How to transfer money mobile phone. How to transfer money from a phone to a Sberbank card without commission. Features of sending funds to other mobile operators

Do you have a certain amount of funds accumulated on your phone and need to withdraw it? Why and how doesn't matter. The main thing is, is it possible to withdraw it and how to do it? And how much will this pleasure cost?

It will not be possible to cash out money from the phone for free. All carriers charge money for this. The difference is only in the amount of commissions. And looking ahead, I’ll say that it can differ several times!

It all depends on 3 parameters:

• operator;
• withdrawn amount;
• cashout method.

If you are looking for an answer to a question,

how you can withdraw money from your phone to a card (for example, Sberbank) without commission

I will disappoint you. You will not find such a way. I searched - the result is negative.

The percentages declared on the sites for the output on the main pages do not accurately reflect the real picture. Usually indicated from ....%, that is, the minimum percentage. In fact, it can be increased by 50-100% exactly.

I also had this need. Several tens of thousands of rubles hung on the Internet. And they had to be translated somewhere. Therefore, I had to conduct a comparative review of the possibilities for withdrawing money from the phone from the main mobile operators:

• Tele 2;
• Beeline;
• Megaphone.

On the Internet, you can find services that provide such services. But it is still safer to use the services directly from official representatives.

I decided for myself that if the sizes of commissions differ greatly, then I will get an additional new number from the required communication provider and will make withdrawals at the lowest cost.

So, let's go - how you can withdraw money from your phone with minimal losses.

The desired minimum 5% commission from Beeline is achieved only when transferring from 5561 rubles.

It is generally not profitable to withdraw small amounts. The percentage for withdrawal is simply extortionate.

If we translate the above commissions into percentages, we get the following picture:

• up to 250 rubles - from 20%;
• from 250 to 730 rubles - 14 - 28%;
• 730 - 1,430 rubles - 6.6 - 13%;
• 1,430 - 1,880 rubles - 6.4 - 8.3%;
• 1 880 — 3 800 — 6 — 12%;
• 3 800 — 5660 — 6,1 — 9%.

It turns out that in order to withdraw the minimum amount of 50 rubles from Beeline, you will additionally have to pay the same amount in the form of a commission. Which in this case will be as much as 100%.

It will be cheaper to withdraw money to a bank account (not to a card) - 2.99%. Account details can be found either in the contract or in the bank. Also, if you use the bank's personal account, the necessary information, to which account your card is attached, is always available.

The downside of a bank transfer will be the payment processing time of up to 3 business days. When withdrawing to a card, funds are received within 2-3 hours (up to a day), but usually much earlier.

Cash withdrawal from an ATM

The site has instructions on how to do this. And a list of ATMs in your city where you can withdraw money.

There are no tricks here and there is a single rate - 5.95% of the withdrawn amount. The main thing is that the ATM is one of Beeline's partner banks.

You can withdraw no more than 5,000 rubles at a time and a maximum of 40,000 per month.

Money transfers

Output available for:

• Unistream;
• contact;
• Russian Post;
• Gold Crown.

Unistream and Contact charge 5.95% + 10 rubles each, regardless of the transfer amount. Enrollment is almost instantaneous.

It will be cheaper to withdraw via Russian mail, only 2.6% + 50 rubles (if you are ready to wait a week).

The withdrawal through the Golden Crown looks preferable. Absolutely no withdrawal fees. But the maximum transfer amount is only 1,000 rubles.

Money can be received at Beeline offices and partner stores. A list can be found on the website.

Conclusions and the preferred method of cashing out from Beeline

Small amounts (up to 1,000 rubles) are more profitable to withdraw through the Golden Crown. But here you will definitely need to visit the office (and spend time).

The transfer to a bank card turned out to be the most unprofitable. If you do not withdraw the maximum amount (5660 rubles or more with a 5% commission), the transfer fee will cost an average of 8-10% or more. But there is a definite plus here. Money arrives almost immediately on the card and you do not need to go anywhere. For small withdrawn amounts (up to 500 - 1,000 rubles), you can probably turn a blind eye to a commission of 50-100 rubles.

If time suffers: alternative - withdrawal to a bank account directly - only 3%. Funds will appear in your account within 3 days.

When using money transfers and ATM withdrawals, we have approximately the same costs - 5.95%. The choice in favor of one or another withdrawal method must be made based on the amount (maximum of 4,000 at an ATM) and the time spent (either walk to an ATM and withdraw money, or find a transfer point, wasting time standing in line and issuing a transfer) .

I don’t even want to talk about the Russian Post. A week to transfer + the likelihood of hanging in line for an indefinite time is somehow not very impressive. Although there may be extremals for a low 2.6% commission, they are ready to stand in line for an hour ......

How to withdraw money from MTS number

MTS has 3 options for cashing out money:

• transfer to the card;
• Money transfers;
• to a bank account.

Go to the "Manage payments" tab, then select "Money transfers" or "Easy payment". Or follow the link https://pay.mts.ru/.

