Skrill card - how to get and use it in Russia. Linking a payment card and bank account in Skrill Which banks have currency ATMs
Skrill-card is a virtual analogue of the usual "plastic", made through the interaction of two payment organizations: MasterCard and Skrill. Consider the tariffs, limits and restrictions provided by the card when paying for goods and services on the Internet.
Skrill provides customers with a virtual card instead of a physical one, which users can wait for up to a month after issuing. An electronic analogue allows you to pay for purchases immediately after registering the card on the account.
There are no restrictions on online shopping, as the MasterCard system is accepted almost everywhere. The transaction will succeed even if the platform does not partner with customers through virtual payment resources.
The owner not only has permanent access to the account, but can also block the card at any time. The money will remain on the balance of the registered account, which allows them to be withdrawn to another plastic.
If the user has already registered for an account, it will not take more than one minute to issue a Skrill card. It is much faster than issuing a plastic equivalent and waiting for delivery. In addition to the lack of delivery time, there is no need for additional activation on the Skrill service. The client will be able to pay for the product or service immediately after registering the card.
The money that the user transfers to the account replenish the balance virtual card... The client's financial resources are in the bank, and the "plastic" simulator only allows you to use the savings.
exchange SkrillYou can receive and transfer money completely free of charge, and there is no need to pay for using the card. Only one card is created for each individual account.
Tariffs and limits
Payment resource administrationSkrilloffers cardholdersVirtual Prepaid MasterCard following conditions:
- The issuance of the first card for the user's account is not charged.
- Each subsequent card is paid at 2.5 euros per item.
- Conversion of any currencies on the platform when paying by card is subject to a 3.99% commission.
- Currencies Supported electronic card: USD, EUR, PLN, GBR.
- Limits for transactions per day: 7000, 6300, 23000, 4550, respectively.
You can find out more about changes in tariff plans and commissions on the Skrill website.
Methods of obtaining
If the user account is already registered and has a non-zero balance, it remains to understand how to get the card Skrill:
- Initially, the user goes to the main screen in the information panel. If all the buttons on the main panel are highlighted, the account holder can continue to register the card, otherwise they will have to replenish the account or verify the address in the SEPA zone.
- Go to the Skrill Card or Skrill Cards tab. If there is no map image in the window that appears, you can create it for free. The transition to the Virtual Card is carried out, then the currency is selected, which will be the main one for the virtual analogue, and only at the end the Add card button is pressed.
- The map is created instantly. The user is provided with information on the limits, but the details are hidden. To get them, you need to click on Show card.
- When registering the card, the user is given a PIN-code that must not be forgotten or passed on to third parties. The characters are entered into the window that appears.
The cardholder receives the details and can make a purchase in online stores that do not support payment through payment resources.
The administration of the platform is interested in the cardholder using the virtual machine as often as possible, which is indicated not only by the large limits, but also by the opportunity to become a VIP. There is no VIP registration: any user who actively uses the card can get a premium status.
Information about commissions and limits is not final - each user can change the established tariffs.
Verification
To gain access to their funds through the card, the user does not need to go through verification. The button located in the "Cards and Bank Accounts" section is intended for owners of a plastic equivalent. Each plastic card assigned to one account is verified.
How the card works
A bank card from Skrill allows you to instantly pay in online stores or gaming platforms, such as online poker services. The user will have to order plastic for cashing Money.
The card does not allow you to pay for every purchase on the Internet. Booking an apartment, buying a plane ticket or renting vehicle require verification, which is not provided by the Skrill service.
How to withdraw money Skrill
You can withdraw money from your Skrill balance to your card if you have physical map... The user will face problems with finding an ATM, since the devices perceive the card as "someone else's", and the owner is subject to additional fees.
The platform does not provide for rubles, so the cardholder will face an additional fee due to currency conversion, which can reach 5% of the withdrawal amount. Users are most often looking for ATMs that can cash out dollars or euros.
Cryptocurrencies
Since 2018, when all the world's payment services started talking about cryptocurrencies, the Skrill platform has offered the opportunity to buy digital money for dollars and euros. The project administration presented this as an opportunity to invest in new currencies.
Users do not need an additional wallet in another system, a Skrill account will do. The administration draws attention to the fact that cryptocurrencies are not allowed in all countries, so the service is not available everywhere.
At the time of this writing, the platform supports the following coins:
- Ethereum Classic (ETC);
- XRP (ZRX) and some others.
