How to enter the Bank East Personal Cabinet. Eastern Express Bank Personal Cabinet: Registration, Login and Use. Customer Support through Personal Cabinet Eastern Express Bank

PJSC KB "East" is an the largest bank In the region, ranks first in size net profit and assets. His office is located in Blagoveshchensk. Specializes in retail lending persons. The network of offices is distributed mainly on the eastern Siberia and the Far East.

Bank Eastern Registration and Entrance to the Internet Bank

To enter the personal account of the Bank East Registered users need to enter only login and password, confirm with a one-time code from the phone. Internet Bank, or personal AreaIt has a very convenient and understandable menu. Client PJSC CB Eastern will be able to fulfill any operation, even without any special experience in online banking.

To register in the online bank, you can simply specify a specialist with the acquisition of a package of services in the office. If this option is not suitable, you can go to the official website of PJSC KB "East" http://www.vostbank.ru/and to register online. On the right there is a blue button for the entrance, the page https://online.vostbank.ru/app/?_ga\u003d1.70296085.402817997.1460614738. There are strings to fill on the input for registered users. Low below there is a registration button. On the https://online.vostbank.ru/app/main?main\u003dPub&Pubsection\u003dRegister®isterform\u003dFirst&StateTab\u003dCardTab system will offer ways to register: by counting number, by passport, by map number. You need to choose a suitable icon and follow prescriptions. Each step with prompts, so there should be no difficulties.

The credit institution was established in May 1991 in the city of Blagoveshchensk Amur region under the name of CJSC "Far Eastern Regional joint-Stock Bank Vneshtorgbank of the Russian Federation "(Dalvneshtorgbank).

From February 2005, he is a member of the Deposit Insurance System.

In early 2006, the official name of the bank was changed at Eastern Express Bank OJSC, and the bank began to develop retail lending. In the fall of 2014, the organizational and legal form was transformed into a public joint-stock company (Abbreviated name - PJSC "KB" East ").

In 2001, among shareholders and key partners The bank entered Sibacadembank (later - Ursa Bank, attached to MDM Bank, subsequently absorbed bin by the bank). Thus, the Bank "Eastern" was in the zone of interests of Banker Igor Kim, known to successful transactions in the mergers and acquisitions market, and its partners. It was decided that the bank would develop both at the expense of organic growth and with the help of joining other credit institutions.

In 2009-02011, several small banks are attached to Eastern Bank: Etalonbank, "Movement", Kamabank, Rostpromstroybank, urban Mortgage bank, Santander Concemmer Bank.

Until 2010, Igor Kim performed the controlled beneficiary of the East Bank, but in November of the same year, the FININAST has a new shareholder - the Baring Vostok Private Equity Fund direct investment fund, which specializes in investments in the Russian Federation and other CIS countries, which bought 20% of the Bank's shares And then brought his stake to 30%.

In June 2015, the Fund again participated in the preparation credit organization 2.6 billion rubles, bought about 2.0 billion rubles and increase its share by two times - from 33.88% to 64.0%. One of the RUSSIA Partners funds also participated in the purchase of additional emission (through the company "Troy Investments Limited"), which increased its share from 6.97% to 16.08%. The shares of the remaining shareholders as a result of the complements were blurred.

In the summer of 2016, the "Eastern" capital entered the "Yuniastrum", which bought half of the additional issue, the volume of which was 3 billion rubles, and thus obtained 24.9% in the Bank's capital. In July of the same year, plans were announced on the consolidation of two banks.

In January 2017, the merger procedure of Eastern Express Bank and Uniastrum Bank was fully completed. As a result, Uniastrum ceased its activities, and its rights, obligations and property, including a network of offices, moved to Eastern.

At the end of 2017, after the change of the Chairman of the Board, it became known that the co-owner of the "Eastern" Artem Avetisyan had an option to buy a package of shares, allowing him to receive a controlling proportion. The main shareholder of the bank, the Baring Vostok Foundation was in the search for the buyer for its share of Eastern shares, but in February 2018 it was announced a suspension of the search and the participation of the Fund in the Bank's Parcitalization through additional issue of 5 billion rubles (closed subscription among the existing shareholders) .

In September 2018, information about the conflict between the bank's shareholders by Artem Avetisyan and the Baring Vostok Foundation. The main reason is disagreements in the matter of distribution of shares after declared at the beginning of the year, but not to pre-capitalization. At the same time, a change in the leadership of the credit institution took place, and the VRIO of the Chairman of the Board was appointed ex-deputy chairman of the Board to Uniastrum Bank Vyacheslav Arutyunyan. Baring Vostok through the court challenged the decision of the Board of Directors of Eastern, and later filed a lawsuit to determine the date general Assembly Shareholders, which planned to establish control of the Board of Directors.