To a bank card

Transfer limits from 50 to 15,000 thousand per operation. But no more than 5 payments per day.

Commission 4.3%, but not less than 60 rubles.

Processing time up to 2 hours. But usually the money is credited immediately.

Due to the notorious 60 rubles, when withdrawing change, the interest rate will be several times higher than the declared 4.3%.

For example,

• for 300 rubles - 20%,
• 500 rubles - 12%;
• 1000 rubles - 6%.

The desired 4.3% commission from MTS is achieved when transferring to a card from 1400 rubles (60 rubles).

Money transfers

Payment systems similar to Beeline + Russian Post.

• Russian Post - 4.2% + 55 rubles for the transfer (term 4-8 days, from 100 to 14,000 rubles);
• Contact and Unistream - fixed 4.3%, regardless of the amount (instantly, from 1,000 to 15,000 per transaction).

Easy payment

Another way to withdraw money to a card from the MTS operator is “Easy payment” - “Repayment of loans”.

Select the required bank from the list provided. A transfer is available by card number (fast, but more expensive), or directly to a bank account (longer, but cheaper).

Withdrawal to the card will cost the standard 4.3% (or 60 rubles).

When withdrawing to an account, the transfer fee will depend on the selected bank (in most banks 2.3% + 10 rubles for making a payment).

The exception is Sberbank - 2.6%.

A profitable way to cash out at MTS

If there is time, then the best option is to withdraw to a bank account (within 1-3 days), with a minimum commission of only 2.3%.

If you don’t mind losing the extra 2% for cashing out, we choose a transfer to a bank card (almost instantly) for 4.3%. But do not forget about the minimum wage of 60 rubles.

It is a pity to lose extra funds - our option is money transfers for a fixed percentage - 4.3, regardless of the amount. First, of course, you need to find out where the pick-up points are and whether it will be convenient for you personally to visit the branch (loss of time on the road and processing the receipt of payment).

How to withdraw money from a Megafon phone in cash

Money from the balance of the phone can be cashed in only two ways:

1. on the map.
2. to a bank account.

The service is located "Options and services" - "Payments and transfers" or at the link https://money.megafon.ru/

• from 50 to 13,730 rubles per transaction when withdrawing to a bank card;
• from 1 to 15,000 rubles (per operation), up to 40,000 per day and month to a bank account.

Transfer rates are outrageous.

on the map:

• 7.35%+ 95 rubles for withdrawal up to 5,000 rubles;
• 7.35% + 295 rubles - from 5000 rubles.

To a bank account - a single rate of 8% + 40 rubles, regardless of the amount of payment.

Consider, for example, how much you have to pay when withdrawing different amounts to a card from Megafon:

• 500 rubles - 36.75 (7.35%) + 95 rubles. = 131.75 rubles. or 26%
• 1,000 rubles - 73.5 + 95 rubles. = 168.5 p. or 16.85%
• 3,000 - 220 + 95 = 315 r or 10.5%
• 5,000 - 367.5 + 295 = 662.5 rubles or 13%.

Transfers from Megafon

Similar to the above operators, withdrawal methods are available.

Couldn't find rates on the site. Either they don’t exist, or they are hidden very deeply so that no one finds out a terrible military secret.)))

The amount of commissions is formed only when you specify the transfer amount.

For example, I’ll show you what the commission turned out to be when withdrawing 500 and 1000 rubles to the Russian Post - 19.3 and 8.65%. Very expensive.

Megaphone card

Megafon has its own payment bank card. Its main feature is a single balance account on the phone and funds on the card. When you top up your card, you top up your phone. Writing off works in a similar way. The card can be used to pay for purchases all over the world.

The only negative is the paid cash withdrawal. 2.5% of the amount (but not less than 100 rubles). You can transfer money by pulling money to cards of other banks (MoneySend). For example, VTB or Alfa-Bank. The rate is 1.99%.

An option for those who periodically need to cash out money from a Megafon phone.

For Megafon subscribers, the card is issued free of charge (if you have a tariff with a monthly fee). Or just for 99 rubles. Self-service plastic make up zero rubles a year!!!

How profitable to get money

The Megafon operator does not really welcome (or rather does not welcome at all) the withdrawal of money from the balance of the phone. How else to explain the simply huge commissions for cashing out funds.

When transferring even 2-3 thousand, you will have to pay more than 10-15% of the fees. For the withdrawal of 500 - 1,000 rubles, we give almost 20%.

The only right option is to get a Megafon card (for free) and, if necessary, cash out (for 2.5%) or transfer to other cards (for 1.99%).

Ways to cash out money from Tele2

All financial transactions with a phone number are carried out on the website https://market.tele2.ru/.

What I like about TELE2 is the availability of information and transfer rates. Everything is clear and easily accessible. How much, for how much and how.

Performing transactions on the operator's website

To a bank account or money transfer - 5.75%.

For withdrawal to the card, they take from 50 to 400 rubles. The commission grid resembles Beeline.