The expansion of the available range depends on the wishes of users to purchase other popular tokens.
The minimum amount for each cryptocurrency is different. The value is equivalent to 10 Euro, which is quite a lot in comparison with exchanges and other wallets. The transaction ceiling is limited only by the account status. The transaction is executed instantly, is pledged large sum commission. The balance is displayed immediately after confirmation of the exchange by the miners.
The exchange rates are set by the administration of the platform, which claims that the cost of tokens does not exceed the market average. You can also pay for tokens in local currency, if it is supported in the Skrill system.
For the first outgoing transaction, the wallet balance must be non-zero. You can top up your account from a bank card or through other payment platforms, for example Neteller, the transfer from which is displayed on your Skrill account instantly.
Skrill does not cooperate with resources that are familiar on the territory of Russia, for example, Kiwi or. The only solution for users is to order online cards and perform a bank transfer.
Which banks have currency ATMs
There are two options available to users for cashing out funds in Russia: with and without commission. The latter are significantly less. Consider a situation when there are simply no suitable banks in the city where the account owner lives.
Withdrawing currency with commission
The commission makes the option of cashing out obviously unprofitable, but sometimes it is much easier when compared with other methods.
The service is provided by Citibank. Maximum amount for ATM withdrawals - $ 400, with an additional charge of $ 2. The only negative is that there are not so many branches in Russia. Some users complained that banks refused to service foreign cards, but these cases are rare. The information is relevant only for users who have a dollar account, euro cannot be withdrawn from an ATM.
The next option is VTB. The commission is not fixed - 1% of the cash out amount. There is no official ceiling for withdrawing money. In some branches of the bank, Skrill users refused to issue an amount over $ 500. This began to happen more often after the bank was renamed.
Alfa-Bank is considered the best solution for a user who does not mind paying a commission. The largest network that has progressive additional fees depending on the amount of money being cashed. There are no limits or other restrictions.
Withdrawing currency without commission
These banks provide a service for withdrawing funds without a commission at the time of this writing. The financial institution may change the policy regarding foreign cards, so the availability additional interest you need to find out at the department.
The simplest and most attractive option is Raiffeisenbank. There are no commissions, the limit for one operation is $ 300, but the ATM does not count the number of "approaches", so the maximum ceiling has not actually been set. Finding a device is easy enough in any city.
The next option is B&N Bank. ATM list financial institution there are also currency ones that give out dollars, but in some cities the issuance function foreign currency partners, including the aforementioned Raiffeisenbank and Alfa-Bank, take over. The conditions for issuing funds are changing, so it is worth checking the availability of devices in the user's city.
Maximum limits are limited to specific ATMs. If the device belongs to B&N Bank, the ceiling starts at $ 200. If partners are involved, the amount can increase up to $ 1000.
To find ATMs in a city, just go to the Alfa-Bank website, indicate the issue currency, city in the search bar and tick the Partner Banks box. A map will open where you can find B&N Bank.
Last thing financial institution which allows you to withdraw money in dollars - Credit Europe Bank. It is more relevant for Moscow and other large cities, there are practically no branches in the regions. In one day, it allows you to withdraw $ 600, but not more than $ 300 for one "approach".
What to do if there are no such ATMs in your city
In some cities, especially in the regions, it is quite difficult to cash out dollars, and travel to major center to get $ 200 is not always advisable. Therefore, you need to consider alternative options for obtaining financial resources from a Skrill account.
The first option is to withdraw money in rubles, while paying a commission for currency conversion. At the same time, the transfer is made on the payment system itself and rarely in banking organizations... You can lower your surcharge percentage after you receive your VIP at Skrill. The Silver status of the wallet provides the ability to cash out money with an overpayment of 2.9%.
The problem is only in finding a bank, but there is no need to search for a device issuing dollars, so the task for the user is a little easier. At the same time, there are no additional commissions, and the limits are quite high.
Another option is to contact specialized currency issue points. Most often, they are located with financial institutions, while an additional conversion fee is charged. Problems with this method:
- Skrill guarantees anonymity, the level of which depends on the user's actions. You can forget about this at the stage of contacting the point, since a passport is required.
- The organization may lack the amount required for the issue.
- The staff of the point may not be aware of the possibility of cashing out money from the balance of a foreign virtual wallet.
The last point may result in additional costs for the user, since the company's employees may insist on cashing in rubles, and this is a conversion commission that the client was trying to avoid.
