If I lost my card, can I recover it? Plastic cards instead of passports - change of identity card
Since 2014, a program has come into force to replace paper forms of compulsory health insurance with a plastic equivalent. All information about its carrier is stored by an electronic chip. All residents of our country can become its owner. What is the difference between the electronic version? What changes should be expected in connection with the introduction of the new document?
The new format belongs to the next type of health insurance policy, along with a standard policy or an electronic card. Its owner can receive high-quality medical care in the same way as with a paper document, but already throughout Russia. Insurance is carried out by commercial organizations that have certain powers for this.
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Main advantages and disadvantages
The initiative to replace with plastic cards appeared after the holders of old cards had time to assess all its shortcomings. The old form is a blue A5 sheet. The form cannot be folded, as there is a barcode at the fold. In addition, this form cannot be laminated, due to the specified information about the insurance affiliation.
The privileges of the plastic option are no different from the paper one, but there are several functional differences between them.
Pros:
- Maps are convenient to use.
- Small size.
- They keep well, as they are strong and durable.
In addition to a number of advantages of the electronic compulsory medical insurance policy, not all residents of Russia can use it to make an appointment with a doctor.
To write to specialists, medical institutions must be equipped with special devices for electronic recording, specially programmed to read chips.
However, now all cardholders can easily make an appointment with a doctor via the Internet without visiting a clinic.
Minuses:
- Not all insurance companies can issue a document.
- If the owner changes his place of residence, he will have to get a new card.
Information about the owner and the insurance company is saved by the chip, so cardholders need to know by heart the name of their insurer (CMO) and the place where the card was issued.
Appearance
The new analog looks like a plastic card with an embossed chip. Its front side is made in three colors, indicating the name of the insurance company and a unique policy number. The inner side of the card includes information about its owner: full name, date of birth and policy validity period. The plastic version is usually issued for an indefinite period.
Plastic forms for adults are supplemented with a photograph, this is not provided on children's copies. Unlike the paper format, the electronic version does not require the owner to provide information about the work. This is especially useful when the cardholder does not have a permanent job.
The series of the plastic sample is located on the front side of the document and consists of 16 numbers, so it is impossible to confuse it with anything else. The document number is indicated on the back of the card. The remaining eleven digits, located under the cardholder's photo, are the number of the old copy.
Who has the right to issue?
More recently, the policies differed among themselves in terms of their external characteristics, since each insurance company preferred to issue its own forms. They differed in size and color ratio, and if its owner moved to another city, he could have problems getting proper medical care.
You can get a plastic policy:
- All citizens of Russia, regardless of the place of registration.
- Foreign residents who temporarily or permanently reside in the territory of our country.
- People without citizenship, but permanently on the territory of the Russian Federation.
- Refugees temporarily staying in Russia in accordance with Article 16 of Federal Law No. 326-F3.
For temporarily residing citizens, a form is issued, which they can use throughout their stay in Russia.
Despite the introduction of electronic policies, this does not mean that the old ones will be stopped. At the moment, in Moscow alone, there are 12 million people with compulsory medical insurance insurance, and at least 7.5 million people still have samples of 1998 (green card).
If a person does not have the opportunity to personally visit the insurance company and issue an electronic policy, another person can do it for him, but with a notarized power of attorney.
Where can you get it?
Not all health insurance providers can provide electronic cards. Therefore, before going to the insurer, it is better to contact him by phone and clarify the information - whether he can issue a plastic card. You can find out the address and telephone number of your insurer at any medical institution.
To change the paper version to the plastic one, a citizen should contact the insurance organization in which he previously insured with a corresponding statement. Unlike a paper card, a plastic card is not issued in all regions of the country. The standard production time for an electronic version does not exceed 30 days.
In Moscow, only 11 insurance companies, including large insurance companies, can provide the opportunity to replace the old model with a new one. Find out the full list of suppliers providing this opportunity on the FGFOMS website.
Among the authorized firms that allow you to issue an electronic analogue of compulsory medical insurance and have certain powers to do so, there are such large representatives as SOGAZ-Med, Ingosstrakh-M, RESO-Med, VTB Medical Insurance, Rossgosstrakh- Medicine". You can apply for a new card at any branch of the insurer.
