Financial pyramids. Old schemes in a new way. Financial pyramids are returning to Russia. Signs of a financial pyramid

Hello, dear readers of my blog site. Well, today I will continue to talk and give examples of exposing financial pyramids on the Internet. Oh, sorry, network marketing based on recommendations from friends and family -))). Once upon a time I wrote an article about how network marketing works after which a huge wave of criticism and accusations fell on me that I myself could not make money there, and that I was such a loser. Well, it is clear that those who invite people actively begin to write negative reviews on various forms and blogs so that people believe them, and not those who want to take off the rose-colored glasses from the losers who believed them. I admit, yes, I attended seminars and business gatherings of 3 such pyramids in Kazan and they all closed, and criminal cases were brought against their owners.

I wonder if you took part in any business community gatherings in expensive restaurants and hotels. Let's remember what is required of those who want to join the club and start earning millions and living richly.

The essence of a financial pyramid

Let's look at the example of any financial pyramid and consider what is required from gullible sheep, forgive the future rich, who are now bored in retirement and have a lot of extra money:

• New participants urgently need to buy a business place and only today at prices of 60,000 or more;
• It is required to wear beautiful evening dresses with expensive jewelry for the evenings, so that they seem rich and wealthy (and in the morning she goes to work at a factory or private security company as a security guard);
• Attract new participants through word of mouth through the binary system and receive interest from them, and then attract even more people.

And that is not all. You can get a couple of thousand rubles, which they will give you for scamming your friends, while you yourself are a member of a criminal group. I wonder how your friends, colleagues and loved ones will trust you in the future? You thought? If you get into trouble or want to do business with someone, then I would give you 3 letters for putting me on the spot. And no matter what you ask, everyone unanimously says that I believed so, it’s the whole government that prevents us from spending money, etc. Everyone ends up saying the same thing.

As one of the participants said, when asked what they were doing in the pyramids, she answered: “We have a business cooperative and we sing, dance and have fun.” Yeah. Looking at their faces and in general from the outside, I have the opinion that the people have gone crazy, mainly those who work in low-paid jobs and who want nothing, without doing anything, to get millions on such fools, all this deception in financial pyramids is based. You know, I don’t even feel sorry for them at all, and since I have no brains, let them continue to suffer. Nobody forces them to deposit money without thinking without signing an agreement. In no pyramid you will receive documents stating that you have made your investments, but they will slip you documents for loans and other receipts that you voluntarily gave the money -))).

I’m shocked that mothers with many children are running into network marketing and other financial pyramids, I don’t think so, and investing hundreds of thousands.

The number of people from year to year is becoming even larger in such pyramids, where due to the fact that the owners gave out large prizes to their people and demonstrably showed something, someone made money and you can too. All such close associates are already sitting as accomplices. Yes, they are great, they made money, but there are ten of them, and how many are divorced sheep who believed such scammers. The video will feature an interview with the regional manager of Mega Lux, who will tell, on condition of anonymity, how the pyramid works.

Konstantin Kondakov (managing stock trader), who recorded videos with Russian stars MMSIS (TOP-20 Index). Celebrities categorically refused to give interviews or comments regarding their participation and statements in the advertisement. But in fact, no one invested a penny in this system, but received a fee for the money and admitted it themselves (further in the video). The bottom line was that money in Ukraine and Russia immediately went to offshore companies and scammed everyone. The office itself was opened in an expensive building in Moscow City. When the payments stopped, Kondakov himself and his associates from MMCIS fled to Ukraine with the investors’ money -))). Well, how could it be different?

As soon as the owners fill their wallets and begin to understand that an irreversible peak of saturation of the pyramid is coming and the pair will close, well, the next thing you know, everyone starts running around and trying to get their money back and are left with loans and other obligations.

List of financial pyramids on the Internet that burned down

I will give an example of some pyramids and a brief description of what they did on the territory of Russia and Ukraine:

Russian social program - the essence here was to attract investors who received certificates for the purchase of real estate and vehicles by contributing only 20-30% of the final cost, and then it was promised that the investor would be able to buy back everything in which he invested money.

