SP / 13.07.2020

Transfer cash card through ATM. Transfer of cash to a Sberbank card. Transfer to a Sberbank card through electronic payment systems

You can transfer money through an ATM without a Sberbank card at the cash desk financial institution... The commission in this case will be from 1.5 to 1.75%, depending on the selected method of replenishment and the region where the recipient is located. To transfer through the cashier, you must contact a financial institution with a passport.

When money is transferred to a Sberbank card through third-party financial institutions, you will need to indicate the details of the card and the bank. You will need to clarify the correspondent account, card account number, bank identification code (BIC) and other details.

It makes sense to use an ATM when the recipient and the sender have the same bank plastic. If the sender has a card of another financial institution, then you will have to pay a commission.

To issue such a card, you must be present at credit institution to the cardholder and the person to whom the new plastic is issued. With the help of additional plastic, you can perform various operations, including depositing money.

There are several conditions for making a transfer:

full card number:
surname, name and patronymic of the recipient;
validity;
complete bank details for a transfer from another financial institution.

You can transfer funds through an ATM if the recipient entrusts his card. But you can use this method, provided that there is complete trust to another person. Otherwise, there is a danger of unauthorized spending of funds. To replenish the card, you need to insert it into the ATM, enter the pin code. Then select the operation for crediting cash. After the bill acceptor takes the cash, you need to get a check. If you need to deposit a bundle of bills, then it is inconvenient to do this through an ATM, it is better to contact the cashier.

Cash payment methods

There are several options for cash payments:

through the cashier of a financial institution;
using the terminal.

To do through the terminal remittance, you only need to know the sixteen digits of the recipient's plastic. Banknotes must be inserted into the slot of the bill acceptor one at a time, otherwise they will not be accepted. Directly via QIWI terminal replenishment cannot be done. We have an additional link - to use the phone number.

Through the cash desk of a financial institution, you can easily replenish someone else's plastic, even if you don't have your card. Here's how to do it right:

Contact the branch of the credit institution.
Get a ticket at the terminal.
Go to the ticket office, where the ticket number will be displayed.
Fill out an application for the transfer.
Enter the last name, first name and patronymic of the recipient, and the required amount.
Transfer the required amount to the operator.

If you put less than 15 thousand rubles on the card, then the passport will not be needed, if more than this amount is transferred, then the passport will be needed. It is inconvenient to transfer money through the cashier, since you will have to spend extra time standing in lines and paying commission. If the recipient lives in another region, then the commission will be 1.5 percent, but not more than 1,000 rubles of the transfer amount.

Cashless payment methods

Non-cash methods include transfers via WebMoney and Yandex.Money. For transfers via WebMoney, you need to get a formal certificate. To make a transfer, you need to go to your personal account, and then select "Transfer money". You will have to wait for the payment from two days to one week.

You can transfer funds using a card of another financial institution. To do this, you will need to clarify the details of the recipient's card, his last name, first name and patronymic, as well as the details of the credit institution. You can transfer funds through online banking or use terminals.

There are two conditions for making a transfer:

the commission is removed from the sender - 2%;
can not use credit card... Only debit or salary plastic will do.

Important! For cashless transfers you won't be able to use a credit card. You can use a credit card only to withdraw cash from an ATM, pay for goods and services.

What difficulties may arise

Without your own bank card, you can deposit money into another person's account. However, in this case, you need to be prepared for additional difficulties:

Additional commissions. You will have to bear additional costs if you make transfers from WebMoney, Yandex.Money or Qiwi electronic wallets. There is a commission when transferring through the terminal.
Difficulties arise when the account number is incorrectly specified. In this case, it will be problematic to return the money.
Restrictions when using self-service terminals. When replenishing someone else's plastic from the terminal, you need to pay an even amount, self-service devices are not given back.

There is one more means of transferring money - it is to make a top-up from a number mobile phone... The commission for transfers to plastic is 4-6%. It can also become inconvenient that you will have to provide bank details if the recipient is in a different region when paying through the cashier. It is not enough to know only the number of the plastic, you will also need your full name. recipient, card account number, as well as the name of the Sberbank division where the plastic was issued.

Difficulties can be avoided if you receive a Sberbank card. In this case, it will be possible to use mobile transfer and Internet banking. To implement mobile transfer you don't even need a computer. It is enough to send a message to number 900. In this case, the plastic of the recipient and the sender must be connected to the mobile bank.

You can transfer money quickly and easily using the Sberbank Online service. The service fee is 1%. You cannot make transfers from Sberbank credit cards.

Nowadays, bank cards have become one of the most convenient and familiar items. With their help, you can pay for purchases in online stores, various services and in ordinary retail outlets. Using the card, you can easily transfer money to a person who may be far from you or pay current expenses. And since we love to use this wonderful thing so much, the question of its replenishment arises in the most natural way.

Adding to your own card

Performing an operation such as transferring money to a Sberbank card through an ATM, if it is necessary for the holder himself, will not be difficult. Any nearby ATM with the ability to “deposit funds” will do (not all devices have this technical option). The sequence of actions is as follows:

the card is inserted into the reader with a certain side to the terminal, in case of an incorrect feed it will be returned with a corresponding warning on the screen;
an individual code is entered;
using the keyboard or touching the screen (depending on the modification of the machine) it is necessary to select the "add" item;
banknotes are inserted one at a time or in a neatly folded bundle into a special receiver;
the operation is performed by selecting the position "put on the account"
at the end, you must exit the menu and do not forget to pick up the card and check.

