How to take out a loan on Tele2: commands and numbers for activation. How to get a loan on Tele2 for your phone Why don’t they give a loan on Tele2
The company "Tele2" is the operator cellular communications and is located on Russian market since 2001. Currently, it is proposed for the population of the country new service“Promised payment”, which will allow them to resolve urgent financial issues. Not long ago, the company, together with Bank Tinkoff issued credit plastic, which is intended for non-cash payments for goods and services.
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Conditions
Before using the microcredit program from Tele2, individuals need to learn about the features of its provision:
- The loan is provided for a certain period of time (the larger the amount, the longer the term), which ranges from 1-10 days.
- Funds are credited to your account almost instantly.
- All subsequent calls from the subscriber will be charged in accordance with the terms of his package.
- Activation of the service can be done in several ways, but in most cases, clients use a special combination of numbers.
- If the subscriber has not repaid the previous loan, then a new one will not be issued to him.
In the event that the client does not repay the debt in a timely manner, the validity of his number will be temporarily suspended until full payment is made.
- A repeat loan can be issued 1-8 days after the previous one is repaid.
- A client who wishes to use the microcredit service from Tele2 must regularly top up his account with at least 100 rubles.
- On you this amount The loan is subject to a commission, the size of which directly depends on the amount of funds disbursed (usually ranges from 5-20 rubles).
- A client can use the service from Tele2 if his positive balance does not exceed 30 rubles, or it has gone into minus up to -10 rubles.
How to get a loan on Tele2?
Each subscriber of the operator mobile communications“Tele2”, which meets the established criteria, has the opportunity to use the service of obtaining a loan on a telephone account.
This can be done in several ways:
- Send the appropriate combination of letters to special number operator.
- Call the service center at one of the numbers 655 or 637. There is no monthly fee for calls to these numbers, and they are valid in all regions of the Russian Federation.
- Use your personal account, which must first be registered on the official website of the Tele2 company.
The client needs to log into his account, and then select the “connection of the promised payment” option in the menu.
The subscriber will see a section that describes the conditions for obtaining loans, indicates the possible loan amounts and the amount of commissions. Using Personal Area, the company’s client can subsequently track the process of debiting funds from his balance.
Clients can obtain the necessary information about this service by typing on the keyboard mobile phone corresponding combination: * 112 #.
The Tele2 company allows its subscribers to use social media to enter your personal account, for example, Odnoklassniki, VKontakte or Google Plus. Having access to your account, they will be able to change their tariffs and use various options.
Information about offers
Today the mobile operator Tele2 offers Russian citizens the following microcredit programs:
Loan to mobile phone account
To take advantage of the microcredit program from Tele2, subscribers of this mobile operator need to activate a service called “Promised Payment”.
To do this, you need to send a combination of English letters to number 112 and press the call key:
USSD * 112 * 1 # call.
After this operation is successfully completed, an SMS message will be sent to the subscriber’s number.
It will indicate the loan amount credited to his balance and general information about the service provided.
Requirements for borrowers
After a subscriber submits an application for a loan, the company first takes into account the region in which he lives.
The official website of Tele2 contains a list settlements for which this service is available. If the client does not meet this parameter, he will not be able to receive a microloan.
If residents of other regions want to use this service, they need to enter into an agreement with the company on an advance payment system.
After this, they will be able to use this package from 15 to 180 days. They will have to top up their account at least once with an amount of 100 rubles or more.
There are also restrictions regarding the client's account balance. You can get a loan if you have less than 30 rubles on your mobile phone account.
The microcredit service will also be available to subscribers whose balance has gone into the negative, but not by more than 10 rubles.
New Tele2 customers who have been using this operator for less than 60 days will not be able to use the service.
If individual has been a subscriber for more than 60 days, he can count on a loan of 50 rubles. As soon as the period of his cooperation with the company exceeds 120 days, an amount from 100 to 300 rubles can be credited to his account.
Package of documents
Individuals who plan to connect to the microcredit service from Tele2 do not need to provide any documents.
To participate in this program, the data and papers that were presented when you first contacted this operator to issue a card will be sufficient.
In the future, all manipulations related to processing loans will be carried out either in a personal account registered on the company’s official website, or over the telephone.