Pyramid GROWTH- a consumer cooperative that promised high interest rates. Promoted by Andrei Kharlamov, a football player of the Rubin team, and the organizer Andrei and Svetlana Makarov for finance and real estate today. Advertising was handled by Sergei Rost, the one who played with Nagiyev in “Caution Modern”. As there were so many participants, but the very first ones had nothing to pay with, the pyramid burst and everyone was closed. And as always, everyone began to deny it, especially the captain of “Rubin” Kharlamov, who promised money during the crisis.

Intway. com- I took part in this pyramid myself, but I was lucky that I left on time, and I was lured by the fact that they used a stock exchange as well as services for working in networks such as online stores and other gadgets. They sold business places that you need to buy so that you get interest from those who will buy the same places in the future using the binary system. I wrote about it in my TOP article (link in the first paragraph). A huge role was played by the so-called business coach Permyakov, who rushes from one network company to another and for some reason constantly tells everyone and promises to become millionaires, but for some reason it doesn’t work out for everyone, only for those who attract so many fools to him.

Mega Lux- One of the last high-profile financial pyramids, which was closed in the spring of 2015. There were more than 150 branches throughout Russia. On the website I saw that the last entry was at the 2015 New Year celebration. By the way, here is their website, which now, as I understand it, has been hacked and an advertisement for an online casino has been inserted on it, as well as parts of the materials have been removed and http://mega-luxe has ceased to be supported at all. ru. It’s interesting how millionaires who believed now talk about such pyramids. But it seems to me that they have already found new ones and invested their money there, taken on credit or set aside for the funeral.

Now everyone is sitting, and the site is selling its domain. Anyone who wants can buy and open the same pyramid -))).

ExpertPrav- well, like all such scams, it already closed around 2015 (their website is expertprav.ru and the second domain is closed expert12.prav. tv). When you went to it, a player opened on the monitor from the computer monitor where they advertised a new business that anyone could join. I watched and studied this topic. The bottom line was that that same Permyakov promises to sell us a super product, the essence of which was the use of special additives that need to be added to the fuel tank and gasoline consumption will be saved -))). I remember visiting their seminars where ordinary users conducted seminars using free online broadcast services, and in their background hung an old carpet or even a communal apartment with a terrible interior, well, many who participated saw this.

Here is a video of these scammers and remember this person who constantly runs from company to company and is an important participant.

Colorsoflife. ru- also one of the scam companies, which was aimed at selling large quantities for amounts from 5,000 rubles to its customers. In Kazan, I am an acquaintance with whom, after such a divorce, I stopped communicating at all; we went to their presentation at the expensive Bulgar Hotel, where everyone paid for their seats in the hall. Although representatives came there from France and did it all so beautifully that it was difficult not to believe them. As a result, the company became just an Internet platform where they sell goods and is something like Avon or Amway, whose products are sold by aunties for pennies almost on the streets -))). The site was last updated at the beginning of 2015.

ISIF- this company, in the opinion of many, was useful for shaking the brains of young people, but the essence, as elsewhere, was the same. Everyone lost their money and were left with nothing. The point was personal growth and gaining financial independence and attracting more and more new clients to MLM.

It’s funny to me when, after the pyramids collapse, everyone runs around the courts and says that they were deceived and are asking for protection. From what? From yourself? So they show you the whole essence of your series, programs and TV shows, as well as investigations, and you still bear the money. Well then, there is no need to cry if you are complete sheep. Forgive me, of course, for my directness and rudeness, but I have seen a lot of such people and I think that they themselves are to blame for this and so be it.

This is a small list of financial pyramids that were well-known on the Internet, and there are hundreds more of them and new ones appear every day.

Advice: If you want to earn money, then do something with your hands and head. There is no easy money if you are asked to deposit a certain amount and you will become rich. Use your head and logic. There cannot be many rich people and no poor people. In this case, a social explosion will occur. If you want to ride on cruise ships and have expensive villas, then go earn money and open your own business, don’t blame everyone for their fault, but NOT YOURSELF !!!.

I hope in our country our citizens may stop believing and being a herd of sheep, and it’s time to wake up. Look at any news program like “Duty Unit” where almost every week they deceive one or another granny or pensioner aunt who has been scammed into buying a bracelet, dietary supplements or other investments.

Watch the investigation of the honest detective program about the recently closed MLM company Mega Lux and most likely you will see yourself or your friends in these people -))).

Good luck to everyone and see you soon. Leave your comments if you do not agree with my arguments or have experience making money online and such companies. You can attach statements and receipts in the comments to convince our readers that you are right.

