Interest on deposits in dollars. The most profitable deposits in us dollars. When is it better to invest in dollars

Opening a deposit in dollars at 5% is a simple matter. Such percentages can be obtained in every second Russian bank accepting foreign currency deposits. We have compiled a rating of banks that are ready to offer their depositors something more.

Banks with the most profitable US dollar deposits

The rating includes banks offering maximum interest rates on deposits in dollars with a deposit amount of up to $ 25,000 (equivalent to 1,400,000 rubles insured by the state). The only pity is that not all of them work in Moscow - it is the capital that accounts for the lion's share of foreign currency deposits.

Togliatti El bank- the undisputed leader of the rating with amazing interest rates on dollar deposits. Here you can count on a yield of 7% to 9% per annum - this is comparable to. The only drawback of El Bank is that there are offices only in the Samara region, Gorno-Altaysk, Kirov and Ulyanovsk.

The best dollar deposit in Moscow - "Currency Prestige" in The United Credit Bank : the minimum amount is $ 3,000, the placement period is 370 or 740 days and the interest rate is 6.4% per annum. In addition to high interest OKB provides an opportunity early termination agreements with recalculation of income at a rate of 5%.

Due to the difficult economic situation, which has developed in the country over the past decade and led to sharp fluctuations in exchange rates, for many people dollar deposits in Moscow remain more preferable than similar banking product, but in Russian rubles.

Under what conditions are dollar deposits issued in Moscow?

All banks, without exception, currently adhere to the position that interest rates on dollar deposits are kept at a very low level, in the region of one or two percent. This is due to the fact that deposits in Moscow banks in dollars bring their holder a profit not only in the form of interest, but also due to changes in exchange rates. V last years there was a stable growth in foreign exchange rates, including the dollar, in relation to national currency... Therefore, keeping your savings exactly in foreign currency allows you to keep them from depreciation. That is why dollar deposits in Moscow remain a popular service, even if they are very low. interest rates.

Term registration of a deposit in Moscow may vary: it ranges from one month to several years. When choosing the right option, it is important to pay attention to additional conditions that affect the final profitability of the deposit, namely:

• availability of a commission;
• possibility replenishment of the deposit ;
• right partial withdrawal Money;
• granting benefits to certain categories of citizens.

Which bank in Moscow to open a deposit in dollars?

Despite the general low level interest rates, the choice of a bank in which it is planned to open a deposit in dollars in Moscow must be approached as carefully as possible. This is due to the fact that, firstly, even a small difference in the percentage at significant amount contribution leads to significant financial losses. Secondly, the role is also played by additional conditions on which a deposit is opened (including such as the presence of a commission, restrictions, capitalization of interest etc).

Fortunately, the online deposit calculator in Moscow allows you to quickly find a suitable option in one place. To do this, it is optimal to use our portal, which acts as the most convenient resource for those who are interested profitable deposits in dollars in Moscow. The advantages of visiting our website when looking for a suitable offer are obvious:

• it is possible to set the amount and term of the deposit, on the basis of which the yield is automatically calculated;
• the presence of filters that allow you to select only those offers that meet the specified conditions;
• data in the table can be sorted by any criterion;
• offers are grouped, including by banks;
• online application for registration of a deposit is available.