Credit card give life. Sberbank credit card - Give life. Conditions and rates

Russian Sberbank, together with the well-known domestic charitable foundation "Give Life" with the support of the well-known VISA payment system, presented the citizens of Russia with a special card, thanks to which clients can save children suffering from various serious diseases. When the Sberbank Podari Life card is used for personal needs or for purchases, a small amount is transferred to the children.

The design of the card includes drawings of boys and girls whose lives depend on donations. Children have created beautiful drawings where they are next to their loved ones. The background symbol is a drawing of a golden sun, drawn by a girl named Dasha. This sun is the hope for a happy future, where children will surely not face pain and suffering.

What is the essence of the program

The above charitable foundation was founded about 10 years ago. Its main task is to help children suffering from oncological and hematological diseases. Children want to see their families again as soon as possible. And each of you has a real opportunity to help them. Sberbank card "Give Life" is designed to provide support to such children. Sberbank of Russia transfers half of the income for annual maintenance and 0.3 percent of the total purchases made by customers directly to the fund.

What is typical for a debit card and how to get it

To fully support the charitable program, the international payment system VISA issues debit cards.

The Give Life debit card has the following terms of service:

1. The 12-month service cost equals 1,000 rubles.
2. The owner can withdraw cash from ATMs and not pay a commission.
3. One of the privileges is the ability to use bonuses and privileges from Sberbank.
4. You can withdraw cash in other countries.
5. 3 percent of all purchases go to charity.

Making a Gift of Life card is not considered the most difficult process. First you need to come to one of the Sberbank offices with a certain set of documents. Then you will need to fill out an application form for receipt, and two days later the manager will call back and tell you what decision was made.

Moreover, the card can be issued on the terms of benefits in the event that:

• Your salary or pension is credited to the main card of Sberbank.
• You already have a debit card.
• You are the owner of a deposit in this bank.
• You carry out credit payments at Sberbank.

The specifics of obtaining and service features of the "Give Life" credit card

If you are a citizen of Russia between the ages of 21 and 65, then the Give Life credit card will be available for obtaining. This card can be obtained by borrowers who work for at least 6 months in a specific workplace and have a Russian residence permit. Moreover, it is necessary that over the past 5 years the work experience is at least 12 months. For a year of servicing a credit card, you will need to pay 900 rubles (Classic type). A gold card will cost 3.5 thousand rubles.

Now it is worth considering the features of servicing this card.

1. It is valid for 3 years.
2. The interest rate is always set individually and can range from 25.9-33.9 percent.
3. There is access to the "Thank you" bonus program from the bank.
4. Cash withdrawal fee - 3 percent. In third-party terminals, the percentage increases to 4.
5. Each purchase transfers 0.3 percent of the amount to charity.

Terms of deposit

The deposits under the above program are short-term and are calculated for 12 months. At the same time, the bank's clients can terminate the agreement ahead of schedule without consequences. Account replenishment or frequent withdrawal of finances is not allowed. In case of early termination of the contract for the first year, the owner will receive 0.01% per annum, and then the amount will be equal to 2/3 of the previously established rate.

To activate the deposit, you will need at least 10 thousand rubles . The interest rate is 6.45 percent and is charged quarterly. There is a possibility of multiple prolongation of the deposit. 0.3 percent per annum will be donated to charity.

By the way, it is very interesting to compare the “Give Life” credit card and the deposit under the same program. In the first case, for example, funds will be transferred to the fund constantly, and in the second case only once a quarter. Moreover, the amount depends solely on the contribution. As for the credit card, the purchase amount plays a role here. In general, the owner of the deposit has the opportunity to transfer any amount on his own initiative.

Thus, the "Give Life" program was created to provide effective financial assistance to children suffering from serious diseases, the treatment of which requires a significant amount. In addition to voluntary donations, 50 percent of the amount for the year of service is also transferred to the fund. All the accumulated funds are divided among the children in need of your support. The conditions for obtaining the Gift of Life card are more than loyal, so almost anyone can apply for it.

Every year in Russia, almost 5,000 children are given a terrible diagnosis - cancer... His treatment requires considerable sums, which are beyond the power of many parents. The Sberbank card "Give Life" is a unique product. Debit and credit cards of this species participate in a charity program of the same name. "Give Life" is a charitable foundation created in 2006 that helps children with cancer, hematological and other serious diseases that require serious and expensive treatment. Leading Russian bank decided to support a noble cause. As a result, banking products with the appropriate name.