Sincerely, Galiulin Ruslan.

Mavrodi, Karapetyan, Kalinichenko and others

According to the Ministry of Internal Affairs, several thousand financial pyramids and scammers are operating in Russia at the same time. Despite numerous warnings and constant reports of the collapse of such structures, people still give money to scammers who promise guaranteed income. Sergei Mavrodi and his followers work according to schemes that have not changed for centuries. The spread of the Internet has only made their task easier: now, in order to invest money in a pyramid scheme, it is enough to make an electronic payment. The most notorious frauds in Russia related to financial markets are in our gallery.

MMM-2011, MMM-2012, MMM-2015

Founder: Sergei Mavrodi.
Status: the new pyramid “MMM-2015” began to operate at the beginning of the year.
Promised profitability: 30% per month.
Number of participants: unknown.
Pyramid size: unknown.

Description:

Unlike other scammers Mavrodi never hid that he was building financial pyramids. On the website of the creator of MMM, there is a warning on each page: “Caution! Financial Pyramide!" This doesn’t help - people brought money to MMM in 1994, and in 2011, and in 2015.

Mavrodi argues that the current financial system is unfair and enslaves people. Therefore, he invites people to free themselves from the “shackles of financial slavery” - and for this they need to create a “mutual aid fund”, where everyone can put as much money as they want, like in a nightstand. And if necessary, take back your “contribution”, which is growing at a rate of 790% per annum.

Naturally, pyramids collapse regularly. In 1994 in "MMM" The savings of several million people “burnt out”. MMM 2011 collapsed, as Forbes predicted, in July 2012. However, Mavrodi restarts his projects again and again. The latest, version 2015, just like the previous ones, promises an investment increase of 30% per month.

It is impossible to legally prevent Mavrodi from building pyramids - his financial structures are not registered as a legal entity, do not have a general director, accountant and are not engaged in entrepreneurial activities. People actually give each other money. They have been trying to develop and pass a law banning such structures for four years, but the matter has not moved forward. The Ministry of Finance cannot find an exact definition of the term “financial pyramid”.

Detail: creating MMM-2011, Mavrodi claimed that he would destroy the financial system in nine months, and hinted that he was one of the horsemen of the Apocalypse, which is described in the Bible (“Revelations of John the Theologian”).

Blackfield Capital

Founder: Kim Karapetyan (pictured), Vaginak Mkhitaryan

Company status: collapsed in October 2014
Promised profitability: more than 60% per year.
Number of participants: unknown.
Amount of damage to investors: about $30 million

Description:

This company was the least like a financial pyramid. Blackfield was founded in 2009 and has long been involved in algorithmic trading on the Moscow Exchange. At first everything was fine - the fund hired the best traders, threw parties for clients. Business owner Kim Karapetyan came to the Moscow City office in a Maybach and rented a new office in the USA. However, in October 2014 he stopped coming to work and disappeared. Together with Karapetyan, $30 million disappeared from the company’s accounts. Whether the founder of Blackfield was engaged in real trading or falsified reports for clients remains to be seen.

Detail: Karapetyan has told investors for years that he graduated from the London School of Economics and interned at Morgan Stanley. After the collapse of the company, it turned out that this was not true.

"Global Gaming Expo"

Founder:Alexey Kalinichenko.
Status: the pyramid collapsed in 2006.
Promised profitability: 2–10% per week.
Number of participants: about 4000 people.
Amount of damage to investors: about 1 billion rubles.

Description:

To create a pyramid, you do not need knowledge of financial markets. Alexey Kalinichenko, who failed to even graduate from high school in Yekaterinburg, had the qualities that all top-class scammers have: charm, charisma and the gift of persuasion. Quite serious people gave him tens of thousands of dollars on parole and did not demand reports. The “brilliant trader” communicated with some of his investors in the ICQ messenger, and also accepted requests for withdrawal of funds there.

For several years, Kalinichenko provided clients with fake reports in which he depicted fabulous profits. And when there was not enough money for payments, he fled to Italy. In the end, Kalinichenko, who unfortunately went to Morocco, was extradited to the Russian authorities with the personal consent of the Prime Minister of this country, Abbas al-Fasi. Kalinichenko was sentenced to 7.5 years in prison. Now the court is considering a second criminal case - the former trader could be given another 10 years.

