If, when applying for an electronic OSAGO, the data does not pass the pc check. Electronic OSAGO policy: the subtleties of design, renewal and error correction
Today, having decided to issue an electronic OSAGO, I stumbled.
I arrived at my insurance company, having passed the inspection in advance. I wanted to enter the second driver, well, and find out what was going on with the policies. There was a schedule on the door that they were open until 18:00. I go in, please finish writing - there are two young ladies speaking in unison - we are up to 16! Okay, I'll ask then, how do I attribute the second driver? Oh, you have to go to Khabarovsk to the head office, we don’t do such things.
Ok, I say, but to renew the policy? Come back Monday at 9.
Chord...
It is difficult to leave work during the day, they have lunch from 13 o'clock, I can only arrive at 12-30, and there is something suspicious that there will either be a queue, or they will stupidly not accept.
OK.
I got into the Internet to see who is doing the electronic OSAGO.
Makes HOSKA (Good Insurance Company), and Reso-Garant. I also found VSK.
I went to all three, found a service, fill everything from the documents. Then I started to fizzle out.
1. VSK.
I really don't like my car. Under no circumstances does it pass the test.
Moreover, the service does not say at all which item does not suit him when checking in the PCA.
I tried to indicate PTS, STS, PTS numbers in the STS column and vice versa, indicated VIN, as in the old insurance - absent, put zero, wrote the body number - it's useless. It underlines the column "Vehicle" in red around the perimeter and does not allow you to do anything further. What specific item does not pass the test - xs.
2. Reso-Garantia.
Small blunts with registration, entrance.
Arrived at clearance.
a. "identification". A passport is indicated, but it is impossible to indicate the date of issue and by whom it was issued - the columns are blocked.
b. Vehicle. Guessed. Don't like it either.
First, there is no my car at all. We select the manufacturer HONDA, model Other, in the column "by TCP" we write HONDA LOGO
vehicle type - passenger car, right-hand drive, no VIN, body, number - then fill in everything in order, enter a diagnostic card.
We do the calculation - the amount is similar to the truth. Save - and then errors come out.
It should be added that with any change, you need to calculate again and then press save. At the same time, the right steering wheel constantly flew to the left one, and the service swore that VIN was required for the left steering wheel.
Service summary:
VEHICLE CHECK:
the following parameters have not been tested in PCA: Vehicle type, Year of manufacture, Engine power for category B, hp. ,Document type ,MarkModelCarRsaCode,Document number ],Vehicle category ,Document series ]
3. Hoska.
There's a song here. The only plus is that the data during registration is saved in the profile, then when registering, you simply substitute the values.
Minuses. It is impossible to manually select a vehicle if it starts with a letter other than A and a little B. Similarly, if I have already typed Honda, then there is no car in the list again, I have to type it manually.
After all the filling, click on the "pay" button, the system checks for a long time and issues errors from above.
The vehicle did not pass the RSA database check. Failed Data: Type vehicle, Year of manufacture, Engine power in hp, Type of document, Brand-model code from the PCA directory, Document number, Vehicle category, Document series;
Those. it turns out that one of the insurers deliberately entered incorrect information so that customers would still go for policies in order to slap them with unnecessary extras?
In general, insurance ends on the 22nd, I think what to do next.
You can get insurance online. Among the millionth audience of car enthusiasts, several thousand drivers have already bought insurance online. However, very often users encounter a problem - the system gives an error "No confirmation received from centralized systems RSA". Motorists should know why such a failure occurs, and what to do if the car does not pass the test in the PCA.
Does not pass the PCA check, where does the error come from
In an insurance agency, when buying an OSAGO policy, the insurer “hammers” data on your car into the database. All entered information is reliable (the agent is personally responsible for this) and is stored in a single database of the AIS RSA.
Attention! Extension of the MTPL agreement is possible not earlier than 60 days before the end of the insurance period, but not later than the date of its expiration.