Converting to percentages, we get the following numbers:

• from 1 to 250 rubles - from 20%;
• 251 - 730 rubles. - 27 - 9.6%;
• 731 - 1,410 rubles. - 12 - 6.3%;
• 1 411 - 1 880 rubles. - 8.5 - 6.3%;
• 1 881 - 3 800 rubles. - 10.6 - 5.2%
• 3 801 - 5 700 rubles. - 7.9 - 5.2%;
• 5 701 - 14 600 rubles. - 7 - 2.7%

I was amused by the amount of commissions charged from Tele2 on borderline amounts. For example, when withdrawing 730 rubles, they take 70 rubles or 9.6%. If you cash out 731 rubles from your phone, then Tele2 takes 90 rubles or 12.3%.

Consider this. It may be more profitable to split the amount into several payments.

Phone transfer

It is much easier (and cheaper) to withdraw directly from your phone.

To do this, simply dial *135#. Then select the required service.

The commission for withdrawal from the Tele 2 number is the same - 5% of the transfer amount.

Terms of enrollment up to 3 working days.

Restrictions and limits on transfers:

• from 10 to 14,200 rubles per operation;
• no more than 150,000 rubles per day;
• 500 thousand per month.

What do we choose from Tele2?

Withdrawal to the bank using SMS commands with a 5% commission is the best option. But ... if you do not withdraw large amounts.

What should be the amount of the transfer in order to reduce the commission?

In the table of tariffs for transfers through the site, the minimum fee of 2.7% is achieved with a one-time withdrawal of 14,600 rubles.

With the amount of cashing out equal to 8 thousand, we just get a 5% commission.

• choose a withdrawal via USSD command for 5% when withdrawing an amount up to 8,000 rubles;
• through the operator's website when cashing out from 8,000 to 14,600 rubles. Then the fee will be from 2.5 to 5%

Finally

Withdrawing money from a phone number of the main mobile operators (MTS, Beeline, Megafon or Tele2) is not a cheap pleasure.

You will have to pay 5, 10 and even 20% or more, just for the transfer of your own funds!

For some, it may seem like a small amount, the transfer fee is 6-7%. Some can even put up with paying 10%. If the amount to be withdrawn is small. With 1,000 rubles - you will lose 90-100 rubles. It doesn't seem like much money.

For me, the option of losing 10% at a time does not look very attractive.

The rate on a deposit in Sberbank is 5-6% per annum. Imagine people investing money for a whole year to earn 5-6%. And to get 20% you need to keep money on deposit for 3-4 years.

A more expedient option is to spend the "surplus" money on purchases or paying utility bills and taxes. All carriers have this capability. Of course, in some cases, commissions are charged (in the region of 2-3%). But there are also "no commission" services. Additionally, some online stores allow you to pay for goods from your mobile phone account, without additional fees.

If you still need “live” money, the best option for withdrawing funds from your phone is a transfer to a bank account using the bank details. On average 2.3-3% of the transfer amount.

If “extra” money periodically appears on the phone (for example, from the Internet:, review sites and others), then it would probably be more expedient to buy an additional SIM card from the operator, with the lowest withdrawal fees.

I made my choice. Received the plastic green one. And I can easily spend money in stores.

If you need to withdraw cash, Megafon has the lowest commission of 2% among the big four operators.

A little financial hack

There are money transfer services that pay bonuses for making transactions, including for replenishing the balance of the phone. The reward is usually from 50 to 100 rubles. Charged to mobile phone account.

I transfer money to Megafon (respectively replenishing the card) on the Pay-up service. Details can be found in this.

For 500 rubles, minus the service commission of 10 rubles, the net profit is 40 rubles or 8%.

There is only one drawback - the bonus is credited only on the first payment per day.

Big balance on your phone and low commissions for withdrawal, everyone!

Electronic transfers are made daily by users all over the world. The same applies to topping up the balance of a phone number. Sometimes a situation arises when you urgently need to replenish your card account. If there is no time to run to an ATM, you can transfer money from your phone number. It remains only to figure out how this can be done.

Why top up the card through the phone

The most common situation when a reverse transfer is needed is an incorrectly sent amount to a mobile account. This happens when the user mistakenly adds zero at the time of replenishment of the balance. Operators allow you to transfer money savings back to a bank account.

It should be noted that you can transfer money from the phone to the card of any person. This service is provided by:

• Beeline;
• Megaphone;
• Tele 2.

To carry out the transfer, you need to execute a certain command. Each operator has developed its own methods of transferring money.

Beeline: withdrawal of money

Beeline, one of the most popular mobile operators. Subscribers with Beeline numbers can get acquainted with the existing methods of transferring money from a mobile account to a card account. You can withdraw funds through:

• Web site.

It should be noted that each of the methods requires your own phone.

SMS sending

How to transfer money from a mobile phone if there is no way to visit the website? It's simple, the transfer of savings can be done by sending SMS. You need to create a new text message, and then enter "7878" in the recipient field. After that, write “VISA 1234567891234567 1400” as the text, where VISA is the payment system (you can also specify Master or Maestro), 1234567891234567 is the bank card number, and 1400 is the amount to be transferred.