Detail: Bank24.ru, where Kalinichenko worked for some time as head of the conversion operations department, was deprived of its license in September 2014 for “conducting questionable transactions with cash and non-cash funds in large volumes.”

MMCIS Group

Founders:Konstantin Kondakov (on the picture) and Alexander Volkov.
Company status: collapsed in October 2014.
Promised profitability: 60-120% per annum.
Number of participants: 100,000 people.
Amount of damage to investors:$70 million

Description:

Back in the summer of 2014, MMCIS Group carried out an aggressive advertising campaign in the Ukrainian and then Russian media, attracting money from private investors with the promise of fabulous returns - up to 120% per annum. The company, which has been operating in the financial market of Ukraine since 2011, implemented the same scheme for taking money from the population as its Russian predecessor, Global Gaming Expo (see this material). People transferred money to the accounts of MMCIS Group subsidiaries. In reality, MMCIS Group traders did not trade on the foreign exchange market, but falsified reports, depicting profits for their clients.

The pyramid grew quickly - in 2014, MMCIS Group opened a luxurious office in Moscow City. But already in the fall of 2014 there was not enough money to pay depositors. In November, the new president of MMCIS Group, Roman Komysa (Kondakov decided to leave the company in October), posted a message on the official website in which he accused third parties of seizing the company’s assets.

In December 2014, the Ministry of Internal Affairs of Ukraine opened a criminal case against one of the founders of the company Konstantina Kondakova. An investigation into MMCIS is currently underway in Russia.

Detail: Roman Komys, according to Novaya Gazeta, was accused by the Ukrainian authorities of theft, rape by a group of persons, involvement of minors in criminal activities, production and storage of narcotic substances, illegal possession of firearms and extortion.

Royal Max Brokers (RMB)

Founder: Maxim Negulyaev.
Company status: collapsed in 2012.
Promised profitability: 30–40% per month.
Number of participants: unknown.
Amount of damage to investors: more than $32 million

Description:

Unlike other “builders,” Negulyaev created a whole system of pyramids that worked for different target groups. To elderly people who did not have large capital, employees of the Formula of Health company (which has nothing to do with the Formula of Health pharmacy chain) sold dietary supplements that were supposed to cure all their diseases. Middle-aged clients were offered consultations with “parapsychologists” (this was done by the Merlion and Life Line companies). The cost of such a consultation via Skype ranged from 20,000 to 70,000 rubles.

But the fraudsters’ main income came from a financial pyramid, which constantly changed its name: Market Advisors, First Moscow Currency Advisors, Royal MaxBrokers. This company followed a pattern: customers transferred money to its account in Panama, and they were never seen again. For some time, the trusting investor received a call and was offered to make several transactions on the foreign exchange market. As a rule, the client agreed - and in the end, after the rapid growth of the “deposit”, he certainly lost all the money.

After the collapse of the pyramid, Maxim Negulyaev hid in Ukraine, where he was detained at the end of 2012 and then extradited to the Russian authorities.

Detail: As part of this case, investigators became aware of a potential attempted murder of one of RMB's clients, Evgeniy Ermilov, who lost $150,000. The police received information that suspects associated with RMB were negotiating with a killer who was supposed to put an end to the client who was troubling the company.

Alexey Privalov

Lost billions: what happens to bankers after their banks collapse

Over the past seven years, the state has spent about 1 trillion rubles on bank rehabilitation and payment of insured deposits. For comparison, almost the same amount - 1.3 trillion rubles - the government has earmarked for the implementation of its anti-crisis plan. However, claims from law enforcement agencies against bankers, as a rule, arise only after they move abroad. Some former owners and top managers continue to do business in Russia and do so successfully.

Details are in our gallery.

Ilya Yurov, Trust Bank

Owners: Ilya Yurov (major shareholder, pictured), Nikolay Fetisov and Sergey Belyaev.
Status: No charges have been filed at this time.
Location: unknown. Presumably London, UK.
State losses: 127 billion rubles for bank reorganization.

Andrzej Malczewski, Mosoblbank

Owners: Andrzej and Alexander Malczewski
Status: no charges brought
Location: Moscow
State losses: 117 billion rubles for bank reorganization

Events: in May 2014, in addition to Mosoblbank, other banks of Andrzej and Alexander Malchevsky - Inresbank and Finance Business Bank - came under reorganization. The main problems were created by Mosoblbank, which ranked 76th among Russian banks in terms of the volume of funds raised from individuals (19.5 billion rubles).