Debit cards are credited instantly, without deduction of commission. Credit cards are credited within three banking days.

Sending to someone else's card

The answer to the question: "How to transfer money through a Sberbank ATM to another client, if he has a card available" is very simple. You need to know his card number. Almost any terminal is suitable for translation.

The operation is performed in the following sequence:

own card is inserted into the receiving device;
using the code, you enter the "menu personal account»;
the choice of the position "transfer from card to card" is made;
the card number is entered to the current account of which the funds are sent;
by pressing the "send" button, it is necessary to confirm the operation;
exit, receipt of a check and personal card.

The transfer is possible only from a debit card, a service fee of 1% is charged, the crediting period is from 1 to 3 days. A credit card is not suitable for these purposes, such operations are impossible with its help.

If you have any difficulties with such operations as transferring cash, you should contact the nearest branch of Sberbank, where, under the guidance of experienced consultants, you can quickly master the use of ATMs, which will help you to quickly and accurately make the necessary transfers in the future.

About bank cards

A bank card (plastic) is intended for making non-cash payments through payment terminals using an electronic chip built into it with information about the availability of funds. She is tied to bank account owner, has a code and several degrees of protection. Provides the ability to withdraw (replenish) cash from an account through an ATM. It is used to pay for online purchases and services on the Internet using its existing number and confidential data known only to the owner.

The main types are distinguished:

debit - tied to deposit account allow the use of funds within its limits;
credit - provide an opportunity to use the money provided by the lender (bank) for the amount specified in the terms of the agreement;
"Salary" - refer to debit, issued to employees of an enterprise that has entered into a service agreement with the bank;
with overdraft - combine the functions of credit and debit cards.

About ATMs

A programmed electronic device that allows you to perform various operations with your account, including using bank cards (withdrawing or replenishing cash, paying for services, transferring money, etc.). Differ in appearance, depending on belonging to a particular bank, place of installation and working hours.

round-the-clock - are located in shopping centers, transport hubs and public places with high traffic;
time-limited access - located in institutions and bank offices;
street or wall-mounted - located at a distance from the bank.

The most reliable, widespread and easy-to-use ATMs of Sberbank of Russia are considered. The most frequently asked questions about them:

how to transfer money from an ATM to a Sberbank card;
is it possible to send money in cash to your bank account;
is it possible to transfer money to another person's card,
are solved with its help easily and without problems, through successive transitions, according to the instructions of the electronic system, formed at the user's request (deposit, transfer, pay, etc.). Reliability and speed of dispatch, meets the level of international standards.

The balance of the Sberbank card can be replenished different ways... Each person chooses the method that is most acceptable for this moment taking into account the current circumstances. It would be fair to say that there are many more non-cash ways to replenish the card balance. Therefore, if it is necessary to transfer cash to a Sberbank card, many are lost, because there are not so many options. The main ones are replenishment through the cash desk of Sberbank and through an ATM. However, in different situations When you have cash on hand and you need to put it on your card, you can use non-cash payment methods as an intermediary, but they have their pros and cons. You can transfer cash to a Sberbank card in the following ways:

Page content

At the Sberbank branch through the cashier;
Through an ATM with the function of accepting cash;
Through the payment terminal;
Via a mobile phone;
Through the post office of Russia;
Through the cashier third party bank.

Of course, it is most profitable to transfer cash to a Sberbank card in the first two ways. However, it will be useful to know about other methods and, if necessary, resort to them.

How to transfer money to a Sberbank card through a cashier

Minus this method is only that it is necessary to appear in person at the branch of Sberbank and stand in line to the operator, while wasting precious time. However, the older generation prefers to use this method of replenishing the card balance in cash, as they consider it the most convenient and reliable, because they are not particularly versed in modern technology.

Once at the receptionist's office, the card can be replenished in several ways: either present bank card, either present your passport and state the card number, or provide full details for the transfer.
within a few minutes a bank employee will transfer your money to your card.
no commission is charged for depositing cash through the cash desk of Sberbank. An exception is crediting money to a card of another region. Then the amount of the commission will be 1.75% of the amount credited.

How to transfer money to a card through an ATM

This operation is possible only if you have the bank card itself. The advantage of this method is the ability to replenish the card balance at any time of the day, and the disadvantage is the need to find an ATM with the function of accepting cash. You can find out a list of such ATMs via the Internet in the 2GIS program, for example, or on the official website of Sberbank.

Insert the card into the receiver and enter the pin code.
Then, in the menu, select the item equivalent to the name "Transfer of funds" or "Replenish the account" (in different ATMs the names of the lines may differ).
Insert money into the bill acceptor one at a time or all at once (you will see a corresponding prompt on the ATM on how to deposit money).
Don't forget to pick up your check and card.
Money will be credited without commission within a few minutes.

How to transfer cash through the terminal

While looking for an ATM, you may find payment terminal, for example Qiwi, through which you can also put money on the Sberbank card. The advantage of this method is that the card itself is not needed for such an operation, it is enough to know its number. Minus is the commission charged by the payment terminal.

In the terminal menu we find the section "Payment for services".
In the window that opens, select the method of replenishing the Visa card.
We enter the card number, then indicate the phone number.
We check the correctness of the data entered and confirm our consent to the operation.
We enter the required amount into the bill acceptor. Calculate the amount taking into account the commission (it is indicated on the screen). We make the bills one at a time.
After completion, we confirm the payment.
Do not forget to collect your check and keep it until the funds are credited. Money can be credited within 4 hours.