Required documents
To obtain, you must provide the following list of documents:
- Statement.
- Passport.
- Birth certificate of a child (up to 14 years old).
- Father's or mother's passport (up to 18 years old).
- SNILS.
The cards are issued free of charge for all categories of the population.
Simultaneously with the replacement of the paper form, the citizen has the right to replace the insurer. All citizens of the Russian Federation have the right to do this, with the only condition that he will do this no more than once a year. You can view a complete list of insurance companies operating in Russia, as well as find out the possibilities of providing services in each specific region, on the OMS website. There is also a lot of other useful information.
After the insured person has applied with a corresponding statement, he receives a temporary certificate. According to it, a person can receive medical care before receiving a plastic card within 30 days. At this time, the insurance agent transfers all information to the territorial authority. As soon as the answer is received, the insurer can notify the recipient of the terms of the policy issue.
The electronic medium is indicated the same as was indicated on the paper one. Some insurers may take a photo of the cardholder at a branch of the company. Adults can get a plastic card for a child on their own.
Simultaneously with a new plastic card, a citizen receives a convenient instruction, which contains a similar scheme of use and information about what kind of medical care he can receive according to the terms of the contract.
To complete the document, some insurers allow users to order the document on their website. There is also a form for an application, by filling out which the user is obliged to print it and appear at the branch of the insurance company with a personal photo, if the document is received by an adult.
Replacing a paper one with a plastic compulsory medical insurance policy
Due to the fact that insurance companies began issuing plastic copies in 2014, many are wondering if old-style documents will be valid. Old forms are replaced with electronic ones in a phased manner. That is why there are no exact deadlines that could limit their validity.
Replacement takes place on a voluntary basis, with the exception of some nuances:
- Change of passport data.
- Policy error.
- Loss of the policy.
- Inadequate state of the policy.
To change the previous policy, its holder must contact his insurance agent with the requirement to issue a new document. Replacement is carried out exclusively free of charge. The money for the operation of the program is distributed between the CHI funds and authorized health insurance companies. For example, if in some situations it took from 100 to 120 rubles to issue a paper version, then for a plastic analogue of compulsory medical insurance the costs increase by about 30-50%.
If the owner of the document changed his place of residence, he should notify the insurer about it. If his company does not function in the new place, he will have to choose a new insurance organization. If the whole family has moved, all family members need to change policies. Having a policy, its holder has the right to choose any state medical institution.
The document is of a new generation throughout Russia, so it makes sense to take it with you every time in case an emergency occurs. It has already been appreciated by many users, especially those who often travel on business trips and often seek medical help.
Those who have an old-style document in their hands have nothing to worry about, since companies do not force them to change, since the rules allow using the old version of the document.
The Universal Electronic Card project is being implemented under the supervision of the Ministry of Economic Development of the Russian Federation. This initiative is of national importance.
Related materials:
JSC "UEC" announces the cancellation of the issue and issuance of universal electronic cards (UEC) from January 1, 2017. The corresponding decision was made at the federal level and enshrined in Federal Law No. 471-FZ dated December 28, 2016.
on the basis of his written statement. From the beginning of 2015, the card will be issued depending on whether you applied or not. If a citizen does not want to receive a UEC, he can apply for a refusal to receive a card.General provisions on the universal electronic card are definedFederal Law of July 27, 2010 No. 210-FZ "On the organization of the provision of state and municipal services."
At the beginning of 2014, the Federation Council approved amendments to the Federal Law "On the Organization of the Provision of State and Municipal Services", which extend the deadlines for issuing universal cards on the basis of applications from citizens until December 31, 2014. Mandatory issuance of UEC for citizens who have not filed an application for refusal is provided from January 1, 2015.
In 2014, the Moscow Government plans to issue 500,000 universal electronic cards with a transport application.
- Editorial
UEC - what does a universal card give to citizens of the Russian Federation?
The universal electronic card (UEC) is intended to certify the rights of the UEC user to receive state and municipal services, as well as to pay for these services in electronic form.
