Sberbank deposits for September. What is the most profitable deposit in Sberbank? Foreign currency deposit in Sberbank for individuals

The desire to save is the path to wealth. Many large companies They come up with loyalty programs that attract customers and allow them to buy goods and services much cheaper. Sberbank has developed a special system for accruing points for each payment transaction made using plastic cards. Partner enterprises throughout Russia have joined the promotion, so account holders have many opportunities to earn and spend points. to buy services and goods at super prices? Let's figure it out.

Where to spend

In order to prevent earned points from “burning out”, they must be used on time. In total, they are stored for up to 3 years, but if nothing has been debited from the account for 12 months, it is reset to zero. If you have accumulated a decent amount on your balance, then choose where to spend it.

Food, drinks and household supplies

A popular question among participants is whether Pyaterochka bonuses “Thank you from Sberbank”? Yes, for now this is the only food supermarket where you can pay not with money, but with points from your account. You can tell the seller that this time you are paying for goods with points, after which the required amount will be debited from your account, and the difference must be paid in real money.

There is one significant limitation - only holders will be able to use the system social cards. One more “but” - you can pay with virtual “points” in major cities Russia (Moscow, Chelyabinsk, St. Petersburg, etc.). A complete list of regions can be found on the program’s website.

Another a store that accepts “Thank you” bonuses from Sberbank,- Ware Center. Here you can pay up to 50% of the total total, both in the online store and in a real retail outlet. When you make purchases here, you will receive 5% credit to your account.

Restaurants

If for Sberbank bonus program “Thank you” list of stores for food and household goods is small, then for cafes and restaurants it is a little wider:

• IN Burger King bonuses "Thank you" You can pay up to 99% of the purchase. The main rule is that 249 units are written off at a time. Another nice addition: if you make a transaction with student card, then 10% of the total will “drip” into your account;
• In SUSHI CITY you can pay up to 50% of the check amount;
• Cafetera – if you write off more than 300 units in favor of this coffee shop, payment is possible up to 99% of the check amount.
• Also, from time to time there are promotions for purchases from the Teremok, Cantata, and Papa Johns restaurant chains. The conditions must be clarified in restaurants or on the official page of the system.

Pharmacies

With a complete answer to the pressing question: “Which stores accept “Thank you” bonuses from Sberbank” One cannot fail to mention pharmacies. Points can be accumulated and spent in such large pharmacy chains, like Rigla, First Aid, Doctor Stoletov. Another partner is Evalar, specializing in dietary supplements and natural health products.

Here you can purchase dietary supplements, medicines, medical equipment, and hygiene products. There are no restrictions on the range. At each retail outlet, the conditions for accruing and writing off points are different, so you need to check about a specific company on the website.

Companies

Large retail chains also often enter into agreements on incentive promotions. Here you can purchase large goods and household appliances using points. Remember that “cash-back” will be credited no earlier than 40 days later if your purchase costs more than 15,000 rubles. List of trading "giants" and large enterprises, where they are actively calculated “Thank you” bonuses from Sberbank:

1. El Dorado.
2. Sportsmaster.
3. Daughters and sons.
4. Euroset.
5. Technopark
6. M Video.
7. Child's world.
8. Megaphone

Until 2014, the Svyaznoy salon also participated in the loyalty campaign.

It is convenient to view a complete list of all enterprises on a special website dedicated to the motivating system. Here, the services are divided into convenient categories in a drop-down menu, making it easy to navigate the page. You can see where to accumulate and spend rewards, and which card is the most profitable to do this with. Don't forget to set your region.

Promotions of partner stores of the bonus program Thank you

Online stores

Large companies are increasingly immersed in the field of Internet technologies, so among the promotion’s partners you can see many virtual hypermarkets that pay “Thank you” in the same way as real ones. There is also a well-calculated bonus system here. Save and spend units in:

• Ozone. Online store accepting “Thank you” bonuses from Sberbank, with delivery to all regions of Russia. Here you can get a discount in exchange for points. Its size is up to 70%. On this site you can also accumulate rewards for purchases - from 1 to 3% of the receipt.
• All tools. Goods for repairs and gardening can be purchased by paying up to 50% with virtual “Thank you” units. The check must exceed 2000 rubles.
• Republic. An online bookstore where for every purchase you receive a “cash-back” in the amount of 5% of the purchase. The discount is up to 99% of the receipt.
• WestWing – products for interior design.

