How to get and profitably use an S7 card from Alfa-Bank. Earn miles with a joint S7 card and Alfa Bank Types of S7 Priority debit and credit cards

Credit card «S7 PRIORITY Alfa Bank Visa Classic "- universal co-branded bank card issued jointly with S7 airline Airlines ". The card can be used to collect bonus miles, and then use them when paying for air tickets for S7 flights, American Airlines , Airberlin , Iberia , British Airways , Finnair etc. The first 500 miles are credited to the account after card activation, gift 500 miles - for each birthday, and then 1 mile for every 60 rubles.

What does the bank offer

The S7 PRIORITY card is issued with a maximum limit of 150,000 rubles. (USD 5,000, EUR 3,800). Annual maintenance - 1,990 rubles. (withdrawn from foreign currency accounts in the equivalent at the exchange rate on the date of the operation). The main feature of the card is the grace period, which applies not only to non-cash transactions, but also to funds cashed out through ATMs and cash desks. The period of 60 days is fixed and is calculated from the date of the formation of the first debt + 60 calendar days, regardless of the billing period, the date the statement was generated, etc.

The card is issued in one of 3 currencies: ruble, US dollar and euro. An interest rate of 31.99% (for RUR) is set by the bank's specialists individually after submitting a package of documents. Factors affecting the size of the bet are standard. The lowest interest rate on the loan is guaranteed after the provision of a certificate of income in the form 2-NDFL.

Issue "S7 PRIORITY Alfa Bank Visa Classic » can be done through an online application or at a bank branch. In the first case, a preliminary response comes in the form of an SMS notification, and the final decision is made after the documents are submitted to the loan officer.

Summary

S7 PRIORITY card Alfa Bank Visa Classic » will be beneficial to customers who often use the services of air carriers. The accumulated bonuses will allow you to save money when buying tickets, and special offers will help you accumulate these bonuses quickly enough.

Pros: bonuses from program partners, discounts on air tickets, a grace period applies to cashed funds, issuing a card according to a minimum package of documents.

Minuses: high card usage fee, low limit and high commission for cash withdrawal.

Alfa-Bank S7 bank cards are a co-branded banking product, the result of cooperation between S7 Airlines and Alfa-Bank. The proposed cards will allow active users to travel the world for free. The main bonus on the cards will be miles that accumulate on the owner's account.

The miles accrued on the S7 Alfa-Bank Priority bank card can later be exchanged for air tickets. This will allow owners to save on flights to domestic destinations in the Russian Federation or to any country using the services of S7 Airlines or another airline participating in the program.

Benefits of the S7 Card

The Alfa-Bank S7 card allows you to accumulate miles simply by making purchases or paying for services with it. The calculation of miles depends on the type of card and account currency. It can be opened:

• In rubles
• In dollars;
• In Euro.

When developing this co-branded product, other benefits were also provided for Alfa-Bank Mili S7 bank card holders. So, paying bills in restaurants and bars, you have the opportunity to receive a discount of up to 50%.

A list of all participants in this program is available on the official website of Alfa-Bank. Each restaurant indicated the size of the discount and the presence / absence of restrictions. Restrictions should be understood as the time when the offered discounts are valid.

S7 Priority tariffs

Offered by S7 Visa Priority, Alfa-Bank gives its owners all the benefits of Visa cardholders. When applying for a card, you will need to connect one of the service packages to choose from:

• "Optimum";
• "Comfort";
• "Maximum".

When using them, each client receives additional benefits, bonuses and discounts within the connected package.

Savings account Ulyotny

Even more benefits will be available to those who, in addition to the Alfa-Bank S7 Priority card, open a Uletny savings account. If there is a minimum amount of 50 thousand rubles on this account. or 2 thousand in dollars or euros, the owner will also be credited with bonus miles. The indicated amounts are considered the minimum balance, for every 200 rubles. (in the currency of $20 or €18) is credited monthly for 1 mile, provided that Alfa-Bank S7 miles bank card is used to pay for your expenses.

A bank interest of 0.1% is charged on the card balance.

You can manage your account by all the methods provided by Alfa-Bank, replenishment and withdrawal - without restrictions.

S7 Priority debit and credit card

For those who decide to open an S7 Priority card with Alfa-Bank, there is an opportunity to choose any of the bank cards issued under this program. Your choice will depend both on the number of miles credited and on additional benefits corresponding to the type of card.