The card can be a carrier of a qualified electronic digital signature (EDS) of a citizen, which enables him to perform legally significant actions, including receiving state, municipal and commercial services in electronic form.
The main features of the UEC electronic banking application, operating throughout the territory of the Russian Federation, include:
- Payment for state, municipal and commercial services.
- Payment for goods and services in the retail network.
- Cash withdrawal from ATMs.
- Banking services (deposits, loans, money transfers, etc., the list of services is established by the issuing bank).
Additionally, UEC can host independent regional and municipal electronic applications that provide services in a specific region.
UEC - a new passport?
Currently, the UEC does not have the status of an identity document (although a bill on the introduction of an electronic passport in 2015 was submitted to the State Duma in January 2013 and is under consideration).
UEC does not replace the passport, zakgan passport or driver's license of a citizen of the Russian Federation.
UEC provides access to information about the owner of the UEC to certify his rights to receive state, municipal services and other services.
Where and how you can use UEC
A map is a tool with the use of which departments, foundations, organizations and institutions will be able to provide citizens with a wide range of services in electronic form. The card can be used:
- at ATMs and POS terminals;
- in the terminals of the network of participants of the Unified Payment and Service System "Universal Electronic Card";
- in departments, (MFC);
- in transport (metro, ground transport);
- on the Unified portal of state and municipal services.
- on regional portals of state and municipal services;
- on the UEC-Online Portal;
- on the portals of commercial service providers who have received the appropriate permission to authorize UEC users.
In the near future, with the help of the UEC, as the developers promise, there will be opportunities:
- receive information about the utilities provided, and about charges to them with the possibility of payment;
- making an appointment with a doctor, making an application for high-tech care, receiving primary health care and electronic registration services, electronic medical history, electronic prescriptions, payment for drugs and services;
- obtaining information about the results of the exam, entrance examinations and enrollment in universities, about the progress of the child;
- enrollment of a child in kindergarten;
- use the card as an analogue of a travel ticket, including for privileged categories of citizens;
- to issue and receive benefits for temporary disability, for pregnancy and childbirth, childcare;
- submit applications for the appointment or recalculation of a pension;
- get up and dismissed at the tax authority, file tax returns, receive information about unpaid fines and pay them;
- apply for the appointment of unemployment benefits, the provision of material assistance and assistance in employment;
- receive information about the state of an individual personal account in the compulsory pension insurance system, an application for transfer to a non-state pension fund.
- pay traffic fines, fees for obtaining a driver's license, registration or deregistration of a vehicle;
- remote execution of insurance contracts.
UEC and OMS
When applying for a UEC, it is strongly recommended to have a policy with you compulsory health insurance... In the absence of a policy, the applicant will not be able to receive medical services using the card. Moreover, from January 1, 2014, the presence of a compulsory medical insurance policy is a prerequisite for obtaining a UEC.
For example, military personnel and citizens equated to them cannot get UEC, t. to. they are not issued a compulsory medical insurance policy.
UEC and SNILS
Currently, the insurance number of the individual personal account of the insured person in the compulsory pension insurance system of the Russian Federation (SNILS) is the most popular identifier of a citizen and is used to obtain services on state portals. When using UEC SNILS it is read automatically.
Use of UEC on the Internet
To use the UEC on the Internet, it is used card reader - a device for interaction with UEC, which has certified software and hardware protection.
To work on the user's personal computer UEC, any card reader that complies with the PC / SC standard can be used. Card readers for UEC are supplied by independent suppliers. Also requiredinstall the software (it is free, as reported on the UEC website, you can download the program on the manufacturer's website CIPF "CryptoPro UEC CSP"), which allows you to work with an electronic signature.
With the use of a card reader, the holder of a universal electronic card becomes available to all electronic services provided on the portals of state and municipal services, as well as to sign, for example, contracts (which is important for freelancers and those who cannot physically sign a document).
In early April 2013, amendments were introduced to the Labor Code of the Russian Federation regulating distance employment. Now an employment contract drawn up in electronic form, certified by the electronic signatures of the parties, has the same force as a contract on paper signed in person. In this case, the employment contract must indicate when the employer and employee must confirm the receipt of an electronic document from each other.
