Payoneer payment system. Payoneer MasterCard card experience in Russia How to withdraw money from a payoneer card

Working on foreign freelance exchanges, as well as directly with customers living in other countries, is always fraught with a number of difficulties. First of all, of a financial nature. Since it is necessary to immediately decide for yourself the question of how to withdraw the earned money as efficiently and safely as possible. The solution suggested itself: it was necessary to create a banking product that would solve the daily tasks of freelancers around the world. So, in 2005, the Payoneer payment service appeared (in Russian it is often called Pioneer or Pioneer).

At the Pioneer payment system more than 2000 partners in all over the world who pay directly to the card account!

At the moment, a Paoneer bank card is a universal means of payment that allows you to quickly carry out the process of paying out earned funds to freelancers. Plastic can be used to withdraw money around the world at any ATM. In addition, you can pay with it in regular stores and on the Internet. For freelancers in Russia, this solution is a real find, as it allows them to receive payments from American companies directly, as well as work with the largest freelance exchanges on the planet. At the same time, there is no need to report to the state about the presence of a deposit abroad. The only negative is the commissions, but they can be leveled, since earnings abroad are usually much higher, and this circumstance will allow you to recapture most of the service costs.

Important information on Payoneer for Russians:
please note that customers residing in Russia since February 2020 will no longer be able to order a plastic card from Payoneer due to restrictions from the financial legislation of the Russian Federation. At the same time, existing customers who already have this card in their hands will be able to fully use it. until May 27, 2020 inclusive. There are no other restrictions. You will still be able to receive payouts to your Payoneer account and withdraw them to your local bank (using local bank details). Payoneer account maintenance will be free.

These are commissions for replenishment operations only from the Payoneer payment system (they will be debited from the recipient of the money).

Payoneer has implemented a cool option for you to get paid for your work - the option bill. This invoice can be sent, for example, by e-mail to the customer or employer. It can be both companies and individuals.

How to top up Payoneer through the payment of an invoice (the customer chooses the most optimal option for him from the proposed):

• from a bank card ( commission 3% , limit 2000$ for the operation);
• by transfer from your bank account through the Global Payments Service ( there is no commission for EUR (SEPA transfers), but for USD (ACH transfers) it is 1% , no limits);
• electronic check ( for US residents - 1% and limit 5000$ for the operation).

You can also pay for any service to a supplier or customer directly from Payoneer by selecting the option " Make a Payment“, specifying his E-mail as the recipient, even if the recipient does not yet have a Payoneer account. After registration, he will receive this payment. This transaction will no commission.

What is Global Payment Service?

For transfers from the USA

If earlier interaction with the payment system was carried out directly through the company's partners, because only they had the opportunity to replenish Payoneer prepaid debit cards, then with the connection of the service US Payment Service(as mentioned just above) in 2012 you can now receive payments from any American company. Now they just need to send money by local bank payment through the system ACH (Automated Clearing House)- the largest clearing system in the United States.

Global Payment Service System

Global Payment Service: to an account in $ - ACH-transfer (US interbank), an account in euro - SEPA-transfer (in euros).

Expanded the possibilities US Payment Service. Significantly increased the geography of partners. Now you can receive money to your Payoneer account in euros (EUR) via SEPA (Single Euro Payments Area) from partners from the European Union and the European Economic Area (34 countries), from the UK and Ireland in pounds sterling (GBR) via BACS and FPS, Japan - in yen (JPY) according to Zengin. Since 2018, it has also become possible to receive money via the Chinese payment system CNAPS (China National Advanced Payment System) and in Canadian dollars through Canadian banks via EFT (Electronic Funds Transfer). In Australia - according to BECS (Bulk Electronic Clearing System). The service is actively developing - more currencies and opportunities are promised in the near future.

As part of this opportunity, you can also issue an additional card for payments In Euro. To do this trick: through the support service, request the ability to accept payments in euros. And when will your euro account have more than 50 EUR, then a button will appear in your personal account Order Card, by which you can order an additional prepaid card Payoneer EUR.

It is important to note that it is the local payment services of countries that are used to make transfers, which avoids the use of the more expensive international Wire system. As a result, there are significant savings on commission.

To issue an invoice and pay, it is enough to generate a payment order from your personal account and send it to a partner. It must be legal face. Transfers under this scheme between individuals are prohibited.

