In which bank can I take a loan with a passport. Consumer loan under a passport without a certificate of income from an agricultural loan c. Which banks can I get a loan from a passport

Choosing a loan, especially if you want to get everything done quickly and with a minimum of documents. While you take the 2-NDFL certificate, while you make a copy of the work book and certify it, while you are looking for which second document is suitable for a particular organization, it can take 3-5 days. There is no way to wait so long? Here is a list of 10 banks where you can take only with your passport. You will not need any other documents.

In these banks, you only need a passport for a loan.

In Promsvyazbank, Homecredit and ATB (Asia-Pacific Bank) now up to 10%, and in Tinkoff and Touchbank you can get money without even visiting the office, since the application is sent via the Internet, and a courier will bring a card from which you can withdraw cash ... In Vostochny, the largest issuance limit, up to 15 million, and in SKB, although high rate, but you can. From the age of 18, cash will be issued by MKB and Tinkoff. The Post Bank works with all categories of the population, in UbRiR applications are very quickly approved on the same day, and you can get a loan from Homecredit.

Promsvyazbank - 9.9% with a good history

• Amount: From 100,000 to 3,000,000;
• Term: From 1 to 12 years;
• Interest rate: From 9.9% to 14.9%;
• Age: 22-65 years old;
• Probability of approval: 65%.

The best conditions Promsvyazbank offers to those who receive a salary on their cards or work in a reliable and trusted company. But for the rest, a consumer loan is issued for any purpose for 1 visit to the office right on the day of application. The questionnaire can be filled out online, and after receiving approval, you can visit the bank, sign an agreement and collect money. The company is large, so you should only deal with a good story.

Touchbank - up to 1,000,000 online

• Amount: From 10,000 to 1 million;
• Term: From six months to 5 years;
• Interest rate: From 12.9%;
• Age: 21-65 years old;
• Probability of Approval: 85%.

Touchbank is a convenient online project, a daughter of a well-known Russian OTP bank, offers to issue cash loans and credit cards online only with a passport, without leaving home. The courier himself will bring the Touch bank card to your home, and you can choose how to dispose of the approved amount of the consumer loan - receive cash or use it as credit limit for purchases with a card. In the latter case, up to 61 days of the grace period.

MKB - from 9.9% without insurance and commissions

• Amount: From 750,000 to 5 million;
• Term: From 1 to 5 years;
• Interest rate: From 9.9%;
• Age: from 18 years old;
• Probability of approval: 90%.

The main advantage of the Moscow credit bank- Issuing loans not just by one passport, but from the age of 18, from the very age of majority. In some cases, they can arrange for a younger age, but here guarantors will already be needed.

For the first three months, it is possible to reduce loan payments under the "credit holidays" campaign - if it is difficult to pay a large amount at once.

The questionnaire is considered no more than an hour, after which you can go to the company's office with a Russian passport to sign the contract and receive cash.

Post bank - cash near the house

• Amount: From 300,000 to 1.5 million;
• Term: From 1 to 5 years;
• Interest rate: From 10.9%;
• Age: from 21 years old;
• Probability of approval: 87%.

An important point - in the Post Bank to receive money, you will also need SNILS. But this shouldn't be a problem - everyone has it.

The decision is made in just 1 minute. You can now send the application form via the Internet and in half an hour come to the nearest office for money.

It is convenient to take money near your home, since there are branches in almost every office of the Russian Post, and you can apply for a loan even now, having received a loan with a passport on the day of application.

Issued from the age of 21 to all citizens of the Russian Federation. The credit history is checked, but not denied even if it is damaged. True, the rate will already be from 15% to 20% per annum. The most important thing is that there are no big debts and long-term open delinquencies.

Homecredit - issue on the same day

• Amount: Up to 1 million;
• Term: From 1 to 5 years;
• Interest rate: From 7.9%;
• Age: from 22 years old;
• Probability of approval: 73%.

They issue loans under a passport, without requiring other documents, including income certificates. But official work and work experience of at least six months is required - information about the employer is checked, and if you indicated inaccurate data, then you will be refused a loan.

It is necessary to indicate a landline phone: work, home, or at least the next of kin. You also need Russian citizenship, registration in the region where you are applying for a loan and age from 22 years.

The most important thing: refuse to issue clients with bad story... If you have now, or even had in the past, large debts and delays in payments, it is better to look for more.

And if you paid off debt earlier on time, you can get from 7.9%

Tinkoff - 12% on a passport without a visit to the bank

• Amount: Up to 1 million rubles;
• Term: From 3 months to 3 years;
• Interest rate: From 12% to 24.9%;
• Age: 18-70 years old;
• Probability of approval: 90%.

Tinkoff Bank is purely virtual, it has no office that you can come to. Therefore, it issues express loans in cash in the same way as Touchbank - it brings a card with money to the house with a courier. If you take a loan, they give debit card, from which you can withdraw money from an ATM of any bank. If a credit card - up to 55 days, a grace period. Offers loans from 18 years old.