In January 2019, Vostochny received the prescription of the Central Bank on the detachment of about 20 billion rubles of reserves - mainly on loans obtained when joining UNIASTRUM Bank. The requirements of the Central Bank were made by the Bank within three months. In June 2019, the Central Bank prescribed to finish another 5 billion rubles of reserves and recommended the Eastern Bank not to increase the deposit portfolio.

In February 2019, the founder of Baring Vostok was arrested and at that time the Chairman of the Board of Directors Eastern Bank Michael Kalvi, as well as a number of employees of the Foundation. The cause of arrest was suspicious of the embezzlement of 2.5 billion rubles at the credit organization through fraudulent scheme. The Baring Vostok website reported that the detention of managers are associated with a commercial dispute around the Eastern Bank. Kalvi in \u200b\u200bcourt accused co-owners of Sherzoda Yusupov and Artem Avetisyan in a false denunciation due to pressure on the Foundation in order to reduce the blur of the share of Avetisyan in the bank after rewarding.

In March 2019, Finvizhn Holdings (through it, Artem Avetisyan controlled at that time 32.02% of Eastern Bank shares) filed a lawsuit against Evison Holdings (through it the Baring Vostok Foundation controlled 51.62% of the Bank's shares) To fulfill the purchase option 9.99% of Eastern Bank's shares. In April, these 9.99% of the shares (part of the Evison Holdings package) were arrested by the Amur Arbitration Court. In 2018, Baring Vostok refused to fulfill the challenged option due to suspicious from the point of view of the Fund of transactions held by the shareholders of Yuniastrama. These transactions the Foundation disputes in the London Court.

According to the court decision, on June 18, 2019, Evison Holdings executed an option and handed 9.99% of the shares in favor of Finvizhn Holdings Avetisyan, losing control over the bank.

Already controlled by Artem Avetisyan Bank and Finvizhn Holdings filed claims for compensation for incurred losses to the structures of Baring Vostok and Michael Kalvi.

In April 2019, Michael Kalvi was translated under house arrest.

September 2, 2019 court of Arbitration The Amur region imposed an arrest to the entire package of Evison Holdings as security measures on the bank's claim for recovery of more than 9.8 billion rubles of losses with Evison Holdings and Michael Kalvi.

On August 1, 2019, the net assets of the credit institution amounted to 266.7 billion rubles, the volume own funds - 26.6 billion rubles. As a result of the first half of 2019, the Bank demonstrates a loss of 2.1 billion rubles.

Network of units:
head office (Blagoveshchensk);
8 branches;
466 operating offices;
142 additional offices;
1 operating office outside the cash node;

Owners:
Artem Avetisyan - 42.01%;
Foundation "Baring East" - 41.63%;
Sherzod Yusupov - 4.80%;
Yuri Danilov - 3.20%;
Grigory Zhdanov - 2.26%;
Marina Ushakova - 2.26%;
Alexander Taranov - 1.09%;
own shares redeemed by the Bank - 1.65%;
minoritarian - 1.1%.

It should be noted that Artem Avetisyan owns 68.33% of MODULBANK shares, another 7.6% belongs to the shareholder of the Eastern Sherzod Yusupov.

Board of Directors:Svetlana Trukhanovich (Chairman), Artem Avetisyan, Yana Arutyunova, Dmitry Baburin, Yuri Danilov, Grigory Zhdanov, Alexander Kalinin, Marina Ushakov, Sherzod Yusupov.

Governing body: Vyacheslav Harutyunyan (and. About. Chairman), Konstantin Rogov, Alexey Kreitor.

Via convenient service "Personal Account" can be managed by your finances at a distance. The bank's client can not only see the balance of funds on the personal account, but also to pay for various services, to make a fee for, replenishing deposit accounts and perform other necessary operations. The system is constantly being improved and complemented by new features so that users can work comfortably with it.

The "Personal Cabinet" system Eastern Express Bank without problems provides for all users an extremely clear and simple interface with which it is very easy to figure out. You can configure the service under the individual parameters as it will be convenient for you. High security control provides complete data confidentiality and 100% protection.

How to register in the "Personal Account" of the Eastern Express Bank?

The system opens up a lot of new opportunities to you, significantly simplifying work with personalized accounts. How to register in the "Personal Account" of the Eastern Express Bank? This is a simple procedure that takes literally a few minutes.