It is important to note that only subscribers who have issued a prepaid tariff can use this function. Corporate clients cannot make transfers via SMS.

As for the terms of payment, the amount can be transferred within 5 working days. In most cases, the money arrives within seconds.

Withdrawals through the website

Beeline number owners can cash out their phone bill through the website. First, users need to go to the address "money.beeline.ru". On the page that opens, you will need to find the section " Transfer to a bank card". Then click on the hyperlink Transfer from site».

On the new web page, you need to select the type of payment system to which savings will be sent. To do this, just click on the icon:

• VISA;
• MasterCard;
• Maestro.

In the event that it is difficult to choose the type of payment system, you need to click on the icon with the inscription: “ Transfer from mobile to bank card».

The next step is to fill in the following fields:

• Recipient's card number;
• Phone number (from which funds will be transferred);
• Transfer amount;
• Verification code.

After a few seconds, an SMS will be sent with a confirmation code. It will need to be entered in the appropriate field on the website.

Transaction limits

Beeline has introduced some restrictions on money transfers from a number:

• You can transfer at least 50 rubles;
• The maximum amount is 14000 rubles;
• The commission is 5.95%.

It is important that after the procedure is completed, at least 50 rubles remain on the account.

MTS: withdrawal of funds

Unlike other operators, MTS allows you to transfer money from an account to a card in only one way. If everything is done according to the instructions, there should be no problems.

It is important to take into account the allowable limits set by the operator. You also need to remember about the percentage charged for the transfer.

Service "Easy payment"

To make a transfer, you need to go to the address "https://pay.mts.ru/webportal/payments". After downloading the Internet resource, you need to enter the section " Easy payment". Then you need to select " Sberbank". In case of transfer to another card, you should click on the inscription: " Transfer from phone account to card».

In the next step, you will need to specify:

• Payer number;
• Transfer amount;
• Enter account number.

To confirm the transfer, you must specify the code from the SMS.

Transaction restrictions

Compared to other operators, MTS restrictions are slightly different:

• You need to transfer at least 1700 rubles at a time;
• The maximum you can transfer is 15,000 rubles;
• Within 24 hours it is possible to perform only 5 operations;
• The commission is 4%.

MegaFon: withdrawal of funds

How to withdraw money from the phone to MegaFon subscribers? The operator provides its customers with 2 ways to withdraw funds, namely:

1. Through SMS.
2. Using Money Transfers.

Regardless of the method chosen, users should remember that the operator has introduced restrictions on the withdrawal, as well as a commission. Before deciding on the type of translation, it is recommended to study all the nuances.

SMS output

Money can be transferred to a bank card via SMS. To do this, you need to create a new message. In the addressee field, you need to write "8900". After that, the following text is written: “card 7412589637412589 1250”, where 7412589637412589 is the card account number, and 1250 is the withdrawal amount.

After the transferred payment is received on the card, a notification will be sent to the phone. In case of insufficient funds, the operator will send a message with the relevant information.

Service "Money transfers"

Since sometimes you need to urgently transfer savings from your phone to a card, you need to go to the following URL: "money.megafon.ru". As soon as the services page opens, you need to move to the section " From phone to bank card».

In the new window, you need to fill in the following fields:

• Amount;
• Card account number;
• The phone from which the funds will be withdrawn;
• Set a checkbox confirming that a person is behind the computer.

It is worth noting that to confirm the operation, you will need to enter the code from the SMS. Funds are credited to the recipient's account within 5 days, although in 90% of cases, money arrives in 5 minutes.

Transfer restrictions

To freely transfer money to a card, you need to carefully read the restrictions. These include:

• The amount of a one-time payment should not be less than 50 rubles;
• The maximum available one-time payment is 15,000 rubles;
• When withdrawing an amount less than 5000, the commission is 95 rubles. and 7.35%;
• In other cases, the commission is 7.35% and 259 rubles.

Tele2: withdrawal of funds

How to withdraw money from a phone owned by the Tele2 operator? Users can withdraw funds in 3 ways. These include:

1. USSD service;
2. Service "Money transfers".

Each method allows you to transfer money in minutes. Although sometimes there may be slight delays.

USSD service

Can I withdraw money with a simple command? Of course, for this, you need to dial on the phone: *159*1*1234561234567893*1600#, where 1234561234567893 is the card number, and 1600 is the amount of money transferred.

It is worth noting that Tele2 has another USSD service - the Tele2 transfer service. It is enough to dial *135# and an SMS will be sent to the phone with further instructions for transferring funds.

It is important to note that the latter method allows you to send money not only to a bank card, but also to the balance of phones belonging to any operator.

Via SMS

In order for the withdrawn funds to quickly get to the recipient's account, you can use the message. First you need to create a new SMS with the following text: “card 9876543219876543 1300”, where 9876543219876543 is the card account, and 1300 is the funds for withdrawal.

The written text is sent to the number "159". Within 5 minutes, a new SMS will arrive with instructions and a transaction confirmation code.

