Order a card the world in Sberbank. World card design from Sberbank. What to do if you can't pay

MIR is the national Russian payment system, which is an alternative to Visa and MasterCard.

Some have already appreciated the advantages of the card, while others are interested in the terms of its service. The question also arises of how to issue a MIR card in Sberbank Online.

The MIR payment system is a Russian system that appeared back in 2014. The purpose of this development is customer safety and business continuity; the ability to process all card transactions on the territory of Russia, and not abroad. The founder is the Central Bank of the Russian Federation.

The presence of such a card will provide an opportunity for people not to depend on unfavorable external economic and political factors.

How to become an owner of a MIR card in Sberbank?

To register it, you need to contact the bank's office with a passport of a citizen of the Russian Federation and write an application. The tariffs for the card are slightly different from those for other debit cards.

If necessary, an employee can request SNILS or a pension certificate. The term of production of the card can be up to two weeks. You need to get it in the same department where the application was signed.

Is it possible to order a MIR card via the Internet?

Customers are eligible to submit an online application for a card. For this you need:

After the actions taken, the online application is filled out. The filling is carried out in three stages. First of all, you must indicate your personal data:

These will be:

• Place of Birth;
• Date of Birth;
• Telephone number;
• E-mail address;
• citizenship;
• surname in Latin.

After sending the application, a bank employee will contact the client and specify the time of the meeting with the manager in order to pick up the card.

Conditions

Sberbank of Russia offers people two types of cards of the domestic payment system MIR:

• social;
• classic.

Both cards are issued for 36 months. After that, they are automatically reissued for another 36 months. The card will be reissued until the user writes a refusal. The account can only be in rubles. You can get cash from the card at any ATM in the country.

The cost of servicing a classic card in the first year is 750 rubles and 450 rubles starting from the second year of use. Additionally, the Mobile Bank can be connected. The card is issued free of charge.

A client can withdraw up to 150,000 rubles per day. If you need to withdraw a large amount, then a commission of 0.5% is taken.

Who can apply for a card?

Any client of the bank over the age of 14 can apply for a MIR card. You must have a regular passport. A social card can be issued only by the client who presents the relevant document.

It is possible to issue a card to foreign citizens, but this is done on a special request.

Card tariffs

Advantages and disadvantages of the MIR map

The card has a number of advantages:

• it is possible to connect the bonus program Thank you from Sberbank;
• quite a large limit on cash withdrawals;
• you can withdraw a larger amount than the established limit;
• a large network of bank ATMs;
• it is possible to receive a pension on the card;
• high degree of card protection.

Despite its advantages, the card also has negative aspects. The disadvantages include the increased cost of maintenance. Many banks offer free service. Also, in many terminals there is no contactless payment option.

The card is very popular among those who do not plan to travel outside the country. It has all the advantages of conventional cards, but has a higher degree of security. It is not difficult to issue a card, and it can be done both at a bank branch and on the Internet.

Sberbank has developed an alternative Russian payment system. The novelty is called "Peace". Product developers promise many options to customers, point to a number of positive aspects of using the card.

You can connect to the Mir payment system in Russia. Crimea is also included in this territory. For residents of other countries, this product is currently unavailable.

Let's consider how to issue a Mir card in Sberbank.

The Bank offers to open two types of Mir cards to the client:

1. The classic version.
2. Social type.

The cards are issued for three years. After this period of time, the card is automatically reissued. This happens until the moment when the client refuses to service.

The account is exclusively in rubles. Despite this, they pay with it in another currency. The card is valid for the territory of Russia.

It is positive that the client receives funds at any ATM in Russia that supports this system.

Service of the Mir card is similar in cost to international payment systems. The card is protected by a chip and a magnetic stripe. Additional cards are not produced on it, or the establishment of a credit limit.

Important. The card can be used as a pension or salary card. It is used in the "Thank you from Sberbank" bonus program.

Representatives of other states can issue a card upon an individual request.

Registration

Any citizen of the Russian Federation can apply for a Sberbank Mir card. At the same time, such key conditions are highlighted. The first criterion is the age category over 14 years old.

A prerequisite is also registration in the territory of Russia. A temporary or permanent registration will do.

In general, it is easy to open the Mir card in Sberbank, there are few conditions for this. It does not matter the level of income of a citizen, the possession of any property. Employment status is also not taken into account. When issuing a card, a banking institution does not take into account the presence or absence of other payment programs in the bank.

To apply for a card, contact the Sberbank office. The issue of the Mir card is available in all branches. Your location doesn't matter. By making a personal visit to a banking institution, you can issue a card.