From time to time you need to look at the list of partners - new enterprises appear there, ready to accept up to 99% of the total as a virtual reward.

Coupons

Many advanced Internet users have long noticed the clear benefits of discount coupons. Specialized sites where you can purchase coveted tickets also cooperate with famous bank. On the Biglion and KupiKupon websites it is permissible to spend points when paying for coupons. You can still save up if you pay with a card on the site - up to 5% of the total purchases.

Trips

Now the bank's partners in the taxi industry are Gett and Gettransfer. You can’t use points to pay with both companies, but accumulating rewards, especially if you travel a lot, is possible.

Travel agencies also accumulate rewards. To get a nice “kickback” to your account, you just need to complete a transaction with the following companies:

1. Tez-tour.
2. Pegas.
3. Online Tour.

The bank itself has a portal where you can sell train or plane tickets at a discount paid for with bonuses. Possibilities include booking cars, hotels, and tours. A well-thought-out system for accumulating and spending rewards for avid and novice travelers-card holders.

Cosmetics

A real paradise of aromas and rich colors opens up for Sberbank cardholders. Participants in the motivation program buy and pay with “Thank You” units at the following trading companies:

• 4Fresh;
• L'Etoile;
• Yves Rocher;
• Divage;
• Inoptika;
• NetOptika.

A little about the program, registration and conditions

The maximum one-time amount of bonuses is 20,000. Points above this limit will be burned. Spend your reward on time, because if you don’t use the account for a year, the amount will expire. Imagine how much benefit you are missing out on. From the moment of accrual, rewards are stored for 36 months with periodic spending. For each payment transaction you will be credited 0.5% of the bank. When paying at partner retail outlets – up to 20%, depending on the conditions for each individual company.

Registration in the program is free, available to everyone who has a plastic card Sberbank. Register your participation in the promotion using an ATM, mobile banking or through your personal account. All three methods are equivalent, the conditions are the same for all.

It is always pleasant to receive bonuses, and especially when this does not require any complex manipulations. Thus, points under the bonus program, which almost every Sberbank card holder can receive, are awarded simply for the fact that the client presented it at the time of payment for the purchase. And the partners of the Thank You program from Sberbank offer their own, even more profitable terms, within which the amount of bonuses received can be very, very considerable.

Partners Thank you: benefits

According to the terms of the bonus program, you can receive additional points for every purchase paid with the card. However, there is no way to give or cash out bonus money. Therefore, the only option to use the bonus is through partner stores. It is profitable to make purchases there for several reasons:

• In addition to the standard percentage established directly by Sberbank, customers are awarded up to 10% bonuses;
• You can use bonus points for any purchase, paying with them up to 99% full price;
• Often, Sberbank’s partners in the Thank you program carry out various promotions in which clients receive additional benefits in the form of discounts or an increased number of points.

For those who plan not only to accumulate bonuses, but also to actively use them, it would be useful to remember that bonuses outside partner stores can only be accumulated, but they cannot be spent at regular retail outlets. However, considering great amount partners of the “Thank you from Sberbank” program, which is also constantly growing, the task is absolutely not difficult.

Partner promotions

Types of partners

Sberbank consultants often have to deal with misunderstandings from clients who believe that they have not received bonuses in full. This happens because not all stores are partners of Sberbank under the Thank You program and work under the same conditions. The agreement states that partners of the Thank You bonus program from Sberbank can cooperate with it according to one of the following schemes:

• Accumulation of points. There are quite a lot of such stores, some of them offer quite attractive conditions for accruing bonuses, but at the same time, clients do not have the opportunity to pay with them;
• Accumulation and consumption of bonuses. Such partners of Sberbank in the Thank You bonus program represent the majority. Customers have the opportunity to both earn additional points on purchases and spend them according to the conditions described in the contract;
• Possibility of using points only during the event period special promotions and only on individual conditions. There are some partners who do not offer their customers the option to either earn or spend points. However, from time to time, a limited-time promotion may be announced, under the terms of which buyers can partially pay for their purchases with bonuses.

This detailed classification is provided in order to convey to the client an understanding: not all partner stores of Thank You from Sberbank operate under identical conditions. That’s why every time you decide to take advantage of bonuses, we recommend that you carefully read the specific offer of a particular store. This will help avoid unnecessary misunderstandings when, at the time of purchase, you do not receive the discount you expected.