When registering, you can use the available plastic, passport or personal contract, which was concluded between you and the bank. Using the map, you need to specify information about it, and also come up with a code word, login and password that you will use. A similar procedure occurs with the passport, but you will specify the series and document number, as well as your name. When using the contract, a specific account number is specified. The specified phone will receive an SMS with a password to complete the registration.

How to find out the balance in the "Personal Account" of the Eastern Express Bank?

With the help of the service, you can easily find out what amount money It remains on your account and, based on this, build your plans. How to find out the residue? It is very easy to get the necessary information, just go to the Bank's website and then enter the office using your permanent and already known login and password.

The navigation menu will allow you to find the desired section and find out the residual amount on the score, the balance of the loan and other necessary information. You can get information without any problems at any time of the day. Also, various cash transactions are available to customers.

"Personal Account" Mobile Bank Eastern Express Bank

You can use remote control not only from the computer, but also with mobile phone. "Personal Area" mobile Bank Eastern Express Bank gives the same convenient opportunity to manage your account without unnecessary problems. In this case, the program interface will be slightly different, but the functional features are saved.

To register with the system and start freely use the remote access service, you need to conclude a separate agreement with the bank, giving the right to remote service via the Internet. After that, you will need to download a special application on any mobile device. The entry procedure is simple - you need to enter data, and then you can use the features provided.

How to enter the "Personal Cabinet" of the Eastern Express Bank

All sorts of peculiarities of a separate management of the registered account are easy to use. How to enter the "Personal Account"? You can carry out this using the Internet access in two ways - to open the service site or go to the special mobile application.

In both cases, you will need to first conclude an agreement with the Bank who is entitled to service, and only then register in the service and use the cabinet. If you try to enter the office without concluding a contract, the service will not work. Functional features Mobile application is not too different from the Internet service and provide similar functions.

Possibilities of the user in the "Personal Account" of the Eastern Express Bank

A person who concluded a remote service agreement with the Organization receives full access to the Cabinet created by its request. There are no restrictions and failures, customers are equally accessible to use all existing ones this moment In the operating functionality of the user's ability. If you wish, you can use the service without any difficulty.

You can go to the site and find out the state of any deposit accounts, the remainder of the loan or the residual amount of the personal account. Also present the opportunity to instantly pay utilities, make purchases on the Internet, make payment of fines and other accounts. The client can easily translate funds to any other account without any problems, and it does not matter whether it applies to this organization.

Eastern Express Bank "Personal Account" Online

The use of a convenient online bank or compact mobile application has long been a convenient option for managing accounts and work with electronic finances. "Personal Account" online quickly and without problems gives access to personal account. To use this service, the client needs to first contact the organization and conclude a special agreement on a similar service form.

The service has restrictions on the possible transfer of funds. It is permissible to send no more than 100 thousand per day to other bank accounts and spend no more than 30 thousand from your account for the payment of various services. For convenience, the user can create special templates and spend less time to fill the required fields.

"Personal Account" Internet Bank Eastern Express Bank

In order to find out how much money remains on the score or pay the current loan, it is not necessary to go to the bank. You can use special remote service. The service is fully available from any device on which Internet.

The user can log in, logged in on the bank's website or using the mobile application. To log in, you need to enter the login and password obtained into the appropriate forms. The input will appear a convenient navigation menu, which allows you to select the partition to work with it.

Mobile application Eastern Express Bank

With the help of a mobile application, each client T EB has the opportunity without visiting the Bank's separation, at any time carry out control of its accounts and cards, to obtain current information and perform bank operations Wherever he was.

Set mobile app You can in several ways:

1. Users of devices running Android OS can download app in Google.Play
2. Apple brand gadget users can download the application through

The application functionality is presented:

• Skan map of the sender to save the need to enter a manually 14th number to send data to pay;
• Translation templates, in order not to enter data for regular payments (utility bills, phone accounts, Internet and others);
• Access to current information about all completed operation for the specified period of time.
• Sending a check to the user's email box.

Mobile application allows the client around the clock to make the client such operations:

• Transfer of funds to the Visa / MasterCard payment systems cards, as well as on the WebMoney electronic wallet, Yandex.Money, QIWI and others;
• Quickly make a loan payment and know topical information on the residue and the date of the following payment;
• Pay the traffic fines;
• Store the entire history of translations and analyze your finance for the prescribed period.

Customer Support through Personal Cabinet Eastern Express Bank

With the help of a personal office of WEB, each client can get more detailed information on his account (current balance, credit history), existing loans and established limits on a map and accounts.

Through your personal account, the client can at any time of the day in online mode to contact the support service, in order to clarify your questions related to banking services.

