Is it possible to put dollars on a Sberbank card. Do Sberbank ATMs accept dollars? Nuances of procedures and operations

Holders of plastic cards often have a question of how to put dollars on a Sberbank card, especially if they need to go abroad. It should be noted right away that this cannot be done through an ATM or terminal. But there are other ways out.

Top-up via cashier or ATMs

ATMs and other hardware-servicing complexes in Russia work only with domestic currency. In addition, depending on the type of cards, for some of their types, currency cannot be credited. These cards include the ruble card. But is it possible to put dollars on the Sberbank card? There are such exit paths:

• If you only have a ruble card, then to transfer dollars, you will have to obtain a currency card from this financial institution. You can put currency on it through the bank's cash desk or through an ATM, but in rubles, which will be converted at the rate on the day of enrollment.
• If you have a currency card, then you can replenish it with dollars only through the cashier of a banking institution (do not forget to take your passport with you). As mentioned above, you can put rubles on a currency card through an ATM or terminal, which will be converted into dollars at the rate of the Central Bank of the Russian Federation.

Transfer dollars online

Sberbank-online has done everything so that customers can use the bank's services at any time: at work, at home, while traveling on the metro. Can I put dollars on a Sberbank card in real time? Answer: yes, it's easy to do it via internet banking:

• In your personal account, on the main page below there is information about the exchange rate. Click on the line with the exchange.
• Select an account to send and receive. The exchange for dollars will happen instantly.

Such an operation is possible if you have two cards with accounts in different currencies: rubles and dollars.

Withdrawing currency

To withdraw dollars from a foreign currency account, you will have to contact the bank's cash desk. You will need an identity document. You will not be able to withdraw currency from an ATM, since it is not loaded into these service machines. However, it may not be available at the cash desk of a small branch either.

Therefore, you will have to contact another bank branch.

Outcome

Sberbank has been operating for a long time, and it offers its customers convenient modern services. Therefore, everyone can put currency on the card of this financial institution using the cash desk or by exchanging money and instantly transferring from one account to another.

In addition, it all depends on the goal you are pursuing, if you need to put dollars on a Sberbank card. If you want to open a deposit in dollars, then you can do this online in Internet banking. You need to replenish such an account in rubles, and the conversion will take place at the current exchange rate. But, and if you need to go abroad, then you don't have to open a card in another currency, since the conversion takes place automatically.

Is a corporation that not only keeps up with the times, but also provides its clients with a diverse range of services. At the moment, the organization is ready to offer people many interesting and promising proposals, as well as provide quality services in all areas of banking. Due to the fact that some of the citizens of the Russian Federation often rest abroad or make purchases in foreign markets, it is required to put money on a Sberbank card not only in the national currency - rubles, but also in other currency units. Therefore, you should make out whether it is possible to put dollars or euros on a Sberbank card?

In the context of the main question of the article, the information is relevant: what are the types of multicurrency SB cards? Nowadays, Sberbank's clients have the opportunity to count on purchasing a wide arsenal of debit and credit cards of both classic and multicurrency types.

Visa with great bonus offers

The client has every right to receive cash up to 10% of the purchase price. For the most part, this concerns payment for commodity items at gas stations, services of the Yandex.Taxi service, as well as in catering establishments and supermarkets.

Traditional card with its own design

Such a card allows not only to emphasize the individuality of the user, but also to pleasantly surprise with a unique view. It should be noted that Sberbank offers favorable terms of service. But details should be checked with the department organizations.

Classic Visa card

A great option for people looking for a card with a great value for money. The service cost for the first year is only 750 rubles. It is important to emphasize that there are many offers within this product. They are in one way or another in demand by any client.

Pension card Mir

The owner of this product has the right to instantly receive a pension, and Sberbank, in turn, provides a profitable storage of money capital.

Aeroflot Map

The owner of this card gets the opportunity to fly as long as he wants. The annual service is 900 rubles.

Classic world map

A great option for people who want an inexpensive and profitable annual service.

Youth plastic card MasterCard

The card is suitable for young users, it provides an opportunity to use budget conditions. Valid until the owner is 25 years old.

Plastic card "Give life"

In the course of making payments for goods or services, he contributes to the conduct of charitable activities, helping children to fight various diseases.

Fast Visa Card

Absolutely free card through which the client can pay for goods or services both on the territory of the Russian Federation and abroad. Received this name due to the fact that it is issued in just 10 minutes.

Troika Map

This product makes it possible to pay for goods or services in a contactless way. The annual service cost is 900 rubles.