How to transfer cash to a Sberbank card via phone

If you have money in your hands and you need to put it on a Sberbank card, and other methods are not available, then you can go for a little trick: put money on your phone account in any way (for example, in a liaison or through a terminal), and then transfer funds from the account phone to a Sberbank card through the Mobile Bank service. This method has one drawback - a high commission for the transfer from 4% to 8% plus a certain fixed amount, the amount of which can range from 10 to 259 rubles, so it is justified only in case of urgent need.

Find any communication salon (MTS, Svyaznoy, Euroset).
Top up your phone account through the cashier. The money is credited to the account within a few minutes.
If the operator of your cellular MTS, BEELINE or MEGAFON, you can transfer money to the card account from the phone balance. If you have access to the Internet, then you need to go to the official website of the required operator and, following the intuitive instructions, complete the operation. If you do not have access to the Internet, you can transfer money to a Sberbank card using an SMS message (this method is not available for MTS subscribers). Details on how to replenish the balance of a Sberbank card from a phone account is described HERE.

How to transfer money from a phone balance to a Sberbank card

Compose a message like this:
Send a message to short number 7878 (Beeline), or 3116 (Megafon).
Then, following the instructions that will come in the response SMS message, complete the operation.

You can familiarize yourself with the tariffs and terms of transfer on the official websites of mobile operators.

How to put cash on a Sberbank card through Russian post

The transfer of money through the post office is justified in exceptional cases. Not only does the mail take its own commission for the operation, and the terms of receipt of funds to the account are quite large and take up to 7 - 10 days.

We find the post office.
We show the passport to the employee.
We fill out the form, which will be issued by the operator. It is necessary to indicate the recipient's card number and the amount.
We provide money to an employee.
Do not forget to pick up the document confirming the transfer.

How to put cash on a Sberbank card through the cashier of a third-party bank

If you urgently need to transfer money to the card, and there is no way to get to the nearest branch of Sberbank, the operation can be performed at any bank. Wherein third party bank will take its commission for such a service, and the term for crediting funds will be up to 3 - 5 business days.

We come to the branch of any bank.
We present an identity document (passport).
We name the card details (either a number or detailed details, if available).
We name the transfer amount.
Do not forget to pick up the payment documents confirming the fact of transferring money to the card.

Some of the above methods are relevant when you need to make a transfer to another person. To do this, most often you need to know the recipient's card number, or the full card details. So, you can transfer cash to someone else's Sberbank card:

through the cashier in the office of Sberbank itself;
through the cashier of any other bank;
through a payment terminal;
through the mail of Russia;
from your mobile phone account.

In all cases, the plastic card of another person itself is not required, but you need to know its number and some details. Without a commission, you can replenish someone else's card in cash only at a Sberbank branch, in other cases you will have to pay for the operation small amount... Thus, you can transfer cash to a Sberbank card in various ways. You can make such an operation quickly and without commission at a branch of Sberbank itself or through an ATM. If it is not possible to go to a Sberbank branch, you can deposit money through payment terminals, a cash desk or an ATM of a third-party bank, through the Russian post office. However, you will have to pay an additional commission and wait for the funds to be credited within a few days. In case of urgent need, you can resort to some tricks, and, for example, cash money is first credited to the phone account, and then via SMS to transfer it to the card account.

Translate

today it can be done in various ways. And one of them, which is gaining more and more popularity, is

finance through a Sberbank ATM. After all, it can be used to send money to an account or even from card to card.

Instructions

Transferring money through an ATM is not that difficult. If you want to send finance from one card to another, you will need the recipient's card account. Insert your card into the ATM, enter the pin code. Next, on the screen, select the service called "Money Transfers".

Following the prompts of the system, enter the number of the card to which you are going to transfer money and the amount of the transfer to be sent. Confirm the transaction and receive a receipt.

When transferring money to an account, the scheme is the same. Only instead of the card number you need to enter the 20-digit account number in the fields on the screen.

You can also transfer cash through an ATM, but not use it cashless transaction... To do this, select the field "Money transfers" on the ATM screen, indicate the number of the card or account to which you are sending funds, indicate the amount. Select the transfer option - in cash. And start loading money.

It should be remembered that the transfer must be made either in the currency of the sender or in the currency of the recipient. Do not forget about the commission when transferring. It is withdrawn from the sender's card account. On average, this commission is equal to 1-1.5% of the payment amount. And it is charged in the case when the translation is regional, i.e. from one city to another. If you transfer funds to a recipient who is in the same region as you, there will be no commission for the transaction.

There is one more limitation. The transfer amount is limited to RUB 500,000. in a day. Those. you cannot transfer more than this amount per day. Even if you do it in parts.

note

Be very careful when specifying your card or account number. After all, if you inaccurately transfer money to the wrong number, it will be quite problematic to return it.

Transfer money from an account credit card impossible. You should only use your income card.

Helpful advice

It is possible to transfer money from card to card through an ATM of Sberbank only to "plastic" of this particular financial institution. While the function of transferring funds through an ATM to the accounts of other banks is not provided.

How to open and replenish a deposit through an ATM

Sources:

Sberbank ATM instruction

Currently, many banks provide a wide range of services to their clients, Sberbank is also no exception. People open deposits, get loans and finally make transfers between accounts .

Instructions

If you want to transfer cash

physical

to a person from his account (for example, a deposit is opened with Sberbank), then a transfer between

accounts

can be done by writing off funds on the deposit to the bank account of an individual. Or the payee can take cash at the cash desk at the place of contact. If a situation arises that being in

You do not have cash, but there is a deposit in Sberbank, then the transfer of funds of the entire deposit can be made to another credit institution throughout Russia. Moreover, operations to transfer money from account to account can be performed in foreign currency, and through the bank's cash desk - only in rubles.