If you do not have this option and it is limited, write to Payoneer support to enable this functionality. The system is the same - you are provided with bank account details to which you can transfer money. This account does not personally belong to you, but is linked to your account. It is common to all. All received money is distributed according to the functional purpose and credited to the card account of the payee.

Payoneer and taxes in Russia

At VTB and Alfa Bank ATMs, it is most profitable to withdraw rubles from Payoneer!

In this case, we recommend looking for ATMs from VTB Bank that allow you to withdraw up to 100,000 rubles from "foreign cards" per transaction. In the comments, people write that Raiffeisen ATMs can issue up to 150 000 rubles (not checked!). Also, judging by the reviews, Alfa Bank can give you rubles at its ATMs on a Payoneer card ( from 200,000 to 450,000 rubles depending on the ATM model).

There was also information that since October 2017 up to 200,000 rubles can be withdrawn from ATMs Tinkoff Bank" (Moscow). Withdrawal operation in rubles carried out without commission. There is also information that in "Opening" and "Promsvyazbank" you can withdraw up to 200,000 rubles.

For comparison (withdrawal limits from "foreign cards" in ATMs of other banks):

• Post Bank - up to 50,000 rubles per operation;
• Russian standard - up to 40,000 rubles per operation;
• Sberbank - up to 5,000 rubles per transaction.
• Raiffeisen - 10,000 rubles per transaction.

Another important point:
Only Payoneer charges money from your card. ATM owners in Russia don't take your additional commission for withdrawing rubles RF (ATM fee).

Various ways to deposit and withdraw money from a Payoneer card. Relevance: 2018.

You can withdraw money from your account (not available at all!) to a bank account in Russia. The operation will be carried out in rubles. Commission: 2%. Interbank payment (from Russian partner banks). At the moment, payments in dollars to Russian banks are not made. Money comes from Qiwi Bank» with the comment payment for provided services from Amazon.com, Inc. Private transfer, No VAT.

• Map directly top up it is forbidden(C2C top-up is not possible).
• You can issue an invoice for payment to a specific person or company, send a link to him or email to receive payment directly in different ways for the paying party: bank check(in USA), bank card (commission 3%, limit $2000 per transaction) or bank transfer via Global Payment System ( commission 1% in USD, EUR - 0%).
• You can "pull" money from the card, but only from those services for which it is not critical lack of 3DSecure by Pioneer. The operation with the Payoneer card will be carried out as a regular purchase with a card, not counting the commission of third-party services.
• Transfer of funds from one Payoneer card to another (may not be supported if there are restrictions from the partner or if the funds have not been received in the standard way for it for a long time). The option is not available immediately, but after receiving payments in the “traditional way”.
• Private replenishment of Payoneer cards (bank cards of Russian banks can be used here). All transactions are carefully monitored, a payment may be refused (especially if it has not been replenished for a long time in the standard way for it - through partners or the US Payment Service). The commission fee is 3,75% and can be withheld from both the sender and the recipient.



Payment request» allows you to receive money from any customers around the world. Even from those who don't have a Payoneer account.

You can receive money on Payoneer simply by issuing an invoice (button " Payment Request"). At the same time, the customer will not even need to be registered with Payoneer, he will have many opportunities to pay for your services or goods (via a payment card, bank payment or electronic check).

• Top up from bank accounts located in the CIS, including through payment systems it is forbidden(including via SWIFT). However, through the system US Payment Service (by entering data for ACH) you can top up your Payoneer balance through Skrill, PayPal and other services. In this case, the standard fee for ACH is taken, equal to 1% of the transfer amount. For SEPA, BACS and Zengin commission not charged.
• You can receive money from any company registered in the US, UK, Japan and the European Union (Euro area) through Global Payment Service. The commissions are the same as indicated above.
• you can release in addition to the main card in dollars and card with euro currency. To do this, you need to request from support the ability to accept payments in euros. After that, an item will also appear with the conversion of one currency to another in the section " Currency management«.
• You you can't link your Payoneer card to PayPal registered on Russian resident.
• There is no SMS notification, but you can download the official app from Google Play and AppStore to your gadget and keep track of your balance.
• In stores or on the Internet, you can pay for something with a card no more than 9 times. The total limit is $2500 (for purchases and withdrawals).
• Funds with Payoneer can replenish other bank cards. For example, through the service MoneySend. The card supports “pulling” (that is, an outgoing transaction: you can carry out the operation in the personal account of your bank, on the card of which you want to receive funds).
• Payoneer debit can be blocked if no transactions are made on it within 6 months

  It is possible to issue both physical and virtual cards in the AdvCash system. And even link them to the payment systems Google Pay, Samsung Pay. Cards from free service (fee only for the issue).