Thus, the choice of plastic cards for the average user is very wide. The financial structure is not indifferent to the interests of customers, which is why it offers such an abundance of profitable and attractive offers.

Below we will analyze how to translate cu. for ruble plastic and replenish dollar.

Is it possible to transfer dollars to the Sberbank card?

From a technical point of view, this operation is possible.

Important! To credit money in foreign currency to a Sberbank card, you need to open an open account.

It is no coincidence that employees of most banking institutions recommend opening a multicurrency card that can be used abroad or withdraw US dollars from it. So, it is possible to send money to a dollar plastic card in rubles. "Transfer" of currencies will take place based on the internal rate of Sberbank. In addition, the client has the right to conduct a currency transaction at a Sberbank branch. To implement it, you must have a civil passport with you.

Nevertheless it is impossible to credit dollars to the Sberbank card through self-service terminals... The fact is that this equipment is capable of accepting only the Russian national currency - rubles. Moreover, this is stated in this legislation of the Russian Federation. Thus, it is impossible to credit US dollars to a Sberbank card: the terminal will simply refuse to accept banknotes.

How to translate online?

It is possible to transfer US dollars to a Sberbank card through the free service or the Sberbank Online mobile application. This requires:

• create or enter your personal account on the Sberbank Online website;
• on the main page of the LC find the column "Currency rates";
• click on "Currency exchange";
• choose an account for registration and receipt;
• make an exchange of funds.

It should be noted that a transaction is possible if both accounts are issued in different currencies, and the user owns two cards: ruble and multicurrency (in this case, dollar), respectively.

Currency exchange in the personal account of Sberbank Online

Is it possible to deposit euros?

In the event that the client tries to "feed" the payment terminal with euros, he will return the money back. Sberbank does not provide for similar operations. Nevertheless, on questions of interest, you must contact the employees of the institution, who will be sent to cash services.

Important! Sberbank does not provide for crediting euros to a ruble card.

In other words, if a client needs to transfer a certain amount in euros, this can only be realized through a bank branch. To do this, it is enough to give the bank employee the euro. But the amount of the transfer will be converted into the national Russian currency at the current internal rate of Sberbank.

How to translate online?

Reading 5 min. Views 156 Posted on 18.08.2018

Sberbank offers its clients the execution of accounts not only in rubles, but also in foreign currency. It can be either a savings account or a foreign currency plastic card. The most frequent question that arises among the owners of banking products of this type is whether it is possible to put dollars on a Sberbank card through an ATM, and how can you generally top up a dollar account? Let's try to figure out this situation.

What you need to replenish your Sberbank card with dollars

To deposit dollars to a Sberbank card, a client can use various tools - from online services to a cash settlement service of the bank. The main condition is that the type of card account allows such transactions. You can deposit currency on cards of the following categories:

• linked to dollar accounts;
• attached to a multicurrency account.

Important! Funds can be deposited to ruble cards only in Russian currency.

What else does the client need to fund the account? It depends on the method he intends to use. So, when contacting the bank's cash management office, you will need to present an identity document. When carrying out an operation via the Internet, you will need access to the web account and the service for obtaining one-time passwords. Let's talk about this in more detail.

Options for depositing dollars into an account

Most often, customers need to top up a dollar account or card in two cases:

• when forming savings (savings account or deposit);
• before going abroad.

The easiest option in both cases is to deposit funds in cash through the cash desk of Sberbank. To do this, you will need to present the passport to the cashier, as well as the plastic card itself, to which the funds will be credited. But this method is time consuming, plus not every bank office works with foreign currency. Therefore, customers most often try to find out how to put dollars on a Sberbank card using remote tools.

Online translation

You can replenish a dollar account through the bank's web account from any of your own deposits, accounts or cards. This operation is performed as follows:

The exchange rates will be indicated on the right side of the page after going to the corresponding section of the LC.

Important! Since this operation involves an exchange, it can be performed only if the accounts between which it is made are executed in different currencies. It will not work to transfer dollars directly from one currency card to another in the web office.

Using an ATM

All Sberbank ATMs located in the Russian Federation are designed to work exclusively with ruble bills. No other bonnets simply recognize these devices. This makes it impossible to deposit dollars to the card in this way, even if the account linked to it allows such operations.

Via phone

You can transfer dollars to a Sberbank card through a mobile service under the following conditions:

• both cards - both the recipient and the sender - belong to the same client;
• cards are linked to one phone number;
• the recipient invoice is issued in dollars.