The cost of a card reader in different trade is 200-400 rubles.
How to get UEC?
UEC is issued free of charge to citizens of the Russian Federation on the basis of a personal application.
The card is valid for five years.
At the moment, it is not possible to apply for a UEC remotely. To do this, you need to go to the service point, which is also the point of receiving applications.
For citizens under 14 years of age, an application for the issuance of a UEC is submitted and signed by a legal representative. In this case, the placement of a photo of the minor on the UEC is not necessary.
Minors between the ages of fourteen and eighteen can independently submit an application for the issuance of a UEC and receive a card, as well as refuse it.
When submitting an application, a citizen must have with him:
- identity document (required);
- compulsory health insurance policy ( mandatory from January 1, 2014);
- insurance certificate of compulsory pension insurance (if any).
An application can be submitted in Moscow, having only a temporary registration in the capital (only for citizens of the Russian Federation). But the law does not provide for filing an application by power of attorney.
There, at the service point, the applicant will be photographed. You can bring a photo with you (color or black and white,in electronic form or on paper), but it must meet the following requirements:
- For paper photos - 3.5 x 4.5 cm, on matte paper up to 0.3 mm thick, without creases, scratches or other damage, andthe image must be in focus, pThe distance from the chin to the top of the head should be 70-80% of the height of the picture.
- For photo in electronic form - the photo must be saved with a resolution of 420 pixels wide x 525 pixels high up to 480 pixels wide x 600 pixels high, depending on the optical resolution of the image with an aspect ratio of 4: 5 in JPEG format. The maximum file size for a color photo is 300 Kb, the minimum is 90 Kb. The maximum file size for a monochrome photo is 60 Kb, the minimum is 17 Kb. Colors: either 24-bit RGB color space, in which there are 8 bits per pixel for each color component (red, green, and blue); or 8-bit monochrome color space, in which there are 8 bits of luminance value for each pixel.When using a scanner, the photo must be scanned with an optical resolution of 533 to 610 dpi.
If desired, the applicant can include in the data that will be "carried" by his card, an electronic signature key. This signature will have the same legal effect as the applicant's personal physical signature.
When submitting an application, the applicant chooses the bank to the account in which the card will be linked.
So far, the choice of banks is limited. The affiliate program involves:
- OJSC "Sberbank of Russia"
- OJSC "Bank Uralsib"
- OJSC "AK BARS" BANK
- OJSC "Moscow Industrial Bank"
- JSC CB "Center-invest"
- OJSC "Bank Saint Petersburg"
- OJSC Bank AVB
- CJSC "Surgutneftegazbank"
- Bank "Northern Credit" (OJSC)
- JSCB "Almazergienbank" OJSC
- "Zapsibkombank" OJSC
- OJSC "Asian-Pacific Bank"
- OJSC KHANTY-MANSIYSKY BANK
- LLC "Khakass Municipal Bank"
The account, if available, can be linked to the card, or first opened and then linked. But for these actions, the bank needs to be formed independently. The service point will not link your account to the card, it is not their competence.
When the card is ready, the applicant needs to visit the point of issue of the card (it is indicated in the application, as the rules of the points of acceptance of the application and the points of issue coincide) and receive the card itself and an envelope with PIN codes to it. PIN codes are needed for different functions (a different code for each function): for personal identification when receiving services, signing documents with an electronic signature, used when need to change codes for these two actions, and a PIN for the banking application.
If you receive a card in Moscow, on the website uec.mos.ru you can check the status of the application for the issue of UEC, and check the card itself. From there you can go toportal of state and municipal services of the city of Moscow.
If there is a marriage, the replacement of the UEC is carried out free of charge on the basis of an application.
Moscow region
There are 4 service points in the Moscow region.
OJSC is responsible for the implementation of the project in the Moscow region. "Universal electronic map of the Moscow region".
Replacement in case of theft, loss or expirationUEC
In case of loss, you should immediately inform the organization that issued the UEC (for Moscow, this is the State Unitary Enterprise "Moscow social register", for the Moscow region - JSC "Universal electronic map of the Moscow region"), to the bank in which an account linked to the UEC is opened and, if there is an electronic signature on the lost UEC, to the certification center that issued the certificate of the electronic signature verification key posted on the UEC.
