Rosselkhozbank deposits in rubles per year. Rosselkhozbank deposits for individuals. Deposit "Golden" - for large investments

Rosselkhozbank deposits for individuals today have favorable interest: up to 6.6% in rubles and 1.6% in dollars. See updated conditions and deposit rates for the population of Russia, including pensioners, in 2020. The calculator will help you calculate your income.

Today, the deposits of Rosselkhozbank already have updated interest rates!

In 2020, the Russian Agricultural Bank (RSHB) has already managed to update rates on several deposits for individuals. They were reduced by 0.05 - 0.25 percentage points. This is associated with a decrease key rate Central Bank. However, the yield remains quite high today, compared, for example, with Sberbank.

Therefore, if you are planning to invest in reliable bank from a good percentage, then Rosselkhozbank may be exactly the place you are looking for. Why?

Firstly, it is a reliable organization that is 100 percent owned by the state and is one of the systemically important banks in Russia. (For more information about this bank, see below).

Secondly, today the bank offers a wide range of deposits for individuals for a period of 1 month to 4 years with a variety of savings storage conditions. Provided special programs.

Thirdly, the interest rates of deposits in Rosselkhozbank today are very favorable and quite competitive compared to other banks from the top 10.

What deposits are there today in Rosselkhozbank

In this review, we will compare the interest rates and terms of all RSHB deposits for individuals. Let's just list them first to make it easier for you to navigate. This comparison table shows the names and rates in rubles, dollars and euros. To make it easier for you to choose a suitable RSHB savings program for yourself, the site correspondents divided them into 4 groups:

Below we will detail the features of each deposit and compare their conditions and interest rates.

Deposit calculator

The most profitable deposits of Rosselkhozbank today

It is no secret that most clients choose a deposit based on the interest rate. Therefore, profitability is a key indicator. But high-interest deposits, as a rule, also have their drawbacks: they cannot be replenished, as well as partially withdraw money without losing interest. This has to be put up with.

To date, Rosselkhozbank has 4 such deposits: "Profitable", "Reliable Future", "Investment" and "Amur Tiger".

Deposit of Rosselkhozbank "Profitable"

This deposit assumes a high interest rate even if a small amount money. Can be opened through remote service channels. If you have a deposit of more than 50,000 rubles, a free card is issued with tariff plan"Amur tiger - a map to the contribution."

Advantages and disadvantages

High interest rate.

No refill.

No partial withdrawal without loss of interest.

Terms

• Amount: from 3,000 rubles. / 50 USD or EUR;
• Term: 31 - 1460 days;
• Replenishment: no ;
• Expenditure operations: no;
• Capitalization: yes;
• Interest payment: at the end of the term or monthly.

Interest rate

When applying online with interest paid at the end of the term.

Rubles Dollars Euro

Calculate the possible income on the deposit

Deposit of the Russian Agricultural Bank "Reliable future"

Opening this deposit is possible with the simultaneous acquisition of an investment life insurance policy (ILI) by one of the insurance companies - partners of the bank. The amount of the ILI policy must be equal to the down payment on the deposit.

Advantages and disadvantages

Increased interest rate.

Mandatory purchase of an ILI policy.

Terms

• Amount: from 50,000 rubles;
• Term: 180 and 395 days;
• Replenishment: no ;
• Partial withdrawal without loss of interest: no;
• Interest payment: at the end of the term.

Interest rates

See at what percentage today you can open a deposit in Sberbank -

Deposit of the Russian Agricultural Bank "Investment"

The Rosselkhozbank deposit for individuals "Investment" provides an opportunity for clients to receive income both from the money placed on the deposit, and through investments in shares investment funds(PIF). When opening a deposit, a free card is issued with the tariff plan "Amur Tiger - card for deposit".

Advantages and disadvantages

Maximum interest rate.

Mandatory placement of funds in mutual funds.