In this case, the Sberbank client can use the standard SMS service command for transferring between his cards. If the account from which the funds are sent is issued in rubles, it is necessary to indicate the amount of the transfer in this currency. The money will be credited to the recipient's card already in dollars. At the same time, the user will be charged a conversion fee at the bank's internal rates.

Foreign transfers

Some clients set up a dollar account with Sberbank to receive transfers from foreign relatives or clients. If we are talking about a one-time promotion, it is not at all necessary to issue a card. Any dollar transfer can be received at the bank's RKO.

All Sberbank branches work with dollars and euros. However, the addressee will be able to receive money only in the cash settlement service, the number of which was indicated by the sender in the receipt. It is entered in the column "Branch of the recipient's Sberbank". Funds are issued according to the departure number and passport.

To receive regular payments, it will be more convenient to get a dollar card. In this case, the sender of the payment will only need to specify:

• name of the correspondent bank;
• name of the beneficiary's bank;
• account number to be credited;
• personal data of the recipient.

The money will be credited to the user automatically and without conversions. The client can find out about the receipt of funds from SMS or by checking the status of the balance in the bank's web office.

Features of withdrawing currency from the card

Replenishment of a foreign currency deposit or card is only half of the work with them. No less difficult is the question - how to withdraw dollars from a Sberbank card?

It is impossible to carry out this operation through ATMs in Russia. As mentioned above, these devices are not designed to work with foreign banknotes. They do not load anything other than rubles. If a client tries to cash out funds from a dollar account, he will receive an amount in rubles at the current exchange rate of Sberbank, minus the conversion fee.

The only option for withdrawing dollars from the account is to contact Sberbank's cash register. The client will need to have with him:

• passport;
• the card linked to the debiting account.

At the bank's cash desk, you can get the required amount both in dollars and in rubles, carrying out a currency exchange simultaneously with the withdrawal.

conclusions

So, working with accounts in foreign currency opened with Sberbank is a rather troublesome business. You can replenish them in several ways. Although the most profitable is contacting the bank's cash desk, in order to save time, the client can carry out an exchange through the web account. But it is possible to withdraw money from a dollar card or multicurrency account only in Sberbank's cash settlement center, after presenting a passport.

Many Sberbank clients use not only rubles, but also foreign currency for various purposes. On this basis, various questions about the operation of the account and plastic are popular. For example, people are wondering how to put euros on a card?

In the article, we will answer this question and, along the way, touch on related topics.

As a rule, people who systematically travel abroad are interested in the problem of replenishing a card with euro-currency. This is understandable: keeping your finances on a card account is very convenient due to the ubiquitous remote payment service for various goods and services. This solution is universal, since works anywhere - in Russia and in the rest of the world.

Important! It is possible to deposit euros on the plastic balance in one case - if the payment instrument was opened in this currency. Holders of ruble cards can only use rubles for replenishment.

Note 1. When the euro is deposited into a ruble account, a conversion takes place: the foreign money deposited is transformed into Russian money.

Total. What do you need to have in order to be able to top up the balance using euros? Only the card. And if it is necessary to keep exactly the euro on the balance, the card should initially be opened to work with these banknotes.

Ways to put euro

So, can this be done? There are several options to put this currency on plastic. The simplest one, which does not require any manipulation from the user himself, is to contact the cashier in one of the bank branches. Let's take a closer look at this and other methods.

Cashbox

To carry out an operation through cash desks, you need:

This path will not seem attractive to everyone, because Today, most of the Sberbank clients have already got used to the ability to perform any operations remotely. However, on the other hand, you don't need to do anything here yourself - all the manipulations will be carried out by a bank employee.

Note 2. Another plus of the method is that you can exchange rubles for euros or some other foreign money on the spot, and then send them to the balance. In this case, funds are credited to the account instantly. Similar actions are available at any Sberbank office.

ATM

All Sberbank self-service customer service machines, whether they are ATMs or terminals, work exclusively with Russian rubles... The devices cannot accept foreign banknotes - they are categorically not adapted to this.

Important! If you try to insert dollar bills, euros or any other non-Russian money into the receiving compartment, the device will not recognize them and will return them to the user.

Note 3. Through a Sberbank ATM, you can add euros to your account, but this method is indirect: first you need to deposit rubles. Then, if the card account was opened in euros, a conversion takes place - ruble funds are transferred to European ones. In this case, you will have to pay a commission for the operation, the amount of which depends on the amount of the operation and the currency itself.

Telephone

The telephone method involves the use of an SMS service. The euro is credited through a transfer money between two accounts. Moreover, three conditions must be met:

• the destination account must be “Eurocurrency”;
• both details, from where and where the funds go, must belong to the Sberbank client;
• it is necessary to link accounts to one telephone number.

