SKB bank on the sofa, personal entrance. SKB - Bank online loan application. Conditions and procedure for receiving. Login to your SKB Bank personal account

PJSC "SKB-Bank" (general license of the Central Bank of the Russian Federation No. 705) is a universal commercial Bank with a wide range of services and products. SKB-Bank began its activities in November 1990 after receiving a license on the basis of the Agro-Industrial Bank. Two years later it was transformed into Joint-Stock Company, opened the first correspondent account in Switzerland and made the first payment via SWIFT system, allowing you to transfer funds instantly from anywhere in the world. Since the beginning of 1996, SKB-Bank began working with the accounts of ministries and administrations municipalities Sverdlovsk region, as well as participate in the implementation social programs. A little later, the first plastic bank cards were issued, and in 2000 the Internet banking system began operating. Three years later the first mortgage was issued loan agreement according to federal target program housing lending. In 2012, its own money transfer system reached the international level for the first time, taking fourth place in terms of the size of loans issued. The Central Bank of the Russian Federation allowed to work with money state corporations and classified it as one of the country's most important credit institutions in the payment systems market. Forbes magazine included it in the TOP 100 most reliable banks in Russia. System mobile banking closed the top three in terms of convenience and comfort of work.

Personal account “Bank-on-the-couch”

Enter Personal Area"SKB-Bank" can be found on the official website page https://online.skbbank.ru/ru/html/login.html. All you have to do is provide your username and password.

How to connect your personal account

If you do not yet have access to your personal account, you can connect it by going to simple procedure registration.

• First, you need to visit the office (branch) of SKB-Bank with your passport in order to conclude an agreement for service and connection to the SKB-Online system.
• An employee of the credit institution will provide you with a login and password to log into the system and subsequently work in it.
• During your first login, you can specify (change) your credentials. For more convenient work, you can download and install the application on your mobile phone in the Apple Store and Google Play.

"SKB"– is a regional bank, one of the largest credit institutions Siberia and the Urals. The network of its branches gradually covers all of Russia. Read the article about what operations can be performed online.

Bank on the sofa SKB Bank. Personal Area

The online bank is represented by the “Bank on the Couch” system. Working in SKB Internet Banking is very simple. The interface is clear and convenient. The system operates around the clock anywhere in the world.

In your Personal Account you can:

• pay for goods and services;
• transfer funds to a card or account in any bank;
• generate statements of accounts, deposits and loans;
• send a request for receipt to NBKI.

SKB bank. Registration

Only clients of SKB Bank can use the services of “Bank on the Couch”. To log in you need to get a login and password. To do this, you need to contact an office or branch of a financial institution with a passport.

For any debiting of funds from a card or account, session electronic keys are used. Each of them is disposable. After using all the keys, the client is given a new set.

If you receive information about illegal debiting of funds from accounts or cards, you must immediately contact the bank. The same should be done if you lose your login and password. Accounts will be blocked, after which the applicant will be given a new login and password.

You can block your login by calling " hotline» for free phone number 8 800 1000 600. In this case, the client must provide the code word specified in the Agreement or passport details.

An agreement is concluded for the provision of Internet banking services. The user receives a reminder about working in the service. SKB Bank official website allows you to log in with one click.

SKB Bank has developed mobile applications for iOS and Android devices. They carry out the same operations that are possible in the “Bank on the Couch”. You can log into the application using your online banking login and password. Downloading is available in the AppStore and Play Market.

SKB Internet Bank. Rates

For using the services at Bank on the Couch, a commission is charged in accordance with the approved tariffs:

• Conclusion of an Agreement for servicing in Internet banking – 600 rubles.
• Changing session keys – 500 rub.
• Debiting funds from the account – 3.9% of the debit amount (minimum 300 rubles).
• Intrabank transfer when the sender and recipient are the same person: free.
• Intra-bank transfer, when the sender and recipient are different persons: 0.3% of the write-off amount (minimum 30 rubles, maximum 300 rubles).
• Intra-bank transfer in favor of a legal entity or individual entrepreneur – 0.3% of the write-off amount (minimum 30 rubles, maximum 300 rubles).
• Any interbank transfer – 0.3% of the write-off amount (minimum 30 rubles, maximum 300 rubles).
• Maintenance and password blocking are free.
• CI request – 1000 rubles.

PJSC "SKB-Bank" (general license of the Central Bank of the Russian Federation No. 705) is a commercial bank for promoting commerce and business in Russia, created in 1990, on this moment implementing a universal line banking services and products.