Terms

• Term: 395 and 730 days;
• Minimum size: 50,000 rubles. / 1,000 USD;
• Replenishment: no ;
• Debit transactions with preservation of interest: no;
• Interest payment: end of term.

Interest rates

Rubles Dollars

Look at the percentage of deposits in VTB Bank today -

Deposit of the Russian Agricultural Bank "Amur Tiger"

This is a deposit of Rosselkhozbank with monthly payment percent on a card with the tariff plan "Amur tiger - card to deposit".

Advantages and disadvantages

High interest rate.

No deposits and partial withdrawals without loss of interest.

Terms

• Term: 395, 540 and 730 days;
• Amount: from 50 thousand rubles;
• Replenishment: no ;
• Debit transactions with the preservation of the interest rate: no;

Interest rates

Deposits of Rosselkhozbank with replenishment

These deposit programs will be of interest to those who have the opportunity to save money for any major purchase, or simply, as they say, "for a rainy day." To date, there are only two such deposits in the RSHB: “Replenished” and “Save up for a dream”. The possibility of replenishment is their main feature and advantage. But the profitability of these deposits will be somewhat less than that of the previous ones.

Deposit of the Russian Agricultural Bank "Replenished"

This deposit of the Russian Agricultural Bank may be suitable for those who wish to accumulate funds for certain event or date. If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan. Please note that when making this deposit, the client can choose what to do with the accrued interest: withdraw or add monthly to the amount (capitalization). At early termination of the deposit agreement, interest is paid at the rate "On Demand".

Advantages and disadvantages

Possibility of replenishment of the account.

Choice of interest payment method.

Increased profitability when opening online.

Low interest rate.

Terms

• Term: from 91 to 1095 days;
• Min. amount: 3 000 rub. / 50 USD or EUR;
• Maximum amount: 10,000,000 rubles. / 300,000 USD or EUR;
• Replenishment: yes;
• The amount of the additional contribution: from 3,000 rubles. / 50 USD or EUR;
• Expenditure operations: no;
• Capitalization: yes;
• Interest payment: monthly.

Interest rates

When applying online

Rubles Dollars Euro

Deposit of the Russian Agricultural Bank "Save for a Dream"

This deposit with preferential early termination is suitable for clients who plan to purchase a property or a car on credit. It has two main differences from the previous "Replenished" deposit.

1. Firstly, the interest accrued monthly cannot be withdrawn, but can only be capitalized.
2. Secondly, even in case of early withdrawal of the deposit, interest can be accrued for the actual time the funds are in the bank, and at the rate of the deposit. True, for this it is necessary that a certain condition is observed: at least 90% of the deposit amount must be sent as down payment on a mortgage or a car loan taken from the Russian Agricultural Bank.

If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan.

Advantages and disadvantages

Possibility of replenishment of the account.

Preferential conditions for early termination.

No partial withdrawals without loss of interest.

Terms

• Deadline: 730 days.
• Amount: from 3,000 rubles / 100 US dollars;
• The minimum amount of the additional contribution: 3,000 rubles. / 100 USD;
• Replenishment: yes;
• Expenditure operations: no;
• Interest payment: monthly capitalization.

Interest rates

Rubles Dollars Euro

Deposits with partial withdrawal without loss of interest

These deposit programs are convenient primarily because they allow the client to freely manage the money in the bank. They can be replenished, but the main thing is that it is possible to partially withdraw funds if they are suddenly needed without losing the accrued interest. True, for all these conveniences you have to pay with your income. Their interest rate is much lower than those that do not provide for the possibility of debit transactions.

Deposit of Rosselkhozbank "Comfortable"

This deposit may be of interest to clients who are willing to put up with a low interest rate in exchange for the ability to withdraw money if they are suddenly needed urgently. It can be safely opened on long term and then use like online wallet. The main thing is not to spend every penny, but to leave a certain amount on deposit - the so-called "minimum balance". At the same time, the profitability of this deposit will be higher than that of another similar product of the RSHB - Savings account.