Today you can buy an OSAGO policy online. In this case, the driver himself enters all the required information, and the system checks with the database (the insurance agent entered it at the time you purchased your last insurance policy).
If the agent made a mistake when entering the data (letter, comma, inaccurate displacement, etc.), then you will see an error on the screen that does not allow you to pass the check in the PCA. Perhaps you yourself were inattentive when filling out the questionnaire - double-check everything again.
Important!Do not confuse the error "checking against the PCA database" and other "unforeseen errors". If the site, after all your corrections in incorrectly filled fields, finally reported that the car does not pass the check in the PCA, then the problem is in your data ( electronic system not guilty) - will have to visit insurance company.
Does not pass the PCA check - what to do about it
If your car fails the PCA check, you need to know what measures are appropriate to take if an error is found in the system:
If there is an actual error in the system, try entering your data again (in doing so, type the same typo as in the database).
Attention! If you want to be absolutely sure of the legality of a policy with a factual error, then it is best to contact the insurance office after purchasing the policy online with a request to correct your data in the system.
If your insurance is still valid, but you have already found an error in the electronic system, visit the insurers and request an update of information on your vehicle. Remember! You have the right to be present when the data is entered, so you yourself can control the entire process of corrections on the site. After a few days, when the database is updated, you can try again to pass the check in the PCA.
Attention! Making amendments over the phone is not desirable (and not all agents do this).
A typo in the form
One of the reasons why the machine fails the PCA test is the presence of inaccuracies in the text or numbers. The most common reason for an error is a typo in the form. Please review all completed fields carefully. On the websites of many insurance companies, dubious places are highlighted in yellow or they immediately list (in text form) the errors found.
If a typo is identified through your fault, you can correct it when you try to enter the data again, but if the typo was made by an insurance agent when entering information into single register- have to visit insurance company and ask to correct the data in the database.
Wrong experience
If you saw an incorrectly entered experience in your personal account, then you yourself cannot cope with such an incident and do not buy a policy online yet. You will have to visit the insurers and ask them to correct inaccuracies in the PCA electronic system.
Registration fails
Registration did not take place - here is the answer to you, why you cannot pass the check in the PCA. If you are unable to register, then you may have entered your username or password incorrectly. Return to the "login" and carefully re-enter the login and password to enter the Personal Area. If you fail again, use the "recover password" form.
Since such an error occurs, it means that you will have to visit the insurance company - the errors should be corrected on the site (you do not have access to the system with the right to correct errors / typos). The system generates a similar error in the case of the initial purchase of OSAGO (after all, at the moment your data is in electronic database absent). You need to contact the office to apply for a CMTPL form,
The make and model of the car does not pass
Perhaps the make and model of your car does not match the information in the database. You should check the data with last year's policy (point 2) or the vehicle passport and COP (you always carry this registration certificate with you).
Attention! If the electronic system asks for one number (and you don’t understand which one), then you need to enter in the online form the TCP number (or COP number) that you entered in last year’s policy.
Vehicle registration certificate and vehicle registration number, enter vice versa
One of the reasons why the check in the PCA does not pass may be that you entered the COP and PTS number incorrectly. Look carefully at the columns to be filled in - maybe they just need to be swapped (enter the other way around: first the COP number, and then the TCP).
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The ability to insure a car without leaving home is a real gift to car owners! However, here, too, unpleasant surprises periodically arise: for example, when, when applying for OSAGO online, a check against the AIS RSA database does not pass. Is it possible to solve the problem on my own or is a personal visit to the insurance company mandatory?
If, when applying for an OSAGO policy online, the AIS RSA check does not pass, the reason is always the same - somewhere there is a data discrepancy. The simplest option of all possible is that you simply made a mistake when entering information in the required fields. In this case, check everything again, paying attention to the correct spelling of the words.
Some insurance companies have taken care of the convenience of their customers who want to issue an electronic policy: they have added highlighting of disputed places to the service. This greatly simplifies the process of working on errors: just try several different options - and you will definitely find the right one!
