What cards can be linked to an iPhone. How do I pay for purchases using Apple Watch? What you need to use Apple Pay in Russia

Apple Pay is available in many countries around the world and you can use it with an Apple Watch on your wrist. It's easy to figure out how to pay with your Apple Watch, and start paying for purchases with help from Apple You can pay today.

Contactless payment- actively developing technology. This is a key advantage of this watch and a handy feature that helps make everyday life easier.

Set up Apple Pay on Apple Watch

The setup process is extremely simple, as a rule, there are no difficulties with how to set up Apple Pay on Apple Watch. An important feature is that the watch and the iPhone work independently with the mobile payment system.

Despite the apparent symbiosis of the two devices, they use individual and unrelated Wallet apps; this means you can use two separate cards. It also lets you pay without your iPhone, which is handy if you're out for a run or you forgot your phone at home, for example.

To start setting up you need:

Select "My Watch" in the watch app (on your iPhone) and launch Wallet & Apple Pay. You will then be taken to a section where you can enter your credit or debit card details. Any bank card will do.
If you do not have a passcode set up on your device, you will be prompted to set it up. Contactless payment will not work without this code; this is done in order to protect funds from intruders so that they cannot use the card without your knowledge.
Next, you scan your card with your phone's camera and fill in the missing information. Once you're done with that, you'll be sent an email or SMS with a verification code that you'll need to enter into the app on your phone.
The bank that issued your card will then check and decide whether you can use the card in the mobile payment system. Additional information may also be required for verification, in which case a personal request will be made from the bank (this procedure does not take much time).
After passing the test, the device will confirm that everything is ready to go.

Pay for purchases with Apple Watch

If everything is set up, then you need to figure out how to pay in stores using your watch.

To pay for your purchase using your Apple Watch, you need to:

Double-click on the side button, bringing the watch to the terminal installed by the seller.
Keep your hand over the terminal; an image of your card and a message that it is ready for use will appear on the screen.
After that, you will almost immediately hear a characteristic sound or feel a vibration. A check mark will appear on the watch face, informing you that the operation has been completed.

The mobile payment system is actively developing. In addition to Russia, you can use this feature in more than 20 countries around the world. In 2018, this number will only grow.

You can make transactions via NFC in many, even small, stores in our country. In the future, there will be more places where you can pay for your purchases using this function, which means that paying with the watch will become easier and more convenient.

Actively gaining momentum in Russia. More and more people want to use this easy way to pay for purchases in stores, cafes, restaurants, etc. To do this, as you know, you first need to set up your mobile device. The first thing to start with is adding a card to Wallet on your iPhone, iPad, or Apple Watch. How to do this, we will tell further.

Before you start using the Apple Pay service in Russia, you need to make sure of a few points:

How to add a card to Wallet on iPhone: instructions

On iPhone, find the Wallet app and launch it.
In the Pay section, click "Add payment card". You will be asked to enter your Apple ID password. Enter, click OK and Next.
You will be taken to the add card screen: you just need to place the card in the frame. You can also use manual data entry - for this you need to click "Enter card data manually" below.
After that, click on the "Next" button and wait until your card is checked for compatibility with Apple Pay. Once the verification and approval is complete, simply click Next. In some cases, additional information may be requested. Ready!

How to add a card to Wallet on iPad: instructions

On an iPad, open the Settings app and select Wallet & Apple Pay.
Here you need to click on the "Add payment card" button.
We add your map by analogy with the instructions for the iPhone. Next, we are waiting for a check to see if the card is compatible with Apple Pay. Do not be alarmed if you are asked to enter additional data on the card.
When the process is complete, simply click Next. You can use Apple Pay.

How to add a card to Wallet on Apple Watch: instructions

If you want to use Apple service Pay on Apple Watch, you need to add a card for payment on the iPhone that is paired with the watch. To do this, find the Watch application, launch it on your phone and go to the "My Watch" section. Choose your watch.
Next, click on "Wallet and Apple Pay". You will be prompted to add a card - we add it by analogy with the previous instructions. If you are going to link a new payment card, use the "Add payment card" button. If you want to use the one that has already been added to the iPhone, click on the "Add" button next to the map.
After entering the data, you have to wait for the approval of the card. You may need to enter some additional information.
When the process is completed, click on "Next". That's all! You can use Apple Pay.

