OTP Bank: transfer from card to card. Transfer funds from card to card in an otp bank Transfer funds from a savings bank to an otp
OTP Bank transfers from card to card in the following ways:
- remotely (using remote methods)
- in the office of a financial institution
- through self-service devices
Transfer on the bank's website
- on the official website of OTP Bank, go to the transfer section
- enter the required details
- approve withdrawals and deposits
The service charges a fee of 40 rubles for carrying out transactions through cards not specified in the section Rates(located below the data entry form).
Via internet banking
The bank's online service is OTPdirect. With it, you can transfer money from one payment instrument to another:
- log in to your personal account
- select item Transfer to the client of OTP Bank
- indicate the way By card number
- fill out the form with the recipient's data
- receive a code combination of numbers in SMS, enter it in the required field and confirm the operation
Average transfer time - 30 minutes. Commission is not charged.
Via mobile banking
You can download and install the application on your smartphone in the AppStore and GooglePlay stores. For authorization in the personal account, the password for "OTPdirect" is used.
- log in to your personal account and go to the transfers tab on the card
- in a special form, enter the recipient's number and the amount of the transaction
- approve the operation
Implementation time - 30 minutes.
Connection and use of the service are not charged.
Transfer money using SMS banking
To connect, please call the hotline 8 800 100 55 55 (code word required) or do it yourself in the Internet bank (menu Settings → SMS bank settings).
To move money between cards:
- create a special sample transaction in the OTPdirect service and give it a name
- compose a message sum pattern (separated by a space), where the template is the name of the previously created sample (see point 1)
- send a request to a short number 5927
The cost of the operation is charged according to the rates of the mobile operator.
At ATMs
To find the nearest ATM, use the service on the site.
- and enter your PIN
- enter the menu of payments and transfers
- enter the details of the payment instrument to which the money will be transferred
- enter amount
- approve listing
At a bank branch
When making a transaction through the cash desk, you need to provide the specialist with a passport, card and details of the recipient. The whole process will be carried out by the teller at the cash desk of the branch.
Transfer from a Sberbank of Russia card to an OTP Bank card
If you need to transfer money to an OTP Bank card, then this can be done through the Sberbank Online Internet service. After logging in to your personal account, do the following:
- go to the menu of payments and transfers
- open the tab responsible for money transfers to the accounts of third-party financial institutions
- fill in the fields with the recipient's details
- confirm the operation
Restrictions:
- one-time transfer no more than 30 thousand rubles
- for Visa Electron and Maestro payment systems – no more than 50 thousand rubles per day
The process will take no more than 10 minutes.
The maximum amount of one transfer is 70,000 rubles, the minimum is 100 rubles. You can make no more than 4 transactions per day, the monthly limit is 600,000 rubles.
Transfer from OTP Bank card to card
You can make a transfer from an OTP Bank card to a card of any other bank in Russia. You can use this service around the clock. A special SSL protocol ensures the security of the transfer and keeps your data secret, so you can not be afraid to carry out money transactions via the Internet. Transactions are available for debit and credit cards, which do not have their own restrictions for making online transfers. Online money transfer between cards saves you time and is completely safe.
Frequently asked questions about transfers by OTP Bank card number
Between which banks can I make a transfer?
Using our form, you can make a transfer between any banks: between two OTP Bank cards, from an OTP Bank card to a card of another bank, or from a card of any bank to an OTP Bank card.
Between which cards can you transfer money?
The transfer is possible between any debit and credit cards of individuals and legal entities (individual entrepreneur or LLC forms) of VISA (Visa) or MasterCard/Maestro (MasterCard/Maestro) payment systems. The card of the sender and the recipient can be a salary or corporate one. The only requirement is that the card from which the transfer is made must have 3-D Secure protection.
Transfer fee
To calculate the commission, indicate in the transfer form the amount, the number of the sender's bank card and the recipient's card. The system commission is only 1.6% of the transfer amount, but cannot be less than 50 rubles. In rare cases, there may be an additional commission from the bank that issued the card.
How quickly will the transfer reach the recipient?
Usually money comes almost instantly! For example, in 2020, money was received immediately on Tinkoff Bank cards and VISA cards of other banks. Money can go to MasterCard and Maestro cards of Sberbank up to 1 day. The transfer is sent immediately and the time of crediting to the account depends only on the recipient's bank, according to the law, the bank must credit the money no later than 3 working days.
What do you need to know about the recipient's card in order to make a transfer?
To make an online cash transfer through our service, you only need to know the number of the plastic card to which you want to send money.
How to make a transfer?
To transfer funds, you need to enter your card number and expiration date on the front side, as well as the CVC2 / CVV2 security code on the back of the card.
After that, you must specify the number of the card to which you want to transfer cash.
After that, you just have to enter the desired transfer amount, confirm that you agree with the terms of the offer and click the "Transfer" button.
The money will be automatically debited from your plastic card and in 5 minutes will be on the recipient's account.
