How to find out the balance of a Sberbank card via mobile. How to request a Sberbank card balance from a phone. Service "Mobile bank from Sberbank. Other ways to find out the balance of a Sberbank card
Sberbank has made the most comfortable and transparent service conditions for its customers. Any holder of an account or card, whether debit or credit, can always be aware of the status of the account, check the balance and track the history of debit and credit transactions with the account. In this article, we will tell you how to check the balance on a Sberbank card via phone, although there are many different ways to do this.
The method using the phone is the most accessible to each client. Using this device, you can request information in three ways. Let's consider each of them in detail and step by step.
Checking balance by SMS
One of the latest methods developed by the bank to communicate with the client are text messages with any request to the number 900. With their help, among other things, you can find out the balance on the account linked to the card. How to do it:
- If you have only 1 card linked to the phone number from which you will send SMS, then you need to send a message to number 900 with the text "balance". This word can be typed in small or large letters, in Latin or Cyrillic.
- If you have several cards and you want to know the balance of one of them, then the message should contain the word "balance" and the last four digits of the card separated by a space.
In the response message, you will receive information about the amount of funds in the account.
Find out the balance by calling the bank
Using the phone, you can find out the balance on the card account by calling the Sberbank number. To call, you can use the short number 900 or the number 8-800-555-55-50.
- From a mobile phone, you can call 900. The call will be free. As soon as the answering machine answers, you can dial extension 1 and you will be taken to the Maps and Transaction History section. Then the answering machine will prompt you to enter the last four digits of the card and dial the grid. After these steps, you will be announced the balance on the card. If you need to know the history of transactions, then after voicing the balance, the answering machine will prompt you to press 1 and find out about the latest transactions: their date, amount and place of execution.
- From a landline phone, you can call 8-800-555-55-50. After the connection is made and the answering machine answers, the sequence of actions should be the same as when calling from a mobile phone to 900.
If for some reason it was not possible to dial the desired combination and obtain the necessary information, the system will connect you with the operator. It will help you find out the account balance, but you will need to give the code word and passport details of the account holder.
We use the Sberbank Online mobile application
You can find out your account balance, recent card transactions and manage your funds from your mobile phone by installing the Sberbank application. To do this, you need to download the application and install it on your device. Then you need to register in it, come up with a username and password. And then just enter the application - all available cards will be displayed on the monitor, the balance on them. You can also see the history of operations on the card in the corresponding section.
If you use Wi-Fi on your phone, then working in the application will be absolutely free. If you use a mobile connection for an Internet connection when working in the application, then the billing will be according to the terms of the tariff of the mobile operator. Sberbank does not charge for work in the application.
Important! Any way to find out the card balance from your phone is absolutely free, safe and available at any time of the day, on weekends and holidays. Calls and SMS are free from mobile and landline phones.
. . Date: August 29, 2015. Reading time 4 min.
There are two main ways to check the balance of a card account through the Mobile Bank from Sberbank: send SMS to number 900 with the Balance (Balance) test. The second option is to send the ussd command *900*01#.
Instead of personal communication with a bank employee, you can independently remotely manage your own and borrowed funds in your accounts. By dialing such a combination, after a minimum waiting period, the client will receive a message with data on the amount of the remaining funds.
The first task in managing funds is to know exactly how much money is available. This is provided for in this service and with a minimum of effort allows Sberbank Mobile Bank to find out the card balance instantly.
How to check the account balance through Mobile Banking?
Checking the balance of funds on a Sberbank card can be carried out in two ways: when a command is issued via a USSD code or in an SMS message. In any case, you will need a connected Mobile Bank.
Sending an SMS message
You can use the usual SMS message to clarify the amount of funds on the card account. You need to send it to a special number for interaction with the Mobile Bank service - 900.
In the text of the message, you must write one of the commands to choose from:
- BALANCE or BALANCE in Russian, regardless of case;
- or in English -BALANS, BALANCE or OSTATOK;
- or you can do with a digital message with the code of this operation - 01.
In response, a message with the requested information will be sent.
