Aeroflot credit card terms. Conditions of the bonus program. Terms of accrual of bonuses "miles"
More than ten years ago, Aeroflot issued a card together with Sberbank, which performed not only the basic functions of a credit / debit card, but also made it possible to save on flights and accumulate bonus points.
The bonus can be exchanged for the proposed ticket options, which can be purchased from any company that is part of the international SkyTeam alliance.
Features of the
Aeroflot's program is perfect for those who regularly use the services of this airline. A simple procedure for accumulating bonus miles will allow the cardholder to improve the carriage class or exchange points for a trip.
The chosen tariff or bank determines how many miles will be credited to the cardholder after spending a certain amount. Often, the minimum amount for earning miles is 1 dollar or 60 rubles, depending on the currency of the card.
Aeroflot credit cards can only operate in rubles, while the currency of a debit card can be foreign (US dollar or euro), as well as domestic (ruble).
Miles are credited for the following operations:
- replenishment of the account using a card;
- purchase of books, subscription to magazines and newspapers;
- buying groceries at certain stores;
- registration of insurance policies in partner companies.
You can spend miles not only on buying an air ticket. SkyTeam provides cardholders with the opportunity to spend their bonus miles to rent a room in one of the proposed hotels, to dine in a certain restaurant or to rent a car in a showroom that is a partner of the alliance.
Required documents
Each bank provides its own conditions and nuances on how to get a card with the Aeroflot bonus program.
However, there is a list of mandatory requirements and documents:
- at the time of registration credit card the borrower must be 21 years of age or older. To apply for a debit card, the age of the cardholder is at least 18 years old;
- the presence of a passport is required for drawing up an application for a card;
- the presence of a driver's license or any other official document that confirms the identity (not counting the passport).
In addition to the above documents, you can provide a notarized copy of the income certificate, a certificate from the place of work. Registration certificate. The presence of such documents in the personal file of the cardholder will significantly increase the chances of obtaining a high credit limit.
Video: How to fly for free with Aeroflot
Which banks provide a credit card Aeroflot
The total number of users of the bonus miles program from the company
Aeroflot has over 1.5 million members. 230 thousand participants are foreigners. Such popularity of the program means that with the help of the accumulated miles, you can really save money while traveling.
Credit cards from Aeroflot can be issued in several large banks, namely: Sberbank, VTB, Alfa-Bank, Citibank, Russian Standard and Otkritie.
Alfa Bank
Aeroflot credit card is available at Alfa-Bank. Paying with a card anywhere, the holder accumulates bonus points, which he can then exchange for the desired trip. In addition to buying a ticket, you have the opportunity to improve the level of your service with Aeroflot.
The cardholder will be able to use the services of the best hotels and car rental services, which are part of the SkyTeam organization.
After receiving the card and making your first transaction with it, the first "welcome" miles in the amount of 500 pieces will be credited to the account. Further, according to the terms of Aeroflot, miles are credited for every 60 rubles spent with the card.
To receive bonus miles, the owner of a debit card must spend 1 dollar, 1 euro and 60 rubles using it, depending on the currency of the accumulation card.
Conditions and rates
Bonus miles to an Alfa-Bank debit card are credited for every 60 rubles, 1 euro or one dollar spent.
A credit card, unlike a debit card, implies the presence of only one currency - the Russian ruble, therefore, bonus miles are credited to a credit card after every 60 rubles spent.
For more details about credit card rates:
How to arrange
The card is issued by the bank absolutely free of charge. However, further service is 1,900 rubles. This payment is made once a year. For Gold card holders, annual service costs 3,900 rubles.
To apply for a credit card, you must fill out an online form on the Internet, or contact any bank branch. After filling out the questionnaire on the Internet, the bank will issue a preliminary decision within ten minutes.
After that, you need to come to the department with all the documents that you indicated in the completed online application form. You can fill out the form on the official website of Alfa-Bank.
Loan repayment
User credit card 60 days are provided, with the help of which the loan can be fully repaid. In this case, interest will not be charged.
Sberbank
The Aeroflot card is also available at Sberbank. This credit card will allow you not only to work efficiently with in cash, but also gradually accumulate "miles" for further flights by Aeroflot. Bonus miles are multiplied every time you pay with your card for any product or service.
After you have accumulated the required number of miles, a ticket can be purchased from Aeroflot or from any other airline that is included in the SkyTeam organization's list.
The owners of the Aeroflot card from Sberbank have the opportunity to transfer the accumulated points (miles) to charity. Card account can be easily managed using internet banking. You can link e-wallets to your account.