Online stores

How to find out who is a partner

Information about partners of Thank You bonuses is available on the official website of Sberbank in the public domain. Anyone who has such a need can not only familiarize themselves with the list, which, by the way, consists of several thousand companies, but also study detailed conditions, which are provided by Sberbank partners. All information is current and updated regularly.

If you do not have the goal of purposefully accumulating bonuses for a specific purchase, but at the same time you are not averse to taking advantage of any attractive offer, we recommend subscribing to a special newsletter that promptly notifies you about all kinds of promotions, their conditions and timing.

Subscribe on the official website

Partners Thank you

The Thank You service from Sberbank in partner stores is an opportunity to make truly necessary purchases and receive an additional reward for this. And if at the beginning of its operation the program was inconvenient because partners were very limited in both the quantity and range of goods offered, today those who wish can purchase almost everything. In the list of the most popular bonus partner stores Thank you:

• Clothing and shoe stores (“Factory of Shoes”, “Lacoste”, “Zenden”, “Kari”);
• Pyaterochka supermarket chain;
• Supermarkets of household appliances (M.video, Tekhnosila, Philips, Euroset, MTS);
• Pharmacy chains “Vita” and “Rigla”;
• Points of sale of literature “Lites”, “Respublika”;
• Mobile operator MTS;
• Burger King fast food chain;
• The shops jewelry"Adamas" and "Glam";
• Children's goods stores "MyToys";
• Online stores OZON, Lamoda, BAON, Enter and others.

This is only a small part of the list of partner bonuses. Thank you. In addition, the accumulated points can be used to pay for travel, for spare parts for cars and fuel for them, and bonuses can also be donated to charity. The only thing you can't do with the points you earn is cashing them out.

Although you can come across recommendations according to which you can receive Thank you bonuses in your hands. To do this, they are transferred to one of the partners - to an MTS account, and then the contract with the cellular operator is terminated, receiving the balance in the account in cash. Perhaps this method would be worthy of attention if it were not for the significant losses on commissions. Therefore, it is better to use “Thank you” for its intended purpose - to pay for purchases from partners.

It’s easy to accumulate and spend bonuses if you use the services of bank partners for this. Of course, there is no point in making unnecessary purchases just because they offer bonuses for them. However, if your desire to purchase something coincides with a promotion from one of the partners, it’s worth taking advantage of the opportunity.

Sberbank provides its clients with a huge number of advantages when using payment cards, and one of them is bonus program called “Thank you from Sberbank.” It’s easy to accumulate points; you just need to make purchases and pay for them with a Sberbank card. But you can use “Thank you from Sberbank” bonuses to pay for goods only in specific stores that are partners of this financial organization.

Is it possible to use “Thank you from Sberbank” bonuses for payment?

You can use “Thank you” points to pay for purchases by notifying the cashier at the selected store in advance that a portion of the product price will be paid with accumulated bonuses. The amount specified by the buyer will be withdrawn from the card (if such actions do not contradict the rules established by the store). Points will be debited at the same time the fee is paid.

If necessary, you can pay for part of the purchase with “Thank you” points, and pay the remaining money in cash. If there are a sufficient number of bonuses on the account, it is possible to pay for the goods in full at their expense with an additional payment of one ruble in cash.

If in the future the buyer wants to return the product to the store or exchange it for something else, the seller is obliged to return the points back to the card. The same rule applies if products for which “Thank you” points were awarded are returned - they will be removed from the card. Purchases must be returned or exchanged at the exact locations where they were purchased.

In accordance with the terms of the “Thank you from Sberbank” program, in exchange for accumulated points you cannot receive cash through an ATM or transfer it to a mobile phone account.

Bonuses must be spent within three years from the moment they were credited to the card. Otherwise, they burn out and cannot be restored. This process is carried out automatically, and Sberbank does not send the client any relevant notifications. To prevent such an incident from happening pleasant surprise, the deadline for crediting bonuses should be constantly monitored.

Where can I pay with Thank you bonuses from Sberbank

Each accrued bonus is equal to a ruble discount only in those stores that are partners of the Sberbank promotion. Items can be purchased at a discount equal to 99% of the total cost.

Points are written off after the seller has been notified about it. If purchases are made online, you should select the “Payment with “Thank You” points from Sberbank” option.