That is why there is no need to re-identify subscribers.
Interest
When issuing loans to its subscribers, the mobile operator charges a commission, the amount of which is fixed at 10%, and directly depends on the loan amount and term.
For example, for using 50 rubles, the client will have to pay 5 rubles. For a loan amount of 100 rubles. A commission of 10 rubles will be charged.
If a subscriber receives a loan in the amount of 200-300 rubles, then he will have to pay from 20 to 30 rubles for using the company’s money.
Dates of issue
The Tele2 company provides loans to its subscribers for very short time. For example, clients can apply for the first loan in the amount of 50 rubles for just 3 days.
A re-loan of 100 rubles can be obtained for 7 working days. A microloan, the size of which ranges from 200-300 rubles, is issued for a period not exceeding 10 working days.
How to repay the loan?
To pay off current debt, Tele2 subscribers do not need to make payments through banks, terminals and payment systems.
It is enough for them to replenish their balances in a timely manner, from which the operator will automatically debit cash in the amount of the loan issued and the accrued commission.
If an individual does not make a replenishment, and thereby falls into arrears, then the validity of his number will be suspended. He will be able to connect it only when he pays off his debt.
Advantages and disadvantages
Consider several options for how to get a loan on Tele2; today this is possible using a USSD request and through the capabilities of your personal account. We will also understand the cost of the service and the conditions for its provision, possible reasons refusal and consider other services that allow you to use communications with a negative balance.
Ways to receive the promised payment on Tele2
As mentioned above, a loan on Tele2 can be obtained through your personal account and by sending a service request. Let's look at both of these methods in more detail.
USSD commands
You can find out the provided amount of credit trust and, if necessary, connect a virtual payment using two commands:
![](https://i2.wp.com/wirelesscover.ru/wp-content/uploads/2017/12/54i5a40aba5ef00e3.96942077.png)
Be prepared for the fact that if you do not comply with the requirements of the telecom operator, the promised payment will be refused.
In your Personal Account on the operator’s website
Let’s figure out how to get a loan on Tele2 through your personal account on the cellular company’s website.
![](https://i1.wp.com/wirelesscover.ru/wp-content/uploads/2017/12/44i5a40aba5ef0c47.30281982.png)
The service will independently provide information on affordable amount, from which you can choose the appropriate one.
Terms of service
Any subscriber who meets the conditions set by the telecom operator can take out a loan on Tele2: the SIM card was registered no earlier than a month ago, the debt is no more than 30 rubles.
The promised payment is credited to the account for 3 days, after which the funds are debited along with the established commission. If the replenishment occurs before the specified period expires, the service fee and the funds spent will be written off immediately.
The service is available for 30 days from the date of registration of the number if expenses exceed 50 rubles. The payment amount is reviewed monthly and increases in accordance with the increase in communication costs.
Commission amount
"Promised payment" is not free service, the Tele2 operator sets a fee for use, the size of which depends on the volume of virtual replenishment.
Why may they not give a loan?
A loan on Tele2 is not available to all subscribers, this is due to certain lending conditions. The user will be refused funds in the following cases.
- The period of use of the SIM card is less than 29 days.
- The amount of debt on the account exceeds -30 rubles.
- There is a valid “Promised Payment” on your balance.
- The payment system is postpaid.
- The amount of expenses per month is less than 50 rubles.
If at least one of the above conditions is met, the user’s credit is not available.
Other useful services with a zero balance
If there is a negative balance on the Tele2 phone, the subscriber can take advantage of the following options:
![](https://i0.wp.com/wirelesscover.ru/wp-content/uploads/2017/12/57i5a40aba5ef2e16.55721259.png)
Tele2 provides its customers with all the basic options to ensure they can stay in touch even with zero balance.
There is not always enough money to buy goods or for other needs. As a rule, people are accustomed to using for these purposes credit cards, and if necessary, go to the bank to apply for a loan. Today, mobile communications are expanding and now customers mobile operator Russian Tele2 will be able to take out a loan directly from the provider. In this case, you will not need to go anywhere and fill out various certificates. We will discuss the loan on Tele2 in more detail in the article.
