Sberbank partners in mortgage lending. Mortgage partners vtb

The real estate market develops annually. Construction organizations, real estate firms and banking system benefit from mutual cooperation. Official partners of Sberbank in mortgage lending enjoy the privileges of working with the largest financial institution Russian Federation... Includes online information exchange, comprehensive employee assistance, brand use. Growth in business profitability is directly proportional to ties with large organizations.

To become a partner of Sberbank in mortgage lending, a company must be ready to provide quality services to consumers and actively engage in attracting clients. Submission of the application is carried out using online service DomClick in several stages:

1. Fill electronic form with the indication of contact information.
2. Collect a package of documents. The list is provided by an employee of Sberbank. It differs depending on the form of organization of the company and the field of activity.
3. Attend a meeting to sign a cooperation agreement.

The contract does not imply financial or planned obligations of the parties. The agreement is concluded with the aim of capturing the client base, by providing more favorable conditions for the purchase of residential space.

Collaboration with partners in mortgage lending implies close interaction. In the case of a developer, Sberbank has the right to track construction, request information on changes and deadlines, and gain access to project documentation.

When interacting with a real estate agency, Sberbank may request access to model contracts provision of services, price list and other documentation related to the client. Employees have the right to receive clarifications on the nuances of transactions, the scheme for the provision of services.

For Sberbank's partners in mortgage lending, a special application has been developed - Partner Online. This makes it possible:

• Place objects on the site, which guarantees attention from potential buyers;
• Filling out a mortgage application online. A preliminary decision will be sent within 24 hours;
• Electronic registration of the transaction. When registering, the documents are sent to Rosreestr for registration of ownership and collateral;
• Cyber ​​security. Sberbank takes care of the security of online transactions, resorting to the services of the best IT specialists;
• Developed infrastructure. Mortgage partners can arrange paperwork at the nearest branch;
• Get expert advice without waiting.

Each of the listed items significantly saves time and allows you to optimize your business. Round-the-clock support will not leave you alone with the problem, which guarantees high efficiency. The program is available from any device with an Internet connection. A simple interface will allow everyone to understand the functionality.

An employee of Sberbank accompanies each transaction made with the involvement of credit funds... The partner has the full right to consult on mortgage products, prepare documentation, and send a completed application for consideration.

The main advantage for Sberbank's partners in mortgage lending is cooperation with the largest bank... The organization has a long history of reliability and stability. Brand awareness and participation in promotional activities will attract the attention of potential customers, increasing the company's revenues.

Personal data processing conditions

I give my consent to JSC "Bank site", address 125009, Moscow, st. Vozdvizhenka, 10 (hereinafter referred to as the Agent), as well as to partner banks and other counterparties of the Agent (hereinafter referred to as Partners 1) for the processing of all my personal data specified in the application by any means, including by third parties, including reproduction , electronic copying, depersonalization, blocking, destruction, as well as the above processing of my other personal data obtained as a result of their processing, in order to:

• giving me a mortgage;


• creation information systems personal data of the Agent and Partners, as well as for any other purposes directly or indirectly related to providing me with a mortgage loan and / or offering other products of the Agent and Partners, and sending me information about new products and services of the Agent and Partners and / or their counterparties.

The specified consent is given for a period of 15 years, and in case of its revocation, the processing of my personal data must be terminated by the Agent, Partners and / or third parties and the data destroyed, subject to termination of the concluded with the Agent, Partners or third parties civil contracts and full repayment debts under such agreements. "