Leave your wallet at home. Now you can use your phone instead of a bank card. This was made possible thanks to the Apple Pay payment system.

Since 2014, Apple Pay has been conquering country after country. Apple Pay is currently available in Canada, the United States, the United Kingdom, France, Spain, Russia, China, Japan, Hong Kong, Switzerland, New Zealand, Singapore, and Australia.

How Apple Pay works

Apple Pay works through a dedicated NFC chip found on all new iPhones and iPads and the Apple Watch series.

NFC (Near Field Communication) is a short-range wireless technology that allows two devices (such as a phone and a terminal in a store) to exchange payment information quickly and conveniently in close proximity.

You simply bring your iPhone to the terminal at the checkout of a store or in a restaurant, holding your finger on the Touch ID button.

Which devices support Apple Pay

You can pay for purchases in stores using:

iPhone 6/6S, 6/6S Plus
iPhone SE
iPhone 7, 7 Plus
Apple Watch (1st generation)
Apple Watch Series 1 and 2

Pay for purchases in applications and the Internet:

iPhone 6/6S, 6/6S Plus
iPhone SE
iPhone 7, 7 Plus
Apple Watch (1st generation)
Apple Watch Series 1 and 2
iPad Pro (9.7 and 12.9 inches)
iPad Air 2
iPad mini 3 and 4

In addition, you can now pay for purchases using a MacBook Pro with a Touch ID sensor, but this can only be done in the Safari browser. And when paired with an Apple watch or iPhone, you can pay for online purchases from a Mac computer, but only if your computer model is older than 2012.

Which banks work with Apple Pay in Russia

Alfa Bank
Raiffeisenbahn
Tinkoff Bank
MTS Bank
Rocketbank

Only Mastercard cards:

St. Petersburg
Sberbank
VTB 24
Binbank
Russian standard
Opening
Dot
Yandex money

The list of banks is constantly expanding and updating.

Apple pay sberbank visa when will it work? They promised back in December. But the negotiations are still going on and the dates are constantly being postponed. We wait!

How to use Apple pay:

How to connect Apple Pay and how to set up Apple Pay

You don't need to install or configure anything extra. Unless, of course, your device supports Apple Pay. Just go to Wallet app and add to it payment cards. Most of us are concerned about the question of how to connect apple pay Sberbank, because Sberbank cards are the most popular in Russia. You don't have to go to the bank, just add a Sberbank card to the app.

How to add a card

Adding a Map to iPhone:

Open the Wallet app on your smartphone
After confirming the bank, click "Next"
Ready!

Adding a Map to iPad:

Open "Settings"
Select the "Wallet and Apple Pay" section
Click "Add payment card"
If you have already paid with this card in iTunes, you just need to verify the card information using the security code
If there is no card information in iTunes, you can enter it manually or take it with a camera.
Click Next. The bank will verify the card details and may request additional information for confirmation.
Ready!

Adding a card to Apple Watch:

Open the Watch app on iPhone
Click "Wallet and Apple Pay"
If the card data is already stored on your iPhone, tap "Add" next to the card
If you need to add a card that is not already stored on the iPhone, click "Add a payment card"
If you have already paid with this card in iTunes, you just need to verify your card information with the security code.
If there is no card information in iTunes, you can enter it manually or take it with a camera
Click Next. The bank will verify the card details and may request additional information for confirmation.
After confirming the bank, click "Next"
Ready!

Adding a card to a Mac computer:

Open the computer menu "System Preferences"
Select the "Wallet and Apple Pay" menu section
Click "Add card"
If you have already paid with this card in iTunes, you need to verify your card information. Just enter the security code.
If there is no information about the card in iTunes, you can enter them manually or take them with your phone camera
Click Next. The bank will verify the card details and may request additional information for confirmation.
After confirming the bank, click "Next"
Ready!

Can multiple cards be used?

Up to 8 cards can be added to the device.

Where can I pay with Apple Pay

Apple Pay works anywhere that accepts contactless payments. To understand this, look at the checkout or next to the terminal for a symbol for accepting such payments.
You can also make in-app purchases and through the Safari web browser.