If you do not want to stand in line at Sberbank to make a transfer, and you are an active Internet user, then you can

to plug

yourself the service "Sberbank

". Using your ID and password, enter the Internet Banking system, which contains all the information on your

If you need to make a translation natural person, then it is enough to select payments and operations in the main menu. Then, respectively, transfers and exchange

Sberbank

or an account with another credit institution). If the payee is a customer

Sberbank

It is enough to provide his card number and the amount you want to deposit to be debited from your account. Then the operation will be completed successfully. To confirm the transfer, you must specify the passwords that the system asks for. You can get them by SMS if you are a user of the service

mobile payment

at a Sberbank ATM

If the beneficiary's account is not opened with Sberbank, then to transfer cash from your account with Sberbank in the Sberbank Online system, you must specify the account number, the full name of the beneficiary, TIN and address of residence. Also provide information about the name of the bank, its BIC, the purpose of the payment and in what currency it will be made.

If you wish to transfer funds between your

accounts

(for example with salary card to the account

credit card

), then it is also possible to carry out using the "Sberbank Online" service. To do this, in the menu, select transfers and currency exchange, transfers between your

accounts

And, having indicated the name of the write-off account and the crediting account, you enter the amount of the next payment on the loan. The funds are received instantly.

And if you need to deposit the amount to the account of the organization, then by selecting the transfer of the organization and payment for services in the menu field and filling in all the details, you will successfully complete the operation.

How to pay utilities via Sberbank Online

Sources:

how to transfer a deposit of Sberbank

Recently, almost all banks, including Sberbank of Russia, have introduced restrictions on the withdrawal of funds from their cards. Now, withdrawing the entire amount accumulated over a certain period of time is very problematic for many, especially if this amount is impressive.

The main reason why a certain limit is placed on each Sberbank card on the withdrawal of funds from it is security. For some, this may seem superfluous, but in reality this system prevents fraudulent withdrawals of large funds.

Currently, most of us pay with cards (for example, in online stores), and this is where this system protects its customers from illegal withdrawals. Each bank has its own limits for certain types of cards, which is why anyone can use cards with already fixed limits on their choice. For example, the owner of the Sberbank of Russia card Maestro can withdraw 50,000 rubles per day, while the holder of MasterCard Platinum can withdraw 1,000,000 rubles. Agree, the difference is significant.

Holders of Maestro and Visa Electron can withdraw 50,000 rubles per day, users Visa Classic and MasterCard Standard(standard) - 150,000 rubles, Visa Gold and Master Card Gold (gold) - 300,000 rubles. Holders of MasterCard Platinum, Visa Platinum (platinum), as well as World MasterCard Black Edition - 1,000,000 rubles.

Since March 1, 2015, information has appeared on the official website of Sberbank that no more than 50,000 rubles can be withdrawn from Sberbank cards in ATMs per day, for withdrawal more than large sum, you will have to contact the bank cashier.

If you need to withdraw an amount more than the allowed card limit, then in this case, contact the Sberbank branch and inform about your intention. However, be prepared to pay a withdrawal fee over the limit. Absolutely for all cards, there is one percent - 0.5% of the amount. That is, if you want to withdraw 70,000 rubles from the Maestro card (with a limit of 50,000), then in this case you will not be charged a commission for withdrawing 50,000 from you, and you will have to pay 100 rubles from the remaining 20,000.

How to transfer money through a Sberbank ATM

It may be necessary to transfer money to a card in different cases, for example, if a person needs to make a gift, top up an account to pay for goods, or simply transfer funds to another account. Sberbank is exactly the bank that serves the majority of Russians, and replenishment of its card is possible in many ways, including without its own plastic. You should consider how you can transfer money to a Sberbank card through an ATM if the sender of the funds carries out an operation without a card.

Options for transferring funds to a Sberbank card without a card

The name of the recipient will be displayed on the screen, and if they are correct, you can deposit cash. The screen will display the deposited amount of funds, indicating the level of the commission charged from the sender, and as soon as the person reaches the required indicator, he must click on the send button. As a result of the operation, the result will be displayed on the screen, and the client will be given a check, which should be kept in case of problems with the transaction. The same procedure should be followed in the absence of a card, but it will be impossible to use previously made translations as templates for new ones.

About the possibility of transferring money through an ATM without a card

An ATM is a piece of equipment that is primarily designed to dispense money. But the multifunctionality of some devices allows you to send money to other customers. To do this, you need a card, because without authorization in the system, the client simply will not be able to perform any actions. It is impossible to transfer money to a Sberbank card through an ATM without a card, but the terminal makes it possible to send money even to those who are not a client of Sberbank.

Translation via personal account or mobile application

The easiest way to make transactions is via the Internet, since this can be done even if the person does not have a card with him, and the process can be described step by step. To begin with, he must log in using the previously received username and password, and then go to home page, where the point of transfer to the card of another client of Sberbank is available. Next, you need to enter 16 numbers, which are indicated on the front side of the recipient's card.

When the identity is verified and corresponds to the actual recipient, you should enter the amount and select the card from which the funds will be transferred. Usually, the transaction is confirmed with a one-time code on the sender's phone, and only after entering it, the transaction will be carried out. A receipt about this can be sent to the address Email person, or you can save it for later printing.