A citizen has the right to apply for a duplicate UEC. Issuance of a duplicate is carried out on a paid basis.
In case of expiration, replacement of the bank, the card is issued free of charge.
Refusal from UEC
If you do not want to receive a personal electronic card, you need to contact an organization authorized to issue cards (for Moscow it is the Moscow Social Register State Unitary Enterprise, for the Moscow region - OJSC Universal Electronic Card of the Moscow Region).
But it should be borne in mind that you can refuse to use the UEC only if the UEC is released. Therefore, it makes sense to apply with a refusal after January 1, 2014, when the cards will be issued in large quantities.
Refusal to use UEC does not mean cancellation of the card. Refusal to receive or use the UEC does not bear restrictions on the receipt of services, benefits, etc. Services and benefits will be provided on the basis of existing documents.
It is impossible to imagine the modern practice of banking operations, trade transactions and mutual payments without settlements using plastic cards. Cashless payments using plastic cards also refer to the electronic payment system.
An electronic plastic card is a storage medium that identifies the owner and stores certain credentials.
There are credit and debit cards.
Credit cards are the most common type of plastic cards. These include cards of the national systems of the United States Visa and MasterCard, American Express and a number of others. These cards are presented to pay for goods and services. When paying with a credit card, the buyer's bank opens a loan for the purchase amount, and then after a while (usually 25 days) sends the invoice by mail. The buyer must return the paid check (invoice) back to the bank. Naturally, a bank can offer such a scheme only to the most wealthy and proven of its clients who have a good credit history with the bank or solid investments in the bank in the form of deposits, valuables or real estate.
The debit card holder must deposit a certain amount into his account with the issuing bank in advance. The amount of this amount determines the limit of available funds. When making payments using this card, the limit is reduced accordingly. To renew or increase the limit, the owner must re-deposit money into his account. Both credit and debit cards can be personal as well as corporate. Corporate cards are provided by the company to its employees to pay for travel or other business expenses.
To identify the owner, the following are applied to the plastic card:
a) the logo of the issuing bank;
b) logo of the payment system serving this card;
c) the name of the cardholder;
d) cardholder's account number;
e) card expiration date, etc.
In addition, the card may contain a photograph of the owner and his signature.
Alphanumeric data (name, account number, etc.) can be applied in embossed font.
According to the principle of operation, passive and active plastic cards are distinguished.
Passive plastic cards only store information. These include plastic cards with a magnetic stripe. Magnetic stripe cards are the most common. The magnetic stripe is located on the back of the card. Magnetic stripe cards are relatively vulnerable to fraud. To increase the security of their cards, the Visa and MasterCard / Europay systems use additional graphic means of protection: holograms and non-standard fonts for embossing. (Embossing is the process of mechanical extrusion on the face of a plastic card of its number and expiration date, the client's surname and name, the name of the company). Payment systems with such cards require on-line authorization at retail outlets. A distinctive feature of an active plastic card is the presence of an electronic microcircuit built into it.
Chip cards can be classified in two ways.
The first sign is the principle of interaction with the reader. Basic types:
- 1. cards with contact reading; A card with contact reading has 8 to 10 contact plates on its surface. The location of the contact plates, their number and the purpose of the pins are different for different manufacturers and it is natural that readers for cards of this type differ from each other.
- 2. cards with contactless (induction) reading. Data exchange between the contactless card and the reader is carried out inductively. Obviously, such cards are more reliable and more durable.
The second feature is the functionality of the card. Basic types:
- 1.cards-counters; They are used in cases where the payment transaction requires a decrease in the account balance of a fixed amount.
- 2. memory cards; is a rewritable counter card, in which the protection against attacks by malefactors is increased. They are subdivided into protected and unprotected (full-access) memory; the level of protection is greater than that of magnetic ones.