1 PJSC SKB Primorye "Primsotsbank" 690106, Primorsky Territory, Vladivostok, Partizansky prospect, 44; JSC "AROIZHK" 163000, Arkhangelsk, st. Popova, 17; JSC "SAIZHK" 620075, Sverdlovsk region, Yekaterinburg, st. Belinsky, 35; JSCB "AltaiBusiness-Bank" (OJSC) 656049, Russia, Altai region, Barnaul, Lenin Avenue, 43; JSC "RELIABLE HOUSE" 125284, Moscow, Leningradsky prospect, 31 A, p. 1; JSC "RELIABLE HOUSE" 125284, Moscow, Leningradsky prospect, 31 A, p. 1; IZhK Fund (Veliky Novgorod) Novgorod region, Veliky Novgorod, st. Bolshaya St. Petersburg, 6; JSC "AHML RSO-Alania" 362027, Republic of North Ossetia-Alania, Vladikavkaz, st. Markus, 51; VGIF, 600001, Vladimir region, Vladimir, Lenin avenue, 21A; JSC "VAIZHK" 400001, Volgograd, st. Kanunnikova, 23; AHML VO JSC 160009, Vologda, st. Chelyuskintsev, 47; JSC "AZHIK Voronezh region"394036, Voronezh, 20-letiya VLKSM st., 54A; Izhkombank JSCB (PJSC) 426076, Udmurt Republic, Izhevsk, Lenin st., 30; KOIA JSC 305000, Kursk region , Kursk, Gorky st., 50; JSC "AHML RT" 420111, Republic of Tatarstan, Kazan, B. Krasnaya st., 15/9; NO "Fund ZhSS KO" 236001, Kaliningrad , Zelenaya st., 89; KOSHELEV-BANK JSC 443100, Samara region, Samara, Mayakovsky st., 14; AHML KO JSC 650066, Kemerovo region, Kemerovo, Oktyabrsky ave. 51; AO KB "Khlynov" 610002, Kirov region, Kirov, Uritskogo st., 40; KKFZhS 660095, Krasnoyarsk, avenue named after the newspaper "Krasnoyarsk Rabochy", bld. 126, office 640; AO KIZHK 640007, Kurgan region, Kurgan, Burov-Petrov st., 112; Uralregionipoteka LLC 455044, Chelyabinsk region, Magnitogorsk, Karl Marx avenue, 77, building 3; JSC "Dagipoteka" 367027, Republic of Dagestan, Makhachkala, Engels st., 47; JSC "RO IZhK Yaroslavl region" 150000, Yaroslavl, Saltykov-Shchedrina st., 12; JSC "I flowing corporation of the Chuvash Republic "428,000, Chuvash Republic, Cheboksary, Moskovsky prospect, 3; SE NO "NIKA" 603089, g. Nizhny Novgorod, st. Poltava, 26; JSC "NOAIK" 630102, Novosibirsk, st. Zyryanovskaya, 53; State Unitary Enterprise RK "State Property Fund of the Republic of Kazakhstan" 185035, Republic of Karelia, Petrozavodsk, st. Gogol, 12; JSC "Avtogradbank" 423831, Republic of Tatarstan, Naberezhnye Chelny, Khasan Tufan avenue, 43; JSC "Yamal Mortgage Company" 629008, Yamalo-Nenets autonomous region, Salekhard, st. Republic, d. 78; JSC "MIC" 430000, Republic of Mordovia, Saransk, st. Kommunisticheskaya, d. 89; Joint-stock company"Mortgage Corporation of the Saratov Region" 410003, Saratov, st. them. Kutyakova I.S., 6; JSC CB "ForBank" 107140, Moscow, st. Lower Krasnoselskaya, 5, bldg. 5; JSC "KOMIipoteka" 167000, Komi Republic, Syktyvkar, st. International, d. 133; JSC "AHML of the Tambov region" 392000, Tambov, st. Sovetskaya, d. 191 "V", JSC "UGAIK" 450098, Ufa, Prospect Oktyabrya, 132/3, 6th floor, office. 605; JSC "Mortgage Corporation of the Chuvash Republic" 428,000, Chuvash Republic, Cheboksary, Moskovsky prospect, 3; JSC "AHML in the Tyumen region" Tyumen, Ordzhonikidze st., 63; JSC "Mortgage Corporation of the Republic of Buryatia" 670000, Republic of Buryatia, Ulan-Ude, Profsoyuznaya st., 35; JSC "Mortgage Investment Agency Stavropol Territory "355035, Stavropol region, Stavropol, st. Lenin, d. 217a; LLC "Info-content" 620075 Yekaterinburg, street Rosa Luxemburg, 19.