Transfer via Mobile Bank

This service is an opportunity to transfer money without using the Internet and visiting the terminal, using an SMS command sent to a short phone number. You must first activate this service at a bank branch, after which you need to send a message to number 900 with the text "Transfer **** СССС UUUU". Instead of symbols "*" you need to enter the last four digits of the sender's card, symbols "C" should be replaced with the recipient's card number, the last value will be the amount, but not more than 10,000 rubles.

If the receiving party also has mobile banking activated, then there is an option to send an SMS, where there will be only the word "Transfer", to which the phone number and the payment amount are added after a space. Then the error will be the least possible, but if there are several cards, the money will come to the account, which is considered the main one. The main difficulty will be the amount of data that will need to be entered in the message, but if the operation is permanent, then you can make it a template, and then only send the number on which the template is present to the short number 900.

Replenishment of the card through the cashier

Replenishing the account of another person is a fairly simple procedure, which is inconvenient only because you have to wait long in queues. In addition, the size of the commission will be higher than with other transfer methods, regardless of whether you use cash or bank transfer. It is necessary to tell the operator not only the card number, but also the full name of its holder, this data will be enough to transfer money to the Sberbank card if the sender applies to the department without a card.

Important! If the client has a card, it can be used to pay for the transfer at the bank's cash desk; if it is absent, there will be no problems, except that it is better to write the numbers on a piece of paper. When listening to the number, a bank employee may make a mistake, and as a result, the money will go to the wrong person; if there is a legible number on the piece of paper, the risk of such inconvenience is minimal.

About commission and limits

It should be borne in mind that Sberbank sets certain overpayments and transfer limits, which differ in different methods. If the cards belong to one person, or funds are sent within the same region, then there will be no fee for using the transfer system. When money is transferred through the cashier of a branch, 1.5% of the transfer amount will be charged per person, while the commission can be no more than 1,000 rubles. Using the Sberbank Online system will allow you to pay less - only 1% of the amount of the transfer.

There are also restrictions on spending, which are set depending on the class of the card, for example, social or instant accounts allow the transfer of no more than 50,000 rubles per day. Premium cards allow you to list the largest number money per day, for example, using Gold and Premium cards, you can transfer up to 300,000 rubles in 24 hours.

A transfer to a Sberbank card can be made without having a plastic wallet with you, if the client uses online banking or conducts an operation through the terminal. It is also permissible to transfer money through the cashier if there are requisites, but this will require payment of enough high commission and will take longer due to the queues at the branches.

Adding to your own card

the card is inserted into the reader with a certain side to the terminal, in case of an incorrect feed it will be returned with a corresponding warning on the screen;
an individual code is entered;
using the keyboard or touching the screen (depending on the modification of the machine) it is necessary to select the "add" item;
banknotes are inserted one at a time or in a neatly folded bundle into a special receiver;
the operation is performed by selecting the position "put on the account"
at the end, you must exit the menu and do not forget to pick up the card and check.

Debit cards are credited instantly, without deduction of commission. Funds for credit cards are received within three banking days.

Sending to someone else's card

The operation is performed in the following sequence:

own card is inserted into the receiving device;
using the code, you enter the "personal account menu";
the choice of the position "transfer from card to card" is made;
the card number is entered to the current account of which the funds are sent;
by pressing the "send" button, it is necessary to confirm the operation;
exit, receipt of a check and personal card.

The transfer is possible only from a debit card, a service fee of 1% is charged, the crediting period is from 1 to 3 days. A credit card is not suitable for these purposes, such operations are impossible with its help.

About bank cards

A bank card (plastic) is intended for making non-cash payments through payment terminals using an electronic chip built into it with information about the availability of funds. It is tied to the owner's bank account, has a code and several levels of protection. Provides the ability to withdraw (replenish) cash from an account through an ATM. It is used to pay for online purchases and services on the Internet using its existing number and confidential data known only to the owner.

The main types are distinguished:

debit - tied to a deposit account, allow you to use funds within it;
credit - provide an opportunity to use the money provided by the lender (bank) for the amount specified in the terms of the agreement;
"Salary" - refer to debit, issued to employees of an enterprise that has entered into a service agreement with the bank;
with overdraft - combine the functions of credit and debit cards.

About ATMs

A programmed electronic device that allows you to perform various operations with your account, including using bank cards (withdrawing or replenishing cash, paying for services, transferring money, etc.). They differ in appearance, depending on belonging to a particular bank, place of installation and operating time.

round-the-clock - located in shopping centers, transport hubs and public places with high traffic;
time-limited access - located in institutions and bank offices;
street or wall-mounted - located at a distance from the bank.

The most reliable, widespread and easy-to-use ATMs of Sberbank of Russia are considered. The most frequently asked questions about them:

how to transfer money from an ATM to a Sberbank card;
is it possible to send money in cash to your bank account;
is it possible to transfer money to another person's card,
are solved with its help easily and without problems, through successive transitions, according to the instructions of the electronic system, formed at the user's request (deposit, transfer, pay, etc.). Reliability and speed of dispatch, meets the level of international standards.

operevodah.ru

How to transfer money in cash to a Sberbank card through a terminal or ATM

Despite the widespread introduction of bank payment cards, cash is still actively circulating in everyday life. Realizing the advantages of transferring payments using plastic, we often ask ourselves a quite practical question - how is it most profitable to transfer bills to a Sberbank card - through any payment terminal, office, post office, ATM, or maybe in some other way.

Transfer of money through the cashier of the additional office of Sberbank

Usually, this method is resorted to while in the office or, for example, when a queue has accumulated for a self-service machine, the ATM is out of order, and it has run out of money. Often older people prefer cash registers. You do not need to do anything, just provide the operator with a passport and a Sberbank card, or its details. Money will be transferred to the card without commission.