For the design of the card, drawings of seriously ill children were used, for whom the foundation provides support and pays for treatment. Choosing this banking product is your gesture of goodwill. In addition, this is a huge, almost daily help to a specific child suffering from cancer, hematological or other diseases. Such diseases are difficult to treat, drugs that help are expensive, and without the help of people who are ready to lend a helping hand, it would be impossible to help these little patients. Remember that choosing any current program Give life, you bring a particle of help to a noble cause - saving the lives of sick children.

As part of cooperation with the fund, the banking institution has released the following banking products:

• Credit card;
• Debit card (individual and within salary projects);
• Contribution.

Participation in any of their programs guarantees assistance to sick children. It doesn't matter if you use a card or want to increase your savings by placing funds on a short-term deposit. All deductions coming to the non-governmental donation fund will be distributed among the little patients in need of treatment.

You can get any information about the fund's activities and view the report by clicking on the link: http://www.podari-zhizn.ru/main.

Debit card

Debit cards (including salary cards) under this program are issued using the international payment system Visa (Classik or Gold). How does the Sberbank card Give life work?

The terms of service are pretty simple:

• Annual service cost: Classik -1000 rubles (subsequent years - 450 rubles), Gold - 4000 rubles;
• Cash withdrawal: no commission in own ATMs, PVN within the daily limit;
• Privileges: all bonus programs, including Thank you and provided by the international payment system Visa (for the Gold product, an increased amount of Thank you is provided);
• Receiving cash abroad: at subsidiary branches of the bank - without changing the conditions;
• donations-deductions: 0.3% from each purchase paid with plastic and 50% from own funds bank received as an annual service fee from the client.

As you can see, everyone who has made a deposit with Sberbank, Give Life, pays interest to the fund once every three months, and the owners bank cards help children using Everyday life plastics of this type to pay for purchases.

The design of the card is evidence of your concern for seriously ill children.

Credit card

A citizen of the Russian Federation aged 21 to 65 can apply for a gift of life. It is drawn up for borrowers with permanent registration in the Russian Federation and work experience in the last place for at least six months at the time of contact (with a total work experience for the last 5 years of at least 1 year). The annual maintenance fee for the credit card is:

• RUB 900 for Visa Classik (free for customers who have received a pre-approved offer);
• up to 3.5 thousand rubles. for Visa Gold (determined individually).

A credit card is issued for following conditions:

• Validity: up to 3 years;
• Interest rate: from 23.9% to 27.9% (determined individually);
• Credit limit - up to 300 thousand rubles. (within the framework of a personal offer - up to 600 thousand rubles);
• Availability bonus programs: "Thank you" and all the benefits of the programs payment system Visa;
• Cash withdrawal: 3% (not less than 390 rubles) in own points of sale and ATMs, 4% - in third-party terminals and points of sale;
• Approval: within 2 days;
• Grace - period: up to 50 days;
• donations: 0.3% from each purchase paid with plastic and 50% from the bank's own funds received as an annual service fee from the client.

Having issued a credit card, you get help in the form credit funds and you can help sick children with your deductions

Terms of deposit

The Podari Zhizn deposit in Sberbank belongs to the urgent category. It is designed for 1 year, while the depositor has the right to early termination of the contract without capitalization of interest. The deposit does not imply replenishment and partial withdrawal, at early termination in the first half of the year, 0.01% per annum is charged, in the future (until the expiration of the contract) the owner can expect to receive interest in the amount of 2/3 of the established interest rate.

The minimum amount is 10 thousand rubles. interest rate- 4.15% per annum (accrued once a quarter), term deposit can be prolonged an unlimited number of times. Charitable contributions amount to 0.3% per annum of the investment amount and are made at the time of interest accrual (once every 3 months).

According to the terms of the deposit, 0.3% per annum of the investment amount is channeled

Conclusion

If we compare the deposit and the credit card of the same program, then the contributions to the charitable fund on the deposit will occur only once a quarter and depend on the amount of the deposit. And on a credit card, deductions will take place as you use it in everyday life when paying for purchases and services. In addition, holders of any card can make a transfer of any amount directly to the fund on their own initiative, without taking into account the stipulated deductions.

Sberbank's Give Life programs involve constant financial support for sick children. In addition to voluntary donations from deposit holders and bank plastics in the form of interest, the bank transfers half of the amount of its own income (meaning 50% of the annual service fee). The funds collected in this way are distributed among seriously ill little patients and are monitored by the curators of the fund.