SKB-Bank - a loan for 1 document with a bad CI

• Amount: From 50,000 to 100,000;
• Term: Up to 3 years;
• Interest rate: Up to 59.9%;
• Age: 23-70 years old;
• Probability of approval: 90%.

The high interest rate, which can reach 59.5% per annum, is compensated by the fact that SKB-Bank issues only with a passport without a credit history. You can also deal with delays - the probability of approval is lower, only 60% -70%, but it is there.

Vostochny - without refusal at 9.9% per annum

• Amount: From 25 thousand rubles to 3 million;
• Term: From 13 to 240 months;
• Interest rate: From 9.9% per year;
• Age: 20-65 years old;
• Probability of approval: 95%.

The highest probability of approval of cash loans is in Vostochny, it reaches 95%. You can apply here with bad CI and without it at all, if you have never taken out a loan in your life. True, even though formally it is possible to receive up to 15 million rubles, only amounts of up to 200 thousand are issued according to the passport. The company makes a decision in 15 minutes, the money can be taken today.

UbRiR - almost no rejection approval

• Amount: From 50,000 to 1 million;
• Term: 3 to 7 years;
• Interest rate: From 9.5%;
• Age: from 21 to 75 years old;
• Probability of Approval: 96%.

UbRiR issues loans to all Russian citizens aged from 21 to 75, including students and pensioners, and not just working people.

Minimum bet available only for amounts up to 200 thousand rubles, if you need more - contact other banks, since here the percentage reaches 22%.

The decision on your application is made, after a call from the manager or SMS with approval, you can go to the nearest office to sign loan agreement and getting cash.

Only according to the passport they are ready to issue up to 300 thousand rubles, more - you will already need to edit 2-NDFL or other options for confirming income.

Lending to employees and. For the first, the requirement for work experience is from 3 months, for individual entrepreneurs - from 1 year. They do not cooperate unofficially with the unemployed and employed.

ATB - with work experience of 1 month at 9%

• Amount: Up to 700,000;
• Term: From 13 months to 5 years;
• Interest rate: From 9%;
• Age: 23-65 years old;
• Probability of approval: 80%.

An important nuance: they will not give a loan. But experience of only 1 month is not a difficult condition to fulfill. The Asian-Pacific Bank has many branches in Siberia and the Far East, but it also exists in Moscow. The probability of approval is only 80%, but with a good credit history, problems in 98 cases out of 100 do not arise.

Where to get a loan on a passport if the bank does not give

In addition to these ten banks, there are others that issue express loans under one document. But what if three or more organizations have not approved the loan for you? Trying further, getting rejection after rejection and spoiling your credit history? This is not an option. Wait until you get more seniority or higher salary? You can, but what if you need cash today? It remains to apply to MFIs that do not impose such high requirements, are also ready to issue money online and only with a passport on the day of application and turn a blind eye to their credit history. Here are 5 options:

1. - loans up to 30,000 per card, issued online with a decision in 15 minutes. Exactly 1% per day;
2. - now there is a promotion for which the first loan can be taken. The largest, proven and reliable MFI in Russia.

With minimal requirements, you only need a passport of a citizen of the Russian Federation to receive a cash loan.

In general, in order to quickly and correctly consider an online loan application, each bank independently sets the requirements for the set of documents necessary for making a decision. Depending on your own credit policy and the risks assumed. On this page, we have collected for you all loan offers, for which one passport is enough.

Can I get a loan with a copy of my passport?

It is possible to take out a loan on a passport only with its original, providing a copy of this is impossible. Banks of Moscow require the obligatory presentation of the original of the main document proving your identity. Moreover, this requirement is not affected by a nuance: a copy of your passport is provided or a third party.

SNILS is lost, is it possible to issue a loan by providing only its number?

Registration of a loan in a bank requires the obligatory provision of originals of the borrower's personal documents. This also applies to insurance number individual personal account. That is, the presentation of the original SNILS, when requesting this particular document, and not its data, is mandatory.

In its absence, the way out is turning to another commercial structure that does not require SNILS as mandatory document... You can easily find here cash loans with issuance on the day of application, according to a passport and without income certificates. Or with the provision of one additional personal identity document, in addition to SNILS.

Our site contains a list of banks that are ready to offer only by passport. There is no need to waste time to get a certificate of income from work, to find your military ID or other documents.

Acquainted with credit offers and you can choose among them suitable in terms of conditions and terms directly from your home or office. To get it, you need to use the online application - in this case, the request automatically goes to all banks in the city where you live.

List of banks

We offer to get a loan only in reliable and trusted banks, such as "", "Alfa-Bank", "Tinkoff", "", "", etc. The list on the site is quite extensive, but you can study it in a matter of minutes.