Limits are set by companies on an individual basis. It is noted that B&N Bank allows you to withdraw up to $ 5,000 for one "approach".
The last option is associated with the use Tinkoff bank and virtual "plastic" from Skrill. With the help of the latter, you can make a transfer, but only to a previously specified bank, since such transfers are prohibited on the territory of the Russian Federation, but are available to Tinkoff users due to the possibility of creating a multicurrency account.
This function allows you to switch between the currencies on the card, while the conversion takes place in the application at the internal rates of the financial organization, which does not charge additional commissions.
The essence of the method is that the user sends money from the account to the ruble card, which independently converts them into dollars, converting without the user's participation. It turns out that the client of the Skrill payment platform pays only for the fact of the transaction, but not for the currency transfer.
The Skrill payment system is not very popular among Russian users due to its limited functionality. But you can use it, especially if you need to make large transfers.
In contact with
Skrill, although an almost monopoly in the field of online payments, but its management does not sit still, but is constantly developing its service. In the summer, the payment system updated the interface personal account users and introduced the ability to buy and sell cryptocurrencies. Several news items were linked to Skrill and Neteller in October. First, we will tell you about those that affect absolutely all users.
Change in fees
- Skrill - 1%;
- Neteller - 2.5%
The following rules will apply to them:
- the amount of the commission does not depend on the VIP-status of the account;
- it applies only to those funds that are credited to the account from the sources specified in the "deposit" section;
- all replenishment of the account in payment systems from the sites of poker rooms are not subject to commission;
- if the deposit to the account is between € 20,000 (Skrill) and $ 20,000 (Neteller) - no commission is taken, the user only pays the bank commission and for currency conversion.
From October 16, 2018, the commission for withdrawing funds to a bank account will be canceled, that is, if the currency of your account coincides with the currency of the payment system, you will only pay the bank's commission.
Also, from this date, transferring money without commission from Skrill and Neteller will be possible to the bank account of any recipient around the world. Verify this opportunity you can in your personal account in the "Send" tab.
Access of new countries to the purchase / sale of cryptocurrencies
In July, we are talking about the emergence of the possibility of buying and selling cryptocurrencies through Skrill. Since October, the list of countries for whose citizens this option will be available has been expanded. To 33 countries added Ukraine, Belarus and Armenia.
Currently supported by such cryptocurrencies as:
- Bitcoin (BTC);
- Bitcoin Cash (BCH);
- Ethereum (ETH);
- Litecoin (LTC).
Commission fees when exchanging for cryptocurrency and vice versa depend on the account currency: EUR, USD - 1.50%, other currencies - 3.00%
The fate of Skrill Prepaid cards in Russia
In Russia, there are fewer and fewer banks that do not take a commission for withdrawing currency from Skrill cards. Latest news the introduction of the commission came from Alfa-Bank. Now its tariffs are not very different from other banks and are:
- $0-300 - $5
- $300-700 - $10
- $700-1000 - $15
- $1000-2000 - $30
- $2000-3000 - $45
- $3000-4000 - $60
- $4000-8000 - $120
There is no commission yet at ATMs of Raiffeisen Bank and B&N Bank.
Also in Russia, a number of legislative initiatives are being prepared, which alarmed the holders of the Skrill Prepaid Card. In particular, the following amendment is being prepared to the Law 115-F3 "On combating the legalization (laundering) of proceeds from crime and the financing of terrorism":
"It is imperative that all operations for receiving natural person cash through a payment card, if issued foreign bank on the territory of a foreign state. The bank is obliged to provide all information on these transactions to the tax authorities within three days. "
But at the same time, several incomprehensible moments arise:
- Does it concern only transactions in excess of 600,000 rubles (the amount required for finmotironga) or all?
- How does this rule apply to the Skrill card, because it is not a bank or credit institution?
- How will Russian banks receive personal information on them if their issuer is located in the UK?
So so far there are no reasons for concern in this matter. As, for example, they did not exist in the case of a ban on accepting payments on gambling sites in Russia. We talked about this in May, and even then we assumed that no cardinal changes would take place. So far, our forecast has been justified.
Output
- The appearance of new commissions is always bad, but in this case, poker regulars are saved by the fact that they often withdraw money from Skrill or use it for transfers, but I rarely make deposits.