How to pay with Apple Pay

In the shop:
When you pay for a purchase in a store, simply bring your phone to the terminal at the checkout and put your finger on Touch ID. You do not need to open the application or unlock the screen, you can not even look at the phone during the payment, you will know that the payment has been successfully completed by the signal and subtle vibration of your iPhone

In order to make a purchase in the store using Apple Watch, you need to double-tap the button on the side and hold your watch near the proximity reader. A gentle pulse and signal will confirm the success of the payment.

In the application:
For an in-app transaction, you must select the payment option "Apple Pay" or "Buy with Apple Power". After choosing a payment, place your finger on the Touch ID sensor. After successful payment, you will see the inscription "Done" on the screen.

How to make a return

Returning via Apple Pay is not much different from returning via card.

The cashier may need your number account. You can find this number by selecting the card in the "Wallet and Apple Pay" window and clicking on the "i" sign
To process the return, do not forget to select the card on the device with which you made the purchase. Bring the device close to the payment terminal and confirm the return using Touch ID or enter a password.

Money on the card may not be returned immediately, but within a few days, it depends on the bank's return policy.

Is it safe to pay with Apple Pay

Do not worry about the security of your payments. After all, paying for purchases through Apple Pay is even safer than with a regular card. Apple Pay doesn't use your card number. Instead, the system assigns a unique encrypted number to the card, which is stored on a special chip on your device. This chip can only be accessed during a transaction.

The data on the chip is in no way connected with other software of your gadget, even if someone hacks your operating system, there is no way to extract it from it financial information. Thus, during the payment, your card details are hidden from both the seller and the people around you.

Additional security is provided by the use of a fingerprint to confirm the payment.

What to do if the card is lost or stolen

If your card is lost or stolen, you should immediately report it to the bank and block the card. After that, your card will be deactivated on all devices. When will you receive new card, add it to the app again.

What to do if your device is lost or stolen

If your phone gets lost or stolen, you can block Apple Pay remotely. Go to Find My iPhone on another device or browser and turn on Lost Mode. Apple Pay will be stopped, your phone will be locked and your data will remain safe.

As you can see, using Apple Pay is easy. The main thing, when paying by phone, is not to forget about and not to spend more than planned.

Not so long ago, many of us would call shopping with a phone a fantasy. And today, for more and more people, this is quite a familiar reality. Apple Corporation was the first to present such, certainly, a useful option for its gadgets. If you own an iPhone 6, then today you can choose this safe and modern way payment. how to use it, we will describe in detail below.

About Apple Pay

Apple Pay is universal, simple and safe remedy payment, available not only for iPhones, but also for iPad, MacBook Pro. With it, you can pay both in regular stores and in online markets and applications. AT major cities the world is also improving public transport fares using this technology.

Before you set up and use Apple Pay, make sure you have the following:

a bank card whose issuer (issuing bank) supports this technology;
the latest version of iOS on your gadget;
signed in to iCloud on your phone, set up digital passcode, and Tooch ID.

You can add up to 8 bank and/or bonus (the latter is not available in all countries) cards to one device.

Set up Apple Pay on your iPhone

You will find that setting up this payment system is as easy as using it. The instruction consists of the following simple steps:

Go to the Wallet app (read more about it below).
Tap on "Add a payment card", click on "Next".
If you've linked a card for iTunes purchases, you'll only need to enter its 3-digit security code.
Otherwise, you need to place the card "face" in the frame so that it can be scanned by the gadget's rear camera, or enter necessary information manually - number, expiration date, name and surname in Latin.
Then enter the security code from the back of the card in the required box.
Carefully read the terms of service of your issuing bank. If you agree with them, click "Accept".
Choose one of the suggested ways to register your card with Apple Pay. For example, through SMS. In this case, a digital code will be sent to the phone number associated with it, which must be entered in the required window.
Tap on "Done" - the iPhone and the card are ready to pay using Apple Pay!

About Wallet

A little about the application - a universal wallet Wallet. It is here that not only the credit or debit bank card you have added can be stored, but also Gift certificates, boarding passes, discount and bonus cards, cinema, theater, museum or exhibition tickets. You can always check out useful information, which they contain: balance, expiration date, their place or number, etc.

You can add a card in any convenient way:

via "Mail" or "Messages";
using the Wallet barcode scanner;
through the browser;
via Airdrop Sharing;
through applications that support this "wallet";
through a pop-up notification when paying with Apple Pay.

