Pay the loan with a maestro card. Pay a loan online with a bank card: payment options. Security of funds

“Online loan repayment” is a service for secure loan payment via the Internet using bank cards. The purpose of our service is to organize the loan payment process so that it is simple, safe and convenient. If you have suggestions for developing the service, we welcome your comments and feedback.

Everything is very simple! The service page provides a complete list of creditor banks: from Sberbank and VTB24 to Post Bank and Renaissance Credit. The list of all banks is sorted by their name, so finding the right bank to pay a loan will not be difficult.

Go to the page of the desired bank and a form will open for you to safely and quickly repay your loan online using a bank card.

Enter the borrower's details and the amount to pay, click "Proceed to payment". All you have to do is enter your bank card payment information - you're done!

Brief instructions for paying the loan:

1. Go to the page of the desired creditor bank;
2. Enter the borrower's details;
3. Click pay and enter payment information.

What cards are accepted for payment?

You can repay the loan using any payment card that works for payments throughout the Russian Federation: VISA, Maestro, MasterCard, MIR.

Which company is the payer?

All calculations are carried out by NKO Perspektiva LLC. This company has a license from the Central Bank of the Russian Federation No. 3532-K, so you can be sure that the payment will be safe and will reach the bank.

What details are needed to pay the loan?

Our The “Online loan repayment” service is convenient because you need to know a minimum of information to pay: name of the creditor bank and details of the borrower (full name, personal account, Branch).

Is there a fee when payment goes through?

The size of the commission depends on the creditor bank and on average is only 3% of the payment amount. But the minimum amount is 50 rubles.

How much can I pay at one time?

You can pay up to 15,000 rubles at a time. But, if you need to pay an amount greater than this limit, then after making the payment, click “Open the form again” and pay the remaining amount.

What currency is accepted?

At the moment, payments are accepted in Russian Rubles.

How quickly will the money arrive?

The time to transfer funds depends on the lender's bank and usually ranges from several minutes to a day.

Can I pay a loan for another person?

Yes. When entering data into the payment form, indicate the details of the person for whom you are making the payment.

If I make a mistake when entering data, what should I do?

If the payment does not go through, the funds will be returned back to NPO Perspektiva LLC. In this case, support specialists will definitely contact you to clarify the data.

I have questions that I want to ask in person. What to do?

You can always call our support service on a toll-free federal phone number: +7 800 700 08 38 (the call is free for regions of the Russian Federation).

We wish you an easy payment!

On our service, the following are available for online payment: 337 companies in the Online Loan Repayment category. We are confident that you will be able to find the company you need.

The most popular of them is making payments online via the Internet. We’ll talk about how this is done through a mobile application, using an agreement number to another bank, via SMS to a short phone number in this publication.

How to pay a loan through the Sberbank Online mobile application?

To pay your monthly loan installment Sberbank using a mobile phone, just install a special mobile application on your gadget.

• In the application, open the “Payments and Transfers” section.
• In the menu that opens you will see the option “To an account in another bank”, click it.
• Next, select the “Account” field, in which enter the recipient’s current account number.
• Determine the card from which the payment will be debited.
• Enter the contribution amount and click “Pay”.

The required payment will be deposited into the organization’s account in a matter of minutes.

How to pay a loan through Sberbank online using an agreement number to another bank?

Knowing the agreement number, you can pay a fee to another bank through an official resource Sberbank.

This is done as follows:

• We go to the bank’s website using our username and password.
• Click on the “Payments and Transfers” section.
• We find the option “Repay loans from another bank.”
• Next, select “Transfers to another bank using BIC”.
• We enter the details using the loan agreement, including the BIC of the financial institution.
• Enter your account number and click “Continue.”
• Fill in information about the loan payer (last name, first name, patronymic).
• Enter the contract number and indicate your phone number.
• Write the amount of funds transferred and click “Next”.
• We carefully check all entered information for correctness and confirm the operation.
• Enter the security code that was sent to your phone via SMS.
• We are waiting for a message from the service with the words “Completed”.

How to pay for a Home Credit loan with a Sberbank card via the Internet?

You can also pay for a Home loan via the Internet using a card Sberbank.

To do this, you need to follow these simple instructions:

1. Log in to the resource Sberbank.
2. Go to the “Transfers and Payments” section.
3. Click “Repayment to another institution.”
4. Next, click “Transfers to another bank.”
5. Enter the organization identification code (TIN) in the search bar.
6. Fill in the following payment details: current account number, time, amount, account for sending funds.
7. Check that the entered data is correct and click “Pay”.
8. Confirm your actions using the code sent to your mobile phone.
9. Wait for a report that the operation has been completed and print the receipt provided.

Pay a Sberbank loan from a mobile phone

Paying your loan from a mobile gadget is also quite simple. However, this option is available only to those clients whose bank card is connected to mobile banking.

To make a payment, send an SMS message from your phone to number 900 with the following content: CREDIT<№ счета> <сумма> <№ карты>, Where:

• CREDIT is a required request command (it can be written in Latin).
• Account number – the number specified in the loan agreement, which contains 20 digits.
• amount – your monthly payment amount.
• Card number – the last digits of your bank card.

