How to apply for a virtual card mts bank. Virtual card mts bank. Hilarious incidents from bank employees. It's only funny in life
MTS nevertheless pleased with the release of a virtual card, the balance of which is related to the balance of the phone, well, of course, we understand =)
Updated 02.17.2013 (service number and free SMS, infa about Messenger removed)
Tariffs:
- issue without commission;
- payment for goods and services without commission;
- replenishment of the card from the phone balance: 1.5% of the amount.
Peculiarities:
- The card is ordered through the MTS “Easy Payment” web portal;
- Replenishment of the virtual machine and request for the CVC2 security code for payments are carried out either through the website or by sending an SMS to the service number 55507.
SMS is convenient when no reply SMS from MTS arrives.
For example (taken from tariffs / assistance) for replenishment cards for 1000 rubles you need to send an SMS 1000 on the 55507 ... To receive an SMS code, send to the same number kod or code.
Outgoing and incoming SMS to the number 55507, including informing about the debiting of funds on the account, are free of charge. - CVC2 is valid for only 1 hour and only for one transaction, it does not matter whether it is successful or not.
The service provides CJSC "Mobi.Money", at the same time, for the conditions and procedure for making payments, they are sent in sms, including to the site card2day.ru.
DETAILS:
To order a card enter your phone number on the website, order a password to enter.
Log in and enter your name and surname, agree with the offer and the card will be created, and the details will be sent to your mobile phone.
To replenish the card click FILL CARD on the website or send SMS to 55507 indicating the amount of replenishment. That is, just write 1000 or 2000 ... And after confirmation, the money goes from the phone balance to the balance of your virtual card.
To order the CVC2 code need to send sms CODE to the room 55507 or click GET CVC2 from the site, which, like the previous action, can be inconvenient: each time you need to wait for an SMS password to enter.
Restrictions:
The card is attached to the Kiwi normally; The Mastercard Manisend for Corn also works!
In principle, MTS turned out to be a good option, against the background of the problematic Megafon Visa, so I will use it as a good alternative to withdraw from a mobile account.
Well, some lyrics for search engines.
Why do you need a virtual MTS Money card?
Virtual card MTS Money- a safe tool for making payments in online stores that accept payments from a bank card, since you do not need to provide your personal bank card details.
For example, you have already chosen a purchase and decided on the cost. Then you can issue a virtual card for this amount and pay for the purchase with it. There will be no funds left on the virtual card after the purchase. If the fraudster finds out her number, then the amount on it will already be spent. On your next purchase, simply top up your virtual card again.
PJSC "MTS-Bank" is among the top 50 banks in Russia in terms of assets and has a client base of over one million people. For individuals, the bank offers mortgages, consumer loans, deposits, investment services and bank cards. As for the last point, here MTS-Bank is especially successful. The MTS Money card is quite popular. Moreover, it would be correct to say not a card, but a card. The bank offers its clients a whole line of bank cards designed for various purposes.
The following types of cards are available for MTS-Bank clients:
- Credit card;
- Debit card;
- MTS Smart Money card;
- MTS Card Money Deposit;
- MTS Premium card;
- Student card;
- Gift card;
- Virtual card.
Each of the following cards has individual functions. In addition, the bank offers cards with additional functions, for example, contactless payment with a smartphone, card insurance, etc. Each card deserves special attention, so we will consider all of them in detail, and also tell you how to issue an MTS Money card and what additional services the bank provides.
- Important
You do not need to be a subscriber of the MTS network to get a MTS-Bank bank card.
Types of cards and their features
The above lists all the types of bank cards available today from MTS-Bank. As noted earlier, each card has its own personality. Of course, in order for you to be able to decide what kind of product you need, you need to familiarize yourself with all the offers. When choosing a card, you should be guided by the purposes for which you plan to use it (accumulation of funds, shopping on the Internet, getting a salary, paying bills, etc.).
MTS Bank cards:
- Credit card... This product will be of interest to customers who need borrowed funds. There are quite good conditions for the MTS credit card. The maximum credit limit is RUB 300,000. For salary clients, the limit has been increased to 400,000 rubles. The interest-free period is 51 days. Also, the card provides up to 5% cashback. Card service - 900 rubles / year. For salary clients, the service is free. Interest rate - from 23% to 35% (determined individually for each client).
- Debit card... MTS Bank offers very attractive conditions for clients who decide to get a debit card with them. With active use, the MTS Money debit card does not provide for an annual service fee (maintaining the balance of 30,000 rubles on the balance sheet or with monthly expenses exceeding 15,000 rubles). Cashback in the selected categories is 5%. Cashback for all purchases - 1%. Income on the balance on the card - 7.5%.
- MTS Smart Money card... If you are a subscriber of the MTS network, then using this card you can significantly reduce communication costs. Cardholders can count on a 100% discount on the subscription fee for Smart tariffs or the MTS Tablet option. The card is serviced free of charge. In principle, it is quite an interesting product, but as always, there were some pitfalls. Therefore, if you are planning, then be sure to read a separate review on our website.
- MTS Card Money Deposit... Are you considering options for a profitable investment? MTS Bank offers a special card that provides 7.5% per annum on the balance of the savings account and
Cash-Back 3%. Bonus points are awarded for all purchases. The conditions are really interesting, but they can hardly be called the best on the market. - Virtual card... Do you often shop online? Using the main card for these purposes is not the best option. It is more reasonable to issue a virtual MTS card and use it to pay for purchases on the Internet. A virtual card does not provide for a physical medium, you only receive details. The maximum card limit is 100,000 rubles. You can independently determine the optimal limit and monthly card turnover. When replenishing a virtual MTS card, a commission of 0.75% of the replenishment amount is charged.