If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan. Can be opened via Internet Banking and Mobile Banking.

Advantages and disadvantages

With replenishment.

FROM partial withdrawal.

Increased rate when opening online.

Low interest rate.

Terms

• Term: from 91 to 1095 days.
• Amount: from 10,000 rubles. / 150 dollars or euros;
• The amount of the additional contribution: from 5,000 rubles. / 100 dollars or euros;
• Deposit replenishment: yes;
• Debit transactions: are allowed provided that the minimum balance of the deposit is maintained;
• Interest payment: monthly to the account or capitalization.

Interest rates

When applying online

Rubles Dollars Euro

Savings account Rosselkhozbank

This savings product can be called a deposit with some stretch, but the correspondents of the site included it in this review. Its main advantage is the ability to replenish the account and withdraw money to zero balance at any time. In this case, the rate will remain unchanged. And interest will accrue daily on the balance Money On account.

Please note that interest is charged not on the minimum account balance that was fixed during the month, but on a daily basis! But interest is paid monthly on the last business day of the month by crediting it to the account.

Terms

• Term: indefinitely;
• Amount: not established;
• Replenishment: no restrictions;
• Expenditure transactions: no restrictions.

Interest rates

See percentages for savings account VTB Bank -

Deposit of the Russian Agricultural Bank "Poste restante"

Can be opened via Internet Banking and Mobile Banking.

Terms

• Amount: from 10 rubles / 5 dollars;
• Replenishment: no restrictions;
• Size additional contributions: no limits.
• Debit transactions: allowed up to a minimum balance of 10 rubles / 5 dollars.
• Interest payment: quarterly.

Interest rates

Contributions for pensioners

In the line of bank deposits today there are special deposits of individuals for pensioners under preferential interest. Rosselkhozbank opens them only upon presentation of a pension certificate or a document from the Pension Fund of the Russian Federation on the establishment and (or) appointment of an insurance pension.

But for women over 55 years old and for men over 60 years old, as well as when no more than two months are left before the old-age pension, the provision of an appropriate document from Pension Fund RF is not required.

Deposit of the Russian Agricultural Bank "Profitable pension"

This is a modification of the “Profitable” deposit, but on more favorable terms. If in the original contribution the rate depends on the amount, then the RSHB made a benefit for pensioners. By investing only 500 rubles, you can get a decent percentage. But, of course, it makes no sense to open a deposit of 500 rubles. Because you can't replenish it later. To get the maximum income, you need to invest more.

Interest rates

See which special deposits offer pensioners the most reliable

How to open deposits of Rosselkhozbank

Deposits for individuals in Rosselkhozbank today can be arranged in several ways:

1. in the RSHB office;
2. in the Internet Bank;
3. Through mobile banking.

Money can be deposited within 10 calendar days from the date of signing the application for deposit placement.

With a deposit amount of 50,000 rubles or more, the RSHB, as a rule, offers to issue free map with the tariff plan "Amur tiger - card to deposit" international payment system MasterCard or National payment system "MIR". The client will receive additional income to the balance of the account and protect nature: from each payment transaction for a purchase with a card, Rosselkhozbank will transfer part of its income to the Center for the Study and Conservation of the Amur Tiger Population.

Conclusions: which of the deposits in Rosselkhozbank is the most profitable?

Interest rates vary by term and amount. Therefore, to answer this question, let's bring them to the same denominator. Suppose you plan to invest 100,000 rubles for 1 year and not withdraw interest until the end of the term. In this case, the bank will most likely offer you the following rates:

Comparative table of deposits of the Russian Agricultural Bank

Maximum interest rates for an amount of 100,000 ₽ and a term of 1 year.

As you can see, the most profitable deposits in Rosselkhozbank today are "Reliable Future" and "Investment". But, please note that they can only be issued together with the purchase of others investment products jar.