Service "Money transfers"

Another popular way to transfer funds from a mobile account is the Money Transfer service. To carry out the operation, you need to visit the site: "market.tele2.ru". On the page that opens, you need to select "To a bank card". After that, fill in the following fields:

• Sender's number;
• Beneficiary's card account;
• Transfer amount;
• Check the box to agree to the rules.

Transfer limits

Mobile operators, and Tele2 is no exception, have introduced some restrictions on money transfers from a personal account:

• You can not transfer the amount below 50 rubles;
• The maximum available amount of a one-time payment does not exceed 15,000 rubles;
• Within 24 hours, you can transfer no more than 15,000 rubles;
• About 50 operations can be performed per day.

It is worth noting that for each transfer, the user pays 5.75% of the transferred amount. The commission cannot be less than 40 rubles.

Conclusion

Modern mobile operators allow you to withdraw money from your personal account. Before making transactions, it is recommended to familiarize yourself with the limits. It also does not hurt to know the percentage charged for the transfer. Even an inexperienced user will cope with such a procedure.

If the operation is performed via SMS or USSD, it becomes possible to cancel the operation, but only if the money has not yet been credited to the recipient's account.

The balance of your mobile phone is now not just a virtual balance that is spent only on cellular services, now it is your electronic wallet from which you can send money, as well as withdraw cash from your phone balance.

The Beeline Mobile Transfer service allows you to expand the functionality of managing your phone account.

Opportunities

Mobile transfer expands the possibilities for managing the balance of your Beeline personal account, now you can make transactions, pay and transfer money from your mobile account to other subscribers and to electronic wallets. Previously, the mobile operator did not provide such an opportunity.

You will be able to carry out the following operations:

• Sending money from your phone to another Beeline subscriber;
• Sending funds from Beeline to numbers of other mobile operators, such as MTS, Megafon, Tele2 and others;
• Withdraw money from your phone to a bank card. You can withdraw to any VISA or MasterCard card, regardless of which bank it belongs to Sberbank, Alfabank, VTB24 and any other bank;
• You can also make a transfer to an electronic wallet webmoney, Yandex money and others;
• Money transfer to pickup points, such as Russian Post, CONTACT, UNISTREAM and others;
• Withdrawing cash from the balance of the phone through an ATM that has a Beeline sticker.

How to use

Consider the main options for mobile transfer of funds, namely to another Beeline subscriber, to subscriber numbers of other networks, and withdrawing funds to a bank card.

Sending money to another subscriber

You can use the service in two ways:

1. Send an SMS message to number 7878 with the text "number amount". An example of the message "79654440505 100". In response, you will receive a message, in response to which you will confirm the transaction.
2. The second way to send via USSD command. To send funds, dial *145*number to which you are sending*amount to be sent# and press call. For example, a request might look like this *145*9033214565*200#. After sending the request, you will receive a code to confirm the operation. Enter the command *145*code-from-sms#.

Sending money can be done not only to Beeline subscribers, but also to replenish the account of users of other networks (MTS, Megafon, Tele2 and others). The only difference will be in the amount of the commission for sending funds, for transfers within the network, the payment is lower.

The approximate cost for making transactions to Beeline numbers will be 15 rubles, provided that the amount sent is in the range from 30 to 200 rubles.
If you send more than 200 rubles up to 5 thousand rubles, then 3% of the amount + 10 rubles is charged for the operation.
When transferring to subscriber numbers of other networks, 7% + 10 rubles will be debited.

You can find more information about commissions for making transfers on the official website, or ask a support service a question by calling. For different regions, conditions and limits may differ, consult with specialists.

Funds are credited to another subscriber within a few minutes.

Withdrawing money to a bank card

You can withdraw funds from the Beeline balance to the following types of cards: Visa, Mastercard, Maestro. If money is sent to the card, make sure that the number on the card consists of 16 digits, otherwise the transfer will not be made.

To send money to a card from a mobile phone, send a message to number 7878 in the SMS text, specify the card type through a space, for example Visa, Mastercard, Maestro, then a space and write the bank card number, put a space and write the amount to be transferred. Example: Visa 1234567896543210 2500

It is worth noting that the amount must be an integer in the range from 50 rubles to 14,000 rubles. There are also restrictions on the number of transfers per day and per month.

A fee is charged for using the service. Above the amount of 5662 rubles, 5% of the transfer amount will be withdrawn. Up to this amount, from 50 to 350 rubles can be debited, depending on the amount sent ~ 8%.

Funds are credited within 5 days from the date of the operation.

Sending money to an electronic wallet

1. webmoney:
   To replenish the WebMoney electronic wallet from your mobile phone, you need to send an SMS to number 7878 with the text where the wm identifier comes first, followed by a space and the wallet number without R after the space and the amount to be replenished. Example wm 123456789012 100

   In response, you will receive an SMS, by answering which you will confirm the transfer.