Assistance in obtaining a mortgage from partner banks:

Questions about buying an apartment on a mortgage

Combined interest rate on a mortgage loan has two main components: fixed and variable. The bottom line is that at first a fixed rate is applied to the client for a certain period of time, and then it becomes floating. In the first years (each client can choose a specific period independently), no matter what happens, the rate remains unchanged. And then it is linked to monetary indicators in different currencies. In rubles, these are MosPrime and the refinancing rate of the Central Bank. For loans in dollars - Libor.

The main advantages of combined rate mortgage programs are that the fixed portion of the combined rate is lower than for fixed rate mortgage programs. Therefore, when choosing combined rates, it is important to correctly assess your financial capabilities.

Combined interest rates are targeted primarily at those borrowers who are aiming to repay mortgage over the next 5-7 years. For example, through the sale of other real estate or through additional income that was not taken into account in the underwriting.

Today, the combined interest rates on mortgage loans are offered by such partner banks as Rosbank, UniCredit Bank, where preferences are provided for the clients of INCOM-Real Estate, which in turn gives additional savings in combination with the combined rate.

According to Rosbank, currently more than 47% of registered mortgage loans issued using programs with a combined interest rate

Every life situation and financial position each client is individual. According to the technology of work in the Company, the realtor selects several banks for the client. Of the several proposed positive decisions on the issuance of a loan, the client, with the help of a realtor, has the opportunity to choose the best solution for himself, taking into account the interest rate, loan conditions, technological features of the transaction and the peculiarities of the bank. In addition, the clients of Inkom - Real Estate have various preferences in many banks, which allows them to obtain more optimal and favorable lending conditions. This work is very laborious, but it gives a high-quality result, allowing you to get an individual approach to solving your housing problem.

In banks except general requirements a potential borrower has its own individual characteristics for assessing the client's solvency and creditworthiness, his income, type of activity, and other indicators that are taken into account when making a decision on granting a loan. Based on this, banks consider your specific case, calculate how much of a loan, on what conditions you can get it. Therefore, these amounts and conditions in different banks may differ, as practice shows it can be significant.

Savings for the entire loan term can be up to 10%. Over the past three years, about 70-80% of transactions on secondary market real estate - alternative, in almost every chain there is a link with a mortgage. In general, realtors have to deal with complex problems of their clients every day. For them, a mortgage is one of the ways to solve a person's housing issue, and not an end in itself, which is used only when it really is the most optimal - a profitable option.

The first thing that will allow you to reduce the interest rate as much as possible is a high down payment. If the budget exceeds 30% of the cost of the object, you can reduce the rate by 1-2%. If the contribution is 50% or more, the rate will decrease to an average of 2-3%.

The second way is to buy a home through a large real estate agency. Banks are extremely interested in cooperation with professionals who are ready to guarantee the quality of the transaction, and are happy to provide their clients with various preferences, for example, reducing the interest rate by 0.5-1% or reducing the cost of commissions. In addition, banks promptly inform realtors about special offers, and a good agent is always happy to emphasize his competence.

The third, which allows you to save money when repaying a loan, is the use of a combined interest rate. This is especially convenient if the borrower wants to pay off the mortgage loan within 5-7 years. The main advantage of combined rate mortgage programs is that the current rate is lower than for fixed rate mortgage programs.

Thus, the maximum savings are achieved while using the discounts provided by banks to large partner agencies and the combined rate. Using the entire arsenal of tools, the client can reduce costs by up to 10% over the entire loan period.

Working with a large agency "INCOM-REAL ESTATE" makes it possible to expedite consideration of an application for the selection of a mortgage loan, submission of documents for the borrower through the bank's partner channel, as well as fast timing of a mortgage transaction.

According to the Mortgage Lending Service of INKOM-Real Estate, in 2013, for the majority of Muscovites with an average income who own an apartment, a room or even a share, mortgage became the main, most reliable way of solving the housing problem.