Transfer cash to a Sberbank card using an ATM

One of the most common and familiar ways that you should use to transfer money to a Sberbank card is to go to the nearest ATM. Better if it is a Sberbank ATM. By the way, pay attention to the fact that not all machines have a bill opening function.

Send your card to the ATM receiving device, enter the pin code and select the "Deposit cash" tab in the menu that opens. It remains to put the cash in the bill acceptor all at once or by the piece - it depends on the type of device. After confirming that the funds are credited to the recipient's card, the hardware system will eject the card and issue a check.

Transfer cash to a Sberbank card using a terminal

Select the tab on payment for services in the menu of the device, indicate your type of plastic issued by Sberbank - VISA, Mastercard, Maestro, enter the card number, other necessary details. It remains to put the required transfer amount into the bill acceptor and confirm the operation sending money to the card.

During the data entry process, you will be informed about the amount of the commission, which is calculated from the total amount of "absorbed" bills, unless the operation is carried out through the terminal itself Savings bank.

Transfer cash to a Sberbank card using a phone

Transferring money to Sberbank plastic using mobile communications- the method is probably not the most profitable, with a commission of 4 to 8% or more. But if the ATM is far away, there were no other payment devices nearby, to quickly transfer money, you can use your mobile phone as a backup option.

First, top up your mobile account at the office of your mobile operator, and then send money from your phone to a Sberbank card using the functionality of the operator's official web resource or by sending a message directly from your phone.

For example, for users of MTS, Megafon or Tele2, an SMS message has the same structured form: card. You need to send a message to the service numbers of operators 6111, 8900 and 159, respectively, and the money will go to its destination.

For Beeline, instead of the word card, which identifies the type of operation, you should indicate the status of the card: VISA (Mastercard), and send a request to the service number 7878.

Transfer money to a Sberbank card through a branch of the Russian Post

Alternatively, you can consider the possibility of transferring cash finance to plastic by applying with a bank card to one of the Russian Post offices. For a service that allows you to transfer money to a Sberbank card, you will have to pay a commission, which is better to clarify immediately upon arrival at the post office. To transfer a payment, you will have to fill out a special form, indicate the card number and other required data, and also provide the operator with a passport.

Transfer of money to a client of Sberbank through third-party banks

You can always transfer money to a valid card account in other ways. For example, try to transfer cash to online wallet Savings Bank through third party banks. It is enough to have a passport and Sberbank card details with you. The transaction is most often carried out within 5-6 days, in addition, the intermediary bank will take a significant commission for the opportunity to transfer your paper money.

You can find many different methods for transferring funds both to your own Sberbank card and to another client of a financial institution, knowing the details of his plastic or card account number.

It will come in handy! It will not be superfluous to know that you can transfer funds from the account of the mobile operator MTS to the Sberbank card. Instructions are provided in this article.

kak-popolnit.ru

How to transfer money from a card to a Sberbank card through an ATM

To transfer money from card to card of Sberbank today, it is not necessary to contact bank branches. It is enough to use an ordinary ATM or terminal device. The only condition is that both the recipient and the sender must have a personalized card of the same bank. Today we will tell you how to transfer money from card to card Sberbank.

Convenience of money transfers

Every day, transferring money from card to card Sberbank using ATMs or terminals is becoming more popular, because it is practical and fast. The demand for this service is only growing, because debit cards are becoming more widespread.

Today with their help they charge salaries and pensions, make deposits and open deposits, and simply using them to pay for services and make purchases is much more comfortable. In this regard, today the bank is making every effort to make the transfer from card to card as simple and easy as possible, and the structure is working on expanding branches for the greatest convenience of its customers.

Overview of methods

Where can I transfer money from a Sberbank card to another card of this bank?

A number of services are now functioning, with the help of which you can make a transfer, both through ATMs and through special self-service devices, as well as a special resource "Sberbank Online", through Internet banking.

But as we have already said, the most convenient way to transfer amounts is through street ATMs. Therefore, let's dwell on how to transfer money through an ATM from a Sberbank card to another Sberbank card. I would like to draw your attention to the fact that you can transfer money in this way only to a Sberbank client's card. It is not yet possible, for example, to make transfers from a Sberbank card to VTB card and others banking organizations.

An ATM transfer can be used for any systems: Visa, Visa Gold, Mastercard, Maestro, Marstercard Standard, Sberbank Visa Electron, Sberbank Maestro and so on. To do this, you need to know your card number and, of course, the recipient's card number. If there is a commission, it is charged only from the balance of the sending side.

Speaking of the commission, it should be noted that it is charged only in the case of a paid transfer. You can determine whether the service will be paid or free, according to the bank branch. If you transfer to the same branch where your personal card is opened, then the commission is not paid.

Transfer via ATM

We transfer money from card to card through a Sberbank ATM!

In principle, when sending money both through ATMs and through terminals, the principle of operation is the same. The main thing in this case is to know the recipient's card number. This information can only be obtained from the cardholder himself. Please note that when transferring the number, you must be as careful and vigilant as possible. It is also very important to double-check the entered sequence of numbers several times when sending funds. Otherwise, you risk transferring your hard-earned money to a stranger, and thus lose it. The bank will not be responsible for the mistake you made and will not be able to return the lost funds.