Residents of the Russian Federation are allowed to work with Payoneer without issuing a payment card - simply receive funds from foreign companies and individuals to their account and then withdraw them in a non-cash form to an account in any Russian bank. Therefore, in the Payoneer system, the first question that our compatriots have is: “ Do I need a physical payment card at all?» We suggest that you give the answer to it yourself, carefully weighing all the pros and cons.

It is important to note that the need for a physical payment card largely depends on the tasks that you set for yourself. Let's start weighing and sorting out together.

Cash withdrawal

You can get cash using an ATM or through a bank cash desk. The issuance fee has several components:

$3.15 (Payoneer fee)
+ 1.8% from withdrawal amount (MasterCard commission)
+ possible commission of the selected bank (warned about it in advance)

Total, upon removal of conditional $1000 , the commission will be: $3.15 + $18 = $21.15

The commission of the bank whose cash desk or ATM you use can be either zero or fixed, or it can be any percentage of the amount. But usually, if such a commission is present, then its size is small - within $ 2-3.

ATMs

In the event that you intend to use an ATM to receive cash from a Payoneer card, you must decide in advance whether you need rubles (or the national currency of the country where you are) or whether you want to receive the currency in which the card is issued.

In the Russian Federation, unlike other countries - for example, neighboring Ukraine, you can get the currency directly from an ATM. However, there is a problem to find an ATM that will issue it. These are found in Moscow, St. Petersburg, Novosibirsk, Yekaterinburg and other large cities.

Therefore, before withdrawing cash, it will not be superfluous to ask which banks are represented nearby. By contacting the customer support service, you can get information about the availability of ATMs in your city that issue currency.

Payoneer has a $3.15 fee for a successful withdrawal and $1 for a failed withdrawal, so you must be aware of what you are doing when you withdraw. If there are not enough funds on the card, or the limit is exceeded, or the ATM cannot technically dispense the required amount, $1 will be debited each time the card is refused.

Remember that an ATM cannot dispense more than 40 bills of any denomination in one operation. Therefore, if you plan to withdraw a large amount, choose ATMs in large shopping and office centers, bank branches - they are usually “charged” with large denomination banknotes, unlike their “street” counterparts, where banknote denominations are usually limited for security purposes.

For ATMs (especially currency ones), banks, for the same security purposes, usually set limits, the size of which is fundamentally different from those that operate in bank branches.

Unicredit ATMs (up to $300 per transaction, no commission), Raiffeisen Bank (up to $300 without commission), Citibank (up to $400 per transaction, 1% commission), BinBank (the largest limit) issue currency and are popular among Russian Payoneer users.

When issuing with conversion, good reviews about ATMs VTB24, Sberbank of Russia, Rosselkhozbank, Post Bank.

The most up-to-date information regarding Russian banks, their branches and ATMs is collected on the forum of the official website. Users here share information about withdrawals, fees and limits.

Bank cash desks

The main advantage of withdrawing cash at a bank branch is the ability to receive a large amount of cash in one operation. At the cash desk, the teller will immediately provide you with information about the bank commission that is applied.

But many bank branches, especially on the periphery, being reinsured, refuse to work with foreign cards. The situation may differ from branch to branch and even from cashier to cashier. In the center, in big cities, as a rule, there are fewer problems.

Traditionally, branches of Binbank enjoy a good reputation.

Do not forget that at the bank branch the teller will ask you to show your passport.

Top up your Payoneer card

The peculiarity of the service is that independent replenishment of the card at the bank branch or through the terminal is not provided, but online replenishment is quite possible. You can top up your card in the following ways:

• Receive funds from companies, including Payoneer partners, and individuals through the Global Payment Service. ACH (Direct Deposit) bank transfer in the USA, SEPA bank payments - European Union, as well as payments from the UK, Japan, China.
• Top up your Payoneer card with another payment card through the PayNow service from Payoneer.
• Payoneer transfer from one account to another, minimum $50, no commission. In your account, select "Pay", then "Make Payment" and enter the recipient's email address, which is an identifier in Payoneer.