For several years, the number of exchange transactions in the Moscow real estate market has invariably amounted to 80%. Thanks to this scheme, it is profitable and easy for Muscovites to improve their living conditions with help borrowed money... According to the Mortgage Lending Service of INKOM-Real Estate, at the end of 2013 as down payment the existing property or its share was often used, and average value the mortgage loan amounted to 3.6 million rubles.

Income allows many clients to receive such an amount in most banks. So, according to the results of last year, based on information from the Department economic policy and the development of Moscow, the average salary of Muscovites was about 45 thousand rubles. per month. Respectively, total income families of two can be estimated at 85-95 thousand rubles. It often happens that several families with kinship ties live in a small Moscow apartment. Parents prefer to leave with adult children who have already established their own families. Often divorced spouses decide to exchange, but do not intend to live in communal apartments. Mortgages will significantly improve living conditions in all similar cases... If you implement common property, and as an additional payment to take a loan, you can buy two apartments, thereby solving housing issue... Not only official spouses, but also so-called civilians can count on getting a loan.

The bulk of clients obtain loans for long periods - 15-25 years - in order to increase the loan amount and reduce their financial burden. However, statistics show that most people who take out loans pay them back in about 7 years. "Often, clients who own real estate do not even know how profitable they can fulfill their desires, but together with professional realtors they find a way to solve the most difficult and non-standard problems," says Lev Pletselman, Head of the Mortgage Lending Service of INCOM-Real Estate ...

According to the company "INKOM-Real Estate", in the secondary housing lending market over the past three months, the number of mortgage borrowers over 45-50 years old increased by 30%. “The increased interest in mortgages on the part of citizens of this age category, in our opinion, is associated with two factors: general financial instability and the planned pension reform. Usually, these events significantly reduce the level of income, affecting the quality of life, so many citizens seek to purchase an "apartment for old age", which they plan to use as a source additional income retired or as a way to save savings.

For these purposes, buyers most often choose one-room apartments near the metro, which cost from 4.5 to 5.5 million rubles. For the convenience of monitoring rental housing in the future, borrowers prefer properties located near their main property. Relatives are often attracted as co-borrowers on a loan. To acquire a "profitable apartment", buyers use two of the most common schemes. The overwhelming number of clients turn to us in order to exchange the existing housing of a larger area for two apartments using their savings and mortgage loan... Another part of buyers asks to pick up a second apartment without changing, such purchases are also financed by own funds in the amount of 1-1.5 million rubles. In the second scenario, the size of the mortgage loan, as a rule, is 3.5-4 million rubles. At the same time, borrowers expect to repay the loan ahead of schedule, using the income from rental housing for partial or full repayment of the loan. This way of ensuring a comfortable old age attracts clients with its simplicity, since in order to extract monthly income from your real estate, no knowledge of a brilliant strategist or professional economist is required.

The banks with which the company "INCOM-Real Estate" cooperates offer several mortgage programs, according to which the maximum age of the borrower at the end of the loan reaches 65 years. Agency clients can use a mortgage loan for preferential terms, allowing you to significantly save.

The “Set your rate” option provides a service for the borrower to reduce the interest rate for the entire loan period. A lump sum payment for a decrease (on average from 1.5% to 4% of the loan amount) in the interest rate gives a decrease of 0.5-1.5%. With the help of this service, mortgage costs are reduced by choosing one of the options for lowering the interest rate.

This option is especially beneficial for borrowers applying for maximum terms mortgage loans and not planning early repayment.

Combined interest rates are targeted at clients who plan to pay off their mortgage in the next 5-7 years. The main advantages of these programs are that the current interest rate for the first 5-7 years is lower on average by 0.5% than for programs with fixed rates.