- 3. cards with a microprocessor. Smart cards or smart cards. It is possible to use the “self-blocking” function in case of unauthorized access to data. There are microprocesses containing the main hardware components:
a) microprocessor with a clock frequency of 5 MHz;
b) operational memory with a capacity of up to 256 bytes;
c) permanent memory with a capacity of up to 10 Kbytes;
d) non-volatile memory with a capacity of up to 8 KB.
Personalization and authorization are important stages of using a plastic card. Personalization is carried out when the card is issued to the client. At the same time, data is entered on the card, allowing to identify the card and its owner, as well as to check the solvency of the card when accepting it for payment or issuing cash. Personalization also includes magnetic stripe coding.
Usually, the procedure for card transactions is divided into three stages:
- · At the first workplace, the card is activated (put into operation);
- · At the second workplace, operations related to safety are performed;
- · In the third workplace, the actual personalization is carried out.
Such measures increase safety and eliminate possible abuse.
Authorization is the process of approving a sale or dispensing cash on a card. For authorization, the service point makes a request to the payment system to confirm the powers of the card bearer and his financial capabilities. Authorization is carried out either "manually" (a voice operation, when the seller or cashier sends a request to the operator by phone), or automatically (the card is placed in the terminal, the data is read from the card, the owner enters the PIN code, and the cashier enters the payment amount), after which the terminal performs authorization, establishing a connection with the payment system database (on-line mode) When issuing cash, the process is similar, with the only feature that money is automatically issued by an ATM, which performs authorization.
A proven method of identifying the owner of a plastic card is the use of a secret personal identification number (PIN). The PIN value should only be known to the cardholder. On the one hand, the PIN must be long enough so that the brute-force guessing probability is reasonably low. On the other hand, the PIN must be short enough for the owner to remember. Usually, the PIN length ranges from 4 to 8 decimal digits, but can be up to 12. The protection of the personal identification number PIN for a plastic card is critical for the security of the entire payment system. Plastic cards can be lost, stolen or tampered with. Therefore, the open PIN form should only be known to the legal cardholder. It is never stored or transmitted within the framework of an electronic payment system. For greater convenience of the client, use the PIN value chosen by the client himself. This way of determining the PIN allows the client to:
- 1. use the same PIN for different purposes;
- 2. to set in PIN not only numbers, but also letters (for ease of memorization).
The main security requirement is that the PIN value should be remembered by the cardholder and should never be stored in any readable form. But people are imperfect and very often forget their PIN. Therefore, for such cases, special procedures are designed: restoring a forgotten PIN or generating a new one.
The Troika transport card is used to pay for trips according to the principle of a regular pass with an electronic chip or to enter some entertainment facilities in the capital. It can be used to pay for rides in the metro, commuter trains or public transport in the capital and the region. We offer you to understand the main questions that arise among electronic travel card holders, in particular, what to do if you have lost your Troika card.
Terms of purchase and use
The Troika card is issued free of charge. The purchaser only needs to pay the collateral value, which is fifty rubles. On the same terms, an electronic travel card with the Strelka transport application is provided. You can get them through the ticket offices of the Metro, Mosgortrans, TsPPK or MTTPK. At the same points, the collateral value is returned. To do this, it is enough to provide the "plastic" in working order, without damage.
Replenishment of the account of electronic travel cards is carried out through the agent network. For this, payment terminals "Eleksnet", "Euroset", "Svyaznoy", cash desks of JSC "Central PPK" are used. A complete list of addresses where money can be credited to the card balance is available on the Unified Transport Portal. City or commuter train tickets purchased in paper form can be recorded on plastic media.
A refund
The money deposited to the Troika account is refundable if it was transferred as payment for the Wallet e-ticket. Employees of the Moscow Transport service center can help you with this. You must personally visit the organization and draw up an application. The document is submitted on a standard form indicating the following data:
- the amount to be returned;
- account details where the money will be transferred;
- data of the issuing bank.
A valid plastic carrier is attached to the application. You need to know that if the card is lost, the funds deposited on it cannot be returned. The accrual is made within a month from the date of application.
When returning the balance of funds, it must be borne in mind that prepayment for travel on suburban trains is refunded only under certain conditions, which include:
- temporary disability;
- business trip;
- changing of the living place.