"Russian Agricultural Bank" constantly confirms its importance in the domestic and global financial markets. According to Forbes magazine, the bank is the leader in terms of reliability. According to the international publication "The Banker" - "Rosselkhozbank" is one of the world's largest brands. But these merits, according to simple Russian citizens, pale in comparison with the fact that the only shareholder of the bank is the state. For retirees, this is a key aspect of choice.

Deposits of Rosselkhozbank for individuals in 2016

In full accordance with current legislation RF, all deposits are subject to insurance. Therefore, physical individuals do not have to worry about the safety of personal savings. Most deposit products have bonus options, which can significantly increase income.

Deposits in rubles

Rosselkhozbank offers customers the following options for opening an account:

1. "Classic" -- standard financial program without interest capitalization. You can open for 91-1460 days. Depending on the duration of the agreement, the rate is also formed: from 7.25% to 10% for ruble deposits, from 1.15% to 3.85% for dollar deposits, and from 1.1% to 3.3% for euro deposits . To open an account, you need 3,000 rubles, or 100 dollars or euros, there is no upper limit.
2. "Cumulative" - ​​the investor has the right to independently regulate the amount capitalized percent. Depending on the amount and terms of placement, the interest rate is also determined: from 8.2% to 8.5%. In case of early termination of the contract, the rate is cancelled. Distinctive feature of this program - the maximum deposit amount is 1,500,000 rubles.
3. "Managed" - here investors can choose the amount of non-reducible balances: from 10,000 to 500,000. The term is the same - from three months to three years. And the interest rates for all options differ insignificantly: from 6.85% to 7.15%.
   Indeed, the deposits of Rosselkhozbank for individuals for 2016 in rubles are not only diverse, but also profitable.

"Rosselkhozbank" deposits of individuals 2016: for pensioners

Rosselkhozbank actively participates in social programs, and besides this, it tries to offer its customers the most favorable conditions for cooperation. For example, the following deposits are provided for pensioners:

1. "Golden Pension" is a replenishable deposit, opened for a period of 3 months to 2 years, with an interest rate of 7.1% to 8.25%, as well as with automatic renewal of the contract.
2. "Pension plus" - this deposit is available to all pensioners without exception. The rate variability is 7.8% (for a year) and 8.15% (for two years). At the same time, there is a minimum non-reducible balance of 500 rubles, and the initial amount starts from 1,000 rubles.

besides enough favorable conditions on deposits for individuals, Rosselkhozbank periodically holds promotions for pensioners, within which you can not only increase income, but also receive pleasant bonuses and gifts.

"Rosselkhozbank" deposits of individuals 2016: interest on deposits

In the list of the most profitable deposit products, one can single out "Golden", which is opened through an ATM for 540 days and with an income of 11% per annum. True, to open this account you need 30 million. In second place in terms of the coefficient of popular popularity is - "Classic" with an interest rate of 10.3% for the same period. And the third position is occupied by "Save up for a dream" - with a minimum amount of three thousand rubles and a rate of 8.85% for a period of two years.

Promotion "high interest"

From time to time in the line deposit offers there are real treasures. These "treasures" include "Fabulous Interest", with almost fantastic rates - 9%, 11% and 13% per annum. Without replenishment and prolongation, for a period of 180 to 540 days. Unfortunately, the promotion for this program ended on the twelfth of February. But the press center assured that the "High Interest" programs would continue.

Rosselkhozbank deposits for individuals in 2016: calculate

Different terms of placement, variability of rates, ruble or foreign currency account, the possibility of replenishment, interest capitalization - such a wide range of offers will allow each client to choose the most suitable best option. Moreover, the bank constantly, taking into account the situation in the country and on the world stage, as well as guided by consumer demand, develops and implements new financial products. Depending on the terms of the deposit, rates start from 0.01% (Demand deposit with a quarterly income calculation) up to 13% per annum.