- Gift card... Sometimes it is very difficult to guess with a gift, so many people prefer to give money. To make it look pretty, give it a gift card. You can put any amount on the Gift Card from 1,000 to 15,000 rubles. The cost of the card is 50 rubles. Validity period - 12 months. The card is no different from a regular unnamed prepaid card.
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MTS Bank offers its customers a large number of bank card options. This applies not only to credit, but also to debit. But recently, special attention has been focused on virtual plastic, since not everyone knows what it is and under what conditions it is generally implemented. It is worth talking in more detail about each type of virtual card.
Smartphone pays for everything
Consideration should start with a virtual card MTS Smart Money... After all, thanks to its use, you can not think about paying the subscription fee for the existing tariff plan on the device used. The main manifesting qualities of the use of such plastic are as follows:
- Simple shopping. To get started, just download a special application for mobile devices MTS Money, then follow the instructions strictly. In addition, this application will display information regarding the balance of the personal account, all operations carried out, as well as the registration process. The card is available exclusively to subscribers of the cellular company MTS but is released completely free of charge.
- Easy payments. Since a smartphone is almost always at hand, you can use it to pay not only on the Internet, but also in any store. For this, the technology of payment without a MasterCard contact is used. As for online payment, the user has all the data and details of the virtual card, which can be used and entered in the appropriate fields.
- Ease of use. Replenishment of a personal account can be performed from the MTS balance or from another bank card. For such actions, the MTS Money program is provided. There is no commission from the MTS Bank card, but from the other card there is a commission in the amount of 60 rubles for a transfer amount of up to 5 thousand rubles. If you exceed the specified amount, you will not have to pay any commissions.
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All basic conditions and tariffs can be viewed on the official resource MTS Bank... It is issued exclusively in Russian rubles with the MasterCard payment system. Any manipulations on a bank card (issue, service, and also re-issue) are performed completely free of charge for the user. The maximum plastic life is 3 years.
Within a month, a maximum turnover of 200 thousand rubles can be set on a virtual card. At the same time, there are restrictions on the balance on the personal account - 60 thousand rubles. there is also a quota for one operation. It is equal to 15 thousand rubles.
For purchases and payments
The classic version of a virtual card is to use a card without direct physical media. That is, here we are talking exclusively about the bank details that the client receives. MTS Bank in a text message to a contact phone number. The following data act as such:
- Card number, consisting of 16 digits.
- A special CVC2 code used for numerous operations on the Internet.
- The state of finances on the personal account of the plastic.
- Validity period, or rather, when it will no longer be in working order.
There is no pin code here, since there is no carrier itself. Use to do without it. All the information that is sent to the client in a text message can be used for high-quality and completely secure online transactions. This mainly concerns purchases of goods or payment for services.
With the development of online shopping in Russia, such a financial instrument as a virtual card has become very popular. MTS Bank did not stay away from the new trend, and in 2013 presented its version of this means of payment at the Svyaz-Expocomm exhibition. The first version of the card was only suitable for paying for purchases from a PC. But soon, the bank released a smartphone option that could be used to pay for goods in supermarkets through a contactless payment system. What are the main features of this offer and how does it work in 2017? Let's try to figure it out.
The MTS virtual bank card is available to two categories of customers. These include:
- holders of a SIM card of the MTS operator;
- holders of a plastic card of MTS Bank connected to the Internet banking system.
Additional mandatory conditions are the age of the client and the presence of a valid Russian passport and Russian residence permit.
Important! The offer is available only to individuals. For subscribers connected to cellular communications at a corporate rate, as well as for organizations, the "MTS Virtual Card" service is not provided.
Features and rates
For both PC and smartphones, the card is provided free of charge... The bank does not charge any commissions for maintaining an account and reissuing a means of payment. However, there is a commission for replenishing the account. With a top-up amount of up to 5,000, it is 60 rubles per operation. Transfers to an account in the amount of more than 5,000 rubles are made free of charge.
The basic terms of the product will differ depending on whether a virtual MTS Money card is issued for a PC or for a smartphone.
Conditions for PC cards
- Payment system - Mastercard, transactions are made in rubles.
- Card account limit - 100,000 rubles.
- Monthly turnover for a virtual account is not limited.
- The limit for one operation is not set.
- The card is valid for 6 months.
Conditions for cards for a smartphone
- Payment system - Mastercard, ruble account.
- Card account limit - 60,000 rubles.
- Monthly turnover on a virtual account - 200,000 rubles.
- The limit for one operation is no more than 15,000 rubles.
- The card is valid for 3 years.
Attention! Both considered means of payment from the MTS bank relate to the MasterCard payment system. A product such as a virtual card Visa MTS does not exist.
How to get a virtual MTS card
To receive a virtual means of payment, MTS subscribers were offered two options:
- push the button "Issue a card" In chapter "Payments" personal account of MTS bank;
- download the application on the smartphone MTS Money.
To replenish the card without entering your Personal Account, you need to go to the "Easy Payment" tab on the MTS website
In both cases, the client was offered a short questionnaire to fill out. After entering the data, it was necessary to accept the terms of the virtual card offer and confirm your consent to its issuance using the code received by SMS. Upon completion of registration, the client received a message indicating the number of the new card and its expiration date. The security code had to be requested before each new operation. He also came to the phone and acted within an hour of receipt.
Unfortunately, at the time of this writing (April 2017), MTS Bank stopped issuing virtual cards in both versions. Those customers who have previously issued this payment method can continue to use it. But it is not yet possible to receive a new card, as well as to reissue an old one that has expired. What is the reason for this decision, and whether the issue of this demanded payment instrument will resume, MTS Bank does not say.