If there are several products, for example, online Sberbank cards for one person, you will have to make certain additions to the message for a correct understanding. So, a text or digital order in SMS must be accompanied by an indication of the end of the card number through a space (the last 4 digits are enough).
In this case, you will receive a notification about the available spending limit for a specific account, and not any of all available.
Issuing USSD commands
Why write a message if you can directly type a command on the keyboard and send it with the call button to the destination? The request for the balance of Sberbank Mobile Bank can be carried out by the following set of characters: *900*01#.
Here you can also make a clarification and supplement the command with the last digits from the bank "plastic" number in order to find out the balance for a specific account, the request in this case will look like this: *900*01*4 digits of the card number#.
The convenience of the functionality of this service, which allows you to keep abreast of changes in your financial reserves, is appreciated by all Sberbank customers. Reviews about the Mobile Bank with the ability to request a balance are more often positive.
However, not all customers know about this service and do not always use it. In this situation, it was enough to clarify the balance on the card by sending an appropriate request so as not to inflate the conflict and not to worry the entire team due to a one-time failure in the notification system.
Balance inquiry cost
Being aware of the availability of money costs money. However, a Sberbank client can choose the procedure for paying for such a service by deciding on the Mobile Bank tariff:
- When connecting the "Full Package", the cost of requesting a balance is not charged separately, but is included in the monthly subscription fee - 30 rubles for Maestro, Visa Electron, PRO100 "STANDARD" and 60 rubles for standard and gold Visa and MasterCard.
- When choosing the “Economy Package”, each separate request for the balance of the available limit is charged separately - you will have to pay 3 rubles for it.
It is easy to calculate that for those who like to always be aware of their financial flows and make several dozen adjustments to the account balance in a month, it is more profitable to connect the “Full Package” of Sberbank Mobile Bank to each of the available cards so as not to pay each time separately for this information.
The question of how to check the balance on a Sberbank card is often asked by users of plastic cards. This operation helps to track the receipt of wages (stipends or pensions) in time, as well as to find out the exact amount of payments made. How to check the balance of your card at Sberbank - tells.
Previously, Sberbank cardholders had the opportunity to check the account balance only using terminals and ATMs. Now this system has been significantly improved - to obtain information about the balance, it is not even necessary to have a connection to the World Wide Web.
Debit card Classic Sberbank
Debit card Youth Sberbank
The easiest ways to find out the balance of a Sberbank card are:
- authorization in the online banking system Sberbank Online;
- use of a special mobile application;
- call to the "hot" line of the bank;
- SMS command;
- inquiry of the account balance at any ATM.
Let's consider each of them in more detail.
How to check the balance on a Sberbank card at an ATM
If you have extra time, you can always use the terminal of Sberbank or a third-party credit organization and see the balance of the Sberbank card on its screen. If you do not have enough experience in using ATMs, use the following instructions:
- Insert into an ATM.
- Enter your personal PIN.
- Before you is the main menu of the program. Select the "Request balance" field.
- Decide on the option to view the balance: on the screen or on the receipt.
Classic Sberbank card with design
Be careful: to request a balance, it is better to choose Sberbank ATMs directly, since when performing this operation at ATMs of other credit institutions, a commission will be deducted from the account.
Carrying out this operation can also help those users who do not know how to check whether the Sberbank card is working or not. For such a check, it is enough just to request the account balance: if this action is performed and the balance is withdrawn, the card is active.
Checking the balance through Sberbank Online
How to check the balance on a Sberbank card without leaving home? Very simple – thanks to the modern internet bank. You can check the card balance online in this way by activating the special Sberbank Online service. You can perform this action at any branch of Sberbank by presenting to the employee any card of a credit institution and an identity document. You can also connect the service using any Sberbank terminal. For this:
- Insert a credit card into the terminal.
- Enter your PIN.
- In the menu that appears, select the line "Connect Sberbank Online".
To check the balance of an account in Sberbank Online, you need to perform just a few steps:
- Make sure you have an internet connection.
- Log in to the Sberbank Online system.
