As the usual people live in America. As ordinary people live in America. How Americans live. Salary in America
Life in the United States, which many see in American films seems very attractive for many immigrants. The standard of living, opportunities and large areas with a variety of climates give reason to assume that it is in this country that life will be improved. At first glance, it seems that this is a country, about living in which you can dream.
Country of opportunity and welfare
Favorable conditions for work and life, high levels of economy and developed technologies attract millions of visitors every year in the search for fabulous life. Many people remain in the country illegally. Their life is complex and even dangerous, for illegal immigrants lose everything social opportunities and the benefits necessary for life.
While Americans and Green Card owners can live, using all opportunities from the category of social and civil rights. Between the estates and those who received the status of the resident there is no social difference, they are equal and have uniform rights, as well as civil debt.
According to the standard of living, the United States of America are the country where the highest rates. Conclusions on quality are made on the basis of facts about the salary of specialists, labor conditions, social benefits and guarantees, medical care, life expectancy, quality of education and so on. But, as in any state, in addition to positive, there are always negative moments.
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Pros and cons of life in the USA
At first glance, from afar and in the first days of arrival, accommodation in the States seems to be an ideal option, especially after watching Hollywood films, which show how Americans live and how simply their problems are solved. But everything is not so simple.
Life in the US is not so easy and fabulous, as it may seem at first sight. It is immigrants that are the first to face the negative aspects of this country. What is available to legal immigrants and indigenous people is not available to illegal.
Of the advantages of life in America, you can allocate:
- For immigrants there are free courses for learning a language (Community Colleges).
- High quality medical care and social guarantees.
- Good ecological situation except major cities.
- Food facilities are inexpensive and have high quality. Technique and electronics also at the proper level.
- For visitors here refer benevolently and tolerant. The service service is also excellent, the streets are trying to maintain cleanliness and order. Roads in excellent condition.
- The farther from large cities, the lower the unemployment rate.
- American education is valued worldwide.
- High wages. If the salary level is within 10 dollars per hour, the employer is obliged to provide an employee with housing and nutrition at its own expense.
Among the minuses can be allocated as follows:
- Higher education and qualifications are needed. To find a good job, you will have to seek payable services in special recruiting agencies. Their services are also actively used by the employers themselves. Because of this, the process of professional integration in immigrants often lasts for a very long time.
- Because of the influx of migration, a high level of unemployment, as well as crime, especially among Latin Americans and African Americans. In schools, frequent cases of firearms. The unfavorable layer of the population is sold and the use of narcotic drugs.
- High cost of medical care. For example, payment of outpatient treatment can reach a tens of thousands of dollars, for a simple consultation from a specialist will have to lay out two hundred dollars, and medical insurance needs to be paid regularly - without a patient may not be taken in the hospital.
- Very expensive real estate, which is not so easy to purchase, as it will have to take into account the wishes of those who live in the neighborhood.
- Buying your car is a mandatory need, since public transport is often available only in major cities.
- The cost of education in educational institutions for medium-sized families is also high. Often parents take loans to the study of children or wink from their birth, putting in advance. To be able to study in a prestigious higher institution you need to be from a very secured family. In general, all Americans live on credit by paying it to years good conditionswhich are available only to indigenous residents and residents.
- High taxes with which the novice resident of the United States is very difficult to cope.
Life standard in the USA
In order to estimate the standard of living in a particular country, the factors that satisfy in sufficient the various needs of the population are taken. The higher the quality indicators social security, quality housing and utility services than more stable wage And the cultural environment and service is diverse, the quality of living standards above.
The United States of America are the leader in the growth rates of the population. This is primarily due to the fact that life in the United States is associated with comfortable conditions and excellent medical care. But the main increase in population, of course, is provided by immigration.
The unemployment rate is considered low, however, these indicators are uneven. In New York, this indicator is very high, as the gap between the secured people and the poor is impressive. Availability higher education And experience plays a crucial role in employment.