First you need to decide what kind of plastic it will be:

• Alfa-Bank S7 Priority debit card. Using a debit card will allow owners to pay for purchases, services and bills while earning miles. Convenient services, unlimited access to finances, information support are Alfa-Bank's service standards. A variety of programs from partner companies will be a pleasant and useful addition to quality service.
• Alfa-Bank S7 Priority credit card will also help travelers to earn miles. Favorable lending conditions, access to affiliate programs, a grace period for withdrawal and interest on the loan are provided in each credit card of S7 Priority Visa Alfa-Bank.

S7 card status

After you have decided on the type of bank card, you should select any of the available types of cards. Debit and credit cards for accumulating miles are issued in 4 versions:

• green;
• gold;
• Platinum;
• black.

For Alfa-Bank S7 Platinum cardholders, 1.5 miles are credited for 60 rubles.

Exchange S7 miles for flights

Any Alfa-Bank S7 card in combination with the package of services you have chosen allows financially active clients to accumulate enough miles to exchange them for air tickets.

New opportunities with S7 Priority

Alfa-Bank S7 Priority card is a new opportunity for its owner. Various offers from Alfa-Bank's partner companies can be used by the bank's clients at their own discretion. This is an addition to the main idea of ​​the S7 card from Alfa-Bank: to provide an opportunity to travel with comfort to its customers.

Previously, S7 partners were six banks. However, Unicredit Bank and the Bank of Moscow stopped issuing airline cards. As a result, only three co-branded offers from Alfa-Bank, Promsvyazbank and Tinkoff Bank remained. With a Raiffeisenbank card, you can exchange bonus points for miles. You can accumulate miles on a Rosevrobank card when you connect this option, for which you need to pay 61 rubles. per month.

To determine the most profitable card, a flight from Moscow to Sochi and back was taken. If you fly away on May 1, 2017, and return on May 9, then you need to pay 11,970 rubles for tickets. Members of the S7 Priority bonus program can buy a ticket for at least 16,000 miles (Promo fare, without the possibility to change dates). You will also have to pay taxes and fees - 3800 rubles.

The fastest way to earn 16,000 miles is with a Tinkoff Bank debit card. To do this, you will need to make purchases in the amount of at least 640 thousand rubles. Minus the card in the cost of its maintenance - 2280 rubles. in year.

In second place is the Promsvyazbank card. To accumulate the required number of miles, you will have to spend 768 thousand rubles. In third place is Alfa-Bank with 930 thousand rubles.

The Raiffeisenbank card turned out to be the least profitable of all S7 partners, where the amount of expenses should be 1.29 million rubles. The problem is that in order to get 16,000 miles, you need to exchange 18,000 bank points for 20,000 S7 miles. In this case, after the flight, 4,000 miles will remain free, which you can continue to save for the next tickets. If you want to buy exactly 16,000 S7 miles, you will need to earn 32,500 Raiffeisenbank points.

How much do you need to spend to buy a ticket to Sochi?

How to earn miles faster?

1. Choose a premium card. For example, in Alfa-Bank, with the Green card, 1 mile is credited for every 60 rubles spent, and with the PlatinumBlack card - 1.5 miles. The disadvantage of premium cards is the high cost of service. Platinum Black will cost 1850 rubles. in a year.
2. Make any purchases with a co-branded card. The more you spend, the faster you earn the required number of miles. Try to pay for others with your card. For example, we went to a restaurant with a large group. Invite your friends to pay the bill with their card, and for them to transfer money to the card or give it in cash.
3. Spend more in special categories. For example, on a Tinkoff card of BlackEdition Bank for every 60 rubles. you can get 4 miles when buying tickets on the S7 website and up to 18 miles when buying from bank partners.

How did they count?

The search for the most profitable card took place among S7 partners, which are listed on the official airline. Each bank selected debit cards with the lowest service cost. The cost of maintenance was indicated subject to storage and expenses of 30 thousand rubles. during the billing period. In case of an increased balance on the account or other expenses, the cost of service may not be charged. The calculation of the minimum amount of spending for the accumulation of 16,000 miles for the purchase of a ticket took into account the maximum accrual of miles for everyday spending. Spending in special categories, for which there is an increased accrual of miles for purchases, was not taken into account due to the impossibility of predicting them. Banks accrue miles when rounding down the amount of purchases. For example, spending 30 rubles on the card. the bank will not accrue miles, but having spent 530 rubles, the bank will accrue 8 miles (if each costs 60 rubles).