2. QIWI wallet:
   To withdraw funds from the phone to the qiwi wallet, send an SMS to the same number 7878 with the qiwi identifier, a space, the wallet (phone) number, then a space and the amount to be sent. An example of a test message qiwi 9056557777 1000 will receive an SMS in response to confirm the transaction. If you want to withdraw to a wallet that is tied to the phone number from which you are sending, then you can simply write qiwi 1000 in the text

You can also withdraw to other electronic wallets, such as Yandex.Money.

In addition to the above transfer options directly from your phone, you can also pay utility bills, traffic police fines, pay off a loan, pay for a ticket, home Internet and television with your phone balance. You can find more features on the official website beeline.ru or on the official page of the service money.beeline.ru

Mobile money transfer from Beeline to Beeline Transferring money from a Beeline account to a bank card

With the modern development of mobile communications, there is no person who does not know how to replenish an account. But not everyone knows how to transfer money from a phone to a card account. But sometimes such an operation is very necessary. Let's consider which mobile operators provide the opportunity to make a transfer from a phone to a Sberbank card, and how the procedure itself is carried out.

Now mobile communication occupies such an important place in a person's life that the fear of being left without communication makes people constantly worry about replenishing the balance. An accidental error may occur and the account will be replenished with a larger amount than planned. Sometimes a person simply does not manage to "pronounce" the available money. Regardless of the reason for the formation of savings, their owners have the opportunity to transfer them to bank plastic for their more rational use. This is the best option, since the "accumulated" would have to be spent on the services of the operator or payment for his goods.

To expand the clientele, large mobile operators offered their services in the role of bankers: the withdrawal of "extra" funds to their own card became available to subscribers. Not all telecommunications companies and banks supported such an innovation.

How to transfer money from a phone to a Sberbank card

To transfer money from a phone account to a card, you need to take into account some features. Not all bank plastics are used for this service. It is only possible for those whose numbers contain no more than 16 digits (Visa and MasterCard), but the transaction is not available for Maestro. For clients of a banking institution, you can withdraw funds from the largest mobile operators: Megafon, Beeline, MTS, Tele2. Each company dictates its own conditions, commission fees and limits on the operation, and the client will have to decide for himself how profitable this procedure is for him.

Transfer from Megafon to Sberbank card

Megafon subscribers, if necessary, can transfer money as follows:

• enter the official website of the operator;
• in the menu, select the item "Money transfers";
• stop at the item "To a bank card";
• enter a phone number;
• receive a code from SMS and enter it;
• indicate the digital combination of plastic and the size of the transfer;
• confirm the transaction and complete it.

The main conditions for crediting funds from the balance of this company:

• commission - 7.35% + 95 rubles. (1-4999 rubles), over 5,000 - the same percentage, but also an additional 295 rubles;
• it is allowed to transfer up to 15,000;
• There are no restrictions on the minimum transaction size, but due to the high commission fee, it is not advisable to send small amounts.

There is also a second option for enrollment - using an SMS message to 3116. The text looks like this: “CARD_ plastic number of 16 digits_ month_ year of validity _ amount”. The entry has spaces after the word "CARD", after the number, after the month, after the year. The commission is the same as for the operation through the site.

Money transfer from Beeline

How to make a transfer from Beeline to a Sberbank card? The instruction is this:

• go to the Beeline website;
• select "Pay from account" in the menu;
• then - "Money transfers";
• choose a payment system;
• in the window that opens, enter the digital value of the plastic, the telephone number and the amount of the money transfer;
• complete the procedure by confirming it.

The conditions for sending funds are as follows:

• commission fee - 50 rubles. (from 50-1000 rubles), for the rest - 5.95% + 10 rubles;
• the minimum transaction is 50 rubles, the maximum is 14,000;
• delivery time - up to 5 days.

Another method involves transferring via SMS to 7878. The text and type of message is similar to that when sent to Megafon, but the month and year of validity are missing in the text.

Transfer from MTS to Sberbank

Thanks to the cooperation of MTS and with a large bank of the Russian Federation, sending money from the phones of MTS subscribers to plastic is much more profitable than with other operators. The procedure is as follows:

• go to the company's website;
• in the menu, select the section "Banking services and payments";
• go to "Easy payment";
• click "Proceed to payment" and select a payment system;
• a field will appear to fill in, enter the plastic number and amount;
• indicate "Debit from the account";
• fill in the field with details;
• confirm the operation by entering the code from the received SMS.

There are certain conditions for this procedure:

• commission fee - 4%;
• the minimum amount of transfers is 1.7 thousand rubles, the maximum is 15,000;
• the maximum number of transactions per day is 5;
• term of receipt of funds - up to 5 days.

Transfer from Tele2

The scheme for transferring funds from the phone of the Tele 2 operator to the Sberbank card is as follows:

• go to the official website of Tele 2;
• select "Transfers and payments";
• click the item "To a bank card";
• then fill in the fields - a digital combination of the recipient's card, phone number and the amount to be transferred;
• click "Translate";
• confirm the transaction with the code from the received SMS.

The operation parameters are as follows:

• transaction fee - 5.75%;
• the minimum one-time transaction is 10 rubles, the maximum is 15 thousand rubles;
• daily limit - 10 transactions not exceeding 15,000 rubles.