More than ten thousand trade organizations are partners of Sberbank and allow you to pay with “Thank you” bonuses from Sberbank for most of your purchases.

How to spend Thank you from Sberbank for payment

Payment schemes in retail stores and online have some differences. In the first situation, you need to pay according to the following algorithm:

1. Before purchasing anything, you need to contact the store employees and make sure that the organization takes part in the affiliate program.
2. After selecting a service or product, you must tell the cashier that some part of the purchase will be paid for with “Thank you” points. The balance can be paid in cash or taken from a payment card.

Important! Sberbank clients participating in the program independently decide how many bonuses they need to use. This figure must not exceed the limit set by the store, usually 70–99 percent of the price of the product.

How to use Thank You points to pay in an online store:

1. Using the information on the website, make sure that trading platform participates in the bonus program.
2. Select the desired product and add it to the “Cart”.
3. Next you need to act in accordance with the site rules. You must follow the instructions or tips. The product can be partially paid for with points, and the rest is redeemed in cash, taken from the card.

Important details:

• the system provides a limit for accruing bonuses, it is equal to twenty thousand. After exceeding this limit, the amount of points does not increase until the client spends some part of it;
• points must be spent within three years;
• If Bank card closes, all accumulated bonuses expire.

In which stores can you pay with bonuses from Sberbank Thank you

Bank clients participating in the points program can make purchases in stores of various types. This list contains a huge number of organizations. Most of them are found not only in Moscow and St. Petersburg, but also in other big cities Russia (Perm, Volgograd, Samara, etc.). You can pay with “Thank you” points from Sberbank at the following retail outlets:

• shoes and clothing – Shoe Factory, Kari, Finn Flare, Zenden, Detsky Mir;
• cosmetics stores – Sangi Style, Divage;
• jewelry - Sunlight, Adamas;
• grocery stores and catering establishments – Burger King, Pyaterochka, Teremok, McDonald's;
• pharmacies – Healthy people, Rigla;
• travel agencies - TezTour, Pegasus;
• household goods, household appliances – Philips, Uyterra;
• communication shops - Euroset, Svyaznoy, Beeline, MTS;
• online stores – Litres, Ozon, NetOptika, Aliexpress.

In addition, bank clients have the opportunity to buy plane tickets with bonuses, watch paid videos (movies, TV series) on some sites, pay at gas stations, and also transfer points to charity.

A complete list of organizations that are partners of Sberbank can be found on its official portal.

How much can you pay with bonuses Thank you

You need to know that bonuses can be used to deposit almost the full cost of the purchased product, that is, 99% of the total amount. Be that as it may, you will need to pay one ruble in cash or by card.

Before making a purchase, you should familiarize yourself with the terms and conditions of a particular store. In some cases, a limit on bonuses or purchases is determined. At Pyaterochka this is one hundred points, and at Burger King you can pay with “Thank you” from two hundred points.

Possible problems and their solutions

A serious problem for Sberbank clients participating in the bonus program could be the sudden cancellation of all accumulated points. If during the allotted period the account holder does not use the received preference, it expires.

This is usually discovered at the end of the current month, as this is when the bonus liquidation process automatically starts. There is only one way to avoid such troubles: by carefully monitoring the status of your bonus account.

Why else can accumulated bonuses burn out:

• the store, after making a purchase in which points were accrued, ceased to participate in the program, became bankrupt, and can no longer fulfill its financial obligations;
• there was a technical failure in the system;
• the functioning of the software was disrupted;
• abuse of bank rules has been identified or partner store;
• were noticed dishonesty performed by the client.

Account blocking

According to the rules of the promotion, it is possible to set a limit on the point account, during the period of which bonuses will not be debited.

This right remains with banking partners who discover abuse of the rules or violation of the promotion rules by the client.

Before a moratorium is established, the initiator of this process is obliged to notify program participants a week before. All questions that the client has after this are resolved directly at the Sberbank branch.

The “Thank you from Sberbank” point program provides clients of a financial institution unique opportunity compensate part of the cost of all necessary goods due to accumulated units, which brings great benefits and true pleasure from the purchase.

On November 12, 1841, Emperor Nicholas I signed a decree on the creation Savings Bank. 175 years have passed since the creation of the most popular famous bank Russia. In 2011, in honor of the 170th anniversary, Sberbank launched the “Thank you from Sberbank” service.