Instructions

Let's take a look at how a money transfer is carried out at an ATM. For you step-by-step instruction:

every ATM procedure begins with what needs to be inserted bank card... Transfer from card to card of Sberbank through an ATM is no exception, we insert the card into a special compartment;
enter the PIN so that the system can identify your account;
now select the item of money transfers in the menu;
a new window will open in front of you. There you need to indicate the number of the recipient to whom you want to transfer the desired amount. The number can be sixteen or eighteen characters long;
then enter the amount you want to send. As well as the currency in which you want to conduct the transaction;
we confirm the operation;
after that, the funds will be sent, and you just have to pick up the card and the receipt.

In the future, after the recipient receives the entire amount of money to his account, he can use it for a variety of purposes and needs. At the same time, he can choose both cash and non-cash payments. You can also cash out the required amount in any bank branch, as well as at every ATM.

Today, a bank card is an irreplaceable item that can be used to pay for housing and communal services, loans, goods in stores or on the Internet, and help a loved one with money. To perform all these operations, it should be regularly replenished, so the question arises: how to transfer money to the card through an ATM. Such a payment is very simple, and not only for your own, but also for someone else's card.

Transferring money to your own card

To carry out such an operation, you will need an ATM with the ability to deposit cash. The actions are as follows:

Correctly insert the card into the reader: face and chip (if available) up, black magnetic stripe down. If everything is done correctly, the device will pull the card inside by itself. Otherwise, turn it over and try again.
Enter a valid four-digit PIN. If you enter an incorrect entry more than three times, the ATM will block the payment instrument.
In the main menu, select "Deposit cash".
Insert bills into the receiver one by one or a whole bundle, depending on the type of ATM.
After the device has counted the money, a notification about the deposited amount appears on the screen. You can choose one of two options - "Add banknotes" or "Add to account". We should dwell on the second.
The ATM will shut down and issue a receipt to the user. It remains to pick up the card.

It is necessary to save the receipt before the transfer is credited.

As a rule, money is received instantly if it is a debit card or within a few hours if it is a credit card.

In very rare cases, the payment execution time can take up to three days, as a rule, these are situations when the operation was performed in the evening on a weekend or a holiday.

If necessary, you can transfer between your own accounts using the corresponding function in the section "Payments and transfers".

On debit card payment is received instantly, credit - within three days.

Transfer by card number

If it becomes necessary to transfer from card to card of a stranger, you will need to know the number of the payment instrument. The operation looks like this:

Place the card with the correct side in the ATM reader.
Enter your four-digit pin code.
On the page of the main menu that appears, go to "Payments and transfers".
In the submenu that opens, select "Transfers".
Indicate the recipient of funds. This can be a client of Sberbank or a cardholder of a third-party bank.
If a person has more than one card, choose the one from which the funds will be debited.
Indicate the recipient's card number, then the transfer amount.
Check if the data is correct and click "Translate".
Finish work, receive a check and pick up the card.

Please be aware that fees may apply for transferring money to a client of a third-party bank or from another region.

Transfer by mobile phone number

You can transfer money through an ATM of Sberbank of Russia using the phone number attached to the card through Mobile Bank. This may be required in cases when you need to send money to a person, but the number of his payment instrument is unknown. This operation is very similar to the previous one:

Insert the card into the reader.
Using the keyboard, enter the pin code.
In the main menu open "Payments and transfers".
Select the recipient - "Client of Sberbank", then the transfer method - "By mobile phone number".
Select a debit card.
Provide your mobile phone number.
Enter the amount.
Make sure that the number and amount are entered correctly.
Confirm the action.
Wait until the operation is completed, pick up the check and card.

ATMs and terminals: similarities and differences

From time to time, situations arise when you need to make a money transfer to a loved one, but the card is not at hand. In this regard, the question arises: is it possible to transfer money without a payment instrument? There really is such an opportunity, but this will require not an ATM, but a Sberbank payment terminal.

There are three types of ATMs: for withdrawal, replenishment and combined. They perform various functions. So, on devices intended for issuing cash, there is no possibility of paying for loans, unlike the other two types. Information about the transactions being performed is usually located near the ATM.

Terminals perform different functions. First of all, they are intended to pay for various services, such as the Internet, loans, housing and communal services. You do not need a card to work with these devices, they accept cash.

Terminals may belong to various organizations, including banks. Through devices located in bank offices, you can work with your accounts, as well as pay loans. With this method of payment, the money is credited to the account on the same day.

How to transfer money to another person without a card

To make a money transfer without a card, you must use the payment terminal of Sberbank. This will require:

Select "Operations without a card".
Open "Payments and Transfers" in the main menu.
Select "Crediting money to the card".
Enter sixteen or eighteen digits of the number, the data of its owner will be displayed on the screen. If this did not happen, an error was made during the entry.
After that, you should indicate the amount and enter the banknotes into the bill acceptor, confirm the operation.
Pick up the check.

Commissions

When making transfers through Sberbank ATMs, you should remember about possible fees.

Today the following tariffs are in effect:

Transfer between your accounts is free.
For someone else's debit card issued in your region - free of charge.
When transferring money to a card issued in another area, a commission is charged in the amount of 1% of the amount, but not more than 1000 rubles.
On a credit card - free of charge.
When transferring money to accounts of other banks, a commission of 1.5% is charged, but not less than 30 rubles.

Daily limits

There are a number of daily limits set for ATM transfers between cards.

Within the banking system:

for Gold and Premium cardholders, the daily limit is 300,000, a month - up to 10 million;
for holders of other types of payment instruments - 150,000 and 5 million, respectively.