For convenience, another method is provided - via SMS to 159. The text of sending and spacing are similar to those when sending to Beeline.

Via SMS to number 900

In a banking institution, customers are invited to use commands and SMS requests for 900. They are provided for such services:

• balance check;
• control of operations;
• payment for mobile communications;
• transfer of funds from plastic to plastic;
• card blocking and unblocking;
• payment of loans;
• checking the number of accrued bonuses Thank you.

Conclusion

Transferring money from a phone balance to a Sberbank card is a convenient and, in some cases, timely option. Having considered all the options for transfers, it becomes clear that the most profitable option for crediting money to plastic from an MTS subscriber. Other companies charge a fairly high commission.

Cell phone users have long been accustomed to the fact that replenishment of their mobile account can be easily done using a bank card. However, the reverse operation is also possible - transferring money from a phone to a Sberbank card.

This requires only one condition. The card must be in the Visa or MasterCard payment system and have a 16-digit number. The transaction is not possible for the Maestro system, as well as for all types of cards that have more than 16 digits in the number.

Money can be withdrawn from the largest operators: MTS, Megafon, Tele2, Beeline. Each cellular company has its own conditions for withdrawing money, commissions and limits. Therefore, the client of a mobile operator, before transferring money from a mobile phone to a card account, needs to calculate how profitable it is.

Transfer from Megafon

Is it possible to transfer money from a phone to a Sberbank card from a Megafon account? Yes, in two ways.

Ways

More than seventy million MegaFon subscribers have the opportunity to withdraw money to a Sberbank card account via the Internet and using a smartphone by sending an SMS message.

First method: via the Internet

How to make a transfer using the Internet? On the official website of the operator, you should find the item "Money transfers" in the menu. Then activate the “To a bank card” item, after which the page will load (the process can be simplified by immediately clicking on the link to https://money.megafon.ru/pay-transfer-card#tab=site, after which the page you are looking for will open).

On it, in the appropriate fields, you should enter the transfer amount, card and mobile phone numbers. The entry must be entered in the format indicated on the site.

After that, you need to confirm that you are not a robot, for which you should check the appropriate box. The transaction process continues by pressing the green "Transfer" button. To identify the identity of the client, the company will send an SMS to his phone number with a code that must be inserted into the window that appears. Pressing the "Transfer" button again completes the transaction process.

It should be remembered that by making a transfer, the client of Megafon automatically accepts all the conditions and agrees to the processing of personal data.

Second method: via phone

How to transfer money from a phone to a Sberbank card through a phone? To do this, you need to send an SMS to 3116, in which you indicate the card number, its validity period and the amount to be transferred. At the beginning of the line, type the words card in the letters of the Latin alphabet.

The general form of the message should look like this: card 1234567890123456 22 33 6000, where:

• 1234567890123456 - bank card number;
• 22 and 33 - the month and year of expiration of the card;
• 6000 - the amount of money withdrawn.

Funds from the client's account for sending SMS are not debited.

Transfer terms

When making a transfer from phone to card, you need to know:

• funds are credited to the account from several minutes to 5 days;
• minimum transaction - 1 rub.;
• the maximum possible withdrawal is 15.0 thousand rubles;
• transfer fee is:

1. when transferring up to 4,999 thousand rubles. - 7.35% + 95 rubles. ;
2. with an amount of more than 5.0 thousand rubles. - 7.35% + 259 rubles. .

Restrictions

For transfers, there is only one restriction - the transaction should not be more than 15.0 thousand rubles.

Translation from Beeline

How to transfer money from a phone to a Sberbank card through a Beeline phone? Here you can also use the Internet or make a withdrawal via mobile phone.

Ways

Internet translation

On the official service of the company https://www.moskva.beeline.ru, you should follow the chain:

1. payment and finance;
2. Money transfers;
3. transfer to a bank card from a mobile phone;
4. transfer from the site.

Attention: it is easier to do this if you use the direct page address: https://moskva.beeline.ru/customers/how-to-pay/oplatit-so-scheta/#/init-payment/19048 .

On the page that opens, fill in the fields with the number of the card to which the transfer is made (16 digits), the cell number and the size of the transfer. The transaction is carried out only in the national currency and as an integer, without commas, which means that it is impossible to transfer kopecks.

To avoid fraudulent activities, Beeline will send an SMS code to the specified number, which must be sent to the short number 8464.

Mobile phone transfer

Beeline allows the transfer of funds from their accounts to a Sberbank card using a phone number. To do this, you need to send an SMS message with the approximate text card 1023456789012123 2680 to the number 7878, where the word card means the withdrawal of funds to a bank card, the 16-digit number 1023456789012123 is the number of the card to which the money is withdrawn, and 2680 is their transfer amount.

Commissions for sending SMS are not debited from the phone balance.