The bank had influential patrons - its board of directors was headed by former State Duma speaker Gennady Seleznev, and the supervisory board included retired generals of law enforcement agencies. The Central Bank initially did not revoke the license, but in December 2011 it limited operations with deposits. Mosoblbank continued to attract deposits, but did not reflect them on its balance sheet.

According to investigators, four days before the start of the reorganization, co-owner and chairman of the bank Viktor Yanin transferred himself 580 million rubles under fictitious agreements. He was arrested at the end of July 2014 in connection with the theft of depositors' funds. The bank's sanator, SMP-Bank, sent an application to the investigative authorities to recognize it as a victim in the case of theft of funds from Mosoblbank depositors in the amount of 116 billion rubles.

The bank's largest shareholder, Andrzej Malczewski, told Forbes that he and his son are in Moscow: “I am involved in the Rus National Equestrian Park, and Alexander works in the office of the Finholcom Group consortium.” According to him, his only meeting with representatives of SMP Bank took place a week ago on the issue of holding the VII Summer Spartakiad among students of the Russian Federation in equestrian sports at the Vivat Russia equestrian sports complex, owned by Mosoblbank. “There were no claims against me from the DIA, depositors of the bank or SMP Bank,” Malchevsky said.

Detail: According to the Kommersant newspaper, the bank issued funds from depositors for the development of the Rus park, which includes a circus, a zoo, a beach with sand from Spain, and a falconry training program.

Alexey Alyakin, Pushkino Bank

Owners: Alexey Alyakin, Alexander Dobrovinsky
State losses: DIA paid 20 billion rubles to bank depositors
Status: no charges brought
Location: Moscow

Events: After the license was revoked from Pushkino Bank in September 2013, the Central Bank began a campaign to clean up the banking market. The reason for the revocation of Pushkino’s license was financial insolvency and dubious transactions. In August, the Main Directorate of the Ministry of Internal Affairs of Russia for the Moscow Region opened a criminal case under the article “fraud,” and in early October the bank was recognized as a victim.

In January 2015, the defendants in the case, led by businessman and film producer Vladimir Murov, were arrested. According to investigators, he stole 469 million rubles from the bank through front companies under the guise of issuing loans to legal entities.

Law enforcement agencies did not pay attention to former and current shareholders. Until March 2013, Pushkino Bank belonged to Alexey Alyakin. It was then sold to the former executive director of Rosenergoatom, Sergei Ivanov. In April 2013, the bank came under the control of the board of directors of the development company Potok, lawyer Alexander Dobrovinsky. The latter stated that shareholders found irregularities in the bank’s work in the summer of 2013, and therefore contacted law enforcement agencies.

Detail: the elder brother of the ex-owner of Pushkino Alexey Alyakin, Andrey, worked in the Moscow department of the Bank of Russia. His friend was a man with a similar name - the head of the Central Bank department for the Central Federal District, Alexey Plyakin. After several personnel changes at the end of 2014, Plyakin resigned from the Central Bank of his own free will.

Anatoly Motylev, Globex Bank

Owner: Anatoly Motylev
Location: Moscow
State losses: more than 80 billion rubles for bank reorganization
Status: no charges brought

Events: in October 2008, liquidity problems led to the fact that Globex Bank was unable to issue deposits on time, and VEB took over its rescue. The main mistake was that Globex attracted deposits and invested these funds in real estate.

Now ex-owner of Globex Anatoly Motylev returned to the banking business, and his empire includes Russian Credit Bank, AMB Bank and M Bank. A small nuisance for the group was the loss of the license of the KRK bank; it was revoked on July 11, 2014.

Detail: structures associated with Motylev are actively acquiring pension funds, together with other investors. Among their purchases are NPF Sberfond RESO (now Sberfond Sunny Beach, NPF Renaissance Life and Pensions now (Sun. Life. Pension), NPF PSB (now NPF Solnechnoye Vremya), NPF Uraloboronzavodsky , Savings, Future Protection and Adekta Pension.

Jeffrey Galmond, Svyaz-Bank

Owner: Geoffrey Galmond
Status: no charges brought
Location: unknown, Galmond is a Danish citizen
State losses: The state spent 142 billion rubles to save the bank.