The prestigious education and profession, the higher and more stable income. Good specialists are appreciated here, and they may not worry that they will suddenly be fired. Above all income from managers, lawyers, doctors and TV presenters. That is, representatives of those professions that are associated with the social and entertainment sphere.
Salary in America
In the USA is practiced hourly payment Labor. However, the salary size may depend on the state. Thus, one and the same position is paid differently, depending on the city. Therefore, many people move to work in large cities.
The state welcomes in every way and maintains private businessAnd the consumer market is presented very widely, therefore, in the entrepreneurial sector can find his niche everyone. At the same time even ordinary people On ordinary vacancies earn good enough.
Training
Training prices in educational institutions It is quite available, but the prestigious institution, the price is higher. Training in higher educational institutions fluctuates within tens of thousands of dollars a year. For a specialist diploma, it is enough to study, both in college and at the university.
Open learning in the United States and for foreigners, there are mass programs for them, including exchange. Therefore, it is possible to live in America and getting there everyone who wants to stay in this country.
Food
Food here is excellent quality and software affordable prices. Good and tasty eat can afford people with almost any sufficiency. Food in restaurants, however, is much more expensive. The availability of products is due to the fact that the state supports farms in every way. For people who want to devote their lives to work on earth and farm, there are profitable government programs.
America is famous and its affordable and nutritious fast food, which is harmful food. Because of what a lot of Americans suffer overweight.
Real estate in the USA
An indicator of wealth and well-being for an American is the availability of its housing. Small private houses of one or two floors of 100-200 thousand dollars are most popular. The price of housing depends on what material the house is built, in which area is located and from its total living area.
Medium-income families get the desired square meters using consumer credit, the terms of which are beneficial and interest not high (5-10%), and dates - up to 30 years. Each client has an individual approach, which depends on the level of family income and the advanced advance.
In a typical American house, it must be: a living room, a dining room and a garage. In especially prestigious options, the house has a small cozy garden and pool.
Insurance and taxes in the USA
An important condition comfortable accommodation In the United States is insurance, which is very common in the country, as a mandatory and recommended service. For insurance, life and health falls, then movable and real estate.
In large offices medical insurance His employees provide an employer. This manifests care about employees. And especially prestigious corporations provide insurance not only their employees, but also their families. Small companies also protect their employees, offering them a discount insurance.
For poor in the country there are completely free insurance. Children under 19 and people of the retirement age after 65 years come to the social state security category. Medicare program is created specifically for people of old age, which includes advice from doctors and ambulatory treatment. Thus, in America they care about those who lived for many years in the country, in good faith by the state.
Taxation in the United States is very expensive. In general, it takes away from total income Families 30-50%. The most voluminous expenses from federal taxes and staff, real estate taxes and property, as well as sales taxes.
Students of educational institutions, people of retirement age and residents with a minimum level of taxes are not subject to taxes. Some categories of citizens apply special social programs.
Of all this it can be concluded that the state is trying to maintain a high standard of living and worry about the extension of the life of its citizens.
Work in the USA
Going to work in the USA in 2020 is not so difficult, but to get a good job, you will have to approach this issue with special care. Vacancies of simple working directions are many, but this work is considered low-qualified and paid low.
Move to work in different ways:
- Study and internship. Many Russian universities offer their students to practice in the United States. Most often, these programs are implemented during the holidays - for the whole summer. It should be noted that participation in these projects is paid, but due to the fact that the student will be provided with housing and nutrition, he will be able to justify spending earned money during the life in the United States.
- Work Visa. This is the most common option.
- Visa for creative personalities and rare specialties (design, music, scientists).
Russian emigrants in the USA at first choose vacancies that do not require special skills and education. This is the work of the maid, employees of the service sector (dry-cleaners, house cleaning), builders, employees in factories and factories, waiters and sellers.
The life of the Russians in the United States seems more sown and cheerful, as there is a relative to the standard of living of our countries, Russia somewhat loses to the possibilities that America promises. But as in the future, the life of the immigrant will develop, depends on him itself.
Most of the inhabitants are in some illusory world, as to how people live in the United States.
