How Internet purchases are paid. Payment Methods. Choosing a payment system

There are many aspiring entrepreneurs who are going to launch an online store. How to do it correctly without breaking the law? Let's figure it out in this article.

In general, there are two ways to organize online payments: to organize direct payment acceptance through the acquiring bank and, that is, through an intermediary.

Which method is more profitable? It depends on the size of your business. For a fairly large company with decent turnover, the first option will be much more profitable: the costs of connecting to the payment system will pay off relatively quickly. For small firms just starting a business, it is recommended to pay attention to the second option. The payment aggregator allows you to connect several types of payment at once, which can be beneficial in order to attract customers. In this case, the aggregator's commission will be cheaper than the payment for using the payment system.

How to directly connect internet acquiring

To accept money on your website by plastic cards, first you need to make a choice of the bank with which you will work. This is not an easy task. What is recommended to pay attention to?

• Commission. Banks establish a certain amount of commission, usually a certain percentage of each payment made. Find out the conditions of the bank in advance. Note that optimal size commissions - up to 3%.
• Does the bank charge a connection fee? Many banks do not charge additional fees for this operation.
• Does the bank have its own processing center? If there is, then the cost of the services of such a bank will be less in comparison with other offers.
• Payments from which cards can be accepted. Acceptance of the most common cards - VISA and MasterCard - must be configured without fail.
• Does the bank require collateral in the form of a deposit. If there is no such requirement, then you do not need to always have an inviolable amount on the account.
• Does the bank have technical support. Technical support should be even better if it is around the clock. So you will protect yourself from unforeseen situations, as you can always resolve the issue that has arisen.

Evaluate the banks for all the listed parameters and choose the best option... Then you need to submit an application for connection and a package of documents to the selected bank. The composition of the documents provided is determined by the bank. The bank also checks your site: it matches technical requirements or not. If all the requirements are met, then you can set up the integration with the bank system.

When using this option, all customer payments will be sent to your current bank account. It should be noted that Internet acquiring as a procedure is completely transparent for tax authorities.

What to do with an e-wallet

There are many nuances with accepting payments to e-wallets.

First, a separate law "On the National Payment System" is devoted to this area. According to this regulation if you want to use a wallet for business purposes, it must be corporate. This means that to create it, you must specify the details of your company, and then link it to your current account: you can replenish the wallet or withdraw funds from it only to this linked account.

Secondly, in order to start such a wallet, you need to sign an agreement with the chosen payment system. It must comply with the provisions of the law and relate to credit institutions... The most famous of these systems are Yandex.Money, Paypal, some also use QIWI. Webmoney is also very popular, but it does not fall under the aforementioned law, therefore it can offer an agency scheme of work. The nuance is that in this case you will not have to register in the system itself, that is, if you violate the law on your part, you will not.

Third, the chosen payment system will also check your site. The main requirements are:

• first / second level domain;
• hosting the site on a paid server (a free server will cause a refusal);
• the relevance of the contacts indicated on the site.

You can conclude an agreement and set up accepting payments only if you receive a positive opinion after verification.

Finally, upon admission electronic money there are restrictions. Payments can only be made by individuals, individual entrepreneurs and organizations cannot make settlements among themselves with electronic money - this is prohibited by law. The limit on the balance of money on a corporate wallet is set at 600 thousand rubles, all funds in excess of the limit will be transferred to the current account without your order.

Thus, it is prohibited to use a personal wallet in business. This is considered a violation. If small turnovers in the amount of 10-30 thousand rubles can go unnoticed, then it is impossible to use it in a business with high turnovers.

How to work with a payment aggregator

The payment aggregator allows you to use several payment methods at once, for this it is not necessary to sign an agreement with each payment system. The aggregator, within the framework of a single agreement, will set up the desired payment acceptance option for you, acting as an intermediary between the entrepreneur and the service provider.

The main advantage of the agreement with the aggregator is that there is no need to develop your own payment page. This significantly speeds up the procedure for connecting to online payments. You don't need to track multiple wallets at once. All funds from clients will be credited to the aggregator's account, and then transferred from it to your details. Per a similar service the reseller usually charges a higher commission.

There are many popular aggregators, for example, known to everyone. You need to choose an aggregator according to approximately the same criteria as an acquiring bank: you should pay attention to the size of the commission, conditions and terms of connection, availability of technical support.

