of minutes without any difficulties. On average, payments are processed within a couple of minutes. But usually the funds arrive on your balance no later than 3 days.

Limits and commissions
Please note that clients will not be charged for transactions between cards issued by Promsvyazbank. The commission when transferring from a Promsvyazbank card to Sberbank, as well as when performing transactions in relation to any other banks of the Russian Federation, will be charged in the amount of 1.5% of the transaction amount and not less than 30 rubles.

There are also limits on transfers:

as part of a one-time transaction, you are allowed to send no more than 70 thousand rubles within the network;
the total transfer amount within 30 days can be no more than 600 thousand rubles;
You can make no more than 4 transactions per day from one card within a day.

Please note that transactions can only be performed in rubles. As for the security of personal data and the safety of funds, all transactions are carried out using 3D Secure technology. Therefore, there is no need to be afraid that some operation will take place without the knowledge of the owner.

Using the mobile application

Mobile banking has been developed for users, in which you can perform all the same operations as with a bank card at an ATM, but for this you only need a smartphone with an Internet connection.

Using a similar principle, you can use any terminal or ATM in the network. As for the timing of crediting the amount, they usually do not exceed 3 business days.

Transfer from a Promsvyazbank card to a Sberbank card is an opportunity provided to clients of two financial organizations. Both companies care about the security of their operations, implementing a special 3D Secure protection system. A secure method of sending funds has been tested by many holders of both debit and credit cards and salary cards.

The transaction is carried out in various ways, but the client always confirms his actions. You can transfer personal or credit money using:

Internet banking.
Mobile application by confirmation via encrypted message.
Through ATMs and company terminals.
By visiting a bank branch.

The procedure for choosing one of the methods will be different.

How to transfer money from Promsvyazbank to Sberbank via SMS?

Transfer money from a Promsvyazbank card to a Sberbank card in several ways. The client is asked to confirm the actions being performed by entering a confirmation code. It is sent to the phone number registered when drawing up the service agreement. Among the features of the procedure:

Protection against theft of funds.
Additional confirmation of ongoing operations.
Clarification of the amount, purpose, direction of payment.

The company offers to use a multi-stage confirmation system for actions taken, which greatly reduces risks, the threat of sending funds to the wrong recipient, as well as the threat of control of the balance by attackers. PSB Mobile, a program installed on the user’s phone, works in a similar way.

You can work through your phone with a mobile application after downloading, installing, and launching the software product. To log in you will need a personal login and password. After entering your personal number, you should enter a confirmation encrypted message that arrives on your mobile phone. The interface that opens has four sections, in one of which you can find the option to send funds online to a Savings Bank card. To complete the operation, the client will need the requested data.

How to transfer money from a card via the Internet?

Transferring money from a Promsvyazbank card to a Sberbank card is a procedure carried out in the shortest possible time. The client should first register in the system, receive a code and send funds to the card number by performing the following actions:

Opening of the company's official website.
Login to your personal account. You will need a personal client number, which is issued during the process of obtaining a credit card and drawing up a service agreement.
Receiving a secret code via phone.
Open the menu, go to the section of accounts, transfers to cards.
Entering information about the recipient in the appropriate fields of the form.
Indication of the amount to be sent.
Confirmation of actions by entering the code specified in the response SMS message.

Before carrying out the operation, it is important to find out what percentage of the commission will be additionally debited from the sender’s account. It is important that these funds are also on the balance sheet.

Transaction via ATM or terminal

How to transfer money to a Sberbank card from Promsvyazbank using an ATM of a financial institution? The method is good for clients who do not have the opportunity to use a mobile application or virtual banking. The procedure will be as follows:

Find an ATM, insert the card.
Enter your PIN code.
Find in the menu the appropriate option for transferring funds to cards.
Enter the recipient's information and check the data.
Enter the amount and confirm the action.
Select the option of sending funds - debiting from the card account.

The company has ensured that the ATM network is extensive. Therefore, many clients will be able to use the service.

How much does a translation cost and how can I avoid commission?

No commission percentage is charged when transferring funds to bank client accounts. In other cases, the client will have to pay 1.5% of the transferred amount. The minimum commission is 30 rubles.

It is important to understand that 1.5% is the amount that is fair for debit accounts. If you have to send funds from a credit card, this figure increases to 3.5%!