What is the “Thank you from Sberbank” program?

The “Thank you from Sberbank” program allows you to accumulate bonus points for every purchase with your card. In the first 3 months of connecting to the service, you receive 1.5% of the money spent, in subsequent months - 0.5%. Special conditions For partners, programs allow you to receive up to 20% of each purchase in some stores!

How to activate “Thank you” bonuses?

In order to become a participant in the program, you must meet a number of conditions:

1. You must be a Sberbank card holder;
2. You must register your cards to participate in the program.

Let’s look at ways to connect to the “Thank you from Sberbank” service.

Service activation

To activate the “Thank you from Sberbank” program, there are three ways:

Bonus rules

Let's consider the most important and pressing issues related to accrual bonus points“Thank you from Sberbank.”

1. For every purchase made with the card, you will be awarded 0.5% points. For example, if you spend 1000 rubles, you will receive 5 “Thank you” bonus points.
2. In promotional partner stores, as a rule, the share of accrued bonuses is much larger.
3. Bonuses increase if special offers for Sberbank clients. Thus, holders of youth cards on the days dedicated to the Student Day holiday can receive double bonuses. It is easy to follow such promotions on the official website of the program spasibosberbank.ru. In the special offers section you can see increased bonuses from program partners.

You can view the entire list of partners who award “Thank you” bonuses on the website spasibosberbank.ru

"Thank you" levels

In honor of the seven-year anniversary of the Thank You program, Sberbank decided to improve the program by introducing tiers that allow customers to receive more benefits under the Thank You program. You can increase your level within the program by completing tasks. There are four levels of privileges:

Important!
To go to new level, you must complete all tasks monthly for 3 months. All privileges are also valid for three months.

How to use “Thank you” bonuses?

Each bonus point awarded to you is conditionally equal to 1 ruble discount in the promotion’s partner stores. Pay for goods with a discount that can reach 99%! In order to write off Thank You points, you must notify the seller that you intend to use the bonuses of this program. Similarly, when choosing a payment method on the Internet, you must select the “Pay with Thank you bonuses from Sberbank” option.

Over 10,000 retail outlets are Sberbank Partners who accept “Thank you” bonuses for payment.

Partner stores

Who awards Bonuses THANK YOU

Earning “Thank You” bonus points for your purchases in:

• fast food chains "Burger King" you get up 10% THANK YOU;
• chains of well-known cinemas "KINOMAX"- before 8% THANK YOU;
• shoe store chains "Kari"- before 4,5% bonus points;
• online store “Technopark”- before 5%;
• household appliance stores "M Video"- before 2,5% ;
• chain of salons "Megaphone"- before 10% ;
• online store "Ozone"- before 3%;
• network of stores Pyaterochka" - before 2%;
• online store "Lamoda"- before 5%;
• store showrooms L "Etoile" - before 10%;
• bookstore salons Read-city" - before 7%.

Where to spend Bonus THANK YOU from Sberbank

Many partners also accept bonus points for payment. All of the above store chains, for example, at Burger King, you can pay for lunch almost in full: you will receive a 99% discount for an order amount of 198 rubles.

Many well-known brands, retailers, large chains and small firms cooperate with Sberbank as part of the “Thank you from Sberbank” program.

• AllTime
• AMF.RU - international flower delivery network
• Bookingcar.su
• BORK.RU
• BUYON.RU
• FeelBeauty
• Finn Flare
• Grandstock.ru
• InOptika.ru
• LACOSTE.ru
• Lamoda.ru
• Lingualeo
• Microsoftstore.ru
• MOLESKINES.RU
• myToys.ru
• NetOptika.ru
• NEXT.COM.RU
• Oodji
• OZON.RU
• PANDORA
• Pegas Touristik
• Petshop
• Philips.ru
• Pierre Cardin
• Ponominalu.ru
• Posuda.ru
• Proskater.ru
• RC-model.ru
• Read.ru
• Spasibosberbank.travel
• TEZ TOUR
• TomTailor
• US MEDICA
• Yves Rocher
• Zenden
• Agency Ticket Online
• VeloCountry
• VseInstruments.ru
• Hotel "Moskovskaya"
• Daughters-Sons
• Euroset
• Kuvalda.ru
• liters
• L "Etoile
• M Video
• RossTour
• Russian AutoMotoClub
• Sberbank insurance
• Sberbank life insurance
• Technopark
• Technosila
• Ural Airlines
• Foxford
• FC Barcelona Football School
• EXMO
  
• Bonuses can also be spent on charitable donations.