Internet sales tax

Novice Internet businessmen most often pay taxes according to the simplified tax system. By law, tax should be calculated on the amount received from the client, and not on the amount that entered your current account after deducting the commission. This is due to the fact that sales proceeds are considered as the cost of all goods and services. When calculating tax on STS income reflected on the date of payment by the client.

If you use the simplified tax system with the “income minus expenses” base, then the amount of the commission can be taken into account as part of expenses. The confirmation document of the date of receipt of income can be an e-wallet statement, a register of payments or another report that the aggregator provides you. The commission is usually taken into account on the date of the confirming document, since it is debited immediately when making a payment and it is quite problematic to take it into account as of the same day.

Today, payment by card via the Internet is perhaps the most common method of online payments both in Russia and abroad: from purchases of goods and services to paying taxes, loans, and payments for housing and communal services. And taking into account the fact that the number of cardholders is increasing every year (and it is already rare where you will find an organization that issues salaries in cash) - it will not hurt people to look at a bank card not only as a piece of plastic from which you can withdraw money from an ATM after every pay , but also how to complete financial instrument... Hence the skills cashless payments should be developed now. In this article, we will tell you how to pay with a card on the Internet correctly, what to look for when paying, and how not to fall into the clutches of scammers.

With what cards and for what can we pay via the Internet?

Let's start with what cards we can use to pay online. You can use for these purposes almost any card (including cards of the national payment system MIR), with the exception of budget cards: VISA Electron, Mastercard Maestro, MasterCard Electronic. There is a very simple way to find out whether your card will be accepted for payment or not - this is the presence on it back side, or a secret code (for more details see the link and later in the article). But, for example, budget cards in Sberbank have a similar code "on board".

And here's another tip: use it to pay or, even more convenient, use it. Start their business in a few minutes (especially a virtual machine) - thereby you protect your main card (debit or credit) from compromise. This term denotes the fact of “disclosure” of your card data by fraudsters (ie, their theft), which will allow them to transfer money from your compromised card account in an unknown direction. We'll talk about the security of payments in the network below, but in any case, you need to “start” with - you should know this basic information and apply it “on the machine”, how to wash your hands before eating!

Another nuance. You may not be in the know, but all card transactions in online stores are commission-free! And for transfers, payment of taxes and utilities, the bank may well take extra. commission. In fact, the store itself pays the commission for you, and the money does not go directly to its bank account, but more cleverly - through payment systems(the most famous: Visa, MasterCard and the increasingly popular domestic system Mir), thanks to which we have the opportunity to pay with ANY bank card in ANY online store in the world. But for us - clients, this is not so important, but it is important that online payment is secure. And this opportunity is not provided to us by the stores themselves, but by specialized online services certified in payment systems to comply with security standards through which stores accept cards for payment.

Since almost any commercial resource today, one way or another interacts with such services (i.e. they are connected to payment systems), then we also have the opportunity to pay for services such as: food delivery to your home; booking tickets and hotel rooms, cinema seats; buying any goods in online stores (from a ping-pong ball to a car), ordering services of any nature. The list can be endless - every day there are more and more services that can be paid for online.

A significant part of our society are conservatives who accept any innovations with great caution. And the other part - those who too easily and carelessly perceive modern technological opportunities. And somewhere in between there are people who are serious about the security of online settlements and are interested in this topic, but, unfortunately, there are not many of them.

Not everyone knows how to pay with a card via the Internet for goods and services, even in current realities. And many are also afraid to do this, considering this method to be very unreliable and vulnerable. Well, today we will try to figure out exactly how you can pay with a bank card via the Internet, and let's start with the card details - without which no purchase will be made.

Card details required to pay for purchases on the Internet

This is exactly the data that we will need to enter on the site to complete the transaction ( banking term money transfer). They differ slightly when working with Russian and foreign sites. We can find all the details on the front and back of our card:

1. Is a set of numbers located in the center of the front side (not to be confused with the card account number!). Since it consists of 16 digits, it is impossible not to find it. To some extent, this is our main identifier, and only it is always 100% unique. Other details can be duplicated for different cardholders (namesakes, for example).
2. We can find the expiration date of the card right under the number. This is the month and year that your card will expire. Four digits separated by a slash. For example 05/18. Which reads like May 2018.
3. The name of the cardholder or owner. You should pay close attention to the fact that the name of the cardholder should always be written in the form in which it is entered on the card. That is, in the same language, place the name and surname only in the same order. Any inaccuracy will block your identification and the transaction will not take place. Do not try to write your name in Russian, this is the most common mistake.
4. You can find the secret code of your plastic card already on the back side of it. It consists of three numbers, which are located to the right from the very edge. It is named differently - CVV or CVC code. Or CVV2 / CVC2. The meaning is the same, but the difference in spelling is in different payment systems of the card: Visa or MasterCard.