How to turn off the personal account of the Eastern Express Bank

In order to abandon the service and disable the private account, the client needs to contact the customer support service by phone 8 800 100 71 00 or visit the bank branch.

Security and Privacy Policy

The Eastern Express Bank provides the highest level of security and uses the most modern means of protecting personal data and cash from encroachment by intruders. But even the most advanced systems require compliance with certain security measures. In order for your personal account, information and cash to do not become the extraction of attackers, it is necessary to fulfill such simple rules:

• Use exclusively trusted devices with a licensed antivirus that regularly updates the malicious program databases that do not call new viruses to take possession of personal data;
• Do not enter the personal account without checking the address of the connection, it must begin with the console // HTTPS;
• You need to select a password that contains line and capital letters, numbers, symbols. It should not contain names, surnames and date of birth;
• Always use additional identification using an SMS to log in to your personal account. Enter disposable codes should only if the operation has been initiated in a person you personally. Carefully read the contents of the text message;
• If the mobile device is lost or changed Mobile number - you need to report this to the bank to block access and change the password;
• You only need to use the official mobile application that was downloaded from google.play or AppStore;
• It is strictly forbidden to report password from personal account, secret data payment card (PIN, CVV) to third parties, including bank employees;
• Tied to the personal account Mobile number should not be indicated in social networks, on bulletin boards and other open sources.
• Do not install suspicious applications on devices and do not go to the unknown links, with their help fraudsters can infect smartphone or computer virus and steal personal data and money.
• You do not need to leave your phone or laptop, with an active session of the personal account, unattended. Even for a slight time, attackers can steal data or use cash.

If the slightest suspicions arose that your devices were attacking fraudsters or password and personal data could become known to unauthorized persons - immediately report this to the bank, through the support service at 8 800 100,71 00 or separation, and take measures to ensure security security Funds and confidential information.

One of the largest Russian banks "Eastern Express" Began his work back in 1991. Such a long time of "life" indicates the reliability of the organization, and the results achieved confirm that its clients made the right choice. By the way, the Eastern Express enters into the top 100 banks, which can be trusted, according to "Forbes". His departments are located even in small towns.

In the context of technology development, the Internet version of the Bank was created. It is available on the link. Without leaving the house, the client can make all the necessary financial transactions. At the same time, some benefits are provided to users.

On the site you can perform a number of operations. You can implement financial transfers, repay and execute, discover deposits, pay for services, find out about fines and repay them. The bank also offers insurance services, makes it possible to invest funds, carry out the purchase and sale of currency. You can also seek help to return tax or in the event of a traffic accident.

Business clients can take advantage of the special offerings of the organization. They are available round-the-clock support in matters of conducting their business, lawyer services, the possibility of buying mutations. For private entrepreneurs, a separate Internet banking server has been created.

The Mobile Application "Eastern Express" provides quick access to accounts and allows you to perform operations from a smartphone.

How to register in the Personal Account of Eastern Express Bank

Personal account allows users to manage their accounts and statements. To enter it, click on the link "Internet bank" in the upper right corner main page. Enter the login and password and click "Log in".

If you have no account yet, you need to create it. You can do it yourself in three ways:

1. By the map number, entering the last four digits.
2. According to the passport, saying its series and number.
3. By counting number, which is listed in the contract.

Follow these steps:

1. Click the "Register" button.
2. Choose one of three ways.
3. Specify the required information. Also enter the name, name, patronymic and code word.
4. Come up with login and password.
5. Enter the received confirmation code.

You can also seek help from the bank employee.

If you have lost data for logging, make a re-registration procedure.

How to use the Personal Cabinet of Eastern Express Bank

The convenient and intuitive interface of the personal account provides simplicity and comfort of its use. Clients are available to fulfill all financial operations. Among them:

1. Payment of Internet goods.
2. Registration and repayment of loans.
3. Opening and closing deposits.
4. Control over the movement of funds.
5. Implementation of intrabank and interbank transfers.
6. Work of payment for utilities, mobile communications, the Internet.
7. Notification of the accrual of fines and the possibility of their automatic repayment.
8. Extract of the insurance policy.
9. Currency conversion.
10. The ability to use templates and autoplates.

Please note the Bank charges the Commission for money transfers at the rate of 1.5% of the amount. Major payments (such as the phone, Internet, utility services, payment of taxes) are produced is free.

You can also watch graphics of stock growth and currencies at the moment.

Personal account for private entrepreneurs is slightly different from the usual. There are additional options needed for business and reporting, such as tax payments and others.