The entire list is presented on the official website of the program spasibosberbank.ru.

Promotions from program partners

Many partners of the "Thank you" program arrange various promotions, allowing you to use the accumulated “Thank you” bonuses more profitably or receive them in larger quantities compared to regular days. Next, we will present the most attractive, in our opinion, stocks:

You can find out all the detailed information about current promotions on the website spasibosberbank.ru

Validity period for bonus points

“Thank you” bonus points are valid for 24 months from the date of accrual. If you do not have time to spend them, your points will expire. Also, points will be canceled if the card is blocked. There are several more cases of cancellation of bonus “Thank you”.

Why can "Thank You" bonus points be cancelled?

• As mentioned above, The first reason for canceling points is their non-use within 2 years.
• Blocking the card and the subsequent burning of accumulated points, we have also already noted.
• If you return the item back to the store, the points accrued for it will also be cancelled.
• Technically incorrectly accrued bonuses are also subject to write-off.
• The points of those partner stores that suddenly stopped fulfilling their obligations due to bankruptcy can be canceled.
• If found fraudulent activities on the client's part, points are subject to mandatory cancellation.

Checking "Thank you from Sberbank" bonuses

To check the number of points in your account, you can do the following:

1. use an ATM or Sberbank terminal. Select the “Bonus program” section - find out the Bonus balance;
2. in Internet banking. In the “Thank you from Sberbank” section, all information about the bonus balance is also available;
3. using mobile banking. Send an SMS to short number 900 with the text THANK YOU and 4 last digits your card number.

Video: How to find out about your THANK YOU bonuses in the Sberbank Online mobile application?

Returning a purchase: what happens to the points?

If you paid for an item using the “Thank you” program and then returned it, the bonus points will be returned to your bonus account. As does the money spent on the purchase of goods. It must be remembered that these operations usually do not occur immediately! The waiting period can be up to 3 days. Do not forget to provide a receipt and passport when returning the goods. Similar actions occur when payment for goods from an online store is refused. Please check with online store consultants for details when making a purchase.

Which transactions do not earn Thank You points?

Not all funds spent will bring you long-awaited bonuses. Thank you!

1. THANKS are not accrued when withdrawing cash and transfers, paying for education or loans.
2. Points are not awarded for paying for housing and communal services and traffic police services or for replenishing online wallets.
3. You will not receive bonus points if you make 4 or subsequent payments on the same day in the same store and if you use the AutoPay service more than once a day.

Other banks have similar programs

Other banking organizations also offer similar services:

• Absolut-Bank launched the “Honorary Client” program;
• “Bravo” is a loyalty service from TKS Bank;
• “PSBONUS” is a bonus program from PromsvyazBank.

Accumulated Thank You points from Sberbank can be used to pay for your next purchase. They are accepted by partner stores Thank you from Sberbank.

Page content

The program was created a long time ago; bonuses are credited to a special account in the form of a percentage of the amount of the purchase. When purchasing at partner stores, a program participant is credited with points to their account (different partners have different rates: 1%, 2%, 5% of the purchase amount). Then, the next time he makes a purchase, he can pay for the goods with them (up to 99% depending on the store’s conditions). 1 bonus point is equal to 1 ruble. It doesn’t matter which partner has accrued them, you can use them with another partner.

Where to spend Thanks from Sberbank

People have a question about where they can pay for goods with points. Thank you. A section has been created on the official website of Sberbank where it is indicated full list partners and stores. Some of them only award points for purchases from them, and some both award and accept payment from them. People have difficulties because the list contains partner stores that they have not heard of or rarely shop there (these are establishments typical for certain regions, for Moscow or other large cities). Because of this, many Sberbank clients refuse the program.

You can find out the list of partners and stores in a specific region as follows:

1. Go to the official website of the Thank You from Sberbank program - spasibosberbank.ru.
2. In the main menu, select “Partners”
3. To find out where to use bonuses from Thank You Sberbank, select your region and specify the “Accepts Thank You” filter. A list will open.

What to spend bonuses on Thank you from Sberbank

If you are used to visiting specific establishments and shopping in your favorite stores, see if there are any familiar names on the list of partner stores where you can pay bonus points Thank you. " " can be used in different ways.