To pay with a plastic card on the Internet on foreign resources, you may also need:

• The country;
• Town;
• Postcode;
• Card type.

As a rule, you don't need to invent anything here - you will be prompted to select the desired value from the drop-down list.

You can read more about the bank card and its "appearance" in.

How to pay with a plastic card on the Internet? Online payment instructions

Here we will give a small instruction on how to pay with a card on the Internet correctly. Any resource that sells goods and services on the network will definitely point you to the possibility of paying by card. When ordering (or placing a product), you will never miss the "PAY BY CARD" banner or something like that - such an opportunity must definitely be present in the online store, as the main type of payment. When you click on it, you will be redirected to a page with a payment form, the transfer of information from which will take place using a secure connection. It is on this page that you will need to fill in all the required fields - everything you need is present on bank card that were listed above.

Few nuances:

• To pay unnamed card(or virtual) just enter your name and surname in Latin in the appropriate field of the payment form.
• If you have Maestro card, in which the number consists of 18 digits (instead of the standard 16), then in most cases the standard form designed for 16 digits will not work - in this case, try to pay with another card or start a virtual one.
• Refusal to pay can be caused not only by insufficient amount on the account, but also by too much large sum payment, which is higher than the daily limit provided for on the card (the limits can be found and adjusted at the bank's branch or in the Internet bank, if possible).
• The amount on the account must be more amount purchases, otherwise a loss is possible (unauthorized or technical). When paying in foreign currency, also keep this in mind (there will be an additional conversion fee).
• In some cases, you will be asked to indicate your personal data: full name, number contact phone, address or email... After payment you will be notified in an accessible way on its successful completion and send its details (transaction number and other obscure numbers).

Next, you click the "Pay" button and proceed to the second stage of payment, which is necessary solely to enhance the security of online payment. This is where the so-called service comes into play. An SMS message with a one-time code (password) is sent to your cell phone number (to it), which you need to enter in the appropriate window. We add that this service is provided by the bank that issued the card and is an additional step in the authentication of your plastic.

The final stage will be sending you an SMS message from the bank about debiting a certain amount (if connected).

Attention, give preference to those banks that support 3-D Secure, these are, as a rule, all large credit institutions.

Safety engineering

As you may have noticed, all the necessary details are located right on the map. Therefore, the first rule is not to show the card to anyone. If someone writes off all external information from her, they will be able to pay her for you. When suspicious transactions you need to block it immediately. This is another reason to open an additional or virtual card.

Do not trust resources with an unsecured data transmission channel. That is, the address of which begins with HTTP. A secure channel in the browser line is highlighted in green, with a padlock and is in the HTTPS format. Pay only if you see exactly this in the address bar.

Also, remember that you DO NOT NEED a PIN code to pay with a card on the network! Never, under any circumstances. Asked to enter - immediately close this page, tk. you fell for scammers.

It is important to know that your card only works with one type of currency. And if you have it in rubles, then if you want to buy something for dollars, for example, there will be an automatic conversion. It would seem convenient, but, alas, the course is not always profitable. Therefore, if you decide to purchase something in foreign currency, get your card in this currency in advance. Of course, if you order pizza delivery for 300 rubles, it's not so scary. And if the purchase of electronic equipment for several tens of thousands of rubles, then it is already very, very tangible.

Not all the resources on which we are located such a form of payment inspire confidence. Pay only on well-known resources (look for information in the reviews!) And at the slightest suspicion (strange address, etc.) stop operations - this way, you can be tricked out of your card details.

And if you are paranoid, then prohibit the possibility of paying for the card online. This can be done at the bank, hotline or Internet bank. Perhaps this will make you feel better!

Good day! In our today's article, we will talk about a very interesting possibility of using credit cards - paying for goods and services over the Internet. Interest in this service, as practice shows, is quite high among holders of ordinary (debit) plastic cards, and from holders of credit cards. Meanwhile, many cardholders are intimidated by the seeming complexity of making payments via the Internet, and they are content with conventional payment methods.