How to order a card

To order a Payoneer card, you need to go through a free registration procedure as a customer of the service. If you do this through our link, you will receive a motivating bonus from Payoneer, as well as our free help in resolving emerging issues.

After your account is approved, you can order a physical Payoneer card in USD. A card in euros is ordered only after receiving and activating a dollar one. Ordering cards is free. The fee is taken only for reissuing the card in case of loss or expiration.

Card delivery

Sending a Payoneer card to Russia is made in a paper envelope, by regular mail. Delivery takes 2-3 weeks. The account indicates the estimated delivery time. If during this period the card was not received, you will receive a link in your account to resend, which is also free.

You can get a card in Russia without any additional formalities: passport, signature are not needed. The envelope is dropped into the mailbox.

How to activate the card

Immediately after receiving the card, you can start using it, but before that you need to activate it. You log into your personal account, press the "activate card" button, enter the number of the received card, come up with a four-digit pin code, check the boxes, confirming your agreement with the terms and conditions.

Do not forget about activation: without going through this simple procedure, you will not be able to use the card! An email will be sent to confirm activation.

Internet banking

You can control all card transactions either through your account or using the free Payoneer mobile application, which is available on Google Play and the App Store.

When paying, the amount is first blocked on the card and appears in the “Pre-authorized transactions”, and then, after a few days, it is debited and goes to the “Transactions” section. Depending on fluctuations in the exchange rate, the amounts for blocking and debiting may differ.

Lost or stolen card claim

If your card is compromised, lost or stolen, you must report it immediately. The fastest and easiest way to do this is to call the Russian Payoneer support number: +7-499-918-72-02 or use the online chat, a link to which can be found on the support contact page.

Details about the Payoneer payment system in Russia

Payoneer review in Russia in 2020 - how to use the payment system. Let's touch on the topics: how to withdraw money to an account in a Russian bank? Can I get a Pioneer card? How much does card and account maintenance cost: tariffs and commissions. Where is the best place to withdraw funds? What are the deposit and withdrawal limits? What is the advantage of Pioneer?

How convenient is the Pioneer payment system:

• you will be able to buy goods in any store without a commission, moreover, at a good rate.
• You won't pay any fees for transferring money between Pioneer accounts.
• withdraw funds to a dollar or ruble account.

Payoneer review in Russia: how to use

The Payoneer payment system is used by both freelancers and large companies. You can receive payment in more than 200 countries. The system cooperates with popular exchanges: 99 designs, Upwork, ShutterStock, iStock, fiverr, Airbnb…

To start using your account, you need.
* Immediately after registration, you will be able to receive payments from clients and withdraw money from freelance exchanges to your account.
** Residents of Russia can register on RUB and USD bank account.

Can I order a Payoneer card

Updated March 2020: ordering a card for Russians is not available. Those who previously used the card can re-order a new card.

You can order a Payoneer Prepaid MasterCard debit card in three currencies: dollars, euros and British pounds - after you have a minimum of $30/€/£ in your account. You can withdraw cash from the card anywhere in the world where there are MasterCard ATMs.

For example:

• With a Payoneer dollar card in Russia, you can withdraw rubles from a ruble ATM, and dollars to dollars.
• if you withdraw funds in India with a Pioneer USD card, you will receive rupees.
• in European countries, with a Pioneer EUR card, you can withdraw euros directly from an ATM.
• in the UK you can withdraw pounds directly from the pound card.

Card delivery

There are two ways to get a Pioneer card: standard and fast. By default, the Pioneer card is delivered in the standard free way, through the national mail of Russia. Delivery time from 1 to 2 weeks. In some cases, delivery took a month.

Expedited delivery is carried out by DHL within 3-5 days. To order expedited delivery, you need to have $ 40 on your USD account / EUR 35 / GBP - 30 pounds, depending on the currency of the card you ordered. Then write a statement to the support service, and indicate that you need expedited courier delivery (below is the data that must be indicated in the appeal):

How to top up Payoneer in Russia

You cannot replenish your account yourself, such an attempt will be blocked. Here's how you can get paid with payoneer*:

1. Withdraw money from freelance exchanges.
2. Send "Payment Request" to customers worldwide.
3. Receive payment from residents of China, Canada, Australia, USA, Europe and Japan to the details of the Global Payment Service.
4. Receive payment from other Pioneer users.