Description
A loan on Tele2 is not fiction, but reality, and each subscriber of the company will be able to take out the necessary amount for their personal needs. The service is provided via an online resource. The loan application procedure takes only 5-10 minutes; clients choose the terms and amount themselves. But according to the conditions, there is a limit that cannot exceed 15 thousand rubles.
Loans can be taken out according to prepared templates for the following needs:
- For the necessary purposes. This is the most commonly used sentence. Money can be taken for any need.
- You can take out a loan for vacation or travel.
- Tele2 customers also have the opportunity to use the “Gifts for Loved Ones” offer.
- In some situations, you need to urgently buy a product, but you don’t have money at hand, in which case the “Urgent purchase” offer is used.
- The loan is provided to pay for housing and communal services.
- It often happens in services that the final repair amount is more than the owner expected, and Tele2 suggests using the “For car repair” offer.
Users can also independently apply for loans for different amounts through a special website of the Loan Selection program. On the left side of the site there is a column with the amount that needs to be received, as well as the period after which the funds will be returned. After entering the necessary data, the system independently calculates the overpayment and indicates the full amount that will need to be repaid.
Service for searching the location of Tele2 subscribers.
Maximum amount for a loan the amount is 15 thousand rubles, while the minimum threshold will be only 1000 rubles. Perhaps in the near future the limits will be changed, but for now you need to be content with what you have. The loan repayment period can also vary and range from 6 days to 1 month; the faster the loan is repaid, the less percentage need to be returned.
Applying for a loan
After applying for a loan and filling out the required form, data processing takes from 10 to 15 minutes, and funds can be received within a couple of minutes after processing the information.
To apply for a loan, a Tele2 user will not need any certificates or bundles of documents. All you need to have with you is your passport. Even if the person who wants to get a loan does not have a good credit history- it's okay. A loan can be issued even if the credit history is not very positive; the main thing to remember before applying is that all debts must be repaid and there should be no delays, otherwise the loan will be denied.
Tele2 and the resource for issuing loans will allow customers to independently choose the method of receiving money, because the system has more than 10 ways to receive credit funds. This could be cash online wallet or, and other methods.
If possible, anyone will be able to pay off their debt before the end of the term. This is exactly what the Tele2 operator advises to do, since the overpayment in this case is minimal.
To register you need to do the following:
- Go to the website https://t2.prunto.ru/#/.
- On the right, select the required amount to borrow. For example, 15,000 rubles.
- In the field below you need to indicate the period for which the debt will be repaid, for example, after 30 days.
- After this, a person can see the amount of funds he will receive, the amount of overpayment, as well as the final number.
- Next, the date by which the debt must be repaid is shown.
- After entering the information, you must click on the receive funds button. The open menu indicates mobile number, which is needed to track all information on the loan.
- Next, an SMS with a password is sent to the specified number for further completion.
- By entering it, a menu opens in which you need to specify the remaining recipient data and the method of receiving funds.
At the end, just take the money and spend it on your needs. It is worth noting that the overpayment will be very large if you choose to repay the debt over the course of a month. Thus, when maximum loan 15,000 rubles, the client needs to pay an additional 9,000 rubles. If the payment is made within 6 days, then the commission for using the funds will be 1,500 rubles.
In general, the offer is convenient and quickly processed, but the interest is quite high, so it’s worth thinking about before applying for a loan; it might be better to borrow from friends and not pay interest.
If you need to make an urgent call or send an SMS, and there are not enough funds on your balance, you need to know how to get a loan on Tele2 (promised payment).
To do this you can:
- use the “Informer” service;
- use the “Promised Payment” service.
The “Informer” service from Tele2 allows you to make a call at the expense of the interlocutor. This service is activated automatically as soon as the account balance becomes negative. If the interlocutor does not want to pay for the conversation, then a Tele2 loan (promised payment) will come in handy.
Detailed explanation from the Tele2 system on a possible loan
Having dialed the combination *122# and by pressing the call button, the system will send a response message with complete information about the availability of the promised payment (credit).
