Pay all utilities. How do tenants pay utility bills? For all regions of the Russian Federation

According to experts, the introduction of a fee for utility bills is a way to attract customers to use ATMs and online banking applications, because with their help you can avoid paying fees.

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Accepting payments for public Utilities at the cash desk or at the post office requires the payment of a commission, which is equal to 1 - 3% of the payment amount.

Responsibility for rent

According to the norms of housing legislation, citizens must pay the rent by the 10th day of the month following the month of life.

The rent includes payment for:

• water supply;
• heating;
• gas;
• electricity;

Where can I pay utility bills without commission?

Plenty today. The only question is who is more comfortable to use, and how this system works.

Cash

The easiest way to pay for housing and communal services is to pay in cash to the cash desk of a bank or housing office.

All that is needed is to fill out the receipts, indicating:

• payment amount;
• payment period;
• tenant account.

Terminals

The advantages of paying for utility bills at the terminal are simplicity and speed. No need to waste your time standing in line.

But there are also disadvantages:

• commission in this case is charged from 3 to 5%;
• change is not issued;
• overpaid funds go either to the account of the next month, or to the account or phone indicated by the person.

To pay utility bills, you need to determine which terminal has the lowest commission.

The procedure is as follows:

1. When paying with a card, you need to insert it into the terminal, and then select the “utility payment” tab on the screen.
2. Next, you should enter the information that the device will request - the user number, as well as the payment period for which funds are deposited.
3. The next step is choosing the type of payment, namely with or without insurance. The amount due will appear on the screen.
4. If payment is made by card, you just need to confirm the operation, if in cash, then you need to deposit the amount in a special compartment designed for entering banknotes, and you will receive a check.

Online over the internet

To pay via the Internet, you must enter a site that specializes in this service. It is better to use the website of a bank or public services where the tenant is served.

To make payments you need:

• register on the site and enter the site using your login and password;
• select the tab "payment of utilities";
• on the page you need to select the city and organization to which you want to pay the fee;
• then enter the receipt number and payment amount and confirm the payment.

In order not to enter data next time personal account and do not search for the enterprise again, this payment can be selected as a template, and in the future only the amount and period of payment can be changed.

ATMs

To make sure that the ATM does not take a commission, as well as the possibility of paying through it, it is better to find out the information at the bank.

When concluding a bank agreement with organizations providing services to the population without a commission, you can pay for utilities at an ATM.

For this you need:

• insert the card into the ATM, enter the pin code;
• after a successful login, you need to select the “cash payment” button, then “next”, where the line “payment for services” and “utility payments” will appear;
• The ATM will ask for the receipt number, the period for which money is required and the payment amount.
• after pressing the "payment" button, the machine will issue a check on the successful operation.

Post office

If citizens have plastic cards of Sberbank or the Bank of Moscow and an agreement on the transfer of funds from the card to pay for utilities, then they will not be charged a commission.

Other citizens who live in cooperative houses you can pay utility bills at the post office, but the payment fee will be charged in the amount of 1 - 3% of the total payment.

Sberbank

You can pay utility bills without commission only if you have a bank card using a terminal, debiting the required amount from your account.

When paying with a terminal, you need:

• insert a card and enter a pin code;
• if payment will be made in cash, you need to click on "cash payment";
• then, by selecting "payments", a list of organizations will be presented to the account of which funds can be transferred to pay for utilities;
• after that, you need to bring a receipt to the terminal screen so that it reads the barcode;
• if the code has been read, the terminal will give out a sound similar to the identification of goods in a supermarket when paying.
• a receipt will appear on the screen, which must be verified with the original, you need to carefully check the details on the receipt;
• when paying for water or electricity services, you need to enter meter readings;
• After verifying the information, a "confirm payment" button will appear.

When paying in cash, bills must be inserted one at a time, into a specially designated hole. After making required amount The screen will display “confirm payment”.

When paying by card, withdrawals are processed automatically. After a successful operation, a check will be issued, which should be kept for three years.