- The abolition of the commission for withdrawing to a bank account will positively affect the popularity of this method, although only for those players who pay taxes. The rest run the risk of being scrutinized by the relevant authorities.
- The Skrill Prepaid Card, especially with a high VIP status, remains now the most reliable and economical way for players from Russia to withdraw their winnings. So, if someone else does not have an account in this payment, contact us and you will receive Better conditions to Skrill. More detailed information .
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Skrill, operating since 2001, has always been known as an advanced system. This company was one of the first to launch the production of its own plastic payment cards. Customers liked the innovation, and as a result, the Skrill card was sold around the world in more than a million copies.
Why is such a card good?
The main advantage is high mobility. The Skrill card is used in almost all ATMs in the world. She does not have own balance... In fact, the amount of funds on the card will be equal to the balance of the wallet. This is good because you do not need a separate application to manage finances, all actions can be carried out inside your Skrill account (see).
Holders of the VIP-status (most cardholders have it) can withdraw money without a commission, and for other users it will be only 2 percent. The card is issued and delivered free of charge. The service will cost you a ridiculous 10 euros a year. Named cards are issued as a nice little bonus. You can also block the card yourself. There is a blocking point in the "Card Management" section.
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How to get a plastic Skrill card
Before receiving a Skrill card, one very important condition must be fulfilled: to obtain a VIP status in the system. There are four of them: bronze, silver, gold and diamond. Statuses are assigned for the turnover of money within the account. A client with at least bronze can order plastic card by contacting technical support. 
The approach to each VIP-user is individual. The completed Skrill card is sent by regular mail. She comes in within two weeks. The PIN code is also sent by mail, a few days later than the card itself.
If you lose your pin code, you need to contact technical support. After identity verification new code will be mailed.
For those who do not wish to deal with so many e-currency, it is possible to bind the usual bank card... This operation is carried out in your personal account in the "Cards and bank accounts" tab. 
When you click on the link "Add credit card»A small window will open in which you will need to enter data. 
After that, the bank card will be linked, but it will not be able to unleash the full potential of Skrill.
Skrill VIP status
Of course, there may be questions about this requirement. Unfortunately, you will not be able to receive a Skrill MasterCard without completing it.
So, Skrill divides the year into four quarters of three months. During each of them, it is necessary to make payments through the Internet wallet in the amount of at least 6 thousand euros. This is the minimum turnover at which a VIP status is issued. In addition to the beautiful inscription, the holder of the status receives a number of other advantages. For example, the limits for withdrawal and transfer of funds between accounts are significantly reduced.
The history of the expense and receipt of funds is in your personal account. Since the balance of the wallet is also the balance of the card, the story is common for them.
Each VIP client is assigned a personal account manager. This is a special employee who makes the maximum use of all the capabilities of the system. He is always ready to give advice or help solve a problem. The account will be additionally insured against online fraudsters. If the user can prove that the leakage of funds was not his fault, the money on the account will be restored in full. However, the duration of the status is three months. After this period, be sure to "pass" through your online wallet a large amount.
A short and informative video will once again show key points that the Skrill plastic card is associated with.
Skrill has slogans for most of its products, and free card Skrill Prepaid MasterCard® not an exception. Its slogan is: "Your money. Your card. Your world."
Recently this card is also delivered to CIS countries, so if you have a Skrill account, order yourself a card Skrill Prepaid MasterCard... If you are a professional or planning to play poker, then this card will be simply an indispensable tool in your career, because the card Skrill Prepaid MasterCard is an instant withdrawal of your funds with a minimum commission.
The card is accepted in almost all ATMs around the world, as well as in shops, restaurants, websites ...
Features of Skrill Prepaid MasterCard
Skrill cards can be issued in one of the following currencies: EUR, USD, GBP or PLN. You choose the currency of the card yourself when filling out an application for issue.
Map Skrill Prepaid MasterCard provides access to funds in your Skrill Account and does not have a separate balance, i.e. card balance = your Skrill wallet balance. The card has limits on transactions, which depend on a number of factors: country of residence, your Skrill VIP status, verified data, etc. You can view the transaction limits for your Skrill account in the settings section of your account. All limits on the website are indicated in euros, but if your Skrill Card is issued in another currency, the corresponding limit amounts are converted at wholesale exchange rates.
As with a regular bank card, you cannot withdraw from the card Skrill Prepaid MasterCard more money than you have for this moment on the account.