Be sure to take an identity document - a Russian passport. A driver's license, or a passport, will not work in this case. By contacting an employee of the department, you will be told about the key points.

The next step is to write an application for opening a card. This uses a standard form. Then the application is forwarded to the operator.

The production of a plastic card takes 2-10 days on average. The term depends on a number of factors, which should be inquired about from the bank employees in advance. The bank's client receives an SMS with a notification that the card is ready.

Then you pick up the finished card at the same office where you wrote the application. During the day of receipt of the card, it must be activated. If the client does not do this in a timely manner, the procedure with writing an application is repeated.

Tariffs

It is worth evaluating the cost of servicing the card.

Classic card

The first year of service will cost the client 750 rubles, then the cost of service will drop to 450 rubles.

If the card is reissued through the fault of the client, he will have to pay an additional 150 rubles. This implies the loss of the card, or change of the full name, change of the PIN - code.

Important. When dispensing cash at the institution, the client pays nothing (subject to withdrawing funds within the daily limit). If this amount is exceeded, the user pays 0.5%. When using the services of other banks, the commission is 1%.

The daily limit is 150,000 rubles, the monthly amount is 1.5 million.

Social card

In the first year of service and subsequent years, the user will not have to pay. The client pays 30 rubles for the reissue of the card.

Through the operator, an amount is deposited in the maximum amount of 10 million rubles per day.

Important. When dispensing cash at the institution, the client pays nothing (subject to withdrawing funds within the daily limit). If this amount is exceeded, the user pays 0.5%. When using the services of other banks, the client does not pay a commission.

When accepting cash directly at the Sberbank office, there is no need to pay to the client on the territory of residence. When using another terminal bank, the commission is 1.25% of the amount. The daily limit is 50,000 rubles, the monthly amount is 500,000 rubles.

Holders of both cards have free access to Sberbank Online.

Customers can also order a Mir card via the Internet Sberbank - online. Employees of a banking institution accept an application remotely - online. Further, the procedure is similar.

Internet

They also order a Sberbank Mir card via the Internet. To do this, apply for a card. You should go to the official website of Sberbank. Select the section "Individual clients".

Go to the bottom menu, select the section called "Bank Cards", click on "Debit Cards".

You can familiarize yourself with the variety of banking products, choose the direction you need. Next to your chosen card, click "Order".

1. Enter your personal data - full name, date of birth. Fill out the section of date and place of birth, citizenship. Enter your email address, contact phone number.
2. Fill in your passport details. Indicate the series, number, date of issue. You will also need a subdivision code, the name of the authority that issued the passport. Click "Next", go to the last step.
3. Fill in the registration address, select the required branch of the Sberbank banking institution. You indicate the branch where it is most convenient for you to pick up the finished card.

After the card is ready, you can pick it up at the Sberbank branch you specified. Be sure to bring your proof of identity with you.

Pension card

It is also worth evaluating the positive aspects of using the Mir pension card. With its help, they receive a pension on the card, store their savings profitably. In particular, this applies to the balance on the card, the amount of which is charged 3.5% of annual funds.

It is positive that the service of the card is free, there is no need to pay additional funds. The first two months of use do not need to pay for SMS informing. After the expiration of this period, the user pays 30 rubles per month.

Important. The pension card is a unique tool for those bank customers who are entitled to receive pensions and other social benefits. The client can only have one card.

It is quite easy to receive a pension using this card. The main positive aspects:

• there is no need to carry cash with you. This measure will protect you from the possible occurrence of unpleasant situations;
• the convenience of receiving a pension also lies in the fact that there is no need to stand in a queue at the checkout, or to depend on the postman;
• you have a great opportunity to receive your pension when it has just been transferred by the pension authority.

Possibilities

1. The client pays for goods and services by bank transfer in trade establishments, or using Internet platforms in the territory of the Russian Federation.
2. Using the remote access services "Sberbank Online", or "Mobile Bank", the user manages his account, repays the loan, if necessary. The advantage of using the latter service is that the user is up to date.
3. You can activate the "Piggy bank" service. With its help, the amount you have chosen (a certain percentage) will be credited, debited from the card account.
4. An opportunity is provided to pay for a number of services, possibly a non-cash transfer at ATMs, self-service devices.

Advantages

Let's consider the main advantages of the choice.

1. In the event of international problems, sanctions will not be imposed on this system. On the cards of other banks will be.
2. The advantages include a high level of protection. After all, the chip is recognized as one of the most reliable elements in the whole world.
3. Due to the fact that the card functions exclusively on the territory of Russia, access to it is closed to foreign fraudsters.

disadvantages

1. The disadvantages include the inability to use the card abroad.
2. This system is new. Trading establishments located outside the city, somewhere in the "outback" may refuse to service the card. Today this problem is being actively resolved, the necessary measures are being taken.