Terms of card production

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and others large cities the card will be ready in 2–3 working days, in regions, production and delivery will take from 3 to 10 working days. For delivery to remote settlements it may take up to 15 business days. Exact timing is possible.

When issuing a card, only working days are taken into account. If you order it on Friday evening, then the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.

What documents are required to receive a card?

To pick up the card, take your passport or other document that was used to apply for the card with you. To get a card for another person, you need a notarized power of attorney.

How to start receiving bonuses THANKS?

After receiving the card, you must register in the "Thank you from Sberbank" program. The easiest way to register is to send an SMS to 900 with the text THANKS 1234, where 1234 are the last four digits of the card number.
You can also register in the program at personal account Sberbank Online and at Sberbank ATM - find the section "Thank you from Sberbank" and follow the prompts.

Bonuses are credited automatically when paying with a card - their number depends on the level of privileges.

It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus Thanks are credited to the account.

How can I use THANKS bonuses?

Thank you bonuses can be exchanged for discounts when purchasing goods and services from Partners, complete list partners is available. In addition, THANKS bonuses can be exchanged for a discount when purchasing air tickets and hotel accommodation (on the website "Thank you from Sberbank. Travel"). Bonuses can also be exchanged for discounts when buying tickets for events - the service is available on the site "Thank you from Sberbank, Impressions".

How can I find out the details of my card?

To find out the details, in mobile application Sberbank Online find desired card and click "Show details".

Another way: in your Sberbank Online personal account, go to the "Cards" section and find the card you need, then "Information on the card" → "Details of the transfer to the card account".

Is the contactless card safe to use?

Yes, the card is safe. She is always in the hands of the owner, so her data remains inaccessible to fraudsters. Making purchases without presenting a card and entering a PIN is much safer, since no one can see the card details. Besides, contactless technology protects against double write-offs - after paying for the purchase, the terminal beeps and turns off automatically.

Updated: April 2019

Sberbank's Podari Zhizn co-branded cards are payment cards developed in connection with the charitable program to help children with cancer.

Their release was the result of a project of interaction between companies: the Podari Zhizn charitable organization and Sberbank of Russia.

Navigation through the article:

Credit and debit cards with this program are issued in the Visa Gold and Classic categories.

By paying with their help, cardholders have the ability to automatically transfer donations to the needs of seriously ill children.

Give life - what is it?

Implementation of charitable assistance using special cards"Give life" of Sberbank happens as follows:

• 0.3% of the total transaction amount when paying for goods in a store or online, the cardholder transfers to the "Give Life" fund at the expense of the funds available on the balance.
• In turn, Sberbank of Russia transfers 50% of the subscription fee for servicing the card for the first 12 months.

Conditions and rates

Podari Zhizn co-branded cards of Sberbank offer different possibilities of use, depending on the type.

Credit card

Category	Validity	% on loan	Credit period	Credit limit		Disbursement fee
Classic	3 years	From 23.9% * to 27.9%	50 days	150 thousand rubles **	From 0 * to 900 rubles.
Gold	3 years	From 23.9% * to 27.9%	50 days	300 thousand rubles **.	From 0 * to 3,500 rubles.	3% of the amount (minimum RUB 390)

* The condition is provided in the case of a personal offer with an individually agreed financial limit.

** Sum credit limit can be changed upon individual request.

Debit card

Category	Validity	Currency	Fee for accepting payments	Daily limit for issue	Annual maintenance cost	Disbursement fee
Classic	3 years	Rubles		150 thousand rubles **	1000 rubles / first year, 450 rubles. - subsequent years
Gold	3 years	Rubles	No commission / 1.25% in other banks	300 thousand rubles **	1000 rubles / first year, 3000 rubles. - subsequent years	No commission / 0.5% of the amount exceeding the limit

Requirements for holders

To receive a Visa Classic and Gold credit card at Sberbank customers must meet the following requirements:

• Be citizens of the Russian Federation between the ages of 21 and 65.
• Have a permanent or temporary residence permit in any subject of the country.
• Over the past 5 years, have at least 1 year of total work experience, while officially working for the last 6 months in the same company.

As the main debit card, Visa Classic can be issued to clients from 14 years old, Visa Gold - from 18 years old.

As additional card baby debit visa and Gold can be issued for children from 7 years old with the consent of their parents (guardians, representatives).

How to register and receive?

It is easy to get a Give Life debit card - for this, the client needs to contact any branch of Sberbank with an identity document (passport of a citizen of the Russian Federation, birth certificate), and fill out the application proposed by the specialist.