*Received money to your Payoneer account appears on the card at the same time. Additional transfers are not required.

Withdrawal from Payoneer to a bank account in Russia

You can use your account without ordering a pioneer card. This saves you $30 on annual plastic maintenance. Let me remind you that you do not need to pay for servicing an account without a card.

• In Russia, you can withdraw money from your Payoneer account to a bank account in rubles and dollars in any country.

What conditions:

• commission 2% (commission of intermediary banks is possible);
• minimum limit 300 USD;
• you can add up to 3 bank accounts (which must be registered in your name).

Payoneer fees and charges in 2020

Account maintenance:

• commission — $0.

Card service:

• per year - $29.95.
• reissue - $12.95.
• refusal to issue funds/checking the balance at an ATM - $1.

Payment by card in rubles and dollars — $0.

Withdrawal of funds to a bank account — 2%.

Withdrawal fee:

• rubles at an ATM - 3.5% + $3.15.
• dollars at an ATM - 1.8% + $3.15.

Commission for receiving:

• from a payoneer user - $0.
• to the details of the Global Payment Service (EU countries, Australia, Great Britain, China, Canada, Japan) - 0%, from the USA - 1%.
• through the "Request for payment" - 3%.

Limits

You can withdraw dollars at the bank's cash desk and through an ATM. In the first case, you can receive a large amount per day, the limit for issuing money is greater. But there is a big minus - for this procedure you will need to present your passport. When withdrawing from ATMs, the limit will be lower, and the commission will be more profitable.

• Withdrawal from the card at the bank's cash desk + payment online - $ 7,500 per day.
• ATM withdrawals - $5,000 per day.

Where to withdraw dollars from Payoneer in Russia

In this chapter, you will find information about where it is profitable to withdraw dollars from a Payoneer card in Russia.

Here are the three most profitable banks in terms of limits. Each of them takes a commission of 2% for ATM withdrawals:

1. Unicredit— maximum 5000 USD/day. For one withdrawal you can get 400 USD.
   This bank receives the largest number of positive reviews, the availability of dollars is uninterrupted.
2. Raiffeisen— 3000 USD per day and 300 for one withdrawal.
   *regular receipt of currency in ATMs.
3. Binbank— limit 3000 USD per day and 3000 for one withdrawal.
   * Irregular receipt of currency in ATMs.

It is important to note that the limits may differ from those presented. We advise you to double-check the data with bank representatives.

And after receiving the first payments, you can withdraw funds from your personal account to an account opened in any Russian bank. This is very convenient because it gives you the freedom to plan large purchases and manage large amounts of cash. If a payment card is linked to a bank account, the received funds become available immediately.

Whether your Payoneer account has US dollars, British pounds, euros, Japanese yen or yuan in your currency, you can make a withdrawal to your local bank account. The payment will be converted into rubles at the average market rate at the time of withdrawal. In order to get your bearings, you can use the converter on XE.com.

The scheme is quite simple: you make an application in your personal account for the withdrawal of funds, having previously entered and confirmed the data on the bank account. Normal withdrawal terms: 2-3 working (banking) days.

Conditions for withdrawing to a bank account

Withdrawal is possible only to a bank account owned by the owner of the Payoneer account, sending to third parties is prohibited.

The commission fee is 2% of the amount translation.

Withdrawal currency - only Russian rubles.

Minimum amount to send $50, maximum 10 thousand dollars.

Transfer credit term: up to 3 business days.

pros

You get cash almost without any restrictions, at a fixed commission of 2% of the amount. When withdrawing cash from a Payoneer card at ATMs and bank cash desks, there are always quite strict restrictions with a higher commission.

Payment card Payoneer MasterCard is not required.

No additional or hidden fees, only a fixed 2% of the amount.

No problems with ATMs, which very often accompany the withdrawal of cash (lack of the required amount, exceeding limits, paid balance viewing, payment for each operation, etc.).

When paying with a Payoneer card, the daily spending limit is limited to the equivalent of $2,500, withdrawing funds, and you you can plan and make larger purchases.

Minuses

The bank can inquire about the origin of incoming funds, especially if the amount is large, and the account is opened for an individual. In banks, where the rules are particularly strict, they may require copies of the contract or other documents on the basis of which the funds are transferred. Therefore, if you plan to regularly withdraw significant amounts, then it is preferable to open a current account for an individual entrepreneur (individual entrepreneur).