Reviews of mortgage partner banks:

The advantages for buyers when contacting the specialists of INCOM are obvious, as the market leader, he has the most complete database of real estate objects, which saves time and money when searching. Professional customer support when communicating with counterparties, secure settlements. We see high-level work with our mutual clients. It has always been that way. When receiving a mortgage from Metallinvestbank through Incom, the client receives a preference in the rate and, no less important, a well-established mechanism of interaction "realtor-bank" for years, which makes it possible to carry out a transaction of any complexity clearly and quickly.

Director of the Mortgage Lending Center of Metallinvestbank, Stanislav Kondakchyan

The company "Inkom-Real Estate" the largest partner Bank Uralsib for mortgage lending. The professionalism and high qualifications of the company's specialists are confirmed both by the employees of the Bank and by customer reviews throughout the entire long period of cooperation. The success of Inkom-Nedvizhimost is due to its openness and accessibility, a clear understanding of the needs of customers and partners. We recommend Inkom-Real Estate and offer special conditions mortgage lending for the company's clients - a rate reduction of 1% from the standard rates for the Bank's mortgage lending programs.

Head of the Mortgage Loans Sales Department of URALSIB Bank, Maxim Melnikov

For many years, Absolut Bank has been successfully cooperating with the INCOM company, which is one of the key players in the real estate market in Moscow and the Moscow region. During the joint work, the agency has confirmed its reputation as a reliable partner, which has an extensive network of offices operating according to uniform professional standards. Strong business relations are beneficial not only to the bank and the agency, but also to those who decide to take an apartment on a mortgage - for INKOM clients the loan rate is 0.5 percentage points lower than for other borrowers.

Head of the Mortgage Lending Center of Absolut Bank, Sergey Dzhamalutinov

RosEvroBank has a long-term, rich and successful experience of cooperation with the INCOM-real estate company. Over the years of joint work, INCOM has established itself as a reliable and experienced partner with highly qualified employees who responsibly approach the solution of joint business problems. High professionalism of specialists allows the Company to remain a leader Russian market real estate for many years. RosEvroBank is always ready to offer mortgage clients of Incom Company, as optimal conditions lending, and additional discounts on interest rates. We express our sincere gratitude for the conscientious attitude to joint work. How to buy an apartment on a mortgage in Moscow or Moscow region

Many Muscovites and residents of the Moscow region are thinking about a loan for the purchase or exchange of housing, but not everyone knows where to start. Which loan for an apartment is profitable and which one is not? What to do first - get the consent of the bank to give a loan for an apartment or start looking for suitable housing? But what if the bank does not approve of it? Is it possible, while living in Moscow, to buy an apartment in the Moscow region? You should not ask these and other questions if you are going to take out a loan to buy an apartment - the solution of all problems must be entrusted to specialists.

If you are going to buy an apartment on a mortgage or plan to take out a loan as an additional payment for the exchange, please contact us. The specialists of INKOM-Real Estate have extensive experience in carrying out various transactions with real estate and will provide effective assistance in obtaining a mortgage, choosing an object, and completing a transaction. Come to us and you will not have to call and visit various banks to find out about the conditions for applying for a loan. We will help you get mortgage benefits, because our company is a partner of a number of capital banks. For our clients, this means a real opportunity to receive discounts from banks on mortgages. In addition, your application will be considered by several banks at once, and you will be able to buy an apartment on credit on the best conditions for yourself, quickly and without problems.

Are you worried about collecting documents that are necessary so that you can buy a house or make an exchange? Indeed, a lot of documents will be needed, they are required by the bank to consider an application for a loan, to evaluate an object, and then to draw up a contract for the sale of real estate. The process is troublesome and time-consuming, but you do not have to waste your time and effort. Providing assistance in obtaining a mortgage, we provide a wide range of services. Our specialists will collect and submit to the bank full package required documents Thus, buying an apartment on a mortgage will be as comfortable as possible for you.

Do you still doubt whether you need a mortgage for an apartment? Do not hesitate, buying an apartment with us is easy and simple. We help you choose the best one for you credit program, we provide mortgage preferences, we select an object that matches your taste and the requirements of the bank, we prepare documents for registration in your property. We organize a transaction, including the issuance of credit funds, depositing money in a safe deposit box, signing a sale and purchase agreement, transferring it to state registration... And - congratulations! You wanted to get discounts on mortgages and improve your living conditions? With our help, you did it!