The S7 Priority card from Alfa-Bank is a co-branded card designed for those who love to travel. Its release takes place within the framework of the project of Alfa-Bank and S7 Airlines, a well-known airline.

When making purchases paid by the card, cardholders receive bonus miles. In addition, miles are credited for each flight operated by S7 Airlines.

The accumulated miles can be used to purchase tickets for S7 Airlines or the Oneworld airline alliance, which includes 12 of the world's leading air carriers. In addition, in exchange for bonus miles, there is an opportunity to upgrade the class of service.

The Alfa-Bank S7 Priority card is issued with the Visa payment system in four categories: Green, Gold, Platinum, Platinum black. You can get both a credit card and a debit card.

Service Tariffs

Terms of use for debit cards

Terms of use for credit cards

Each S7 Priority card, both debit and credit, has an electronic chip that provides additional protection of funds. In addition, there is PayWave contactless payment technology.

How are bonus miles calculated?

Bonus miles are credited for paying for purchases with a card. The number of credited miles depends on the status of the credit card.

• Green card holders receive 1 mile for every RUB 60 spent. In addition, 500 welcome bonus miles are credited after the card is activated.
• Those who have issued a Gold category card receive 1.25 miles for every 60 rubles spent. and 1,000 welcome miles upon card activation.
• Those who have issued a Platinum card receive 1.5 miles for 60 rubles. When the card is activated, they receive 1,000 bonus miles as a welcome bonus.
• 1.75 miles are returned to Platinum Black cardholders for every 60 rubles spent by bank transfer. They receive 1,000 miles as a welcome bonus.

In order for bonus miles not to expire, you must earn at least 500 miles each year.

Requirements for the borrower

Any citizen of the Russian Federation who has reached the age of 21 can apply for an S7 Priority credit card.

To issue a card, a permanent registration of the borrower in the region in which the bank is located is required.

The required work experience in the last position is 3 months. A permanent source of income must be no less than 9 thousand rubles. per month.

Optionally, you can provide documents on which the interest rate and credit limit will depend (certificate 2-personal income tax, a document for a car, a VHI policy, a passport with stamps confirming a trip abroad for the last year).

Required documents:

• The passport.
• The second document to choose from (passport, TIN, SNILS, driver's license).

To apply for a card, you need to fill out an online application, and then come to the bank branch indicated in the questionnaire.

Benefit: accumulation rate - up to 1.75 miles for every 30 rubles.

S7 Priority bonus cards from Alfa-Bank can be both debit and credit.

The holder receives air miles, which can be used to exchange for free flights on flights of the Oneworld alliance (one of the 3 world leaders in air transportation), or to upgrade the service class with partners in 150 countries around the world. They accumulate in non-cash payments for goods and services. The required number of points earned annually in order for bonuses not to expire is 5,000.

Types of cards

The Bank offers its clients the following product line under the S7 program:

Bonus accrual procedure

Promotional bonuses are awarded for purchases with cashless payments, and Alfa-Bank also gives additional bonuses when opening a card and on a birthday.

Important: Special offer until June 15, 2014 - when applying for Visa S7 PRIORITY, welcome points are doubled, and during this period all promo points for purchases are doubled.

Bonus accumulation example

• Target: purchase of an award ticket St. Petersburg - Milan (round trip)
• Number of miles: 15 000

How to accumulate:

As can be seen from the table, the holder of the simplest card must spend at least 420 thousand rubles to receive the required number of bonuses, and if there is a premium product S7 Black, it will be enough to spend 223 thousand rubles.

Product cost

Credit card service fees

Tariffs for servicing debit cards

How to issue a card

The package of necessary documents includes:

• To obtain a debit card - a passport;
• For a credit card - a passport; income statement (2-personal income tax, according to a bank template or in free form); additional document (driver's license, international passport, TIN certificate, compulsory medical insurance policy); a document to increase the limit (PTS for a personal car, VHI policy).

Alfa Bank offers three ways to process the selected debit or credit "plastic":

• Online application on the website of a financial institution;
• Personal visit to a bank branch;
• Order by phone of the client center "Alfa-Consultant".

To receive it, it is enough to fill out the questionnaire in the chosen way and receive a ready-made card at the nearest Alfa-Bank branch upon presentation of the appropriate set of documents