We also cooperate with MFOs that issue microloans for a short period and under low interest... Among the most popular are "", "", "", "", etc. All of them issue loans only on the basis of a passport.

The positive aspects of such lending are obvious:

• speed and ease of registration. As a rule, the decision on extradition is made in a matter of minutes;
• minimum of documents;
• saving time;
• high percentage of approval of applications. Credit history, as a rule, does not play a big role here. Even those who have arrears on previously issued loans can pick up a loan.

Many banks arrange not only for a cash loan, but also offer a credit card that is delivered directly to your home. Due to the interest-free (grace) period of use in practice credit card may be more profitable than a loan... With it, you can safely store your money, pay without any problems in online stores and shopping centers.

The easiest way is if you work for at least six months at your current workplace and receive at least 15,000 rubles. But what if you lost your job or are unofficially registered, and you have income, but you cannot prove it in any way? It remains to look for options where you can take a loan without 2-NDFL and guarantors. We have collected 7 banks that issue loans without income certificates.

Where to get a loan without proof of income

Private investor draws up loans on a passport without certificates 2-NDFL from own funds almost without rejection. Broker- helps in obtaining loans from banks and others credit institutions with a 90% guarantee of the issue of money. No prepayment.

Promsvyazbank, Tinkoff, Gazenergobank, MKB and Vostochny issue loans not only without certificates, but also with only one passport. In addition, Promsvyazbank and the Renaissance have the most favorable interest... With bad credit rating it is best to contact Vostochny or Renaissance - there are only 10% of refusals, and with a good one - in MKB and Home Credit, where they can now offer from 7.9% -9.9%. Preferential terms for pensioners it is guaranteed by Vostochny, and for - by Tinkoff Bank and MKB, which issue cash from the age of 18.

Assistance in receiving from Msk-Money

• Amount: From 20 thousand rubles to 2 million;
• Term: From 1 to 20 years;
• Interest rate: From 12% per year;
• Age: from 18 years old;
• Documents: passport.

If you have difficulties in obtaining a loan from a bank, for example, you cannot provide a certificate of employment, without official employment, or a not very perfect CI, then contact Msk-money. They help to get almost 100% guaranteed money in banks and other organizations, prepare documents for you and choose companies in which you will receive the financial assistance you need without refusal.

Bad credit in Vostochny

• Amount: From 25 thousand rubles to 3 million;
• Term: From 13 to 240 months;
• Interest rate: From 9.9% per year;
• Age: 21-75 years old;
• Documents: passport.

In general, without confirmation of income, it does not require any certificates from you and additional documents, issued only by the passport of the Russian Federation.

Only by passport to Gazenergobank

• Amount: Up to 1.3 million rubles;
• Term: Up to 5 years;
• Interest rate: From 11.9%;
• Age: 23-70 years old;
• Documents: passport.

Most important point: without a certificate of income Gazenergobank is ready to offer you only 180,000 rubles. Large sum- already only with proof of income. Also, you must have at least 3 months of experience in the current job. Plus, a loan can be obtained by pensioners up to 70 years old.

Almost no failure in Renaissance Credit

• Amount: up to 700,000;
• Term: 2-5 years;
• Interest rate: from 9.9%;
• Age: 24-70 years old;
• Documents: 2 documents.

One of the most loyal banks that issue loans without certificates and guarantors even to clients with bad credit history. It will take two documents. But on minimum percentage 9.9% can be calculated only with a 2-NDFL certificate, for the rest the rate will be higher - it is determined individually at the bank.

Low Interest Home Credit

• Amount: From 10 to 1 million rubles;
• Term: From 1 to 5 years;
• Interest rate: From 7.9%;
• Age: 22-64 years old;
• Documents: 2 documents to choose from.

Standard conditions in Homecredit are a rate of 7.9% per year for an amount of up to 200,000-300,000 rubles. At the same time, up to 200-300 thousand, even a certificate of income will not be required, only a Russian passport. Above - you already need confirmation of income in the form of 2-NDFL, in the form of a bank or in other ways. In any case, loans are issued only with a good credit history, with delays, you should not even try. Online solution for an application in 1 minute!

Where to get a loan without income if banks refuse

If banks refused to give you a loan because you have open delays, or experience less than 3 months, you cannot prove your income in any way, you have a damaged credit history, or you are only 18-19 years old, then there is only one option - to apply for express loan in an MFO. In any microfinance organization high interest rates up to 350% per annum and above (1% per day), but if the money is needed urgently, then they will be given it there without refusal and confirmation of income simply by a passport.

1. - up to 30,000 per month with a rate of 0.63% per day according to the passport;
2. - up to 1%. Loans online at bank card... Up to 30,000;
3. - from 18 years old, up to 25,000 at 1% per day on a card and in cash;
4. - up to 100,000 per card on the day of application. Rate 1% per day;
5. - up to 99500 per card. High probability of approval. From 0.27%.