At the same time, online stores very often make big discounts for customers who pay for goods by bank transfer, or offer various bonuses (for example, free shipping). Paying for goods by postal order or cash on delivery, the buyer not only complicates the process of purchasing goods, but also loses profit. It is worth noting that the process of paying for goods by credit card is not as complicated as it seems - even an inexperienced computer user can handle this procedure, it is enough to follow simple recommendations.

About payment for goods in online stores

Even 15-20 years ago, no one would have thought that the choice and purchase of goods can be done so simply: just go to the Internet, choose a suitable store and in a few clicks of buttons on the keyboard, the goods will go first to the virtual "basket", and then - and to your home. It will be delivered by mail, courier or you can take it out yourself from the store's warehouse - it all depends on your choice. Now the services of online stores are used by many people around the world, and this number is growing every day. It is worth noting that purchasing goods without a visit to the store is not such a new phenomenon - just remember the TV “shops on the couch”, offers in newspapers and magazines, mailing out catalogs of cosmetics, books, household goods, which were very popular a decade or two ago. The emergence of online stores marked a new era in the field of shopping - now it has become possible to buy goods and services from anywhere in the world - it is enough to have a computer with Internet access.

Speaking about the methods of payment for goods in online stores, it is worth noting that at first they did not differ much - you could buy goods using prepayment - by postal order or through a bank - or with payment upon receipt (cash on delivery or cash to a courier). Development of e-commerce, banking services led to the fact that customers of online stores are no longer satisfied with the set of payment methods. In an effort to simplify and secure payment for goods as much as possible, the owners of online stores began to launch additional services online payment: using e-wallets(Webmoney, Yandex.Money and others), payment terminals (for example, Qiwi) and, of course, payment with a bank card. It is the features of this payment method that our today's material is devoted to.

Technology of payment for goods using a plastic card

As mentioned above, the development of technology ultimately led to the fact that you can buy any product while sitting in your favorite chair - just make a few "clicks" with the mouse. At the same time, you do not have to stand in line at the bank or at the post office to pay for the goods - the payment can be made using the online service. If you plan to use this online store service, we recommend that you read the instructions below. By following them, you can protect yourself from fraud and greatly simplify the payment procedure.

So, what is the procedure for paying for purchases with a bank card (it should be noted that now we are talking about both credit and debit cards- payment technology does not differ from them)? The payment process consists in the fact that, through a special service, the buyer sends an order to the bank to pay the required amount to the address of the online store. In this case, the payment may look like a regular transfer from account to account (then the buyer makes it through the Internet bank on his own, using the recipient's details), but it can also be made using special programs and services. It is about this method of payment that will be discussed.

So, what is the sequence of actions that will allow you to register your card for payments over the Internet?

1. First you need to choose and arrange bank card, which can be used to pay for goods on the Internet (such cards have a special identification code CVV2 / CVC2). It should be noted that Cirrus Maestro, Electron and some others cards are not suitable for online payments, therefore, this point should be clarified when registering a card at a bank;
2. place on the card the amount required to pay for the goods or open the required credit limit;
3. when choosing an online store, go to the section dedicated to payment and see if the seller accepts payment by cards of your payment system;
4. after choosing a product and placing an order, select payment by card as a payment method. After that, the online store should redirect you to the intermediary site, where the card is registered;
5. following the instructions on the intermediary site, register the card. You will need to indicate your personal data, card number, CVV2 / CVC2 identification code (usually indicated on the back of the card). The pin code should not be requested by such portals in any case;
6. the next step is to confirm the entered data. Most portals use the following procedure: a certain amount is automatically blocked on your card (within 1-3 rubles). To confirm that the card belongs to you, you will need to authorize this operation (via Internet Bank hotline) either simply enter the exact amount that was blocked in the appropriate form on the payment service page;
7. if the previous stage was successfully completed, payment service will provide a special personal ID code for making payments;
8. so, registration passed. Now you can quickly and easily buy any goods and services (shoes and clothes, computers and household appliances, train and plane tickets, etc.), and at the same time do not waste time on settlements with a courier, cash withdrawals or making transfers to banks and post offices.

Internet payments security

Speaking of payments on the Internet, one cannot but touch upon such an issue as their security. It is this problem that worries many card users, and it is the risk of fraud that makes them refuse to pay for goods on the Internet. At the same time, it is not so difficult to minimize the danger.

As can be understood from the above, personal information of the buyer and the card number are used to pay for goods on the Internet, so this procedure cannot be considered absolutely safe (as well as when withdrawing cash from an ATM, paying with a card for goods through a terminal in a store, there may be cases of fraud) ...