How to calculate: calculator

When deciding on the choice of conditions for investing funds, you can consult with specialists, or you can independently calculate the expected profit using the deposit calculator.

How to calculate yourself

It is enough to indicate the amount and period of the deposit on the "deposit calculator" page of the official website, and the program will immediately offer you placement options and the exact amount of income that you will receive.

Deposits in Moscow

The conditions for placing deposits are exactly the same as for central office and for branches. Therefore, for individuals there is no difference in the Moscow branch or in any other to open an account. On the Rosselkhozbank website, you can find the addresses of the nearest branches to save time on the road.

Rosselkhozbank deposits for individuals in 2016: official website

Promotions, conditions, gifts, bonuses, new deposit products, complete list services - all relevant information can be found on the website of Rosselkhozbank. Convenient system navigation will allow you to quickly navigate the offers and products of the bank.

Opportunity online

Keeping up with the times for Rosselkhozbank means helping its clients save time. Therefore, for some time now, in order to make a deposit, it is not necessary to go to the bank office, but you can perform this operation online: through an ATM or "Internet office". In particular, this service is available for "Classic", "Cumulative" and "Gold" deposits.

Everything for the convenience and comfort of our customers - for many years this motto has become fundamental in the work of Rosselkhozbank.

In Rosselkhozbank, interest-bearing deposits have become more popular, partly due to the fact that the people got the news that 100% of the voting shares of this bank. For many, it is much more pleasant, and most importantly, more reliable to place their savings in an organization that will not be deliberately bankrupted, but, on the contrary, will be supported in the event of a decrease in liquidity. Again, patriotism - let the income from our money still go to our banks, so to speak - for the good of the country.

In Rosselkhozbank, interest rates on deposits today are very pleasant, and, importantly, deposit programs allow you to receive high interest from minimal amounts. For example, in order to get an income above 10%, in many banks you need to invest at least 1,000,000! And the Rosselkhozbank deposit calculator for 2016 allows you to profitably increase savings from 3,000 rubles.

In this article, we will consider what deposits are in the Rosselkhozbank on the official website for us, ordinary individuals.

"Fabulous Percentage"

A convenient product with a growing interest rate in the line of deposits of individuals in 2016. The promotion "high interest" is valid until 02/12/2016.

Deposit conditions:

• Minimum amount: 3000 rubles
• Term: 540 days
• Interest rate: from 9% to 13%
• Capitalization: yes, at the end of the term
• Refill: not possible
• : not available

Advantages and Features:

The interest rate increases with the maturity of the deposit:

• Up to 180 days - 9%;
• 181-360 days - 11%
• 361-540 days - 13%

Ordinary term deposits in Rosselkhozbank in 2016 are unprofitable in case of early termination. In this case, even if the deposit lies only a third of the term (180 days), you will receive an income of 9% from the Russian Agricultural Bank.

Deposit "Classic"

Deposit conditions:

• Term: from 31 to 1460 days
• Interest rate: from 7.15 to 10.3%
• : yes, at the end of the term or monthly
• Refill: not possible
• Expenditure operations: not possible

Advantages and Features:

Each term has its own interest rate. It is most profitable to invest for 540 days.

Deposit "Cumulative"

• Minimum amount: 3000 rubles / 100 USD
• Term: from 91 to 730 days
• Interest rate: from 7.15 to 8.85%
• Capitalization: monthly
• Replenishment: possible
• Expenditure operations: not possible
• Prolongation: yes, automatic on the same terms

Advantages and Features:

Rate per savings deposit depends not only on the chosen term, but also on the amount of savings achieved.

Deposit "Save for a dream"

• Minimum amount: 3000 rubles / 100 USD
• Deadline: 730 days
• Interest rate: fixed 8.85% - in rubles; 2.6% in dollars; 2.1% in EUR
• Capitalization: monthly
• Replenishment: possible
• Expenditure operations: not possible
• Prolongation: yes, automatic on the same terms

Advantages and Features:

The easiest to understand fixed rate deposit.