Events: Svyaz-Bank bought Rostelecom in 2004 to create a national postal bank in cooperation with Russian Post, but later the state holding lost control of the bank. By 2008, Svyaz-Bank entered the top 30 banks in the country. During the 2008 crisis, the credit institution collapsed due to risky trading on the stock exchange and issuing unsecured loans.

After the change of board and owners, VEB and Svyaz-Bank turned to law enforcement agencies to give a legal assessment to the heads of a number of companies that were evading their obligations to Svyaz-Bank.

The main shareholder of Svyaz-Bank at the time of the collapse was the company "RTK Leasing" Geoffrey Galmond. The latter is the fund manager of the IPOC International Growth Fund (IPOC). In May 2006, commercial arbitration in Zurich recognized the former Minister of Communications of the Russian Federation Leonid Reiman as the owner of the IPOC. Reiman denied this.

Detail: one of the bank's largest depositors, according to the Vedomosti newspaper, was Alisher Usmanov.

Mikhail Adamov

Reading time: 5 minutes

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A pyramid scheme is a money-making scheme and profits are achieved by continually attracting new investors rather than by investing in income-producing assets. For its monetary prosperity, the pyramid issues securities, since they are the most liquid and very convenient instrument. If the amount of financial infusion into the system is less than the amount of income payments, then we are talking about a pyramid.

Signs of a financial pyramid

The idea of ​​​​creating a monetary scheme was born in France and England in the seventeenth century. It first appeared in Russia in the 90s of the last century.

Signs of financial pyramids

• Illegality (no license).
• Concealment of financial information.
• Redistribution of funds between project participants.
• The need to pay an entrance fee.
• The earnings of a project participant registered earlier are always higher than those of a lower level.
• Guarantee of fixed interest payment.
• The place of registration of the company is somewhere on the islands.

8 famous financial pyramids on the Internet

Let's look at the most common monetary mechanisms currently operating on the Internet.

• MMM (founder - Sergey Mavrodi)

The most massive pyramidal company was MMM JSC. The idea began to be promoted through advertising in the media. The monetary mechanism is rapidly developing due to the promises of the joint stock company to pay huge dividends.

The founder of the project, Sergei Mavrodi, is becoming a leading entrepreneur in Russia. Shares soar in price from 25 to 125 thousand rubles per unit, people rush to buy them. About 15 million people become investors. The system collapses in 1994. People are already paying 1000 rubles for a share, not 125 thousand.

Sergei Mavrodi is arrested. However, a week later a new pyramid appears. History repeats itself: shares rise, fall, points are closed, shareholders panic.

• Legion Financial Group

FG "Legion" is an international consortium of companies. Capital management is carried out by attracting investments, while funds of bank accounts with an AA-AAA rating, which are included in the world top 25 (WER), are used.

The financial group uses the Placement Program "PPP" (private placement programs), guaranteeing monthly interest payments according to the tariff plan for all investors. Interest is paid from the accounts of legal entities.

Legion has an affiliate program, due to which the investor also receives a percentage of the attracted capital. Income is also provided without your own investment.

• Financial group YES

Financial group "YES!" is an association of a number of companies specializing in various areas of financial activity. The group consists of two organizations:

1. "YES! Invest", whose monthly income when investing money exceeds the interest rates of standard banks. The monthly net income of the financial group is more than 27%.
2. “YES!Credit” - you can get a loan in 30 minutes at 2% per day.

“DA!Invest” invests the funds provided by investors into “DA!Credit” and other reliable, highly profitable areas of business.

• Rostfinance Perm

RostFinance LLC (Limited Liability Company) is registered in Moscow and operates in all regions of the Russian Federation. The company provides entrepreneurs with step-by-step instructions for starting a business.

From the moment the client opens a business, RostFinance provides legal support and provides free staff training. The company helps an entrepreneur open an office in 5 days, with the average payback period for the business being 45 days.

Rostfinance LLC Perm also facilitates loan repayment on terms favorable to clients. Provides financial and legal services: credit broker, payment of loans in any bank in Russia, correction and challenge of credit history, legal assistance "Anti-collector".

The QNET company (QuestNet, Quest.net, QI) came to Russia in 2010 from Southeast Asia, its headquarters in Hong Kong.