Terms of the “Promised payment” service on Tele2
Tele2 credit (promised payment) can be used from 3 to 7 days. A more precise period is determined for each subscriber separately and depends on the region of residence, as well as on the amount of the balance during the last month. Strictly after the end of the term, you should top up your mobile account and return the debt to the operator with the required interest for using the service. If this does not happen, the account will become negative and the use of mobile communication services will be unavailable. To remove the blocking, you need to top up your account and get out of the negative balance.
The service can be ordered only by subscribers whose account balance is 10-30 rubles. Another condition: you must be an active user of network services for at least 15 days. Depending on the region, the period increases to 180 days from the date of registration. To find out more details on this issue, you should dial the number 611 and consult the operator.
In most cases, you can withdraw funds from your account again immediately after the loan on the previous loan is repaid. Sometimes the period between loans can reach 8 days.
To clarify detailed information regarding the “Promised Payment” service, you can dial the following numbers:
Calls to these numbers are free for all subscribers of the Tele2 network.
How to receive the promised payment on Tele2 via phone?
To activate the “Promised Payment” service, you must dial *122*1# and press the call button. The money will be credited to your account within a few minutes. At the same time, according to the terms of the Tele2 company, it is not possible to select the amount of the loan taken - the system automatically sets the maximum possible limit and transfers this amount to the phone balance.
However, there is a nuance here: if not available mobile transfer, funds will not be credited.
Available loan size and fees
The amount borrowed will depend on how much is spent for last month for communication services. Payment for using the service will differ depending on the amount of borrowed funds:
- When borrowing an amount of 50 rubles, the service is provided for 3 days. The commission amount is 5 rubles;
- When borrowing an amount of 100 rubles, the service is provided for 3 days. The commission amount is 10 rubles;
- When borrowing an amount of 200 rubles, the service is provided for 7 days. The commission amount is 15 rubles;
- When borrowing an amount of 300 rubles, the service is provided for 7 days. The commission amount is 20 rubles.
At the end of the allotted period, the required amount (including commission) will be debited from the subscriber’s account. If the account is not replenished, the balance will go into minus.
What to do if you have problems taking the promised payment on Tele2 - contacts
Knowing how to get a loan on Tele2 (promised payment) does not hurt to write down the contacts of the support service:
- 611 or +7 951 5200611 . For calls from other operators or landline numbers there is a number 88005550611 ;
- visit the nearest company office.
If you cannot activate the service, just call the operator. In some cases, the service may be blocked by the network. Contact center employees will tell you everything possible ways solving the problem.
To connect to the service, you can log into your personal account on the official Tele2 website. There is all the information about the operator’s services: conditions for taking out a loan, repayment terms, commission amount, etc.
Another way to get a loan on Tele2 (promised payment) is to personally contact one of the operator’s branches. The company’s employees will help you quickly connect the service, and will also explain all the intricacies of the service, taking into account your region of residence, etc. You can also disable the service there. When visiting the office, you must take your passport with you.
If the balance personal account at TELE2 approached zero and in this moment If you cannot top up your balance, you can use a temporary loan issued by this operator.
You just need to send a short USSD request and TELE2 will top up your balance credit limit. It is worth noting that, unlike other large operators, TELE2 does not have credit tariff plans and related services that would allow you to continue communication against your credit limit. The only opportunity to take out a loan on TELE2 is to use the “Promised Payment” service offered.
This service available only to those subscribers who have been connected to TELE2 for more than six months. You can take out a loan only for three days, that is, 3 days later the loan amount will be debited from your account automatically. Therefore, by this time you need to find an opportunity to top up your account balance.
The loan amount on TELE2 is currently 30 rubles. You can use the loan again no earlier than one day after the previous payment is written off. You can take out a loan on TELE2 only if the balance of your number is between 0 and 30 rubles. Please note that the "Promised payment" service is paid - at the time the loan is written off, a fee of 1 ruble is charged for providing the loan.
How to get a loan on TELE2
To receive a loan in the amount of the “Promised Payment” on TELE2, dial the USSD command:*122*1#
To find out more about the possibility of receiving the "Promised Payment" service, use the command:
*122#
TELE2 credit of trust plans to supplement with new credit tariff plans, which will allow you to communicate without any restrictions within the credit limit. Initially, similar plans will be introduced for corporate clients and only then - for individuals.
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