Customers have the opportunity to get not only a credit, but also a debit card. An Aeroflot debit card has the same bonus programs as a credit card. Only credit funds are missing.
Conditions and rates
Conditions and tariffs of the Aeroflot card from Sberbank of Russia:
How to arrange
The only document that is required is a passport. Also, if you wish, you can present a certificate of income and / or property that you own. This will significantly increase your chances of getting a higher credit limit on your card.
Bank employees must consider an application for a card more than two days after its submission. After due diligence, a decision will be made on whether to issue or not issue the card.
Loan repayment
Maximum credit limit for this card is 600,000 Russian rubles... The user is given a period concessional lending, which consists of 50 days. During this period, the amount owed can be repaid without paying any interest.
Bank opening
Otkrytie Bank provides an opportunity for free delivery of a car across Russia There is no commission for withdrawing cash from any ATM.
For every 50 rubles spent with the card, you will be credited with 1.35 miles. After the first replenishment of the card for any amount, the holder will be instantly credited with 500 miles.
Conditions and rates
How to arrange
To issue an Aeroflot credit card, you only need a passport. The application is submitted at a bank branch. The decision to issue a card is made within one working week.
Loan repayment
Interest-free loan repayment is carried out up to 50 days. You can pay off the debt simply by replenishing the card for the required amount.
VTB 24
VTB Bank provides its customers with the opportunity to issue an Aeroflot card. Bonus miles are credited on the basis of 1.5 miles for every 60 rubles spent.
Conditions and rates
How to arrange
A potential cardholder can apply at a bank branch. To apply, you must have only the original passport with you.
Loan repayment
You can repay the loan without paying a commission within the first 55 days after you have withdrawn the first amount of the loan from the card.
If the debt is not fully repaid after the end grace period, interest is added to the debt.
Citibank
For the first transaction using the card, the holder receives an impressive bonus - 1000 miles to the account. In the future, for the spent 60 Russian rubles you get one mile.
Conditions and rates
How to arrange
Loan repayment
If the debt is not repaid before the 60th day, the online banking system will automatically calculate the mandatory monthly installment, taking into account the interest, which will have to be paid by the 30th day of each month.
Russian standard
Depending on the status of the car, after the first transaction, from 1000 to 3000 miles will be credited to your account. Standart card - 1000 miles, premium - 2000 miles, gold - 3000 miles. The bank provides an opportunity to issue both a debit and a credit card with a bonus program from Aeroflot.
Conditions and rates
How to arrange
You can apply for a card at any branch of the bank. To apply, you will need a passport and a birth certificate (or driver's license).
Loan repayment
You can repay the loan without paying interest. To do this, you need to pay off the debt before 50 days after the withdrawal of funds from the credit card.
Advantages and disadvantages
Among all the features, advantages and disadvantages, the following can be distinguished:
- annual card maintenance will be more expensive (compared to conventional credit and debit cards without bonus program accumulation of miles);
- other bonuses besides earning miles are rather small;
- favorable lending rates;
- the most simplified procedure for obtaining a card in partner banks.
This article presents and describes in detail all types of credit cards from Aeroflot, which can be issued in several large banks in the country.
All conditions for registration are indicated, as well as the procedure for payments credit funds... The process of earning bonus miles and the procedure for exchanging them are described.
To attract customers and increase their comfort, VTB is constantly improving the level of service. This is facilitated by a variety of loyalty programs, promotions and profitable offer... The bank did not forget about the travelers either. For them, it was developed special offer- Aeroflot Bonus program. It helps lovers of long distance travel and just successful business people to receive additional funds for their trips and travels. This year the program changed its name to the "Collection" and "Travel" option from the Multicard, but its essence remained the same. The article discusses in detail this program(previously - VTB Aeroflot Bonus - conditions for crediting miles, advantages and opportunities.
Terms of accrual of bonuses "miles"
VTB today can offer its customers plastic cards intended for travelers in several versions. Ordinary debit cards and credit cards of the "" series are available when the "Travel" option is connected (see details).Debit cards give such advantages:
- refunds when making transactions () reaches 10%;
- you can get a savings account from monthly payments for the balance at the rate of 8.5% per annum;
- participation in promotions of partners of the company. Discounts can be up to 40%;
- obtaining details for entering Personal Area and free use of the service;
- free Mobile banking;
- service of accounts in rubles and the most popular currencies: euros and dollars.
Terms of miles accrual
The current loyalty program provides for the accrual of bonus points "miles" for everyday and from time to time to check the number of bonuses. When you have accumulated enough “miles”, you can use them when purchasing air tickets and paying for other services. Bonuses can be used to pay part of the ticket price.Another pleasant surprise for owners of premium plastic cards there will be a free connection to the Traveler Protection program. It is an insurance policy that will help protect the cardholder and his immediate family while traveling abroad.