The command to carry out the operation between the details: Transfer XXXX ZZZZ 500- the text is entered into the SMS message and sent to 900 .

Note 4. XXXX is the number of the departure card, ZZZZ is the number of the receipt card, 500 is the amount that you specify at your discretion (you may have a different one). When an SMS notification is connected, you will need to confirm the transaction using the code from the reply message.

Important! You can transfer rubles - the conversion will take place automatically.

Advantages of the method: lack of reference to their location, efficiency, availability (due to the fact that most people always have a mobile device with them).

Minuses: not all Sberbank clients have more than one account, and if there are any, not all are attached to the same phone number.

Transfer from abroad

In order to be able to accept a transfer sent from abroad, it is not necessary to have a Sberbank card. It is enough to visit the office of the organization, where the money will be given to the recipient through the cash desks. In this case, the sender is required to fill out a receipt form, which indicates the necessary details.

Important! The sender must necessarily indicate in the receipt the details of the Sberbank office where the recipient will receive the transfer.

You can transfer money from another country in the classical way - between accounts and cards. Again, remember the importance of having a “euro account”.

Cashing out

You can withdraw money in euros only at the branch. ATMs cannot physically dispense any banknotes other than rubles.

Important! All divisions (offices) of Sberbank work with foreign currency.

The algorithm is simple:

The only tangible drawback of such cashing is the need to go / go somewhere.

Keeping savings in foreign currency

Few of the Russian users operate in dollars or euros. People prefer to keep their savings in. The reason is in the habit and trust in your national currency, despite its not the most enviable rate.

However, if you keep some of the funds in foreign currency, you can earn a little on exchange rate fluctuations... True, there is one pitfall here: operations with foreign money are closely related to conversion, and this is not a free procedure. The account holder has to pay a commission, which can offset the benefits.

Still, due to the greater stability of dollars and euros, some amount can be kept in this money, but it is better to keep most of it in rubles, simply because they have special support from the state.

Conclusion

Although euros and dollars for the citizens of Russia are not banknotes of primary importance due to the popularity of the ruble, it will still not be superfluous to know what are the ways to replenish the balance with foreign currency. Fortunately, Sberbank has provided several options for this.

In contact with

Sberbank of Russia provides its clients with the opportunity to open accounts not only in domestic currency, but also in dollars and euros. The procedure for using multicurrency cards has individual characteristics that limit the implementation of some transactions, which every plastic owner should be aware of. The process of replenishing the account was also touched upon. Is it possible to put dollars, other currencies on a Sberbank card and how, we will consider later in the article.

How do I add dollars to my account? Peculiarities

Depositing dollars into a bank account is available thanks to the services of Sberbank, which involve opening a multicurrency card. This option can come in handy in case of traveling abroad.

The root cause is that the money turnover is carried out in Russian rubles. The next factor in the refusal to conduct a financial transaction is the type of card and features in its use. For some banking products, the option of crediting dollars is not provided (Sberbank ruble card).

1. There are several ways to deposit money into the currency plastic account:
2. Personal appeal to the cashier of a bank branch. Have a passport with you.
3. Using an ATM. Depositing domestic money into a currency card involves automatic conversion at the current exchange rate.
4. You can find out detailed information about the nuances of multicurrency turnover using your own card by calling the hotline contact center - 88005555550 (900). The call is free.

Types of cards

Online translation

It is possible to transfer dollars via the Internet. To implement this intention, Sberbank has developed its own "banking". The algorithm of actions is as follows:

1. Authorization.
2. Login to the site (Personal account).
3. Choice of exchange.
4. Entering the account numbers of the sender and recipient.
5. Confirmation of the operation.

The transaction is available if there are different types of cards.

Is it possible to do this in other ways?

The determining factor in choosing a method of replenishing a Sberbank card is its type. Let's consider their list and reveal the features (pros and cons) of each.

ATM and terminal

Working with an ATM involves following the instructions:

1. Placement of plastic in a special compartment.
2. Entering a secret pin - code.
3. Selecting a transaction.
4. Confirmation.
5. Check printing.

You can transfer cash by following the following sequence of actions:

1. Select the appropriate category.
2. Entering the recipient's card number.
3. Introduction of funds.

Via phone

Transfer of funds is allowed through the Sberbank service - Mobile Bank. Linking the application to the card recipient's number is required.

The operation involves sending an SMS to the telephone number “900” with the text “TRANSFER, XXXX, XXXX, amount”, where XXXX are the last digits of the card numbers of the parties to the transfer.

Through the cashier