Promsvyazbank does not offer to send funds without commission to cards of other banks. Commissions will not be charged only between clients of a financial institution.

How long does it take to transfer from Promsvyazbank to Sberbank?

When calculating the time to complete a transaction or a specific operation, it is important to find out how much time the financial institution will need to complete the operation. The process is quick and often does not exceed a few minutes.

Some cases require additional verification of the operation. If the money is frozen, you should contact the operator or online consultant for clarification. Sometimes a transfer (especially of a large amount) takes up to three banking days.

Is there a limit on the amount of money?

The maximum amount allowed for transfer is:

One-time payment - through an ATM, branch, terminal - up to 70 thousand rubles. Through your personal account up to 100 thousand rubles.
Per month – up to 600 thousand rubles.

Attention! Transactions are carried out exclusively in rubles. Transfer of foreign currency is not permitted. To perform such operations, you should contact a bank branch.

Clients of Promsvyazbank from time to time have a need for an interbank transfer of funds, for example from their card to a Sberbank card. The bank allows plastic holders to make both internal and interbank transfers in rubles, while the client only needs to know the card numbers to carry out the procedure for transferring funds.

Non-cash transfer: algorithm of client actions Promsvyazbank

You can make a transfer between card accounts

through an ATM or bank self-service device;
using the service “Transfer from card to card online” on the official website of the bank www.psbank.ru;
via Internet banking (personal account);
using the PSB-Mobile mobile application.

The credit institution has defined a number of conditions for conducting non-cash transfers, which can be found in more detail at the nearest branch of Promsvyazbank or on the bank’s website. Important note: for making transfers between Promsvyazbank card accounts and when sending money to Sberbank, a commission is charged (0-3%). The amount of the commission depends on the type of card (debit or credit).

Transferring to a Sberbank card through a Promsvyazbank terminal/ATM requires skills in handling the device. The card must be inserted into the device and logged in (enter the PIN code). If navigation through the sections presented on the screen is not clear, you can always seek the help of a consultant who will help you complete the necessary procedure. Having selected a certain section of the menu, you need to enter your and Sberbank card numbers. Without the skills to operate the terminal, difficulties may arise, and there is no need to be shy about the help of the specialist on duty;
A convenient and uncomplicated way is to use the online service on the official Internet resource (All online services→for individuals→transfer from card to card online). Next, you need to enter in the left part “Sender” the details from the plastic card for debiting: number, month and year (validity period is indicated under the number), code CVC2/CVV2 (indicated on the back side) and the transfer amount. In the right part “Recipient” enter the Sberbank card number. The transfer of funds is initiated by clicking the “Transfer money” button;
Internet banking allows you to carry out a wide range of transactions with accounts, including transfers between card accounts. Login to your personal account is available from the main page of the official Promsvyazbank portal. A login and password are required for authorization. If you do not yet have identification details, you can set them by simply registering on the website or obtain them from a bank specialist when drawing up an agreement. You can explore all the possibilities of your personal account using the demo video posted on the website;
The PSB-Mobile application is developed for mobile devices with Android and IOS OS and you can download them to install it in the corresponding GooglePlay or AppleStore stores. To log in, you must use the login and password issued by the bank when registering the agreement. The application interface is intuitive to the gadget user. The application allows you to manage your card account, including the ability to make transfers between card accounts.

The speed of funds transfer depends on the specific Russian recipient bank. Internal delivery by bank transfer is instant. Sending funds to another bank can take from a few minutes to as long as 3 business days. The amount transferred is limited to 70,000 rubles. The number of transfers per day is no more than 4, and during a calendar period of 4 days in a row, no more than 15 transfer operations can be performed. Within a month, you can transfer no more than 600 thousand rubles from one card account.

Clients of Promsvyazbank in their reviews note the convenience and ease of use of the online transfer service, as well as the speed of execution of transactions, especially within bank transfers, which are carried out instantly without charging a commission. The bank has a wide partner network, and many payment transfers from clients are also carried out without charging a commission. Not everyone is satisfied with the pricing of transfer transactions in favor of third-party banks for small amounts up to 10,000 rubles: the tariff is higher than that of Sberbank, for example.

Promsvyazbank tries to keep up with the times and offers its clients various services that allow them to make transactions remotely. Popular ones include both transactions between your own accounts and transfers to someone else’s card.