Loyalty program connection
What are the conditions for accruing bonuses at VTB Aeroflot? To become a member of the bonus program, you need to activate the "Travel" option (details - at the bank or via). To do this, you need to come up with a passport to one of the branches of the bank. After that, make purchases with the card and check the number of accumulated points.You can get a credit card after confirming your financial capabilities. Participants salary projects delivered from it. Information about their solvency is in the VTB database and does not require verification.
Free service of the Multicard for purchases from 5 thousand rubles. per month. If the condition is not met, the commission will be 249 rubles.
Conclusion
A wide variety of plastic cards from VTB helps to get maximum convenience and various bonuses. Special program makes travel more pleasant and profitable for travelers. The conditions for crediting miles are extremely simple, it is enough to pay for purchases and services, and then with the accumulated points you can pay for tickets or other services.Each card has its own advantages and features. Detailed information on participation in the program can be found in the VTB branch or on the company's website.
Today Aeroflot OJSC and VTB 24 Bank are launching a new payment solution that allows Aeroflot OJSC customers to pay for airline tickets with credit cards via the Internet.
As a result of the implementation of this project, a special payment gateway was developed that allows authorization of credit cards for paying for air tickets via the Aeroflot website. The introduced technology not only makes it easier for the airline's customers to purchase an air ticket, but also significantly increases the level of security when making payments. Further cooperation between VTB 24 and Aeroflot OJSC in the field of Internet acquiring involves expanding the range of payment systems accepted for payment and instruments for paying for Aeroflot air tickets.
According to the deputy general director JSC "Aeroflot" - Department Director information technologies Sergey Kiryushin, the implementation of a fully functional and secure payment solution together with VTB 24 Bank will allow to complete the construction of a comprehensive and effective tool for online ticket sales. “Considering that by June 1, the entire route network of the airline will support electronic tickets, we hope that the demand for this tool for online ticket sales will increase,” said Sergei Kiryushin.
Web sales aggregates by month (as of 05/22/08)
Aeroflot based in Moscow, at the Sheremetyevo international airport. As the largest Russian air carrier, it transports over 8 million people a year, and together with its subsidiaries, over 10 million.
Aeroflot operates its own flights to 96 destinations in 49 countries. Controls over 45% Russian market regular international transport. It is increasing its share on domestic airlines at an outstripping pace, which is 12.5%, and taking into account subsidiary airlines - 17%.
Aeroflot is a member of the SkyTeam global aviation alliance. Aeroflot has provided its customers with access to its route network, which currently numbers 841 destinations in 162 countries. Within the framework of codeshare agreements, it cooperates with 33 foreign and Russian airlines.
Aeroflot has one of the youngest aircraft fleets in Europe. These are 88 aircraft, of which more than half are modern airliners. The airline's fleet is constantly growing. At the end of 2008, the company is preparing to accept new long-haul Airbus A330 airliners into its fleet. There are also plans to receive Russian regional aircraft of the new generation Sukhoi Superjet 100.
Aeroflot meets the highest international standards ensuring security. According to the results of the operational safety audit of the International Air Transport Association (IOSA - IATA Operational Safety Audit), the first Russian carrier entered the register of IOSA operators, in 2007 it confirmed this certificate in accordance with the new, more stringent edition of the rules. Since March 2008 - the holder of a unified certificate of conformity of the quality management system (QMS) to the requirements of the ISO 9001: 2000 standard.
"VTB 24"(general license The Central Bank Russian Federation to implement banking operations No. 1623) is a subsidiary bank of VTB OJSC and specializes in servicing individuals, individual entrepreneurs and small business organizations.
The authorized capital of the bank is 30 billion rubles.
The VTB 24 network is formed by more than 390 branches in Moscow, the Moscow region and key Russian cities... Some of VTB 24's services are available to customers around the clock.
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VTB24 Bank has expanded the possibilities of its bonus program. Now members of the Collection program can issue certificates for Aeroflot Bonus miles.
Aeroflot Bonus miles certificates are available in the Collection program catalog. Participants can issue certificates for 300, 500, 1000, 3000, as well as 5000 miles. In order to take advantage of the new offer of the bank, you must select the appropriate certificate in the catalog and place an order. Miles will be credited to the client's account in the Aeroflot Bonus program.