The cost of a paper ticket that has been recorded on an electronic medium is non-refundable. Such conversion is not provided by the system.
How to recover a lost or damaged card
Citizens using an electronic travel card often ask the question: "If I lost my Troika card, can I restore it?" Unfortunately, such media are not personalized. Simply put, it is impossible to prove the presence of money or the ownership of an electronic carrier to a particular person. The exception is the cards of pupils and students. They contain the personal data of their owner. In all other cases, blocking or transferring funds is impossible. If the "plastic" just went out of order, it can be replaced by transferring all the money that has not yet been spent.
If a Troika card is lost, which is a nominal one, it must be replaced by reissue. The owner must first contact the institution that issued the electronic pass. Further, with a new card and a document, which indicates the certified data of the lost media, you need to go to the SC "Moscow Transport". Employees of the organization will help to restore information about the services provided.
Conclusion
The Troika card is not only a convenient means of paying for travel. It provides access to the city's main attractions. It can be used to pay for visits to the zoo, the Lunarium museum, the skating rink at VDNKh or the Tretyakov Gallery. The inability to restore or block unnamed cards is undoubtedly a big minus. But, in the near future, it is planned to bind an electronic travel ticket to a phone number. This will allow its owners not to wonder what to do if they have lost their transport card. It will be possible to recover all the data of the medium without much difficulty.
January 16, 2017 JSC "UEC" announced the closure of the project for the issuance and issuance of universal electronic cards (UEC) from January 1, 2017. The corresponding decision was made at the federal level and enshrined in Federal Law No. 471-FZ of December 28, 2016 (Article 4).A universal electronic card of a citizen of Russia is a plastic card of the established sample, which combines an identity document, a compulsory medical insurance policy, an insurance certificate of compulsory pension insurance, and a debit bank card; it allows its owner to receive government services and make payments.
Already from the beginning of 2013, every citizen of Russia will be given a free universal electronic card (UEC), which is mentioned in the federal law "On the organization of the provision of state and municipal services" No. 210-FZ dated July 27, 2010. The universal electronic card is, in its own way, the heir of long-running regional projects in which the so-called social card of Russia is already participating. For many people, this convenient tool will facilitate the process of obtaining state and municipal services, pensions and social benefits. As a tool, the UEC is a "plastic" with individual information related to the owner printed on it: full name, gender, date and place of birth, personal numbers of the personal account in pension insurance and the compulsory medical insurance policy. Information is placed both in digital form, encrypted on a built-in microprocessor, and in alphanumeric form. An electronic storage medium (a chip and a magnetic stripe, like bank cards) will help a citizen to certify their rights to receive certain services through special terminals, ATMs and other reading devices. For example, by inserting your UEC into the reader of your home PC and entering a security pin code, you can make an appointment with the mayor's office, clinic or apply for registration of rights to real estate. Russian lawmakers assure that a universal electronic citizen card will replace several documents at once: an identity card, a pension certificate, a medical insurance policy. In addition, the unified social card of Russia will in the near future become an analogue of a student, student, travel ticket, a document for receiving social benefits, it will even be able to replace a driver's license and an OSAGO policy. Since the universal electronic card of a citizen contains the necessary information for personal identification, it will eventually replace the passport. All these paper documents, including the passport, will not disappear altogether, but will exist in parallel with a more convenient universal card. A universal electronic citizen card is intended not only for comfortable and quick access to information and receiving services from the executive branch. The card can be used to pay for these and other services, pay for goods, utilities, travel, taxes, etc. Even a regular bank transfer is available using the UEC. For this purpose, an electronic application will be connected to the card, which will make it possible to use a personal bank account. Many banking institutions will become partners of the Universal Electronic Card project. Article 26 of Law No. 210-FZ states: "The choice of a bank that provides services within the framework of an electronic banking application is made by a citizen from among banks that have entered into an agreement with a federal authorized organization." Since 2001, Muscovites have been using a similar electronic Muscovite Social Card. One of the leaders of the "Universal Electronic Card" project assures that with the introduction of the UEC, the need for the existence of such social plastic cards, which have long been working in different regions of the Russian Federation, will disappear. All of them will be replaced with a federal card of a single sample, to which the existing regional programs will be added.