In fact, the level of poverty in America reached unprecedented heights. Gradually dies the middle class. At a fairly high level there is unemployment. Most Americans live very poorly. Does this mean that the US economy is experiencing the most difficult times? Let's try to answer this question, relying exclusively on the facts.
Facts of catastrophic poverty in America
- 47 million Americans are now living below the poverty line. This was reported by the US Census Bureau.
- Almost every fifth child eats in the USA from food coupons. Back in 2007, every 7 child lived on the "coupon system".
- There are about 1.5 million households, day earnings that do not exceed $ 2.00. Since 1996, the number of these farms has just increased.
- 46 million US citizens survive thanks to food banks. At 6 am, a live queue begins to form. After all, everyone wants to have time to get their pieces before their amount will end.
- Over the past 6 years, the number of homeless American children has increased by 60%.
- Per last year 1.6 million children in the United States remained overnight in night shelters.
- The New York Police found 80 special places where homeless people will be able to spend the night. The growth of homeless people now in America is called "epidemic".
- The prevailing half of schoolchildren is so beggar that they do not have money in school canteens.
- Approximately 65% \u200b\u200bof children living in orphanages receive various financial assistance from the state.
- Approximately 33% of children live in families, the average income of which is lower than 60% of the average annual income in America.
- The United States ranks in the rating of the most secured countries of UNICEF 41 place. Previously, this country was at 36th place.
- Since 2000, the number of poorest areas has grown 2 times.
- 48.8% of 25-year-old Americans still live in one house with their parents.
- Less than 30 thousand US dollars earn every year 51% of American workers.
- 7.9 million of the working-age population officially do not work anywhere, 94.7 million American citizens are unemployed for one reason or another. If you summarize these two digits, it turns out 102.6 million. It is so much able-bodied population on this moment Do not have work.
- To the "middle class" in America belongs to the owner of the houses. Over the past 8 years, the number of homeowners has become significantly reduced.
- 70% of Americans are confident that they are simply obliged to get into debts (loans) to survive.
- A quarter of America's population own "negative capital". In other words, what they have in the house does not correspond to the number of money in the wallet.
The inhabitants of the United States can firm that they live better than other countries, and they have an economic paradise. However, the fact that daily the number of US poor things becomes more and more makes it makes it "to remove pink glasses", and understand that it lives in America is actually very difficult.
Ordinary people live in America, there are two myths among Russians. Interestingly, they are directly opposite to each other. The first one can be characterized as follows: "The US is a country of great opportunities where the shoemaker can become a millionaire." And the second myth looks like this: "America is a state of social contrasts. There are only oligarchs, merciless operating workers and peasants living well. " It must be said that both myth are far from the truth. In this article, we will not deepen into the history of the States, arguing about slavery and racial discrimination that took place a hundred years ago. We will not admire the standard of living of the Soros family or focus on the homeless, the night of the metro ventilation grilles. We just follow how ordinary people in America now live. Take the average family: two working parents, three children. Normal middle class. By the way, he is the lion's share of all US citizens.
Accommodation
The United States among all countries of the world can boast one of the highest levels of the population. But at the same time, quite a few citizens have a house in full of their own property. And even urban apartments Americans prefer to rent. But the family that ranks itself to the middle class shall be merged away from dusty megalopolis. Before the work of "White Collars" get on electric horses or cars, spending an hour and a half on the road. The house of an ordinary American family is one-story (for High Middle-Class - two-level) cottage with a green lawn front and an extension garage, with a spacious backyard, which hosts the playground for children or pool games. The area of \u200b\u200bthe house varies from 150 to 250 square meters, and its cost - from 500 to 650 thousand dollars. Not everyone can just take and lay out such but here are the usual people: the standard of living in the United States completely allows you to pay a mortgage. A third of the amount must be made in advance and take a loan for thirty years at 5-10 percent per annum. But! The loss of the work of one of the parents threatens the family of the catastrophe - after all, for the house you need to pay the bank at least two and a half thousand "green" monthly.