Other banks

Citizens can pay utility bills at any bank convenient for them.

The procedure for paying utility bills is as follows:

• the tenant receives monthly receipts or fills them out on his own;
• sent to the bank to pay the total specified amount.

In this case, the bank acts as an intermediary organization that sends funds to the account of organizations for water, gas, heating and electricity.

The bank can set the commission independently both for all types of services, and for a specific organization.

For regular customers, the bank can provide services for paying utility bills without commissions or with a lower percentage.

So, it is the responsibility of residents to pay all commission fees that banks set at their discretion.

In Sberbank, the commission for paying utilities reaches 3%, in UralSib and PromsvyazBank, the commission is minimal and amounts to 1.7% and 1.5%. Most high percent Commission is set in VTB 24 Bank and is 4%.

In most banks, regular customers are offered to pay utility bills without commissions.

Receipt

On payment of utility bills is proof of the operation to deposit funds to the account of an enterprise that provides water supply, gas, heating and light services.

The receipt is issued upon payment of utility bills:

• at the bank's cash desk;
• at the box office of the Housing Office;
• at the post office.

Every day the rhythm of life of modern man is getting faster. And it is not surprising that such trivial things as paying utility bills become secondary. This is more clearly seen in cities with a population of over one million, where the total debt on housing and communal services has increased by more than thirty percent in recent years. And in the production of courts, the number of cases for the collection of debts for public services has increased. Number enforcement proceedings also increased in this area.

It should always be remembered that payment for housing and communal services is an obligation, and not a right, of the owners of premises or tenants and landlords.

In the Housing Code of the Russian Federation, payment for housing and communal services is divided into two parts.

1. Payment for utilities, such as: water supply, electricity, heat, gas, sewerage, and waste disposal.
2. Payment of housing and communal services in the form of maintenance of places common use, which includes payment for: expenses for management companies, maintenance and repair of the joint property of residents in apartment building, utilities for common areas, contributions for major repairs (paid by the owner of the premises).

Payment for housing and communal services for the current month must be made before the 10th day of the next month.

Responsibility for late payment of utility services

The laws of the Russian Federation stipulate a number of sanctions for persons who violate the terms of payment for housing and communal services. One of the most loyal methods is penalty. For each day of non-payment, a certain amount will be added to the amount of the main debt at the rate of one three hundredth of the rate of the Central Bank of the Russian Federation.

The next way to fight, less loyal to non-payers, is that the provision of public services to them may be limited or completely terminated. Such sanctions can only be applied to those who owe utility bills for 2 months or more, and they can last up to full repayment arrears in payment of utility bills.

If the first two methods have not had their effect and the debt continues to grow, debt collection occurs through judiciary and bailiffs.

Payment for housing and communal services

Housing and communal services have become commonplace for us. Water in the tap, light, warm batteries in winter - we notice all this only in those cases when we are deprived of these benefits against our will. Therefore, it is very important to control the payment of housing and communal services, and this requires only once a month to find out the debt for utilities and pay it, if any.

In the view of most residents, paying for housing and communal services is not the most pleasant experience, which is a trip to the housing department, housing office or management company, time costs and the search for an opportunity to get into these organizations during their working hours. If you are lucky and you managed to drop by after work, you can pay for utilities at the cash desk or terminal. However, situations are not uncommon when the owners of the premises are not in locality, and cannot honor these organizations with their personal presence in order to pay for utility services.

It is for such people, as well as for those who value their time and money, that the Internet portal https: // site provides an excellent opportunity for residents of Moscow and the Moscow Region to check and pay debts for housing and communal services online. This is convenient - you do not need to be present in the city to search and pay, online mode it is easy to control the conscientiousness of tenants or tenants if they are responsible for paying utility bills. Well, one more, important factor - it's just comfortable when from anywhere in the world, for example, being in New Year in the UAE, you can pay for heating in an apartment in Odintsovo.