The Collection program is a bonus program of VTB24. The accumulated bonuses can be exchanged for goods or services available in the catalog. To date, the number of members of the "Collection" is more than 3 million people, during the existence of the bonus program, customers have accumulated more than 11.8 billion bonuses. At the moment, there are more than 6 thousand positions in the catalog of rewards, while VTB24 is constantly expanding the list of partner companies.
Aeroflot Bonus is a passenger reward program that allows you to earn miles for flights with Aeroflot, Russia, Aurora and SkyTeam, as well as for using the services of program partners. Earned miles can be used for award tickets, upgrades, goods and services of partners.
Latest press releases
Dear customers, We hereby inform you that the bank has changed the procedure for checking the recipient's details when crediting funds to the account legal entities and individual entrepreneurs.
07 August 2017VTB24, acting on behalf of the Deposit Insurance Agency (DIA) as an agent bank, on April 24, 2017 began accepting applications and paying insurance compensation to depositors of Rosenergobank.
24 april 2017VTB24 clients got the opportunity to issue partial and full early repayment loan in new version internet bank. Previously, early repayment could only be registered at offices or by calling the contact center.
April 21, 2017Today, almost everyone already knows about such a service from airlines as bonus miles. Features of this service and what benefits it provides. Almost all airline companies and entire airline alliances offer such services in the form of bonus points, which can later be spent profitably.
Purpose of award points
Bonus miles can be spent in different ways, but their main purpose is to pay for an air ticket, or at least to pay off fees and taxes for it. Moreover, these points are not personalized, and it is permissible to fly on them both to their owner himself and to any person on whom they will be spent.
It is not very easy to accumulate bonuses for an individual ticket, but they can be debited at the expense of others pleasant services... These services include:
- When buying a ticket, allocate the accumulated points for the upgraded class. For example, an economy ticket with miles will become a business class ticket.
- It is also possible to pay for an increase in the status of a passenger in an airline. This translates into benefits such as the privilege of increased luggage, access to enhanced lounges, priority boarding, and a higher rate of award miles.
- You can get a good discount on travel services, such as renting a car or paying for hotel rooms, as well as such essential services as mobile communications.
- Receiving discounts on the purchase of certain categories of goods from a special catalog (clothing, accessories, and even electrical goods).
It is worth emphasizing that earning award miles is primarily beneficial for those who like to travel or have to travel frequently on business trips. In front of him is the whole map of the world and it is possible to travel everywhere from Moscow or another city, while also saving money.
Types of bonus points
Bonus miles are divided into qualifying and non-qualifying miles. Qualifying points are awarded for flights only. And their main purpose is to raise the status of a passenger. There are several statuses, the best of which allows you to get a lot additional services and benefits. In addition, you can also buy a plane ticket for such balls.
Non-qualifying points are awarded for the fact that a person buys services and goods from partner companies such as restaurants, banks, shops, etc. These miles cannot increase the status of a passenger for a year, but only bring one-time benefits. For example, they are allowed to buy a plane ticket, upgrade the ticket class, etc.
Important! Non-qualifying miles cannot be spent if no qualifying miles have been accumulated. That is, you have to fly in any case. And the unspent points after a certain period of time will simply be debited from the savings account.
How to earn miles
You can only accumulate bonus points if you fly. In order for them to be credited to the passenger's account, when booking or buying a ticket, you need to provide your personal number or provide the card to which the savings account is connected. Usually, it doesn't matter where the ticket was paid for: at the airport ticket office, on the airline's website (the promo code allows you to get a discount) or the booking agency. But miles will definitely not be credited if the purchased ticket was not used for its intended purpose.
The number of miles credited may vary. It depends on the class of the ticket, the distance of the flight, as well as the fare. Each airline on the website has a table with fares and miles, which indicates the number of bonuses accrued.
As mentioned above, in addition to flights, you can accumulate bonuses by paying for the services of goods of partner companies, such as car rental, hotel, restaurant, services mobile communications and etc.
Today the most profitable programs the accumulation of award miles is provided by partner banks of the airline, which issue special cards. By paying with such a card for their purchases in designated commercial networks, the bank's client accumulates bonuses in parallel.
How miles can be spent
There are some points and nuances that should be taken into account when buying a flight ticket using the accumulated points.
Note! Some airlines may charge a rather big fee for a ticket paid with accumulated miles, which will have to be paid in cash. At this point you need to pay attention when choosing a carrier.
It will be very beneficial to spend the accumulated points for upgrading the ticket class to the "Business" level, especially if you need to fly far and the level of comfort matters. Then such a ticket in money will cost a lot, and miles will help you save a considerable amount. Although there will be a lot of them too.
Short distance miles can be used to buy business class tickets without worrying about the high tax. Usually, in this case, taxes remain at the same level as economy class.