History of creation

Two years later it was transformed into a joint-stock company and received its modern name. A connection was also made to the SWIFT system, thanks to which it became possible to make instant Money transfers Worldwide. In 1996, it became an authorized bank of the Sverdlovsk region: now it could service the accounts of government bodies and administrations of the region, and participate in the implementation of various socio-economic programs. In the same year the first plastic cards. Since 2000, the Internet banking system has been launched. Since 2003, the first mortgage was issued for the purpose of execution federal program to improve living conditions. In 2013, SKB Bank entered the TOP 4 in terms of lending volume individual entrepreneurs. In 2015, the Central Bank of the Russian Federation classified it as one of the most significant credit organizations in the field of payment services. Finally, in 2016, Forbes magazine included it in the list of the hundred most reliable Russian banks. The criteria used were ratings, the volume of capital, assets, and the volume of citizen deposits. Mobile banking also received fairly high marks.

How to log into your personal account

You can log into your SKB Bank personal account on the official website page https://online.skbbank.ru/ru/html/login.html. To log in you need to provide your username and password.

Please note: to recover your username or password you will need your bank card. To do this, follow the link in the authorization window in your personal account, enter the card number, click “Next” and follow the system instructions.

Connecting your personal account

If you do not have access, you can get it by going through the procedure online registration. To do this, you need to be a client of SKB-Bank, go to its branch with a passport, sign an agreement to connect to the SKB-Online service system. An agreement will be concluded with you, and you will also be provided with information to log into the service.

Please note: if you find it more convenient to use products with mobile phone, you can set yourself Mobile bank by downloading mobile app. Thus, your personal account will always be “in your pocket”. To operate correctly, your device must comply with the following range: technical requirements: RAM must be at least 512 MB, OS level is Apple IOS6 or Android 4.0, and finally, the Internet must be connected. This means that you need to set up your mobile phone (i.e. select the appropriate tariff from your telecom operator). Without being a client, you can get important information: for example, ask your question to an online consultant and get an answer, find out the address of the nearest ATM or office, get contact information, register in the service, etc.

Advantages

1. Thereby convenient service you can easily manage your money: check your balance available funds, make money transfers to an account, exchange for currency or rubles, pay for goods or services, repay a loan, deposit, etc.
2. Find out comprehensive information: on your accounts, deposits, loans, bank cards.
3. Get a statement of transactions for the last day, month or any selected period of time. Analyze all your expenses. Find the address of the ATM or branch you are interested in.
4. Easy and simple payment for public utilities, television, internet, cellular communication, fines and taxes. By the way, here you can create payment templates. Thanks to saved templates, you no longer have to re-enter your service provider details, etc.

Many clients like the opportunity to use the remote work service. Most people log into their SKB Bank personal account from a computer or other devices, finding it very convenient. Indeed, this method is much simpler and more accessible than a trip to the bank or terminal. In addition, the office is accessible at absolutely any time, which adds to its advantages. The service is called “Bank on the Couch”, and this name fully justifies itself - the office is very easy to use, you don’t even need to get up from the couch. The client has access to various options, as well as viewing up-to-date information on accounts. To get into your account, you will need to visit the official page of the financial institution.

Any bank clients can get access to the remote work service after registering. Usually, those who open an account for the first time in this financial institution, employees offer to register in the office and receive identification data. However, if you did not do this for some reason, then you can always complete this procedure later, because using the service provides many advantages and makes life easier.

Registration in your SKB Bank personal account

To use all the features of remote access, you must first register in your SKB Bank personal account. All bank clients can go through this procedure. Registration will not take much time, but will allow you to fully use various features that were previously unavailable. For getting personal passwords you need to call the technical support number and follow the operator’s instructions, or fill out the electronic form registration on the site. Once the process is completed, you can start using the service. There is a version of the site for PC and mobile devices. The second is as lightweight as possible, which is necessary for correct viewing from a phone. At the same time, in mobile version All possibilities of working with the cabinet are preserved.

You can choose the most suitable way of working and always be aware of the status of your personal accounts. Both versions are clear and accessible even for those who do not consider themselves experienced users. When you receive a password and login, you should take care of security. If you lose your identification data, you can change it later. This is an automatic procedure that must be completed on the bank’s website.

Login to your SKB Bank personal account

When registration is successful, you will receive personal identification information. Keep them out of reach of unauthorized persons. You will need to enter your password and login into special fields on the main website, after which you will be redirected directly to your account. By logging into the SKB Bank personal account, the user gains access to many opportunities. This includes tracking Money on accounts, transfers from card to card, including to clients of other banks, payment for various services. Fast online repayment is also available. If you wish, you can use the service to change currency.

It is worth noting that not all banks provide the opportunity to make loan payments online. This is an important advantage for those who value their time and do not want to waste it traveling around the city and standing in queues. There are many functions available in your personal account that, when used correctly, make life much easier, allowing the client to resolve many issues related to his account himself, without contacting the institution’s employees. However, if any difficulties arise, you can contact technical support.