People value time, so they use fast and reliable ways to pay their debts, and housing and communal services are no exception. This way is our online service:

• work of the service without days off;
• the procedure from the moment of sending the request to payment takes only 2-3 minutes;
• all information is up-to-date and is taken directly from the GMP GIS database;
• the possibility of transferring meter readings;
• choice of payment method;
• guarantees of full and prompt write-off of debts for already paid utility bills.

Every month, many of us are faced with the need to pay utility bills.

Nowadays there are many ways to make a payment: at the bank's cash desk, at the post office, through the terminal, sitting at home, in front of a computer or on the road from a mobile phone.

Everyone can choose comfortable for yourself way. We will tell you about paying utility bills without a commission.

Dear readers! Our articles talk about typical ways to resolve legal issues, but each case is unique.

If you want to know how to solve exactly your problem - contact the online consultant form on the right or call free consultation:

About whether you need to pay for major repairs apartment building, you can learn from our .

All possible ways

When choosing a payment method, it is important to know what interest is charged and how long the payment will be delivered:

Commission amount

What percentage of the commission is charged at Sberbank and at the post office when paying for utilities?

When choosing different ways you need to pay attention to the size of the commission.

Even paying in the same bank, but using different methods, shows that the service charge percentage will not be the same.

In Sberbank you can use the following options:

• cash service. Depending on the type of utility payment, the largest fee of 3% is taken, for the EPD - 2% and for Mosenergosbyt -2.5%;
• self-service device: ATM when paying with a card of another bank or terminal when paying in cash. The service fee is 0.9% for payments under the UPD, for electricity - 1.5%, for other payments - 2%. The minimum amount of commission is taken in the amount of 10 rubles. When using a Sberbank card, the interest for paying utility bills for the EPD is 0.5%, for all other payments the commission is 1%;
• mobile bank, Sberbank Online, Auto payment. Connecting any of these options is free. The commission fee for payment of housing and communal services under the EPD is 0.5%, for all other payments the commission is 1%. Payment is made. There is an instant transfer of funds to the recipient.

When paying by mail Russia can use several ways:

Who to call if the power went out without warning? find out right now.

Payment without commission

It is possible to pay utility bills without commission in several ways:

• portal of public services;
• portal PGU.MOS when paying with a VTB24 card;
• Bank of Moscow for all holders of social cards;

Moreover, both at the bank’s cash desk and when making a payment through an ATM, interest is not charged. The most convenient and most safe way payment of housing and communal services for pensioners.

• payment via the Internet with special payment systems: A3, Paypal, Online settlement center.

Free internet services

How more profitable?

When choosing a payment method, you should pay attention to the following factors:

• reliability payment acceptance systems;
• convenience accepting payment;
• term delivery of the paid amount to the supplier;
• commission fee for the service rendered;
• the possibility of confirming the payment in the form of a printed receipts.

When making a decision when choosing a method of making a payment, everyone sets priorities for himself. universal way There is no perfect fit for everyone.

Receipt storage

Storage of information about in paper form is necessary to confirm the process itself.

Checks are also needed when finding out, which may arise as a result of confusion with changing tariffs, a failure of the payment program, and simply because of fraud.

Paid receipts using ATMs, terminals, mobile banks must be in paper form. They may be needed in case of sale of housing.

The retention period can be attributed to the law on the period limitation period to such documents. He makes up 3 years.

There are several ways to pay utility bills without a commission.

But when choosing each of them, it is worth paying attention to others. important factors: safety of the operation, transfer term Money, the possibility of printing receipts.

After weighing all the pros and cons of each payment acceptance system, you can specifically for your case choose payment option.

You can find out which method of paying for housing and communal services is the most profitable from the video:

How to pay utility bills without commission? This issue worries a huge number of residents, because no one wants to pay a commission if there are ways to avoid it. In this article, we will pay close attention to paying utility bills without a commission and where this can be done.

Is it possible to pay

To begin with, it is worthwhile to figure out whether such a possibility exists in principle. Nowadays, there are a huge number of options for covering utility costs, and in this regard, you should be very careful, because some of them may entail unforeseen expenses on a fairly large scale.