• In restaurants and cafes. The program partner is the Burger King food chain. If you're used to eating there or visiting on the weekends with your family, you can pay for your meal with points one day Thank you.
• In supermarkets. People visit grocery supermarkets and buy groceries every day. Please note that Pyaterochka has become a partner of the program, but it accepts payment with points only in a few large cities in stores at the specified specific addresses.
• You can spend Thank you bonuses in clothing stores. Many brand stores accept “Thank you” as payment: Kari, Zenden, Daughters-Sons, Oodji, Finn Flare, Baon.
• Watch a movie. The Kinomax cinema chain is a partner of the program.
• Bonuses are used to pay for purchases on Euroset (when purchasing a phone or accessories for gadgets).
• In MTS salons you can use bonuses from Sberbank.
• Many online stores accept payment with bonuses.
• Some pharmacies and gas stations are partners, but this does not apply to well-known and popular establishments.

The list of partners and stores may seem meager to the average person, but this is not a reason to refuse to participate in the program. Still buy food, clothes, have lunch, pay cellular communication, you can go to the cinema.

How to spend bonuses from Sberbank Thank you

Thank you partner stores from Sberbank accept up to 99% of the purchase amount in the form of bonuses. If you have 300 bonus points on your account, if you buy groceries at Pyaterochka for 300 rubles, you will pay 1 ruble. The remaining amount will be deducted from bonuses. Each store has its own rules and nuances for using points, so check this either on the Sberbank website in advance, or ask the establishment’s employees.

If you have clarified whether a particular store accepts payment with bonuses, what percentage of the amount can be paid with them and you know how many points are in your account, feel free to pay for the purchase and save money. For this:

1. At the checkout, notify the seller that you want to pay part of the purchase price with bonus points. Thank you.
2. Specify whether you want to write off all or part of your points.
3. Give it to the seller, and he will pay with points, asking you to pay the rest with money (cash or bank transfer).
4. Don't forget to check if money was written off instead of bonuses.

How to pay for purchases with bonuses online

Online stores that accept Thanks from Sberbank: Euroset and MTS (accept points for payment both on the website and in offices), Ozon, Technopark, Ticket-on-line, liters, etc. (check the list on the official website of Sberbank).

Poll: are you satisfied with the quality of services provided by Sberbank in general?

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To pay for a purchase with points in an online store:

1. Mark the items you want to purchase (add them to your shopping cart).
2. At the payment step, select the “Pay with bonus points” option.
3. Confirm the operation. Points will be debited towards payment. Do not forget that part of the amount is paid with money from the card.

How can I find out how many points are in my account?

If you don't know how many points you have accumulated, it's not difficult. There are four ways:

How to become a participant in the program

Sometimes people, not seeing their favorite stores on the list of partners, are in no hurry to become participants in the program. And in vain. The program is free, you do not pay any money or commissions. Connects in 2 minutes. Don't be lazy, connect the program. People often make transactions using a card. Bonuses are not awarded for cash withdrawals, but for other non-cash transactions are accrued. Will accumulate over time good amount, which will be a pleasant surprise and savings at the right time, and you will feel grateful to yourself for becoming a participant in the program. Remember that the list of partners is constantly expanding. possible in personal account, at an ATM or via SMS service.

Answers to popular questions

Question: in which stores can you spend bonuses from Sberbank Thank you?

Answer: only in partner stores, a detailed list of which is given on the official website of Sberbank. These can be both regular establishments and online stores.

Question: What should I do if the store does not want to accept Thank you?

Answer: if you were unable to spend points in the store, please check:

1. Is the branch of the network a partner of Sberbank (for example, Pyaterochka accepts points for payment only in some large cities).
2. Is your card suitable for paying with bonuses (some types instant cards not accepted by all partners).
3. Does the store have any restrictions or nuances regarding the use of points, since partners legally have the right to set their own rules for accrual and payment in the “Thank you from Sberbank” program.
4. Program partners cannot refuse to accept points as payment without justification.

Question: do Thank You bonuses from Sberbank expire?

Answer: yes, bonuses expire in three cases

• If you decide not to use your Sberbank card anymore and have officially terminated your service agreement with the bank.
• If you have not paid anything by card for 12 months.
• If you have not used the accumulated bonuses within 3 years from the date of their accrual.