Communal payments
Now consider how ordinary Americans live in America and that they pay for their choirs except the loan. The so-called townhouse (cottages) is very expensive. Although ... how to calculate. Ordinary Americans do not bother with hives. In the basement of each house there is a mini-boiler room that is responsible for heating and heating water. Medium account for utilities (Electricity and gas) - about three hundred dollars. Since water is served cold, the fee for it is small - about $ 10. In addition to municipal payments, it is necessary to pay real estate taxes: $ 500 - municipal and another $ 140 - the so-called Community Charges (for garbage collection and cleaning the territory adjacent to home). The lawn in front of the house should be well-groomed - so it is accepted here. Do not reach your hands cut it yourself? Hire a student and get ready for $ 60. Mortgage loans We bind to insure real estate. It is usually $ 300 per year. Total one month should be put on three thousand dollars for housing.
Food costs
Here you need to make a reservation. In the US, there is a big difference between the so-called "healthy" products, marked "bio", and ordinary. Since ordinary people live in America, they should have to occur on food. Yes, about the dangers of stubble hormones of the growth of Kuryatin, as well as the unhealthy fast food, everyone knows. But the usual couple of Americans from the middle class is usually reported in a wholesale store, buying products with a red mark "Discount" and lunch in Starbucks-Coffee, McDonalds or a similar fast food institution. By the way, prices for some products in America are lower than in Russia (especially in Moscow). But eat in restaurants or self-respecting cafe is very expensive. The average middle class family allows themselves to be pleasure twice a month. Usually, about four hundred dollars leaves for food - this is if nothing to deny yourself, and two hundred, if you establish a strict savings regime.
Car and spending on other devices
How do ordinary people outside the city live in America? They start their day with and then sit behind the wheel of the car. To live without a car in the American outback is simply suspicious. Any adult must have a car - at least used. Helps leasing. Moreover, in the event of a breakdown of spending on repair takes on the company. In this way, monthly payout The leasing firm for two cars is from 300 to 600 dollars, and gasoline - 150. Cars must be insured. Usually it is two hundred dollars a month for each car. But you can reduce the maintenance, taking advantage of the package with more for the Internet and cable television you need to post about eighty-five "green" per month. Nobody will tell you how ordinary people who do not have in America live in America mobile phonebecause there are practically no there. Even a child attending kindergartenIt has such a device (with a bearing, just in case). A package with unlimited conversations will cost about sixty five dollars a month.
Insurance
Foreigners who see how ordinary people live in America, probably notice that they have many income goes to various funds. They are insured from everything: from disability, from the loss of the breadwinner, from the weakening of visual acuity, in case of problems with teeth and even at the unforeseen situation, if the dog will damage the property of the neighbor. Sometimes the policy pays the employer. But after dismissal, he ceases to act. Total for the family every month you need to lay out about five hundred dollars, enriching various insurance companies. But in the United States there is a practice ... transfer of pension inheritance. Every working person pays deductions that accumulate on his individual map. These accumulated funds, Americans can dispose of anything. After the death of a person, money is not burned, but, as under the usual deposit, is inherited.
Costs on clothes
Another discovery that foreigners can do, watching how ordinary people in America live, this is that they do not wear expensive things. Usually they dress simply and practical. On the street rarely when you meet a woman on high heels. In winter, a typical American wears jeans and a jacket, and in the summer - T-shirt and shorts. But this does not mean that all US citizens do not know how to dress. Just here it is not customary to protrude your income. Kezwal style reigns here. Brand clothes are worn on the occasion. And easily buy it. The fact is that in America sales will never stop. They are timed to any holidays, but after them the prices fall even more: the collection is sold for a snot that did not leave during the sale. Special excitement reigns during the so-called black Friday (after thanksgiving). Then you can buy brand clothes for the price, ten times lower than its usual cost. Thus, an ordinary US citizen is not too spent on clothes: up to one hundred dollars a month.