- In front of you is your personal user account. The balances of all your Sberbank accounts will be displayed directly on the main page of the program.
This method allows you to quickly and safely find out account balances not only for cards of the Visa payment system: you can check the balance of a Sberbank Maestro, MasterCard or MIR card in the same way.
Checking the balance of the card in Sberbank Online does not cause any particular difficulties, because you can conduct it not only from your home PC, but also from any device with access to the World Wide Web. True, when using public computers or connecting via a public Wi-Fi network, you should not forget about security rules - in particular, check the “Someone else's computer” box (so that the password from your personal account is not saved on this computer).
The Sberbank Online mobile application works in a similar way. It is enough to download it to your smartphone running iOS or Android from the official store and log in to it. And in the future, you don’t even need to enter a complex password each time - it will be enough to put your finger on it or unlock the application by your face (if the device is equipped with FaceID or a similar function).
Sberbank Mobile Bank
Many customers are wondering how to find out the status of an account with Sberbank through a phone without access to the Internet? Checking an account without access to the network became possible thanks to the special Mobile Banking service. It is not free - you need to activate it in advance and pay a monthly fee. You can connect the service in several ways:
- Through an ATM.
- At the bank office.
- By calling the call center of Sberbank.
If the service is active, take the phone to which the credit card is linked and follow a couple of simple steps:
- Generate SMS text - enter "Balance AAAA", where AAAA are the last 4 digits of your card number. The word "balance" can be replaced by any similar one, for example, "remainder" or "balance".
- Send an SMS text to the short number 900.
You will receive a response message about the status of your account.
Check the balance on the Sberbank card through the call center
Operators of the round-the-clock telephone center of Sberbank will always help you check the status of your account with Sberbank. You can contact them at 8-800-555-55-50 or 900.
- Wait for the operator's response.
- Pass identification: name a code word or dictate passport data.
- Keep a bank card handy: the operator may need its number.
- Tell the specialist that you would like to know the balance on the card.
Thus, to check the balance of a Sberbank card, it is not at all necessary to contact a bank branch or look for a terminal. Modern methods of checking account balances allow you to do this remotely - through a mobile application or using an Internet banking system.
Before making any purchase or paying a utility bill, loan agreement, etc. it is important to make sure that there is enough money on the card. Otherwise, with repeated trips to make a transaction for an amount exceeding the account balance, the plastic will be blocked. Next, you will need to personally come to the bank branch to clarify the circumstances or contact the support service by calling the hotline and answer all questions.
Such blocking can be very inappropriate, therefore, before making a payment, it is better to check the balance on the card once again, so that in case of a shortage of money, replenish the account on time.
You can view the status of the card in several ways:
- Through the phone
- Sberbank Online,
- ATM,
- Mobile banking and SMS.
You can learn more about each of the options in the material below.
How to check the balance of a Sberbank card via phone?
You can check the status of the card account by sending SMS to number 900. The text is as follows:
BALANCE 1234
where 1234 are the last digits of the card number. In response, the requested information about the balance of plastic will come.
Instead of the word "Balance" you can write: Balance, Balance, Balance, Ostatok, 01.
You can check the balance of the card via SMS to number 900 only if the phone is connected to the Mobile Bank service.
Checking an account through Sberbank Online
The personal account offers customers a large amount of information, which concerns not only the card account, but also all operations on them. But let's talk about balance.
So, to check the amount of money on the card account in Sberbank Online, you need to:
- Have a username and password to log into your personal account. They can be obtained at a bank branch, at an ATM or terminal by connecting the Mobile Bank application;
- On the official website in the upper right corner, find the Sberbank Online window and enter your username and password;
- When entering data, a personal page will open where you can see the available procedures: "Transfers and payments", "Cards", "Credits", "Deposits and accounts", "Other". To check the balance, you need to click on "Cards";
- After that, the client will receive information about the card number, account level and information about the owner.
The advantage of using the Sberbank Online service is the ability to conduct money transactions without leaving your home at any convenient time of the day. You can also install a mobile application and access your personal page in Sberbank Online using your smartphone.