Safety principles

1. Do not write down or keep in your wallet the PIN code of your card. This information should not be known to anyone but you.
2. Your contact phone number is of great importance. When changing it, you must promptly notify the banking institution. It is worth blocking, for example, a lost or stolen SIM card.
3. Do not leave the card unattended, attackers can take advantage of the situation.
4. Cover the keyboard with your wallet if you are withdrawing from an ATM. This way, you will protect yourself from being compromised by your PIN.

Conclusion

The Mir payment system is a novelty. Despite this, it is rapidly gaining popularity among users. This is the best option for those clients who do not plan to travel abroad.

The card has international bonuses. Her service is affordable. Using a card of the first or second type opens up a huge space of possibilities for the client.

Bank cards MIR of the Russian payment system NSPK are becoming more and more popular every day among the citizens of our country. This is facilitated by both the expansion of points of acceptance of new cards and the increase in the number of issuing banks. And you yourself, willy-nilly, also think about opening a Russian map for yourself. But the question arises, where to issue a MIR card with a "cheap" or free service tariff? In this review, I will tell you in which banks you can issue Mir bank cards for free, that is, without service fees. The list will be supplemented as new free or "cheap" tariffs appear at banks.

I must say right away that today there are not so many banks that issue cards of the Russian payment system NPSC without a fee for servicing the card. Below is the current list of banks in 2018 that provide the use of the card on very favorable terms.

MIR Premium card from Tinkoff Bank

MIR Premium from Tinkoff Bank - free additional debit cards for the whole family

In July 2017, Tinkoff Bank began issuing debit cards of the Mir payment system. It is noteworthy that, unlike others, the bank does not issue MIR cards of a low category, but only a PREMIUM card. This allows you to emphasize your status and receive additional bonuses, discounts and privileges in the future.

The MIR card from Tinkoff is issued as an additional card. When you leave a request for a card Tinkoff Black a VISA or MasterCard card is issued by default, but having received this card by courier, you can order a card re-issue to a Russian payment system card through the Internet bank or through a chat with a bank specialist, or simply issue an additional MIR card. For settlements in Russia, you will have a card of a domestic payment system, and for trips abroad, you can use MasterCard. They have one account. It is noteworthy that you can issue up to 5 additional cards for free!

Please note that the issuance and maintenance of the card for pensioners and minors under 18 is absolutely free.

MDM Bank - MIR debit card without annual service

MDM Bank became one of the first banks to start issuing Mir cards with a free card service rate.

Anyone over the age of 18 can get the card. To do this, you need to contact one of the branches of MDM Bank with a passport of a citizen of the Russian Federation and leave an application for issuing a card.

RNKB - Credit and debit cards MIR

The Russian National Commercial Bank (RNKB), which mainly operates in Crimea, issues both credit and debit cards "Mir" without payment for issuing and servicing the card.

To obtain a MIR bank card in Crimea, you must contact a bank branch with a passport. By the way, besides Crimea, there is also one branch in Moscow.

MTS Bank - MIR-Maestro cobaging card without service fee

In MTS Bank, salary clients can get a free MIR-Maestro debit card.

The peculiarity of this card is that it contains 2 payment systems: PS "Mir" for payment at retail outlets where this payment system is accepted, and Maestro for payment, for example, abroad. Pretty convenient!

To get a free MIR-Maestro card, you must choose it when you apply for a salary card. It is also possible to reissue your current salary card in MTS Bank to a card of the MIR payment system.

Center-Invest - MIR credit and debit cards

In Bank Center-Invest it is possible to issue Mir payment cards without service charges. Plastic card can be obtained at the tariffs "People's Card" and "Universal Card".

The card can be obtained at the bank's branches located in the Moscow, Rostov, Volgograd regions, as well as in the Stavropol and Krasnodar regions.

Sberbank - Free MIR card for pensioners and salaries

In Sberbank since 2016, you can also apply for a debit
card of the "Mir" payment system. However, at the moment, Sberbank has set one of the most unfavorable tariffs on the card of the Russian payment system for ordinary individuals. The cost of service there for an ordinary person who does not receive a salary or pension at Sberbank is 750 rubles a year. Agree that this is a lot?

Nevertheless, pensioners and salary clients can get a Mir card free of charge from Sberbank. For these categories of people, the card will be without annual service!