Education
Training in US high school is free. And it is annoying the myth that in America for everything you need to lay out money, and considerable. By the way, medicine for unsecured layers of the population is also free. But how lives ordinary America? For kindergarten you need to pay about eight hundred dollars per child. Or Babi-Sitter - $ 10 per hour. American revenues directly depend on its formation. Therefore, parents at any cost are trying to invest "investing in the future of the child." To study in college or institute take loans. Particularly highly paid professions in America are lawyers, managers managers, doctors. After graduating from the university on this profile, the young man can count on twenty thousand dollars a month. Employees of banks, civil servants, junior medical staff and teachers earn a little less. But training in the American university is expensive: from three to ten thousand dollars a year. Although there is a flexible and provision of scholarships.
Revenues
This is how ordinary people live abroad. Huge spending every month. How do they take such money? The answer is trivial: they do not drink and work a lot. They do not go to the spin every hour. They are paid not for seeding in the workplace, but for a specific result. And the better it will be, the higher the remuneration of labor. Such a motivation makes Americans work for conscience. Wherein minimum payment Labor - seven and a half dollars per hour. Such money is paid to teenagers or students on vacation just for walking your dog when you are at work. Cleaning the incoming housekeeper will cost a hundred dollars a day. But for the money you need not just to spend the carpet: to wash, stroke, bring the gloss.
How do Americans engaged in private entrepreneurship
Private activities in the United States can provide good income. Countries are so great that if desired, you can find a niche in any field. The government encourages the opening of its own business and supports it in every possible way, especially if you create new jobs. There should be no bureaucratic wires when registering their business. Make business in America is easy, the main thing is to be honest.
In the previous article about Washington, I promised to tell about how the American middle class lives. Ordinary engineers, doctors, middle managers, not millionaires and not oligarchs. That is, not the stars of Hollywood and not relatives of George Soros and Warren Buffett. But on the other hand, there are no pizza cutters and not sellers in the store. Ordinary citizens of age of 30-35 years old, with small kids, with education and experience of years 10-12 after the end of the institute. People live, usually, in the Townhouse bought in about 50km from Washington, in the town of Rockville (Rockville), drive to Washington (approximately an hour by car, taking into account possible traffic jams). Actually, their home is visible in the photo, near him just a black car drives. There is such a house of 650 thousand dollars, some part of the amount (20-30%) is made of its savings, and the residue gives the bank for 30 years under 4-4.5% per annum. Is it really possible to live? Can! If, of course, you have no less than a pair of hundreds of thousands of dollars a year of family income and are able to pay a loan and pay utility payments. Details below -
Regular garage for 2 cars. In this case, this Infinity M56 and Ford Explorer Jipik 5th Generation -
Basement, I mean the first floor, where your humble servant stopped, randomly scattering his belongings on the square of at least 100 square meters. I have my own bath and toilet -
On the second floor leads a staircase, here is another toilet, if suddenly you poured on the way from the first floor to the second -
Second floor, he is salon. Here is a resting place, a kitchen and another toilet (third) -
By the way, you know what is the lattice on the stairs and why is it needed?
Kitchen with refrigerator, dishwasher and other things -
Backyard -
In each townhouse its own system of heating and heating water. Here are two systems at once: air conditioners operate in summer, and in winter (heating) on \u200b\u200bgas. Andrew finnskij. , here in your part :)
Pressure -
Water meter -
Two air conditioners work only in summer, as a rule, cooling -
Accounts for utilities depend on the season: in summer, approximately $ 250 per month per electricity (air conditioners) and 50-60 for gas (heating is not required, gas saving, exclusively for cooking food), and in winter, up to the opposite, 250-300 Gas and 50-60 for electricity -
In addition to utility payments, the hosts pay monthly like house $500 municipal taxplus $ 140 - Community Charges (garbage collection, cleaning of the territory, swimming pool, etc.). Well, payments on the loan for the house, which make up about $ 2,200-2,400 monthly.
This is how people live in the "rejection from the crisis" America.
p.S. Behind the scenes remained the third floor of the house where the owners and kids live.