Loans

In the Personal Account, the client is given the opportunity to submit an online application for the opening of the loan. To do this, click on the appropriate tab and proceed to fill the questionnaire. You will need to specify passport and contact details. After receiving prior approval, you can sign the contract and get money.

Eastern Express Bank issues a sum from 25,000 to 1,000,000 rubles, term for 12-60 months. Interest rate at least 15% per annum.

Pensioners are offered a special type of lending. They may ask 30,000 - 99,999 rubles, for 13-36 months. The bank establishes a fixed percentage.

Optionally, you can insure yourself at the time of the contract.

Get a loan can:

1. Citizens Russian Federation with local registration.
2. Age 21-76 years.
3. Total work experience at least one year.
4. Experience in last place for more than three months.
5. The presence of stable income.

Credit holidays

If you for any reason are not able to pay a loan, you can issue a service "Credit Vacations". It allows you to skip three pay, causing only a percentage rate. The proposal comes into force after three months of timely payments.

Contribution

Bank customers can open the contribution by turning to the relevant item in the Personal Account. Check out the proposed products, select the appropriate and click "Proceed". Specify the visit of the visit to the office, the city, fill out the questionnaire and receive confirmation. Then come to the office with documents and sign the contract.

You can open an account for the amount 30 000 - 3 000 000 rubles, term for 1-36 months. The maximum rate reaches 8.35% per annum. In addition, you can get an additional + 0.2% in the framework of interest as a gift; Pensioners receive + 0.1% to the rate. In the event of an account opening using a personal account, the depositor gives + 0.3% additionally.

You have the opportunity to choose the option to remove and replenish the contribution over the contract. All deposits automatically pass the insurance procedure. Debit card issued as a gift.

Pay attention to the bank's customers are available to open deposits not only in rubles, but also in dollars and euros. The interest rate in this case will be lower.

Insurance

Eastern Express Bank offers insurance services. The following types of policies are available:

1. For borrowers.
2. From loss of work.
3. From industrial accidents.
4. For tourists.
5. Insurance at home, family, children.
6. Protection of deposits.
7. Business insurance.

According to the policy, the client can receive from 3,000 to 1,200,000 rubles, depending on the selected program and the incident.

Insurance can be placed online. To do this, it is enough to fill out a form of a questionnaire in your account and pay for the service. Polis guarantees financial support in the case of an insurance situation.

Cards

Both credit and debit can be issued in the Personal Account. To do this, see the proposed options, select the desired and fill out the product profile.

The bank offers a wide selection of credits. They all provide limit up to 300,000 rubles, with the first 56 days the percentage is not charged. At the expiration of this period, the rate may be about 30% per annum. Some options provide interest-free services (0% per annum, 0% commission), but provide for a fee of 30 rubles / day for maintenance in the presence of debt. You can get cachekki for shopping in partner organizations.

Customers have a credit line on the security of real estate on large sums. You can take 300,000 - 3,000,000 rubles, under 23.9% per annum. Minimum mandatory payment per month is 3% of the principal debt excluding accrued interest. There is no absent grace period. The service fee is 1200 rubles / year from the second year. The same amount is charged for decoration.

Debit cards can be issued even to children. At the same time, they include the option of parental control over expenses.

Return taxes

Bank customers get the opportunity to return the tax paid when buying housing, payment of medical or educational services, if no more than 3 years have passed since the transaction.

To take advantage of the offer, follow the algorithm:

1. Go to your personal account, select Tax Return and enter the requested data in the menu.
2. For you will be formed the tax declaration.
3. Load the required documents to the site.
4. Print the declaration and provide it with the tax service.
5. For four months you can get a return to the bank account.

Safety rental

To preserve your items, you can rent a cell in the bank. You can store in it securities, Finance, jewelry. As additional services You will be provided with a countable machine for money and a device for checking the authentication of bills.

The minimum rental period is 1 day. The fee is made for the entire use of use. With tariffs can be found in the Personal Account or by calling the operator.

Mobile app

For permanent access to accounts, a mobile application of the Bank Eastern Express for Android and IOS was developed. You can download it from the official site or in AppStore, googlePlay stores.

Safety

The victim of hacker attacks can be anyone. Stick up simple security rules to protect yourself from scammers.

1. Use a computer with licensed software.
2. Update antivirus programs.
3. Check the correctness of the data in the address bar.
4. Store in the Secret Login and Password Access to your Account.
5. Use the official mobile application, the developer of which is Center of Financial Technologies.
6. Watch for SMS notifications. If you received the code on the operation, which was not carried out, immediately inform about it.
7. If you lost your phone with access to a mobile banking, block the SIM card.