An example of such a message to number 900 looks like this:CREDIT 34562345087345678965 7000 5678

Is it possible to take out a loan through the Sberbank mobile bank?

A fairly large number of users are interested in the question: is it possible to get a loan using mobile banking? The answer to this question is negative, since using the Mobile Bank service it is only possible to make loan payments.

Application for a loan via the Internet at Sberbank

Take and apply for a loan in Sberbank can be done as follows:

• Visit the organization’s website, log in or go through a simple registration procedure.
• Fill out the proposed application to receive money.
• Wait for the application to be approved by representatives of the financial institution.

In the application form itself to borrow money from a bank for consumer expenses, you will need to indicate the following information :

• type and name of loan
• type of currency
• deadline
• sum

Through Sberbank Online you can repay any loan from an MFO using the company details. But you can choose a suitable offer

Paying a loan online with a bank card is not just words, but a real opportunity to take care of your time. Innovations in the world of modern payment systems today can help save anyone’s time. Time is the most expensive unit of measurement, so the ability to save it for routine procedures, such as repaying a loan, is one of the most necessary developments.

Modern Internet payment systems, which are designed to repay a loan from any bank, allow each person, without leaving home, with only a bank card number and an Internet connection, to transfer funds to the loan account of any bank.

Different payment systems have their own procedures and rules for processing payments, for some it is enough to have only the details to which account the money should be transferred and the name of the recipient's bank, while some consider it obligatory to write down the loan agreement number in the assignment so that the payment goes where it should and is perceived by the bank as repayment of the loan.

It can be quite difficult to find exactly the one you need by the name of the bank, since recently many banks have changed their form of ownership by law and may have a different name. In order to be sure to find a bank, you can check it using the bank’s BIC. The bank's BIC is also easy to find through any search engine.

Loan repayment via the Internet system of your own bank

Each bank has its own online service, through which clients can use their account and carry out transactions using a bank card, including credit cards. With the help of such systems, each client can independently register in the system, register their cards, create payment templates and transfer funds from one card to another or simply to a loan account with one click of the mouse.

Such services are considered the most trusted in the opinion of the majority of clients, since regardless of the development of payment services, trust in them has not yet fully formed in the minds of clients. Online accounts of banking systems allow clients to make payments quickly, without commission, and money is usually credited within 24 hours from the moment of sending. In this case, the write-off occurs instantly.

What transactions can be performed through your bank’s online payment services?

In addition to paying for a loan, online accounts offer additional opportunities, which is why online accounts of banks are popular.

Services that can be paid using online banking:

• Payment of utility services
• Payment for Internet and telephone
• Payment of bills from online stores
• Transfer of funds to the account of another individual
• Transferring funds to a credit card

These services are the most in demand.

Loan payment services

What to do if a credit institution does not provide online banks and client accounts. There are also banks that do not provide the opportunity to serve clients via Internet services, but going to the bank every month to pay for a loan can be quite problematic and inconvenient.

For this purpose, universal Internet services have already been developed and continue to be developed, which are engaged in transferring funds to accounts in credit organizations. Services, of course, charge a commission for their services, but this commission, as a rule, does not exceed 1-3%, which allows many people to save time, and therefore win.

Using any online service to pay a loan using your debit card. Never save your login and password. This will allow you to protect your funds from scammers!

How do online loan payment services work?

With the help of modern online services for paying loans, you can quickly transfer money to the desired bank. But in order to start trusting a particular payment system, you need to understand the enrollment procedure.

Key points that you need to understand before you start using the loan payment service:

• Online loan payment services are a separate organization that is not associated with banks, it is an intermediary. Like any intermediary, the service takes payment for its services in the form of a commission from the transfer amount.
• The service transfers funds exactly according to the details you provided. When completing a transaction, if the service does not find a bank, account or other details for payment in the list of its channels, then the payment will not be made.
• If the client transfers funds to the wrong account, the service is not responsible for this error, since the client independently completes the entire procedure and checks the correctness of the entered data.
• Funds are credited to an account with a credit institution within 3 banking days; do not forget this rule when paying on deadline.
• The commission for payment services is set by the service’s own rules and is charged automatically from the bank card from which the transfer is made.
• Each service must have a technical support line if failures occur. The hotline telephone number is indicated on the portal and is available to every user.
• Client data is not stored and is protected by the system to avoid fraud.

How is money credited?

The process of crediting funds to a loan account is a standard procedure. Before debiting funds from the client’s debit card, the service sends a request using the entered details to the recipient bank and compares information about the availability of the account and the bank’s BIC. After checking, if all the information matches, the service transfers the funds to the correspondent account of the recipient’s bank, from where the bank independently distributes the funds to the specified details of the client’s loan account.

The entire process, as a rule, takes no more than a day, but the system reserves the right to execute the payment within 3 banking days. The distribution of funds from the correspondent account to loan accounts is carried out by the bank during the banking day. Funds are written off from the client’s debit account when the service approves the transaction and verifies all data.

Using online loan payment systems, you can not only avoid wasting time going to the bank and queuing, but also make payments yourself, without leaving your home. The high technology of such services allows clients not to worry about their money and make payments on time.

Today, there are more and more services that provide loan repayment services via the Internet; before using any site, read all the terms and conditions, which banks the service works with, as well as reviews from other users.