In addition to typos, there is a chance that you wrote some information differently than last time. Perhaps then you copied information from the TCP, and now you wrote from memory, or vice versa. In any case, you must achieve complete identity with the data submitted in last year.
The ideal option is to rewrite everything from last year's policy, then you will surely pass the PCA test.
What to do?
It is bad if it was not you who made the mistake, but the employee of the insurance company, with the help of which the previous policy was drawn up. Now this error is attributed to you until you get it fixed. So what to do? There are several options for events in this case:
If, when applying for an electronic policy, you did not pass the check by the Russian Union of Motor Insurers, you should not give up: you will always have time to stand in line at the insurance agency. Try to understand and solve the problem yourself. In most cases, this is real.
The presence of an insurance policy is mandatory for absolutely all car owners Russian Federation. Since 2013, the Russian Union of Auto Insurers has created single base accounting, with the help of which the car owner can independently check information about his policy. In this article, you will learn how to correctly check a car in the PCA.
Access to the PCA database is possible for any Internet user
The purpose of checking the car in the PCA database
The PCA database contains information about clients of insurance organizations and their cars. The data is updated by employees of insurance companies, so the register contains up-to-date materials at the time of the consumer's request.
PCA is an organization founded in 2002 with the aim of protecting customers from fraudulent organizations that do not have a license and the right to provide auto insurance services. Absolutely all information about the car, arrests and accidents is entered into the database, which allows any subsidiary organization to verify the client's data and provide the relevant insurance guarantees consumer in each individual case.
The unified RSA database includes the following information:
- About the owner of the vehicle and the car itself, including the involvement of the car in the accident;
- Data on the contract of compulsory insurance;
- Materials about the conditions prescribed in the insurance contract;
- The relevance of insurance, its status, information about the organization with which the contract was concluded;
- The amount of payment under the contract in a situation of insurance accidents;
- Materials about the KBM coefficient. Existing or increase in the cost of the policy in case of default by the consumer.
And also by the number of the certificate of the owner of the car, you can find out about the persons who have the right to drive a car.
The need for verification against the PCA database arises in cases where it is necessary to determine the authenticity of an insurance document or in the event of an insurance situation.
Checking the car in PCA
To check a car in the PCA, you only need access to the Internet and basic computer skills. On the official website of the Russian Union of Motor Insurers, the user can find out all the data he needs by the insurance policy number, car number or VIN code.
To check the authenticity of the policy, and its conditions, you must have an insurance number. To obtain information, you only need to enter the policy number and its series in the special boxes. The consumer will open all the necessary information in a few seconds.
To check OSAGO, just enter the series and number of the policy
And also on the site there is a section "Information for victims and others about the existence of a valid OSAGO agreement in relation to certain person or vehicle", in which any citizen of the Russian Federation can check the car he is interested in for the presence of an insurance policy by state registration numbers or the VIN code of the car. Most often, this service is used to determine the violator of the law, if the owner of the car fled the scene of an accident. And also this service is often used by potential car buyers to check it for involvement in an accident.
A single database has complete information about the car, its owners, thefts, the presence of traffic accidents involving cars. The database is updated daily, so the received report is always true.
And also today, customers are given the opportunity to renew the car insurance contract online. This can be done sixty days before the end of the current agreement between the company and the consumer. The client can independently enter all his data, the program will automatically check them with previously entered information and renew the contract with the insurance organization.
The data is not validated in the PCA
There are situations when the program gives an error when entering data. Such a problem can occur if the consumer made a mistake when filling out the fields or an employee of the insurance organization entered the data inaccurately when applying for the policy.
If such a problem occurs, you must try to fill in the fields again or enter data with an error that is in the insurance policy.
If it turns out that the information is not issued due to an error in the database, then you need to contact the insurance company and ask to correct the data on the policy. Making such a request makes sense only if it has not yet expired. The client has the right to be present when the specialist performs this procedure.