Using the Wallet app on your iPhone is straightforward. If the map has information about the location and time, where and when you need it, it opens at the right time automatically. You can also quickly open the map by double-clicking the "Home" key. When you activate automatic selection for a particular card, just bring your phone to the contactless reader of the seller, holding your finger on Tooch ID.

By clicking on the "i" ("information") icon next to the added card, you can do the following:

remove it;
make it publicly available to all your Apple devices;
update information about it (just drag the screen down);
open/install an application issued by the issuer of this card;
enable/disable automatic updating of card details;
enable or disable the function of appearing on ;
make active or cancel the automatic selection of this card when making purchases.

How to Use Apple Pay: The Ultimate Guide to Paying in Stores

Payment for purchases in the store is as follows:

With Apple Pay, you can pay for goods and services only at terminals marked with the Apple branded apple icon and the inscription Pay.
Once the merchant's contactless terminal is ready to exchange data, simply place your finger on the Tooch ID sensor button and bring the device to a distance of approximately 2.5 cm from the terminal.
The system will automatically select a card for payment, for which "Automatic selection" is set.
Hold the smartphone at the terminal until "Done" is displayed.
If you want to pay for the purchase with another card from Wallet, then bring your iPhone to the terminal without touching Tooch ID. Select the desired card on the gadget screen.

Pay attention to these nuances before using Apple Pay on:

Purchases can only be made with internet access.
Some stores may ask you to additionally enter your bank card PIN or sign the check that will be displayed on the smartphone screen when making such a payment.
If the terminal asks you to enter four last figures your card, then you need to enter Wallet, click on the "i" icon next to desired card and enter the numbers indicated next to the inscription "Device account number". In this case, they are a full-fledged substitute for a bank card number.
If the terminal asks you to choose between credit and debit card on your screen, you should stop at credit.

Virtual shopping with Apple Pay

Consider using Apple Pay for in-app purchases:

You can pay for this or that purchase by clicking on the button-combination of a corporate apple and the inscription Pay, as well as with prefixes Buy with..., Donate with...
Check all the data or enter the required ones.
If you need to pay with another card, then tap on the ">" next to the one offered.
When prompted by the system, place your finger on the Tooch ID sensor.
Do not remove your hand until "Done" appears.

Now let's look at how to use Apple Pay on iPhone 6 when making purchases on websites:

Find the familiar "Buy with Apple Pay" button, click it.
Check the data provided, enter the required information.
Make a purchase by placing your finger on the Tooch ID sensor when prompted by the system.
Remove your hand as soon as "Done" appears.

Let's turn to concrete examples payments with Apple Pay in Russia.

Issuing banks and stores that support Apple Pay in Russia

Issuing credit institutions, payment systems that support Apple Pay:

Sberbank;
VTB 24;
"Alfa Bank";
"Tinkoff";
"Binbank";
"Beeline";
"Promsvyazbank";
"Gazprombank";
"Opening";
"Bank "Saint-Petersburg";
"Corn";
"Megaphone";
"Yandex money";
"Rocketbank";
"Russian standard".

Before using Apple Pay on iPhone 6, you probably wanted to know which stores and establishments have terminals that use this payment option. Today there are more than a hundred thousand of them. Among them:

"Auchan";
"Ribbon";
"M Video";
"Pyaterochka";
"Burger King";
"Starbucks";
"El Dorado";
"Carousel";
"Connected";
"Crossroads";
"Mediamarkt" and others.

Applications and sites where you can use this payment method:

"Rambler-cash";
"Aeroflot";
"Poster";
"Kinopoisk";
"Yandex.Taxi";
"Platypus";
"Biglion"
OZON;
Lamoda, etc.

About security

Before using Apple Pay on iPhone 6, it's important to make sure that these kinds of payments are secure. This tool payment for objective reasons is considered more reliable than traditional bank cards:

Payment requires only your fingerprint or a digital code that only you know.
Your card number is not stored on your smartphone and on the Apple server.
When paying, your card number and personal data are not available to the seller.
Transaction information is anonymous.
With virtual purchases, the seller sees only the data about you that you enter.