Article 22 of Law 210-FZ says: "The user of a universal electronic card can be a citizen of the Russian Federation, as well as in cases stipulated by federal laws, a foreign citizen or a stateless person." UEC can be obtained by a person who has reached the age of 14, and for children under the age of 14, the card will be issued to parents or legal representatives. Issuance of universal electronic cards at the request of citizens will be carried out from 01.01.2013 until 31.12.2013 In this case, a photo of the owner will be taken at the reception point and a sample of his personal signature will be taken to be placed on the card. Since 2014, the release of the UEC will begin for all others who have not submitted an application in person. Anyone can declare a refusal to issue him a universal card. A citizen who has not received the UEC retains all rights to state. services and benefits using familiar paper documents. A prototype of the card has also been developed. So, for example, the UEC, developed by the Agency for Innovation and Development of the Voronezh Region, looks like this:
Sample UEC of a citizen of Russia
The numbers on the card indicate the following:
| Number | Decoding |
|---|---|
| 1 | Bank logo - the issuer of the banking application |
| 2 | Payment system logo |
| 3 | UEC number |
| 4 | Three-digit card authentication code |
| 5 | Contact information of the authorized organization of the constituent entity of the Russian Federation |
| 6 | Additional payment system logo |
| 7 | Surname |
| 8 | Name |
| 9 | middle name |
| 10 | Floor |
| 11 | Date of Birth |
| 12 | Applicant's photo |
| 13 | UEC validity period |
| 14 | Signature example |
| 15 | Universal electronic card number assigned to the banking application |
| 16 | Insurance number of an individual personal account (SNILS) |
| 17 | Compulsory health insurance policy number (MHI) |
| 18 | Manufacturer number |
| 19 | Duplicate portrait |
- In Russia, more than 400 points for issuing UEC have been opened, of which 350 are in Sberbank branches.
- As of the end of January, more than 20 thousand applications for the issuance of cards were submitted in Russia, and the issuance of cards amounted to almost 10 thousand.
- In 32 Russian regions, the number of applications filed by citizens exceeds a hundred, and in 44 regions - less than 100.
- In Bashkiria (2.216 thousand applications were accepted, 1.496 thousand cards were issued).
- In the Astrakhan region (1.639 thousand applications received, 826 cards issued).
- In Tatarstan (1,591 applications accepted, 160 cards issued).
- Federal Law of 27.07.2010 N 210-FZ (as amended on 03.12.2011) "On the organization of the provision of state and municipal services";
- Decree of the President of the Russian Federation of 10.10.2011 N 1339 "On the use of the State Emblem of the Russian Federation on a universal electronic card";
- Decree of the Government of the Russian Federation of 07.07.2011 N 552 "On the procedure for granting by federal executive authorities and state extra-budgetary funds access to their information systems in terms of information required for the issuance, issuance and maintenance of universal electronic cards";
- Resolution of the Government of the Russian Federation of 25.04.2011 N 321 "On approval of the Rules for issuing a universal electronic card";
- Resolution of the Government of the Russian Federation of March 24, 2011 N 208 "On technical requirements for a universal electronic card and federal electronic applications";
- Order of the Ministry of Economic Development of the Russian Federation N 387 / Ministry of Finance of the Russian Federation N 90n / Bank of Russia N 2669-U dated 01.08.2011 "On requirements for banks, as well as requirements for an agreement concluded by a federal authorized organization with banks participating in the provision of services within the framework of the UEC electronic banking application , and the order of its conclusion.
You can also watch a short (but informatively rich) video clip, in which the first vice-president of OJSC "UEC" Anna Katamadze in the program "Test purchase" answers popular questions about the universal electronic card:reference: JSC "UEC" was created in accordance with the order of the Prime Minister of the Russian Federation V.V. Putin No. 1344-r dated 08/12/2010 is a federal authorized organization for the issuance, issuance and maintenance of cards of the same name. Owners: Sberbank of the Russian Federation - 44%; Uralsib FC - 12.5%; AK BARS Bank - 12.5%; Dialogue Troika - 24%; Sitronics - 7%.