Deposit "Managed"

• Minimum amount: 10,000 rubles / 300 USD
• Term: from 180 to 730 days
• Interest rate: from 7.75% to 8.1%
• Capitalization: monthly
• Replenishment: possibly from 5000 rubles.
• Expenditure operations: possible
• Prolongation: yes, automatic on the same terms

Advantages and Features:

This deposit is intended for those who intend to seriously save, but admits the possibility that the money may be needed at any time. The size of the minimum balance is determined by the client himself.

Deposit "Pension plus"

In Rosselkhozbank, deposits of individuals in 2016 are very attractive for pensioners. Other banks, for unknown reasons, try to make minimum percentage for similar products. This contribution is truly worthy of respect, partly because the rate is fixed and easy to understand for older people.

Terms:

• Minimum amount: 500 rubles
• Term: 365 or 730 days
• Interest rate: 8.35% or 8.85%
• Capitalization: monthly
• Replenishment: possibly from 1 rub.
• Expenditure operations: possible
• Prolongation: yes, automatic on the same terms

This is the easiest and most profitable pension contribution at Rosselkhozbank. What percentage you will receive depends on the term of the deposit, of which there are only two: 1 year and 2 years.

Deposit "Golden"

For those who have big money.

• Term: from 91 to 1460 days
• Interest rate: up to 11% in rubles, up to 3.45% in dollars, up to 2.65% in euros.
• Refill: not possible
• Expenditure operations: not possible

Advantages and Features:

For those who want to open deposits in the currency of individuals in the Russian Agricultural Bank in 2016 - at this rate you will receive the highest possible percentage.

Deposit "Maximum Savings"

Another product for large investments with the possibility of replenishment.

• Minimum amount: 1,500,000 rubles
• Term: from 180 to 730 days
• Interest rate: up to 9.65%
• Capitalization: monthly
• Replenishment: possible
• Expenditure operations: not possible

Advantages and Features:

Opened only in rubles. The interest rate increases when moving to a new sum category.

Deposit "Platinum"

• Minimum amount: 1,500,000 rubles/50,000 c.u.
• Term: from 91 to 1095 days
• Interest rate: up to 8.45% in rubles, up to 1.7% in dollars, up to 1.05% in euros.
• Capitalization: monthly or at the end of the term
• Replenishment: possibly up to five times the initial deposit
• Debit transactions: allowed
• Prolongation: yes, subject to capitalization of interest at the end of the term.

Advantages and Features:

Platinum status was assigned to this type of deposit for full management capabilities: withdrawal and replenishment. Relevant for those who store large currency deposits in the Russian Agricultural Bank: in the event of a sharp jump in the rate down, money can be withdrawn urgently ahead of schedule.

Deposit "On Demand"

Standard termless deposit with an interest rate of 0.01% per annum. Similar to Sberbank with a minimum amount to open 10 rubles. Some deposits of individuals in 2016 are available for opening in the Internet bank and ATMs of Rosselkhoz.

Rosselkhozbank is a fairly popular bank in Russia, whose branch can be found in any major city. It was created for the development of financial and credit systems. Its leading activity is concentrated in the agrarian direction.

Deposits in Rosselkhozbank for individuals in 2016 in rubles and foreign currency

Offers for depositors in this bank provide an opportunity to protect own funds from inflation. Along with this, there is an opportunity to earn.

Rosselkhozbank intends to receive high interest from deposits. So, opening a deposit account in national currency possible for a fixed period - from 1 month to 5 years.

The entire line for individuals consists of 10 deposits, and all of them have their own characteristics and conditions.

The interest rate on deposits depends on such factors as currency, period of placement, non-reducible balance plus the amount of the deposit. Average rates of interest on deposits are 6% - 8% per annum. However, you can get an accurate calculation by opening an online calculator on the official website page.