Therefore, you should carefully choose the online stores where the purchase is made. Moreover, payment via the Internet involves prepayment, and without trusting the store in such conditions, a purchase cannot be made. Large stores that value their reputation offer their customers a variety of payment methods and cooperate only with trusted payment services, so when shopping in such stores, the risk is minimal.

It is worth noting that many of our customers are frightened by third-party services to which they are "redirected" by the store's website. However, such a three-way cooperation significantly reduces the danger: the fact is that such payment portals are protected from viruses and hacks much better than the website of even the largest online store. Thus, the risk of information leakage tends to zero.

In what cases is it worth suspecting fraud, thinking about the risk of completely abandoning a prepaid purchase over the Internet?

• You are making a purchase in this store for the first time and have not heard any positive reviews about it;
• the website of the online store is not credible, gives the impression of a cheap one, made in a hurry;
• the prices in the store are unreasonably low;
• the online store is completely copied from another, larger one;
• prepayment is the only way to pay for goods in this store, there is no possibility of self-pickup or courier delivery;
• when registering a card, the site does not redirect you to the pages of the payment service, but asks for information about your card - for example, number, pin code, personal data;
  Exceptions are cases when payment will be made through the Internet bank, then the store may request the account number, full name, bank details. But even in this case, there is no need to enter the card number and codes on the website of the online store.

Thus, the principle of safe online shopping is absolutely clear: you need to be careful when choosing a store and a payment method, then the risk of fraud will be minimal.

Positive aspects of paying for goods by credit card

Speaking about bank cards in general and credit cards in particular, it is worth noting that the use of these payment instruments gives their holders unlimited opportunities. One of them - payment for goods via the Internet - has undoubted advantages:

• the ability to purchase goods on foreign sites and international auctions (for example, the well-known eBay). Such sites work with buyers from other countries exclusively on a full prepayment basis, and with the help of cards it is very simple and budgetary to make it;
• saving. The fees for making payments via the Internet bank or online payments in most banks are significantly lower than fees for other payment methods. So, for cash on delivery by mail they will take about 4% of the amount, for prepayment Bank transaction you will have to pay 2-3%, while an online payment usually costs 2-1% of the amount;
• no commissions for credit card payments. Note that by credit cards banks charge high fees for cash withdrawals. They can be avoided if payment is made by bank transfer;
• a huge field of services and goods, which can be paid for by card online. Now various Internet services offer clothing and footwear, household and household goods, furniture and transport, food, public Utilities, payment of loans, fines, training, software, entertainment, air and railway tickets and much more.

The Internet opens up a whole range of new possibilities for a person. On the network, you can find almost any information of interest, download the necessary content, communicate with people at a distance and even order goods from the comfort of your home. But in order for the ordered products to be in your hands, you need to pay for them. To do this, you need to use any payment method via the Internet, which is designed to transfer cash from buyer to seller. There are a huge number of calculation options on the network, each of them works well and greatly simplifies the process of buying a product. Let's take a closer look at what online payment methods exist at the moment.

Great variability

Well, probably, you need to start with one of the most common and convenient methods - using a bank card. This method payment is that the user purchases in any bank VISA (or VISA Electron), which has the functions of international and Internet payments. After that, the funds required to purchase a particular product are credited to this card.

The user is registered on the website on which he is going to carry out the purchase operation. When choosing a payment option, you must select "Using a bank card" and indicate its details. After all this, the system will automatically withdraw the required amount from the card and notify the buyer of a successful transaction. As you can see for yourself, there is nothing complicated about it. This payment method is available in any online store. It is also successfully used on virtual exchanges. The next, no less common method of payment is electronic money. Today there are many such systems, the most popular of them are WebMoney and Yandex.Money (now we mean the post-Soviet space). The essence of their work is that for real money the user can buy electronic means with which you can buy various products on the Internet. Also, these systems allow you to withdraw electronic money in the form of cash. A very convenient option for those who work on the Internet and receive a salary in the form virtual money... Qiwi wallet is another regular way to pay for transactions on the Internet. All you need to do is create your personal wallet, top up the balance and pay for the operation, having previously indicated your details in the application.Also, online payment methods are represented by PayPal, LiqPAY, RoboxChange and so on, which allow you to pay for orders almost instantly. In addition, one of the options is to pay using ATMs of various banks, communication salons. Calculation using mobile phone- another operational and quick way payment via the Internet. Naturally, in addition to all of the above methods, there are dozens of other types of calculations, but these methods are the most demanded and popular. About 70% of people pay for online purchases using a bank card, the rest - with electronic money. Choose for yourself the most acceptable and convenient way payment.