Personal account SKB Bank Internet Banking

You can also use your SKB Bank Internet Bank personal account to obtain all kinds of information. The client will be able to easily find out the loan debt and, view the history of recent transactions, as well as order a statement and expense analytics. All this allows you to fully control the status of your accounts and the expenditure of funds. You can also see a map in your account that shows the nearest ATMs. If you need to get cash, just find out where the terminal is. For mobile devices, there is not only a lightweight version of the site, but also a special application that can be easily downloaded from the bank’s official page.

Many clients like using such services; they note the convenience and availability of various functions. If you wish, you can easily join them and get acquainted with the capabilities of the remote work system. Registration is simple and straightforward, and if you can’t figure something out, bank employees will definitely help you. After this, you will be able to control your account at any time and keep abreast of all current events.

Personal account functionality

Using your Personal Account is quite simple, even for users who are encountering it for the first time. Let us consider in detail the main points and subtleties associated with this.

Interface features

The Personal Account interface is made in turquoise tones on a white background. Important information, messages are marked in red, which is very convenient. The main sections of the menu are located on the right side, information about the status of the client’s accounts and transactions is displayed in the center, and additional information (timer, exchange rates, help) is displayed on the right side.

Main functions

In the Personal Account, users can:

• Receive statements of all completed transactions;
• View balances on bank cards;
• Specify information about deposits, loans, accounts;
• Pay for purchases in online stores;
• Transfer money between your accounts or send it to other users;
• Open deposits;
• Pay for utility services;
• Connect the auto-payment function according to established templates;
• Receive comprehensive information from consultants regarding bank services, your accounts, and services;
• Pay fines;
• Top up mobile operator accounts;
• Find out about the operating hours of the nearest branches and the location of ATMs in the area/city, exchange rates, and the latest banking news.

All listed services are available 24 hours a day. ABOUT technical work users are warned in advance. When they try to log in, they see an announcement about work or an update.

Additional functions

Clients have the opportunity to order a credit card online, as well as calculate the amount of the required payment ( credit calculator). The service is available in the “Maps” section. It is also possible to issue additional cards linked to one account and set limits on them.

Registration in your account

Registration takes place according to the following algorithm:

1. We receive a credit or debit card SKB Bank, or open a deposit here.
2. Becomes bank branch with a request to connect to Internet banking.
3. We fill out the form and sign the contract.
4. We receive data for access to the personal account.

Authorization in your SKB Bank personal account

Login to your Personal Account, step-by-step instructions:

1. Go to the official page of the bank.
2. We enter the login and password issued by the employees of the financial institution in the empty fields.
3. Click on the login button.

You must carefully enter your password and login, otherwise after the third unsuccessful attempt, access is blocked for two hours. After the first authorization, it is recommended to change the code used to log in. The login remains the same.

Possible problems

If you cannot pass authorization after entering the details correctly, you need to:

• Try using a different browser;
• Clear data about browser pages viewed (cache);
• Update your browser to the latest version.

Personal account mobile application

The application is available for iPhone (iOS version 6.0 and higher) or smartphones based on Android OS (version 4.1 and higher). You can download it on the official portal of the banking institution or in stores App Store and Google Play. To log into the mobile application, the same data is used as for your Personal Account.

The application is constantly updated and improved, bugs found by users and developers are corrected. But some clients still note its unstable operation. Therefore, to carry out serious financial transactions It is recommended to use the full version of Internet banking.

Customer support via account

You can contact a support representative online after logging into your account. But before that, you can look at the “Help” section, where explanations of the most common requests are provided. In the mobile application, at the bottom of the screen there is the inscription “Chat”, clicking on which opens a dialog box with a support employee. If your account is blocked, you need to call the hotline operator.

How to disable your SKB Bank personal account?

If for any reason the client decides to abandon the personal account and completely delete it, then this can be done in two ways:

1. By calling the hotline and contacting the operator, you should express your request. You will have to provide your passport details, contract and card numbers, and code words. The employee may ask additional questions.
2. Having visited the nearest bank branch, you must contact an employee, presenting your passport, original agreement, details bank cards. The client writes a statement in the prescribed form for refusal of service. This method is more reliable and effective.

Deactivation may take up to three days. To disable a mobile application, you must completely remove it from your device. It is recommended to check individual folders that may have remained from the application and also delete them.

Security and privacy rules

To keep your finances completely safe, it is recommended to follow the following rules:

• Do not give your password/login to strangers, even if they introduce themselves as employees of a banking institution.
• Do not download the file from unverified resources, they may contain spyware for hacking.
• Control that the connection takes place over a secure channel (https).
• If unauthorized access is detected, you must immediately call support and ask to block the entrance.
• An antivirus must be installed on your gadget (PC, smartphone).