Credit card"Give life" Visa Classic of Sberbank is issued at the bank branch on the basis of the submitted package of documents:

• Passports of a citizen of the Russian Federation.
• Certificates of income from labor activity in the form of 2-NDFL.
• Level statements pension accruals(for seniors) ***
• Extracts or copies of the work book with records of the last place of work for six months.

*** If the pension is accrued through Sberbank, you do not need to take a separate certificate.

The application form signed at the bank branch together with the attached documents is considered within 2 working days.

As a result of the decision to issue a credit card, the client will be notified.

We add that the "Give Life" card can also be issued online on the website of Sberbank itself, both for registered users and for those who have not yet created account.

Bank clients who have deposit accounts opened with it, receive salaries and pensions according to debit card, have the opportunity to get credit cards on special preferential terms.

Visa Gold and Classic "Give Life" cards are credit and debit cards who participate in the Gift of Life charity program. From each such card, Sberbank of Russia transfers to the Gift of Life fund a donation at the expense of available funds on your card account in the amount of 0.3% of the amount of your purchases, as well as from your income in the amount of 50% of the fee for the first year of credit card service and 0.3% of the amount of your purchases.

Every year in Russia, about 5,000 children develop cancer. Most often, cancer treatment requires significant sums, which the parents do not have. The Give Life program makes helping other people available to you: when you make purchases with the Give Life Visa card, you simultaneously donate to a charitable foundation. Sberbank, on the other hand, increases the amount of your donation at its own expense. Each holder of the Gift of Life card can donate less than 10 rubles to a charitable foundation, but when there are many such participants, the total amount of donation increases many times over.

The following donations are transferred to the Podari Zhizn fund:

50% of the amount of payment that Sberbank charges when issuing a Visa Classic or Gold "Give Life" card;

6 rubles from each 1,000 rubles spent when paying for goods or services with a card (0.3% of the amount of purchases is debited once a month from the card account and 0.3% of the amount of purchases is transferred at the expense of Sberbank).

What is the Grant Life Foundation doing?

The Give Life Foundation was created by actresses Chulpan Khamatova and Dina Korzun. The Foundation helps children who are being treated in federal cancer hospitals. Most of the children in hospitals are hospitalized from the regions of the Russian Federation.

On cash received from holders of Visa Gold or Classic "Give Life" cards, the Fund provides assistance to children with oncological, hematological and other serious diseases:

Buys expensive medicines;

Pays for microbiological research;

Pays for searches and activation of bone marrow donors, etc.

On the official website of the Give Life Foundation http://www.podari-zhizn.ru/ you will find all the necessary information about the Foundation's activities, reports on funds received and spent, information about children undergoing treatment, and much more.

You can apply for a Gift of Life card at any branch of Sberbank of Russia.

What are the benefits of the Give Life Visa card?

1) The "Give Life" Visa card is a complete payment card, which can be used to pay for goods or services on the territory of the Russian Federation and abroad.

2) You will be able to become a citizen with an active social position and provide assistance to children with severe oncological diseases.

3) You will be available remote services Sberbank - " Mobile bank"And the Internet bank" Sberbank-Online ".

4) Sberbank ATMs are located in almost every city in Russia, so you can withdraw cash without commission.

How can a Gift of Life Visa cardholder transfer funds to the Fund?

1) You can pay for your purchases as often as possible with the Gift of Life Visa card, not in cash.

2) You can also independently transfer any amount to the Gift of Life fund using the Mobile Bank service. Note that the transfer of funds to the Gift of Life fund is possible from any Sberbank card connected to Mobile bank". To transfer funds, you must send an sms-message to the short number 900 with the text "GIFT LIFE amount" or "GRANTLIFE amount". If the "Mobile Bank" has already been connected to another card, and you connected the "Give life" card to it, then you should indicate five after the amount last digits card numbers.

Why does Sberbank charge an increased fee for issuing a Gift of Life Visa card?

Under the terms of the "Give Life" Visa card, 50% of the payment for the first year of servicing the card is sent by Sberbank to the "Give Life" Fund. The remaining 50% of the fee for the first year of servicing the card (for example, for Classic cards it is 500 rubles) goes to Sberbank, but this amount is less than the standard fee for the first year of servicing other Sberbank cards (for example, for Classic cards it is 750 rubles) ... Thus, Sberbank donates a part of its standard income for Gift of Life cards.

For this reason, by Visa cards"Give life" the bank sets a higher fee for the first year of service. So, as a result of card registration Classic Sberbank will donate 250 rubles to the Fund, and the cardholder will donate 250 rubles to the Fund.