Important! Accrued miles do not allow you to get a discount on a roundtrip ticket, as opposed to paying with cash. Any version of the ticket contains information about the flight, plane and passenger.
VTB Travel 24 service
Banks are constantly making efforts to attract customers to their service. The earning of bonus miles in the form of miles is intended for customers who like to travel or do it in view of their work and business responsibilities. It is convenient to accumulate such bonuses at VTB Bank using the travel service.
Reward points will be credited in the form of cashback to universal card"Multicard". It can be of three types: salary, credit and debit. On these cards, at the request of the owner, bonuses will be credited for the following services:
- for a car or restaurant at cashless payments refund up to 10% of the payment amount;
- for any purchases in the designated networks, a return of up to 2%;
- for travel or collections, a refund of up to 4%.
Accordingly, a bank client can connect the travel service when issuing a card, or on his own by going to online cabinet to the official website of the bank. You will first need to register on the website, after which you will always be allowed to enter your personal account, check the account balance and watch how such pleasant miles are accrued. To enter the system, as elsewhere, you need to use your login and password.
For the first month, a client who chooses to pay cashback for travel will receive 4% of all cashless payments for flights and related services. After that, bonuses will be accrued depending on the amount of expenses per month: 1% if spent from 5 to 15 thousand rubles; 2% if the payment amount was from 15 to 75 thousand rubles; 4% if the costs exceed 75 thousand rubles.
VTB 24 Travel miles are calculated so that one mile equals 1 ruble. If, for example, a person paid for a month with a service card for 20 thousand rubles, then he will receive a cashback charge of 2%, which will be equal to 400 bonus points. Thus, for a year at the same cost, such a client will have 4800 points on his account, which he can spend as he wants within the framework of his program.
And you can spend them in accordance with the vtb 24 travel service. Personal account allows you to spend miles from travel.vtb24.ru to:
- Buying plane tickets from 8 hundred airlines.
- Reservations for a hotel room in more than 900 thousand hotels in the world.
- Car rent.
- Buy train tickets.
VTB Aeroflot bonus program
Among the many programs offered by VTB24 Bank, there is one designed specifically for travel. Since last year, it has been called the World Map and allows you to receive bonus points, as well as pay with them for a flight in various airlines, including Aeroflot planes.
The card under the Aeroflot bonus VTB 24 program can be either debit or credit. They also differ in tariffs in the Gold and Platinum classes. It is these service packages that allow you to arrange bonus card... The card can be either the main one or additional to the one that is already available. Also, these cards allow you not only to accumulate free miles, but also to receive other bonuses.
Bonuses on the VTB World Map are credited as follows:
- for every 35 rubles spent on a gold card, the client receives 2 miles;
- for every 35 rubles spent on platinum card the customer gets 4 miles;
- for connecting the program, miles are credited in the form of gratitude;
- Additional increased miles are credited for paying for plane tickets and services at the airport.
For other purchases with the help of cards, miles are also credited at the rate of 1 ruble = 3 miles and they can be used to pay for a ticket if they cover at least half of its cost.
Question answer
How many miles does a plane ticket cost?
Such an award ticket will cost at least 20,000 miles on most airlines. But you can also pay with miles for upgrades. At British Airways, it costs 4,500 miles, and a round-trip ticket can cost 9,000 miles.
Will the ticket actually be completely free?
Most probably not. The company's tariff will be credited with miles, but additional fees will have to be paid in cash. Very few companies make an exception, for example the well-known Lufthansa. But at the same time, fees can be more than half of the ticket price. Therefore, it makes sense, before calculating with miles for an air ticket, to clarify what part of the cost will be different taxes. Otherwise, the passenger risks spending unnecessarily many miles.
If a Bonus Points have not been credited, what can be done?
This can happen if, during the purchase, the client forgot to indicate the personal number according to the bank's program. But there is no need to create a problem, because bonuses for this flight can be credited within 6 months after the flight. You just need to let the airline employee know at the check-in counter, or later call the call center, or write in support on the company's website. It is important to save your boarding passes for presentation.
When is the accumulated bonus points written off or burned out?
Miles are usually accumulated and can last for an average of 20 to 36 months. In practice, in the SkyTeam airline alliance, the accumulated points burn out if you do not fly them by air for 2 years (Aeroflot is also a member of this alliance). And for the Miles & More aviation alliance, the condition for saving bonuses is to fly them by air at least once every 2 years. The conditions are different, there are many of them and you can find out about them on the websites of airlines and alliances.
Miles is good service savings on air tickets. Before buying a plane ticket, it is advisable to check with companies that can offer to save on the cost of air travel.