Restrictions

Beeline, when transferring from a mobile account to a Sberbank card, imposes some restrictions:

• the minimum amount of transferred funds is 50 rubles;
• maximum transaction - 14.0 thousand rubles;
• the minimum allowable balance on the operator's balance is 50 rubles;
• money transfer time - up to 5 working days;
• commission - 50 rubles. for transfers up to 1.0 thousand rubles, 5.95% + 10 rubles. for withdrawing money from 1,001 to 14,000 rubles.

Transfer from Tele2

The Tele2 company has advanced further than all mobile operators in providing financial services to its customers. From its website https://market.tele2.ru/ you can pay for goods and services, transfer money to Sberbank plastic, replenish accounts of mobile gadgets of other networks.

Ways

Through the Internet

How to transfer money from a mobile phone to a Sberbank card from the Tele2 website? You can do this in the "Transfers and payments" section. Among the services offered, select "Transfer money from a phone account" and activate the "To a bank card" function.

In the three fields that open, we write down the sender's phone number, the number of the card to which the money is withdrawn, and the amount of the transfer. We confirm our agreement with the open offer, which specifies the transfer rules and the amount of the commission. To do this, check the green box.

The process is completed by pressing the "Transfer" button. After receiving an SMS with a code, enter it in the field that opens and click "Pay" again.

Via SMS

To do this, you need to send a message to number 159 with the text: card 1234234534561234 1000 , where

• card - a command for transferring money to a card account;
• 1234234534561234 - plastic number;
• 1000 - transaction in rubles.

SMS is sent without commission.

Via USSD request

Transfer money from a phone number to a card using a USSD request. In this case, dial sequentially on the phone *159*1*1234234534561234*1000# and a call button. The meaning of the numbers here is the same as in the description of the transfer via SMS.

Conditions and restrictions

According to the Tele2 regulations, you can transfer money from your phone to a card using its number 10 times a day, for a total amount of up to 15.0 thousand rubles, and the minimum transfer amount is 10 rubles.

The transaction is paid - 5.75% of the transfer amount. Payment takes place within 3 days.

It is written in more detail about transfers from Tele2 to a Sberbank card.

Transfer from MTS

How to transfer money from a mobile phone account to a Sberbank card from MTS? The close cooperation of the mobile operator MTS with Sberbank makes the withdrawal of money from the balance of the phone to the card account the most profitable.

Translation methods

MTS offers only one option for transferring money from a mobile phone balance to a Sberbank card - from the company's website using an online transfer. You can do this from the Easy Payment page (https://pay.mts.ru/webportal/). After going through the chain "Money transfers", "Transfer from phone account to card", "To the card of the bank of the Russian Federation", a page with fields for processing the transaction will open.

Here you need to fill in the fields that appear.

The program is configured loyally to the visitor and tells him the procedure. The payment is confirmed by entering a password in a special window, which the company will send to the phone as a message.

Restrictions

Up to 15.0 thousand rubles can be transferred per day. one or 5 payments. The minimum transaction is 50 rubles. The company takes a commission of 4.3% of the transfer, but not less than 60 rubles.

General conditions for crediting money for all operators

All operators have both individual and general conditions for withdrawing money. The uniform requirements are as follows:

• the card must be connected to the Mobile Bank application;
• transfers are not made to corporate, credit and virtual cards, as well as pensioner and student cards;
• transactions are carried out only in the national currency - rubles;
• terms of enrollment from a few minutes to 3-5 days.

Reasons for not being able to transfer

A transaction may be canceled for the following reasons:

• an error was made when dialing the card number;
• there is no required amount on the balance of the phone - this situation often occurs due to the long processing of the payment, during which the owner of the phone uses part of the funds to pay for mobile communications;
• card account is blocked.

How to transfer money to a Sberbank card through 900

The Bank works with all companies providing mobile communications. From a card to a Sberbank card using a mobile phone, a transfer can be made in two ways:

Attention! It's about transferring from card to card. It is impossible to transfer money from a mobile phone account through number 900.

1. by card number;
2. by phone number.

By phone number

According to the recipient's mobile phone number, the transaction is carried out using the "Mobile Bank". To do this, an SMS message is sent to number 900 with the text: TRANSLATE 9037423965 2300, where:

• TRANSFER - a command to carry out a transaction (the same commands are used PEREVESTI, TRANSFER, PEREVOD). Typed in capital letters;
• 9037423965 - 10-digit recipient's phone number linked to his card account;
• 2300 - transaction size in rubles.

After receiving the confirmation code, we send it to the same number - 900.

By card number

How to send money if the recipient's card number is known? The process completely duplicates the previous method. Only the card number is put instead of the phone number. The message looks like this: TRANSLATE 4693957552251063 2300.

Transfer to a card using a USSD request

How to transfer money from a phone account to a card using a USSD request? This handy and efficient command looks like this: *900*12*phone number*amount#. There is no commission fee for it. Messages are paid only when using roaming.

Conditions and restrictions

The maximum transfer amount from a card to a Sberbank card is 8.0 thousand rubles. The number of SMS with the command TRANSFER - no more than 10 per day. In the message, the “+” sign is not put in front of the phone number.

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