From the author: Hello, friends! According to statistics, about 10% of visitors to an online store are eliminated even at the stage of paying for a purchase, because they simply cannot understand how to pay for a product or service, or the payment form presented on the site is inconvenient for them. In our article today, you will learn how to make a payment in an online store. And this is perhaps the easiest way to increase the number of sales without investment.

Since most people start creating an online business without legal registration, we will consider the process of connecting a payment to an online store to an individual. Our current task is to organize the process of transferring money from site users wishing to purchase goods to your bank card. Moreover, everything should work in automatic mode.

If you are creating an online store for the first time, we recommend that you first familiarize yourself with the creation of effective commercial sites. If you have a ready-to-sell online platform, you can immediately proceed to consider the question of how to organize payment in an online store.

The technical side of the issue

From a technical point of view, the process of creating a payment in an online store is as follows. The customer completes the purchase and receives an invoice. Next, he chooses a suitable payment system and enters the necessary data to make a payment.

If the user specified everything correctly, the payment system server sends a request to the specified URL of the online store, and the trading platform, in turn, transfers the money to the client's account. In case of incorrectly specified data or other technical failures, the system will notify the person that the payment has not passed.

If the operation is successful, then the person will be transferred to a special page, where there will be a comment indicating that the payment has been made and the money has been credited.

Choosing a payment system

There are many different payment systems, however, let's dwell on how to set up payment in an online store based on the 5 most popular of them.

Robobox

The connection takes place in a few simple steps: register on the website, enter the data of the online store, set up the payment form on your website. The specifics of working with Robokassa also require special moderation. The system requires the following characteristic details on your website:

contact information with representatives of the store.

The commission for the payment varies depending on the chosen payment system and can reach 12%.

W1

Connection is carried out in the same way: registration, indication of personal data, setting parameters for your own needs. Commission - from 3%.

Qiwi wallet

The basic connection procedure is also straightforward. You go through a quick registration, then a certain manager is assigned to you, with whom you undergo further consultation on technical issues... The specificity of the Qiwi wallet assumes, in addition to entering standard data by the user, also checking for the validity of the phone number.

Qiwi commission is 1% from all transfers.

Yandex money

This is one of the most popular types of payment systems, so we decided to mention it, so that you don't have any questions about this. The Yandex.Money system does not imply work with individuals... Moreover, even if you entity, then there is still a minimum financial limit, below which cooperation with the online store is impossible.

Therefore, connecting Yandex.Money will have to wait until the store picks up the proper speed. If the availability of this payment method is of fundamental importance to you, then give preference to Robokassa as the main payment system of your online store. It is the only external platform that supports Yandex.Money.

WebMoney

To organize automatic acceptance of payments in WebMoney system it will take a little more time. First of all, it is necessary to register a personal passport. This may take about a week, because WebMoney requires a notarized statement to be sent via Russian mail.

After that, add the online store to the catalog of sites on megastock.ru. It will take another 1-3 days. The advantage of the system is that you can test the payment (in fact, everything goes through the standard way, only the money is not withdrawn). This advantage allows you to catch errors in your code in advance.

The funds transferred by the client go to the WebMoney purse specified during registration. The commission is provided only for making the payment itself (withdrawn from the client).

What is the value of connecting online payment?

However, owners of physical goods will also benefit significantly from connecting the payment system to an online store. The latter will save a lot of time from forwarding the account number to customers and unnecessary expectations while people reset the required amount... In turn, payment systems will allow buyers to save on delivery and save them from financial red tape.

It should be noted that we have not studied all existing payment systems, but only the most popular ones.

How to be legal entities?

To connect online payment to an online store for a legal entity, you need to perform almost the same steps. Consider only the fact that it will take a little more time to organize the process. This is due to the need to conclude a formal agreement providing for more thorough checks of your activities.

You have received a detailed answer on how to choose a payment system for an online store and connect it properly. The procedure is simple, the main thing is to carefully fill in the data during registration, otherwise you will then spend a lot of time correcting them in the support.

If you have a desire to learn more about the functionality of your online store, we recommend that you take note of several useful online courses from.