If you lost your iPhone or it was stolen, then no one else will be able to pay for their purchases through Apple Pay, because. this is impossible without a code and a fingerprint of your finger. In addition, the service of this payment system can be remotely suspended by contacting the support service of the issuing bank, or through Find My iPhone. In this case, the lost device does not have to be connected to the Internet.

Other matters

Let's answer the most popular questions:

How to view your transactions? This can be done in Wallet - the last 10 transactions are displayed there.
Do I need an internet connection to pay? Yes, this is a necessary condition.
Is there a fee for this payment? The buyer pays only the amount of his purchase, the commission is the seller's concern.
Which terminals accept this means of payment? Contactless PayPass, PayWave, NFC with Apple Pay sign.

So we have sorted out all the main points about how to use Apple Pay on iPhone 6. The most important thing that this payment tool gives is safe and easy payment using a smartphone, which has now become your wallet.

Many users have appreciated the convenience of the products of the American giant called Apple. Of course, that he always keeps up with progress and develops a lot of offers, options, opportunities. One of the available and integral functions is working with the device using a bank card. The article will discuss how to attach a card to an iPhone and do it as quickly and simply as possible.

Apple Pay app and its development in Russia

Currently, this payment system is operated on the territory of our country quite widely and actively. An example of this is Sberbank and other large organizations. The list of these organizations is expanding day by day. This system contributes to the fact that users can no longer carry bank cards with them for the purpose of making cashless payment events. Just a mobile device is brought to the payment terminal, the finger is applied to a special sensor, and it scans the fingerprint. After identification, the user can safely use his device for paid transactions. This procedure is considered more reliable than using a bank card.

There are several ways to link a card

Another plus is that sellers will not be able to find out the PIN combination of the card, which means that the risk of theft of funds will be reduced. Wherever special POS-terminals are installed, you can pay for purchases using this option. But the only condition is that the bank must have a card account that can support this technology. This only indicates that with the help of AP there is the possibility of settlements in supermarkets, cafeterias and restaurants, hotels, entertainment centers, etc.

What is needed for settlement operations with IPHONE

The issue is that not all models of different generations are supported by this payment system. This is due to the fact of the presence or absence of a special chip. In devices of past generations, due to their young age, there is no technique of this kind. Therefore, before starting to act in this way, you should make sure that the model supports your NFC phone(it must be a device from 6 and above).

To be able to make transactions with iPhone through bank card also requires an internet connection. It can be a 4G, 3G system, as well as a wireless Wi-Fi network.

Another mandatory and inalienable attribute is a bank card. It must be issued by an organization that supports direct settlements through this PS. Subsequently, you need to ensure its binding to your mobile device.

Is it possible to tie "plastic" to a gadget, and how to do it

To make a binding in the current sense means to make complete materials about plastic, which are required for the implementation of payment transactions and transfer actions. They are entered into a special database as part of a specific IOS program. So, you can link a card of Sberbank and other organizations. Today, Apple offers owners of a new generation device to conduct operations through two software products. This is ITUNES and VALET. In the first case, it is permissible to carry out the transfer between devices of various materials and provide backup storage. The second application allows you to store all data about banking products and gift certificates.

How to attach a card to iTunes

The algorithm of actions in this situation is quite simple and understandable:

If the system is not installed on the phone, you need to start downloading it. You can do this on the official website of the organization.
Subsequently, you need to open the program and go through the authorization procedure by entering an Apple ID.
Proceed to the "shop", view the ID and read the payment details.
Choose convenient way payment.
Provide card information entry.

That's it, we have considered the answer to the question of how to connect a card to an iPhone and do it quickly.

Linking a card to the Wallet system

Features of adding "plastic" to Wallet

Adding a card to this application and then linking it is also not a hassle. So let's consider how to link a card to an iPhone 5S, as well as to an iPhone 6 and other devices:

The first thing to do is to make sure that the application is present on your phone. It is installed by default. If it is not available, you need to provide a download.
The Wallet service is launched, and the transition to the Pay section is made.
Next, the user needs to click the add button payment card and enter identification information. The action is confirmed and the Next button is pressed.
To add a card to your phone that is already attached to iTunes, you must enter the three-digit code value indicated on reverse side"plastic", as well as specify other details.

What cards can be linked to an iPhone. How do I pay for purchases using Apple Watch? What you need to use Apple Pay in Russia