Withdrawal is possible only in Russian rubles, the conversion rate is defined as "average market". However, it is usually a few percent lower than the commercial rate offered by banks.

Once the funds reach the local bank account, they somehow come under the scrutiny of the fiscal authorities. While the money is on the Payoneer balance and the card, information about them is not available.

Entering Russian bank account details into your Payoneer account

If you do not currently have a bank account, then you will have to open it by visiting a bank branch with a passport and an individual tax number on hand. Select and arrange the proposed service or package. Do not rush with registration, if you have payment cards (salary, social, for payments), then bank accounts correspond to them and you should find out from the bank support service whether it is possible to use them to receive funds from other sources. Most likely, the answer will be positive. Then it remains to get information about account details and limits from the same service.

With the details in hand, in your personal Payoneer account, go to "Settings" - "bank accounts", where information about the bank account (maximum two) that is linked to your account is stored.

If you already entered your account details when registering with Payoneer (this was not required before 2017), then you will see the entered data. If not, then click "Add bank account".

Now, select your country where the bank account is actually opened. If it is open to an individual, then mark “personal”, if the owner is an individual entrepreneur or a legal entity, put a mark on “corporate”.

Follow the prompts and fill in the details carefully. Please note that some fields are filled in Latin, while others are filled in Cyrillic. If any data is missing, then you can easily find it online. In particular, the address and postal code of the bank branch (where you opened an account) or BIC.

Check all the numbers again, especially the account number, remember that a mistake can lead to the fact that the funds will not be credited. Check "I verify bank account details" and click "Next".

After this, you will receive a notification that the details have been accepted for verification and consideration.

The verification takes several hours, as soon as it is completed you will receive an email notification and you can immediately use the account to withdraw funds.

How to withdraw funds to a Russian bank account

Once the account is added and approved, submitting a withdrawal request will only take a couple of minutes. It is enough to log in to your account and select "To a bank account" in the "Withdrawal" tab.

Choose from which balance you want to withdraw funds - you can choose any, choose the desired bank account. At the stage of confirming the operation, you will immediately be informed about the exchange rate.

Check the box "confirm" and click "withdraw". Usually, funds arrive in the bank account the next day after the withdrawal request. Delays are rare.

This article explains how to withdraw money from your Payoneer account to a local bank. Detailed instructions for connecting a bank account to an account.

Money from your Payoneer account can be withdrawn to your local bank account (the option has recently been available for both Russia and Ukraine).

Note! The country of the bank to which you will withdraw funds must match the country that is indicated in the billing address of your Payoneer account.

You can change the country (if you have moved) by contacting Payoneer support and confirming in some way that you live in another country (for example, by providing a scanned copy of paid utility bills). The issue of changing the billing address is solved individually.

Withdrawal of money only possible in bank's local currency(even if you have an account in foreign currency). That is, if according to the billing address you live in Ukraine, then money can be withdrawn only in hryvnias, in Russia - in rubles.

The minimum withdrawal amount is $200 wholesale canada goose down https://www.canadagoosessale.org canada goose authentic hologram, withdrawal fee - 2% of the withdrawal amount, conversion - at the average market rate.

In Ukraine, money can only be withdrawn to an account in PrivatBank.

Service registration

Go to the menu Withdrawal - To a bank account.

We get to the page and click the Add button.

Next, you need to enter your Payoneer card number and its CVV code (three digits on the back of the card), your date of birth and your Payoneer account password.

Confirm the correctness of the data with a tick and click Next.

On the next page, you need to enter information about your PrivatBank account.
Specify the type of bank account - Individual. Country and currency - according to the country in the billing address, no options are given. Name of the bank: in Ukraine only PrivatBank, in Russia you can withdraw money to the account of AlfaBank, Sberbank and other banks.
In the Account name column, enter the name and surname of the account/card holder in Latin letters exactly as indicated on your card or bank statement.
Note! If you want to withdraw money to an account registered in a name other than the name of the Payoneer account holder, Payoneer support will most likely ask you for additional supporting documents.
Enter the account/card number of the local bank.
The Account Description field is mandatory, but not essential. You can write whatever you want. Solely for the convenience of tracking transactions.
We agree to the terms and conditions and click Submit.
After your application has been moderated, you will receive an email.