Representatives of financial organizations have created a multi-level payment system that would be most convenient for plastic card users. At the moment, a huge number of different transactions can be made from the card, including the transfer of funds to another account. Such transfers can be made, including to a card of another bank. Let's see what methods of transferring funds are available to OTP clients.
On the official site
First you need to go to the translation page.
Scroll down to see the full form.
You need to enter the details of your card and the recipient's card, and then confirm the withdrawal of funds and deposit them into another account. Below is a list of tariffs, transfers involving which will not be charged additionally:
The screen does not contain a complete list of tariffs, so for a complete review, be sure to scroll the list to the end. For transactions involving accounts on other terms, a fee of 40 rubles is charged.
With the participation of the Internet bank
Representatives of the OTP have developed an online system "OTPDirect". If you prefer this method, use the following instructions:
- Authorization in a personal account.
- “Transfer to the client of the OTP bank” =› “By card number”.
- Filling out the form, entering details.
- Confirmation of the operation through the received SMS code.
The story began a week ago. I decided to pay off my credit card in full. I go to the bank branch, there is a huge queue at the counter to the operator, I decided to pay through the terminal. Near the terminal 3 people. I enter the number of the card on which I need to put money, I enter the telecode, I deposit money, I get a receipt and I see that the money was received on my old credit card, which expired back in 2008. I'm in shock. What to do? I don't have this card for a long time.
I go to the queue to the operator, I successfully defend the queue, and here it is the hour of bliss - my turn! And what do you think - "either the whistle does not whistle, or the shark is deaf" - the operator says that he cannot make a transfer from card to card, the girl is at lunch, they send me to another branch.
What to do, I'm going ... There I fill out a couple of applications, I ask - how long will the money be transferred from card to card, they answer - 3 days. They do not give any receipt of acceptance of applications, they send them home.
I walk past the branch where I made payments, I go in, I want to find out the reasons why the payment that I made by entering the card number, telecode on this card, went to another card. They say the program is like this: you need to choose the right card.
I arm myself with a conductor - a person who has just deposited money through the terminal. We try together, we reach the step where you need to select a card ... so I will tell you - the selected card is highlighted somehow very weakly, you need to look very, very closely. No wonder I didn't notice such small details.
I can’t understand one thing - why, if I entered the card number and telecode for this card, they also slip me the old ones, which it’s time to just close on it there were no transactions for 2-3 years?
But this is not the end of the story... Three days pass, I call the bank at 8002007001 and find out that the transfer has not been completed. I call the branch, where the girl answers me that the application has the status "pending the original." Interested in a girl
- And what, the head office does not trust its employees?
Girl, already nervous:
- Such rules, within two weeks the transfer will be completed.
I'm asking:
- Why so long?
- We send mail once a week.
- Why then did you tell me three days ago that the transfer would be completed within three days?
- I didn't tell you that.
- Normal! .. - I answer.
After the passage of three days, I call the multi-line phone every day. And imagine that every day they tell me new terms: 2 weeks, 30 days, today they said 40 days! Cool, right? From OTP bank card to OTP bank card - 40 days! This is just absurd guys.
I wanted to see the rules or the procedure for transferring from card to card with my own eyes, but alas, I didn’t find it anywhere, it seems that these rules or the procedure (as the operators called this document, who is the order, who is the rules) is secret information that even OTP bank operators do not know thoroughly .
I don’t know how it will end, I will inform you about further developments. But the lesson I learned from this story is to NEVER contact OTP Bank again! For example, OTP Bank - Sberbank copes with the transfer from card to card within 2 hours! And OTP Bank - 40 days. Feel the difference. Moreover, I was accused of not being attentive enough. I think that the bank should not lecture its clients, but probably learn how to work efficiently in the age of "atomic energy and computer technology."
This whole story took place in G. Tver, to Moscow 3 hours by train, if you send a letter with the original by mail, then this is 2-3 days. But alas, things are still there. And Sberbank employees are GREAT! Of course, I would not want the transfer to be completed like that man's - in six months. Are these your real dates? I can’t wait that long, I’ll go to Moscow on foot ... and still I’ll demand to give my hard-earned money.
Banking services now allow not only to receive money on plastic cards and withdraw them for use, but also to pay without receiving cash. To transfer money from an OTP Bank card to a card issued by Sberbank, you should understand the transaction procedure. It can also be used to pay for mobile communications and various goods, so you need to understand how you can transfer funds to another account as quickly as possible.
Instructions for transferring money from an OTP Bank card to a Sberbank card
Important! If both accounts are registered by OTP Bank, then with a transfer amount of up to 2 thousand rubles, the commission will be 40 rubles, with a larger amount, 2% of the amount will be charged. It is this percentage that will be charged for any other institution.
Transfer money from card to phone
To transfer money from a card to a mobile phone, you can use many ways:
Transferring money from an OTP Bank card to a Sberbank card is very simple, for this you can use Internet banking, a mobile application and an ATM. All options will require the payment of a commission fee, but the funds will reach the addressee only if you follow the instructions for transferring money.