QNET's field of activity is e-commerce: sales of personal care products, nutritional supplements, tour packages, and energy-charged biodiscs.

The cost of products is not indicated on the website, but during a personal meeting, employees explain to candidates that each of them must buy goods worth 60-80 thousand rubles from the company. A client who invites one more person receives $200. All payments are made through an online wallet.

There are all the signs of a financial pyramid

1. Intrusive adware.
2. Lack of documents.
3. Incomprehensible diagrams.
4. The promise of fast and high earnings.
5. Conflicting products and entry fees.

• Financial pyramid Zeus

The Zevs business incubator is a business school, a legal project registered in Ufa. The number of participants exceeds 40 thousand people.

Each Investor contributes 10 thousand rubles, Co-investor - 500 rubles, project participant - 200. Zevs sells its services and products via the Internet.

The project has passed international certification, has an HTTPS protocol and protection against DDoS attacks.

• Financial pyramid Crocus

The Crocus financial group uses money-raising and lending schemes similar to those used by the DrevProm company, recognized as a financial pyramid.

The group’s products include microcredit and “co-financing” of loans.

What actually happens is this:

• the client takes the money to the company;
• crocus makes no more than three payments to the bank and disappears along with the funds;
• the bank sues the borrower and wins from him everything that was received due to the increase in interest and penalties.

The essence of the scheme is that clients are offered to repay the loan for a certain percentage (24-81%), depending on the amount of debt and the duration of the loan.

• Financial group NBF pyramid

The NBF company is called “Business Independence” and attracts investor money at 60% per annum. “NBF” consists of two parts: a microfinance organization and a collection agency.

Portuguese pyramid of Dona Branca 3. “Double Check” scheme This is why the scheme was called “Double Check”. Within a year and a half, the pyramid had grown throughout the country, more than three thousand investors gave him savings worth more than $880 million at that year’s exchange rate. 105. ATLANTIS GROUP 108. Global Network (www.inetworkspace.com, formerly Intway and Inspace) 111. Network of Partner Links - abbreviated as NPL 115. Center Region Company - with FSC plates 123. Gold Line International 125. Emirates Partners Travel 127. ADT - American Diamond Traders Inc. ----------- Financial pyramids of 2015: Mega Lux, which deceived thousands of citizens, as well as a list of online pyramids in Russia As one of the participants said, when asked what they do in pyramids, she answered: “We are a business cooperative and we sing, dance and have fun.” Yeah.

List of financial pyramids 2018

In the offices of investors, they usually meet young girls who, over a cup of tea, tell them that the organization has a business that helps them feel confident even in a crisis - usually this is an extensive network of car services and car dealerships throughout Russia. Then the companies unexpectedly close. And many investors are left with nothing. Not everyone manages to get their money back. However, some clients were lucky: the police arrested the deceivers for fraud. And the deceived investors now have hope of getting their money back.

Some of them even managed to win civil suits. Return the money along with the interest stipulated by the agreement. We are talking about amounts of hundreds of thousands of rubles. Among the victims were not only residents of the capital, but also a number of regions of Central Russia.

Sunlight stores jewelry store gold jewelry - treasury of Yakutia

Canadian Diamond Traders (CDT) 2003 sluggish candiamond.ucoz.lv disguised financial pyramid gems City Emerald June 2010 cityemerald.com disguised financial pyramid gems Diamond Mine MLM April 7, 2012 2013 diamond-mine-mlm.com FP useless services Wazzub January 2012 2013 (in oblivion) ​​wazzub.info disguised FP search engine Ideal Balance March 19, 2012 idealbalans.com FP deposits ISIF 2009 July 1, 2011 isifedu.com disguised FP online business training Mics Capital 2010 2012 micscapital.com disguised FP commercial social network Inmarket 2008 in oblivion inmarket.biz abandoned MLM online market Intway 2007 2011 intway.ucoz.com disguised FP script Online store ZeekRewards November 2011 August 2012 zeekler.com disguised FP auction EN101 2005 since 2013 in oblivion en101.com disguised FP online foreign language training.

​hype pyramids

Payments are not guaranteed Bank deposits do not generate income, but only allow you to protect money from inflation. Therefore, requests about where to invest money “at high interest rates” do not dry up.