Everyone dreams of having their own home, but not everyone has the opportunity to purchase it with free money. That is why directed lending programs are so popular in Russia.

VTB Bank is the second most popular credit institution in the country. Mortgage attracts with its favorable conditions and low interest rates.

In this article, we will talk about the conditions for mortgage lending in 2019 in the primary market from VTB Bank.

Mortgage lending conditions for VTB partner bank

Financial organizations quite often cooperate with each other. This makes it possible to reduce the cost of maintaining institutions and provide clients with a higher level of service. By contacting VTB partner banks, you can not only withdraw funds without a commission, but also take advantage of other bonuses - for example, apply for a mortgage.

Mortgage terms may differ depending on the organization you choose. Nevertheless, a number of general conditions for 2019:

• terms - up to 30 years;
• amount from 500,000 to 60 million rubles;
• rate from 9.3%;
• the ability to repay the loan ahead of schedule without paying a fine or commission;
• an initial payment of at least 20% of the total amount owed.

Potential borrower in mandatory must meet the requirements of the bank:

• the presence of Russian citizenship or a document confirming the legal presence in the territory of the country;
• apply for mortgage program can only borrowers over 21 years old, but not more than 65 years old (at the time of loan repayment).
• work experience of at least 3 months at the last workplace;
• total work experience of at least a year.

Best mortgage partner

In total, VTB Group includes three financial institutions: VTB, Bank of Moscow and Post Bank. Let's take a closer look at the mortgage conditions in VTB partners:

Post Bank

This organization appeared on financial market not so long ago, but has already managed to win a huge number of clients throughout the country. The main advantage of Post Bank is that it is much easier to get a loan here than in other credit institutions.

You can get a mortgage from 12.9% per annum, for a period of 1 to 5 years, in an amount of up to 1 million rubles.

Bank of Moscow

You can get a mortgage in a Moscow bank at an interest rate of 10.4% per annum. Among the advantages of this organization is work with maternity capital and the presence of a huge base of accredited new buildings.

To obtain a mortgage, you will need to prepare a package of at least four documents:

• the passport;
• a second identity document of your choice (SNILS, serviceman's ID, passport or driver's license);
• copy of the work book;
• certificate on the form 2-NDFL.

Mortgage for a new building in VTB

The peculiarity of such a loan is that it is intended exclusively for the purchase of an apartment in a building under construction. The registration process involves translation Money to the developer's account, after which VTB takes the borrower's property on security.

The advantage of such a mortgage is significant savings, since a house on the primary market is cheaper than on the secondary one. However, the borrower will not be able to move into the apartment until the developer hands it over to use.

If you have already chosen a suitable offer and are determined to take on credit liabilities, you can start taking action. To do this, you need to send a preliminary application to VTB. This can be done online on the official website of the bank or at its nearest branch. If approved, you will be invited to the VTB office to conclude a loan agreement.

In order to purchase an apartment on a mortgage in the primary market, you need to provide the bank with the following documents:

• application form;
• the passport;
• information about employment;
• documentary evidence of income.

Purchase of housing under construction in VTB mortgage: register

You should buy a mortgage only in an accredited complex. Thus, you have the guarantee that you will receive the property in accordance with the terms, and not a view of the excavation.

The procedure for buying a new building in a mortgage

• First stage;

First of all, you need to decide on the developer company and the real estate that you are going to take on the mortgage. After that, you need to contact the selected developer and conclude an agreement on booking the apartment you like. It will contain the terms of the sale and purchase transaction and the amount of the down payment. It is worth noting that this agreement has a validity period, which is also prescribed in the agreement.

• Second phase;

After receiving the agreement, go to the VTB branch. There you need to write an application for a mortgage, attaching the entire package of necessary documents (to be specified with the bank). Loan specialists the bank will consider your application and, if approved, will be invited to the office to conclude a mortgage agreement.