The first Russian payment system was created as a replacement for popular foreign analogues. According to the developers, the main advantage that the MIR Sberbank card provides is independence from foreign banking structures. Evidence that plastic belongs to the Russian system, the presence of numbers starting with the number "2".

The procedure for obtaining is the same as for similar products of the bank, and provides for two ways of applying - in a branch or online. The client will need the applicant's passport and the application itself.

Any Russian with a permanent or temporary registration mark and over 14 years old can become a holder of the product of the first Russian payment system. The plastic will be processed in 2 weeks.

Tariffs and conditions

The MIR Classic Sberbank card is designed for 3 years and provides the following tariffs and conditions:

• the calculation is in rubles,
• service fee in the first year - 750 rubles, in the next 2 years - 450 rubles;
• monthly fee for Mobile Banking - 60 rubles;
• the "Thank you" program is on.

How to order online

You can apply for a Mir bank card from Sberbank online. The online application is completed on the website of the banking institution, but the client must first register and receive a password. After entering the bank's page, you must select the line "Order a card" and fill in the personal data in the form. The main thing in this procedure is the accurate and error-free entry of passport data. After filling in all the lines, the client gives permission to process and verify personal data.

You can issue and receive the plastic itself in 7-10 days already at the bank branch.

World Sberbank card for state employees

The draft law of the Russian Federation provides that all government payments to citizens will be transferred only to this card. Plastic for state employees is designed for those working in the public sector, pensioners and recipients of various social benefits. As early as July 1, 2017, similar plastics will be issued to those who applied for a salary card. For state employees it is offered "Classic", for social payments - "Social".

Pension card of Sberbank MIR

Among the proposed debit cards, a certain place is occupied by the pension card of the new payment system. To receive it, there are no restrictions: it does not matter how the pension is assigned (upon reaching the retirement age, for health or seniority). In fact, any Russian pensioner can become a holder of a new card product. He has a number of features in comparison with the Classic, issued by the same bank:

• free service;
• for the release of additional plastic monthly payment - 150 rubles;
• the minimum amount for using the Mobile Bank is 30 rubles;
• special tariff for SMS for checking the account;
• the cash balance is charged 3.5% per annum.

The procedure and terms of registration are the same as in conventional plastic. When making an application, in addition to a passport, you must have a pension certificate. A pensioner who receives payments from another bank can also issue a new pension card. To do this, it is enough to submit an application for the transfer of your own pension to a banking institution.

Terms of card production

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days, in regions, production and delivery will take from 3 to 10 working days. Delivery to remote locations can take up to 15 business days. Exact timing is possible.

When issuing a card, only working days are taken into account. If you order it on Friday evening, then the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.

What documents are required to receive a card?

To pick up the card, take your passport or other document that was used to apply for the card with you. To get a card for another person, you need a notarized power of attorney.

I am 14 years old. Can I open the card myself or do I need an application from my parents?

Yes, you can yourself. You only need a passport, no application from your parents is needed. The card can be issued from 14 to 25 years old. It is more convenient to order the Youth Card online.
Fill out a simple form and wait for an SMS about the readiness of the card and the address where you need to pick it up. Then come to the bank at a convenient time and do not forget to bring your passport.

How much does the Youth Card cost?

The cost of the card is 150 rubles per year. The commission for the first year will be debited only after receiving the card. It is issued for three years, so every year the Bank will write off a commission of 150 rubles. You will learn about payments from SMS notifications.

Can I choose my own design for the card?

Yes you can. Upload your own image, photo, choose a ready-made version or draw your own. Submit your application . The service costs 500 rubles, the fee is charged upon receipt of the card and reissuance. Read carefully when you start uploading images because there are limitations.

I am already 27 years old and have a valid Youth Card. On what conditions can I use it?

You continue to use the card under the same conditions as before.

Where can I apply for a Youth Card?

You can apply for a card on the Sberbank website by filling out a simple application, or at the bank's office. If you are already our client, then you can order a card from Sberbank Online.

How to start receiving bonuses THANKS?

After receiving the card, you must register in the "Thank you from Sberbank" program. The easiest way to register is to send an SMS to 900 with the text THANKS 1234, where 1234 are the last four digits of the card number.
You can also register in the program in your Sberbank Online personal account and at a Sberbank ATM - find the "Thank you from Sberbank" section and follow the prompts.

Bonuses are credited automatically when paying with a card - their number depends on the level of privileges.

It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus Thanks are credited to the account.

How can I find out the details of my card?

To find out the details, in the Sberbank Online mobile application, find the card you need and click "Show details".

Another way: in your Sberbank Online personal account, go to the "Cards" section and find the card you need, then "Information on the card" → "Details of the transfer to the card account".