To cards of other banks:

one-time transfer - maximum RUB 30,000;
per day: Maestro or Visa Electron - up to 50,000 rubles, other types - up to 150,000 rubles;
per month: no more than 1,500,000 rubles.

So, transferring money from an ATM to a card is very simple. This can be done by card or mobile phone number, with or without a payment instrument, using the terminal. To do this, you just need to know how to send money through an ATM to a card.

Sberbank is a recognized leader in customer service. This bank has a record number of branches, more ATMs and self-service terminals. Transferring money from a Sberbank card can be done in several ways: through an ATM, the Internet or via SMS. Let's figure out the peculiarities of translations.

If you have a plastic card, it is best to transfer money through an ATM. In this case, you can transfer money to a card of any bank by its number or information about the bank account.

The card number - 16 or 18 digits, is indicated on the front of the plastic carrier.
Account number - indicated in bank statements and the agreement for the receipt of the card. If the recipient of the payment is serviced by Sberbank, then he can receive the account number via the Internet in the Personal Account.

The recipient of the funds must provide you with this information in advance. Funds are credited faster if the transfer is made using the card number.

Instructions for transferring funds through an ATM

If you have a Sberbank card, you can transfer funds from it to any person who has a plastic carrier. The algorithm for this procedure is as follows:

Insert your card into a special compartment of the ATM, enter the PIN password. It consists of 4 digits. Please note that this number can be entered incorrectly only 3 times, after which the card will be blocked and you will have to contact the bank to activate it.
In the ATM menu, you need to select the "Payments and Transfers" item.
Select transfer by card number.
Enter the required numbers.
Enter the amount.
Confirm the translation with the Done button. You will be given a check.

The money will be credited within a few minutes. Previously, it was possible to send money to another person's card without using your own, but now Sberbank has removed this function, since according to Federal Law No. 115, all transactions must be identified. If you do not have enough funds on the card, deposit cash on it and only then send it to another. First, find out the balance on the card, only then perform the operation.

Transfer by phone number

If the person to whom you are going to transfer funds has a Sberbank card and a mobile bank is connected, then you can use his phone number. You can transfer money through it. The procedure in this case is slightly different:

insert the card and enter the pin code;
go to the section "Payments and transfers";
select the option of transferring by phone number;
enter the recipient's mobile number and amount;
confirm your actions.

The funds will be credited to the card, which is listed as the main card by the recipient. Sometimes they can go to the credit card balance, so this option is not always worth using.

Features of translations

You can transfer money to any plastic card, regardless of the bank in which it is issued. A commission may be charged for a transaction:

if you transfer money to a Sberbank client from your region, then you do not need to pay for the operation;
if the transfer is made to another bank or outside the region, then you will have to pay from 1% of the amount.

In most cases, money is bought to the recipient's account instantly. Difficulties may arise in a situation where the recipient has instant map or linked to the current account of the individual entrepreneur. In this case, the crediting takes place according to the rules of the bank - from 1 to 5 days.

Another situation that you may encounter is the exhaustion of the limit on operations. If you have translated maximum amount, then you can make the transaction again only the next day. The limits depend on the status of the card.

If you have problems with translations, then you need to contact hotline jar. You can see her phone number on the card or at the ATM itself.

How to replenish the card account in cash through the terminal?

Some payment terminals also allow you to commit to send cash to your card. In this case, you do not need to have a bank card in your hands, you just need to know its number. Terminal instructions:

go to the section "Payment for services";
select the item "Card replenishment";
enter the card details and your mobile number;
check the data and confirm the operation;
deposit cash through the bill acceptor;
confirm the operation again and take the check.

It is easy to transfer cash through the terminal, but you will have to pay a large commission - about 3% and a flat rate of 45 rubles. The exact amount of the deposit fee depends on payment system the terminal you selected belongs to.

When using this method of transfers, you must have on hand the exact amount required to transfer funds and pay commission. Remember, the terminal does not give change.

Additional transfer methods

For some money transfer options, you don't even need to leave your home and look for an ATM. Sberbank customers have access to Internet banking and the Mobile Bank system. If you do not need to deposit cash on the card before transferring it to the recipient, then you can use it. To do this, you need to connect these systems in advance.

Mobile bank

As a rule, when receiving a card, all clients of Sberbank are connected to the possibility of remote account management via mobile phone commands. With their help, you can transfer money to a phone number or card. If the recipient has several cards, then you can indicate the purpose of any of them with the last 4 digits that are entered after the command.

To perform the operation, it is enough to write an SMS message to number 900 of the following plan: the word "Transfer", the recipient's phone number and the amount. In one day, you can make at least 10 small transactions or one large transfer for 8,000 rubles. The operation is not performed between foreign currency accounts, from a corporate, virtual or credit card.

Internet banking

In the Sberbank Online system, you can transfer money by card and account number. If you have several credit and debit cards in Sberbank, then all of them will be reflected. You can transfer money between them without restrictions. The service is convenient because you know exactly how much money is left on the card.

You can also top up a card of any bank by its number. Through a special field in the payments section. If the recipient is the owner of the Sberbank card, then before confirming, pay attention to the name and patronymic, which are highlighted in a special field. There are practically no restrictions on the amount of transfers. If you need to make a large transaction, then it will need to be confirmed through the bank's call center.

Unprofitable transaction is a sign of obtaining an unjustified tax benefit Loss transactions of companies with state participation

Free economic zones in Russia - list, types and purposes of free economic zones

Transfer cash card through ATM. Transfer of cash to a Sberbank card. Transfer to a Sberbank card through electronic payment systems