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Russia Pays Conditions have changed 04/18/2018 Hashing24 hashing24.com May 8, 2016 hype, bitcoin mining about $20 about $3 10% per month 6400 forum 7,117 in Russia Pays 04/18/2018 Elysium Company elysium.company spring 2017 classic + investment. 0.03 BTC 1 year from 30% to 50% per year 3000 Unknown 04/18/2018 Alpha Cash alpha-cash.com September 1, 2017 hype, cryptocurrencies $10 360 days 10%-15% per month 15100 reviews 2,620 in Russia Pays 04/18/2018 CresoCoin cresocoin.org March 2017 hype, cryptocurrencies 650 rubles 20% per month 1300 ↓ Not known 04/18/2018 Stepium stepium.com September 2017 classic 0.06 ETH no passive income 1300 ↓ reviews Not known 04/18/2018 9mln 9mln.com September 2017 classic $3 passive income no 2000 Open 04/18/2018 * There are several types of financial pyramids.

1. Investments - You invest money and wait for interest without doing anything.

Skeptimist

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Classification of HYIPs and list of financial pyramids Recently, there are much more financial pyramids on the Internet than offline. And no wonder! After all, on the Internet, the organizer of an advertising campaign can remain anonymous, and launching mass advertising online is much easier and cheaper than in real life. The most popular type of financial investment on the Internet is hype (from the English HYIP - High Yield Investment Program). It differs from classic financial pyramids in that it regularly pays participants passive income for some time. Residents of Boston rushed to buy papers, while Charles maintained interest with paid articles in the press. 2.

What new Internet projects and financial pyramids in 2018 are not scams?

The monthly net income of the financial group is more than 27%.

• “YES!Credit” - a loan can be obtained in 30 minutes at 2% per day.
“DA!Invest” invests the funds provided by investors into “DA!Credit” and other reliable, highly profitable areas of business.

• Rostfinance Perm

RostFinance LLC (Limited Liability Company) is registered in Moscow and operates in all regions of the Russian Federation. The company provides entrepreneurs with step-by-step instructions for starting a business. From the moment the client opens a business, RostFinance provides legal support and provides free staff training. The company helps an entrepreneur open an office in 5 days, with the average payback period for the business being 45 days.
Rostfinance LLC Perm also facilitates loan repayment on terms favorable to clients.

The Anglo-Saxons will let stupid Russian-Jewish oligarchs around the world

The rates on funds attracted by these financial organizations are higher, but, as previously noted, these organizations are not included in the DIA insurance system, that is, investments in them are not guaranteed by the state. In addition, you need to keep in mind that among microfinance organizations, only microfinance companies (MFCs) have the right to attract funds from citizens who are not their founders, and only in an amount of at least 1.5 million rubles. Microcredit companies (MCCs) do not have the right to attract funds from citizens who are not their founders.
As for the CCP, they have the right to attract only funds from their members (shareholders). From January 1, 2015, you can open an individual investment account with a brokerage company and receive not only financial results from transactions with securities, but also a tax deduction in the amount of 13% per year.

There are more and more financial pyramids in Russia

That is, from a legal point of view, they are not financial pyramids. But in practice, these companies operate exactly like financial pyramids. Most often this happens due to POOR-QUALITY or UNNECESSARY products (those that could not be sold on the free market) or because of their long implementation (for example, Sky Way).

Important

And also because of the management’s miscalculations when opening the company. In addition, many online MLM companies with intangible products fall into this category. Below is a table of such companies. Let us remind you once again that these companies are LEGALLY not pyramids - no need to write about this in the comments!!! Name Of.

Attention

And since the creators themselves are at the top, everyone else inevitably ends up losing. It would seem that this fact cannot but be understood by business representatives - people who not only have extensive life experience, but also have a high degree of pragmatism. But the whole point is that consumer psychology, along with an incredible thirst for money, also gives rise to a certain... belief in miracles.

This paradox has been repeatedly described by psychologists and lies in the fact that access to easy money leads to an overestimation of one’s capabilities. This is especially characteristic of those elites whose fortunes arose simultaneously, in a dubious way. A revolution takes place in their consciousness, reducing self-criticism to a minimum.
This happened to those who became rich as a result of the collapse of the USSR. The crazy money that fell into their hands taught them to think that they are smarter and more cunning than everyone else, the whole society.

Five main signs of financial pyramids READ