All these actions are carried out in real time via the Internet, which is quite convenient, since the owner does not need to look for the company’s office and stand in line. In addition, Promsvyazbank allows you to transfer from card to card of a third-party bank, be it Alfa-Bank or any other.

About the service

Back in 2014, Promsvyazbank abolished the commission for all types of transactions within its concern. Now all clients can pay for goods and services and transfer financial resources to each other without additional expenses. Transactions are subject to the following conditions:

The maximum limit is 150 thousand rubles.
The maximum amount per month is 600 thousand rubles.
Quantity limit – no more than 4 actions per day and no more than 60 for 4 days in a row.
Transfers are possible only in national currency and to accounts registered in the Russian Federation.
Funds are credited within a few days. The period depends on the banking organization that issued the plastic.
Money is written off only using 3D secure technology.

Transfer via bank terminal

You can use an ATM to complete the transaction. This is the most convenient and practical way. The algorithm of actions is as follows:

Place the “plastic” in the card reader;
Dial PIN code;
Select the “Translation” tab;
Select the banking organization to whose account the funds are transferred;
Enter the details – 16 digits;
Specify the amount. Here it is worth remembering the limits;
Check the information for correctness and click “Next”;
Receive a receipt as proof of payment.

Translation via the Internet

Log in to the system

If a person cannot visit a branch of a credit institution or make a transaction through an ATM, then you can use Promsvyazbank’s personal account. The main thing is that the client has registration in the system. To transfer funds using this method you must:

Log in to your account by entering your username and password. They are issued upon receipt of a credit or debit product;
Enter the one-time password received in the SMS notification. It is this that must be indicated in the secret code window;
Go to the “Accounts” tab;
In a new window you can find “Transfers from card to card”;
A form will appear on the screen, which you need to fill out with the correct information;
To confirm, you need to re-enter the code that came in the new SMS.

Without authorization

If a person does not have a login and password, you can transfer funds without authorization. To do this, from the main page of the site you need to go to the “Online Services” tab and click on the corresponding item. Next, you need to provide information in all fields and enter the amount for payment. The limit for this method is limited to 100,000 rubles.

It is worth remembering that the presented option is paid. The cost of the procedure is 1.5% of the amount. The minimum limit is 2,000 rubles, since commissions cannot be less than 30 rubles.

Transfer via Mobile Bank

Promsvyazbank invites all existing clients to use a mobile application, which can be downloaded through the Play Market for the Android operating system, or an analogue for iOS. The program allows you to perform all the same procedures as in Online Banking. The main thing is that the SIM specified in the product registration application is installed on the phone. The program is called PSB Mobile.

User authorization occurs by phone number. For this, a numeric code is used, received via SMS message. The algorithm here is simple. Just go to the “Transfer from card to card” section and enter the number of the payment instrument, indicating the amount. If a person regularly makes this type of payment, then he has the right to save the template for further transactions.

The client does not need to enter the “plastic” number from which funds are transferred. Simply select a payment instrument from the list of available ones. Money is credited within three working days.

Possible problems

Many Promsvyazbank clients encounter the following problems and errors:

The money was not credited to the account due to incorrectly entered information;
Not enrolled after 3 business days;
Writing off money in a larger amount than was planned to be transferred;
Impossibility of translation. The reason for this alert is unclear.

To avoid such difficulties, it is necessary to initially check the data for correctness. If necessary, it is better to clarify the necessary details with the recipient. If this is not possible, then you should use the transaction by account number. If the process is carried out using different payment systems, it may take up to 5 working days.

If problems still remain, you can call the hotline (8 800 333 03 03) and ask questions to specialists.

Conclusion

If the cardholder does not use newfangled methods, he can always go to a branch of a banking organization or use an ATM. But it is worth remembering that in this case you will need the recipient's details. Also, some credit companies ask for the card's expiration date and the owner's full name.

If the sender only has cash, you can find a terminal with a cash acceptance function. To clarify the location of such ATMs, there is an official website where an interactive map is presented specifically for these purposes.

If the applicant makes an error in the details, the money goes to the account of another owner. In such a situation, it will not be possible to return funds. Therefore, the details should be clarified in advance.

The transaction can be carried out non-cash through a terminal, ATM, Internet banking or mobile application. Accompanied by a commission of 1.5% of the amount.

I hope our tips were useful to you. See you on the pages of the site!

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