Today, an increasing number of payment terminals and other organizations provide the opportunity to pay for various payments without commission.

To do this, organizations involved in accepting and processing payments enter into agreements to get rid of the commission, but not everyone does this.

Commission amount

Some citizens can afford to pay a commission. Sometimes you have to pay a fee urgently, despite the amount of the fee charged for making the payment.

Information

If you start considering the option of making a fee at the Savings Bank, you can find out that the bank provides several ways. Accordingly, the size of the commission will be different.

At cash service commission can be from 2 to 3 percent. The size should be checked with the cashier. He is obliged to provide all the necessary information about the payment.

If you prefer to pay for services yourself, then you use an ATM or other self-service devices. These devices charge a fee for making a payment in the amount of 1 to 2 percent. It depends on the name of the paid service and the tariffs set by the bank in each region.

Payments made using the application have become very widespread. This option is very convenient, but even it involves debiting funds for the payment procedure. The amount of the payment fee does not exceed 1 percent.

Russian Post provides payment services, but the amount of commission fees is 3 percent when served by a postal employee. If you use the "Mail Online" service, then no commission will be charged.

Where to pay: ways

There is a large number of payment methods for utility bills. The most popular are:

• Yandex money;
• qiwi;
• State services.

Below we will talk in more detail about each of them.

Yandex money

If you are an active user of Yandex services, you can use payment system Yandex money. For this you need to create your own wallet, which will be the account for debiting funds for the payment.

Attention

The wallet must be linked to the current phone number. After that, you must replenish your wallet.

After you have completed all the steps described above, you can proceed to payment. To do this, go to the "goods and services" section, in which you need to select a specific service, after that you need to enter your personal account number. Next, confirm the payment and the procedure will be completed. Money is credited within three days. This period depends on the date and time of payment. If this action was performed before the weekend, then the money can be credited to the account after the weekend. An important advantage this method is that the payment of the utility bill occurs without a commission.

Qiwi

Still very popular qiwi terminals. With their help, you can also pay utility bills, but for this you need a wallet in this system. For authorization, you need to enter your mobile phone number and come up with a password. After it is confirmed, the account will be activated and you can proceed to payment. To do this, go to the "pay" section, select utility payments and enter information about your service provider. After filling in all the required information, confirm the payment. This option involves a 2% commission.

public services

The website of the State Service provides the opportunity to perform a huge number of actions. On this portal you can pay utility bills without commission. To do this, you need to have a validated account and know your account number.

This method is convenient because no commission is charged.

Payment via Sberbank

Sberbank is the most big bank on Russian territory. Throughout the country, there are a huge number of branches that you can contact with a request to pay utility bills, but it is worth noting that the development of payments via the Internet has become widespread, so we will tell you how to make payments via the Internet and using a mobile application.

Sberbank Online

Sberbank online is a bank user's personal account, in which the client can get all the necessary information and perform the necessary operations with his money. In order to make communal payment need to:

• Open the site online.sberbank.ru;
• Pass authorization in the system;
• Go to the "Transfers and payments" tab and find the section on payment for utility services;
• In it you need to select a specific service;
• Fill in the required information about the payment and confirm the operation;
• Enter code from SMS.

This method is convenient because commission is not charged.

Mobile app

Almost all people use mobile phones and many of them use the Sberbank application. With it, you can access all your accounts and cards and perform the same actions as in the Sberbank Online service. The Sberbank application is very popular and with its help there are no difficulties in paying utility bills anywhere in Russia.

In order to start using the Sberbank application, you need to download it to your phone and register. After this procedure in your personal account information on all accounts and cards will be presented.

Payment is very easy. After opening the application, you need to go to the "Payments" tab, in which you need to select desired service, enter the required information and confirm the withdrawal of money from your account.

Paying with a QR code is becoming very popular. Its scanning allows you to get rid of the need to enter the necessary information, it will be inserted automatically. Scanning takes place using the camera, and after the scanning has occurred, you only need to confirm the payment.

Information

Payment by this method also occurs without charging a commission.