Once you complete loan agreement, you should make an initial payment to the developer's account, after which the entire amount of the mortgage provided by VTB.

The borrower produces registration of ownership secured and he has credit obligations to this credit institution.

It is important to note that the process of obtaining a mortgage is not “cheap”. To conclude a deal, you will have to pay a state fee, which averages about 2500 rubles (it all depends on the region).

The developer, in turn, pays state tax, which is 13% of the cost of housing.

Another significant waste is paperwork ( cadastral passport and BTI passport). Their cost is selected individually, depending on the region.

VTB mortgage calculator for new buildings

In order to calculate the approximate amount of a monthly payment on a VTB mortgage for new buildings, you can use special services. We bring to your attention this loan calculator on the official VTB website.

The data is calculated using the formula:

total loan amount / term + interest rate of the total amount owed / 12 (9.6%) = monthly payment amount

1,700,000/30 years + 9.6% of 1,700,000 = 11,875 rubles.

List of accredited new buildings by VTB and residential complexes

The entire list of accredited new buildings of VTB is located in free access on the official website of the bank. Just enter in the search box "Accredited new buildings base" and open the first tab.

This list includes the following objects:

The apartment complex is located in Moscow - Odintsovsky district. It is a 33-storey, brick-monolithic building. There is an underground parking. You can buy housing here at a price of 2,700,000 rubles. Available use maternity capital.

The infrastructure of the residential complex includes a school, Kindergarten, various shops, concierge, playground, fitness, sports ground, pond and parking.

Green coast

The apartment complex "Zeleny Bereg" is located both in Moscow and in many other cities of Russia. Its infrastructure includes everything you need: school, kindergarten, shops, parking, children's and sports grounds.

You can take an apartment on a mortgage here from 2,000,000 rubles. The use of maternity capital is available as an initial payment or repayment of the main part of the debt.

Trinity Riviera

Prices for apartments in residential complex"Troitskaya Riviera" are from 3.4 to 9 million rubles. The walls are made of bricks, which provides sound insulation and heat retention.

The complex is located on the banks of the Desna River, which is just 20 minutes by car from the Moscow Ring Road.

The infrastructure of the complex has everything you need for life: from a newsstand to a school.

Chocolate

The residential complex "Chocolate" is located in many cities of Russia. Its main advantage lies in free planning - you decide how your space will be occupied. In addition, the residential complex has its own boiler room, which guarantees hot water in summer and warm batteries in winter.

The houses are 3-storey, made of bricks. The territory is fenced. The infrastructure includes a school, kindergarten, shops and many other establishments. Mortgage prices here start at 33,000 rubles per 1 sq. M.

Chekhovsky Posad

The residential complex "Chekhovskiy proezd" is located in the Chekhovsky district of Moscow, a 30-minute drive from the Moscow Ring Road. It is a monolithic four-storey building.

Apartment prices here range from 0.72 to 4.4 million rubles

Olympus 3

The residential complex "Olympus 3" is located in Samara. The cost of an apartment here is from 2,100,000 rubles. Its main advantage lies in its proximity to parks, which offers wonderful views from the window, and also makes it possible to take walks.

Take a mortgage for share building in the residential complex "Maidanovo Park" prices range from 1.4 to 3.1 million rubles. Building type - monolithic brick. Parking is available. The use of maternity capital is allowed.

Zapadny Bereg residential complex is located in the urban district of Mytishchi in Kapustino. It consists of 12 low-rise buildings... The infrastructure of the complex includes a kindergarten, school, parking and various shops.

Interest on a mortgage on a new building in VTB

Each client can independently choose and apply for the most suitable mortgage lending program for him.

It is selected depending on whether you can confirm your profitability or not. The interest rate also depends on this.

Promotions from developers

Developers quite often hold various discounts and promotions. You can get acquainted with the timing of their implementation directly with them.

Thus, it does not matter whether you have chosen a mortgage program from VTB or from a partner bank. In any case, you get the opportunity to take advantage of the most favorable conditions.