So the benefits of the card can be summarized Skrill Prepaid MasterCard:
- Used worldwide and accepted at over 35 million retail outlets and 1.9 million ATMs
- Easy to use, no commitment or credit checks
- You can only spend the amount that you have on your Skrill balance
- Free payments online and in stores
- Fixed commission of € 1.80 for cash withdrawals from ATMs (no commission for VIP clients)
- VIP currency conversion rates
- Cards are available in one of the currencies: euros, pounds sterling, Polish zlotys and US dollars
- Annual fee for using the card - € 10
It is a payment system with a high degree of reliability, client protection, openness and transparency. It was formerly called Moneybookers. Skrill is popular all over the world and reaches over 30 million users from 200 countries. The company's annual turnover is over USD 10 billion. For example, WebMoney's annual turnover is about US $ 3 billion. The system is used to make money transfers, pay for services and goods, deposit / withdraw deposits in various online services. In the review, we will analyze in detail the main points of working with a wallet and a card; verification; methods of making a deposit; how best to withdraw money from the account, including using.
The official website of the Skrill payment system -.
| Payment system | Skrill |
|---|---|
| Official site | |
| Former name | Moneybookers |
| Russian language | Yes |
| Launch year | 2001 |
| Legal name | Skrill Limited |
| Parent company | Paysafe Financial Services Limited |
| Registration number | 4260907 |
| Country | United Kingdom |
| CEO | Philip McHugh since June 24, 2019; Joel Leonoff (from 2015 to 24.06.2019) |
| Regulator | Financial Conduct Authority |
| Kind of activity | release electronic money and provision of payment services |
| Reference number | 900015 |
| Address | Floor 2725 Canada SquareLondonLondonE14 5LQUNITED KINGDOM |
| Contacts | +44 0207 608 8460; [email protected] |
| Commission for replenishment | 1% |
| Replenishment methods | Bitcoin, Neteller, mobile operators, bank cards |
| Withdrawal commission | Mastercard cards 4.99%; Visa cards 7,5%; |
| Replenishment methods | bank cards and transfers |
| Conversion | 3,99% |
| Inactive account fee 12 months | 5 euros |
| Debit card issuance | Skrill Prepaid Mastercard |
| Buying cryptocurrency | Yes |
| Mobile app | Yes |
| Social networks | https://twitter.com/skrill, https://www.facebook.com/Skrillpayments |
Registration of an account with Skrill is available for everyone absolutely free.
The Skrill website is available in 14 languages, including Russian. If you have entered the English version, you can change the language in the upper right menu of the site by selecting "Russian" in the drop-down menu. Changes are also available in the settings of your personal account. It is possible to use mobile app for iOS and Android.
The Skrill wallet is used to pay for various services: freelance, casino, forex, bookmakers, online shopping. Since 2009, the company began to cooperate with the ebay service.
In the Skrill system, you can open an electronic account, which is available in 40 currencies. There is a possibility to order MasterCard cards that can be used to withdraw cash from ATMs or to pay at a store.
Skrill exchangers
Exchangers for withdrawing money from your Skrill account or replenish its balance using popular payment systems(Qiwi, WebMoney, etc.):
| Skrill Exchangers | Site | Exchange directions |
|---|---|---|
| Prostocash | more than 100 directions: payment systems, cards, cryptocurrency |
| Royal Cash | electronic payment systems, bank cards, cryptocurrencies / td> |
| ExchangeX | Skrill, Paypal, Webmoney, Qiwi, Yandex.Money |
| PayBis | Skrill, Neteller, Perfect Money, Advcash, Payeer, Paypal, bank transfers, cryptocurrencies: Bitcoin, Ethereum, Litecoin, Ripple, Neo, |
Moneybookers history
History of creation. The service was founded in 2001 in the UK. It was originally called Moneybookers and was located at www.moneybookers.com. Since 2002, he started issuing electronic money. In 2007 management company becomes Investcorp Technology Partners, which acquired the system. After rebranding in 2010, the online payment service acquired a new name - "Skrill" and the official website began to appear.
Legal information. The group of companies consists of:
- Skrill Limited.
- Paysafe Group plc.
- Payolution.
- Ukash.
Skrill Limited is registered in the UK, regulated by the financial supervisory authority FCA (FRN number: 900001), has an electronic money license (E-money license)
Money Transfer Skrill (Moneybookers)
To send remittance in the Skrill system, you need to know the recipient's e-mail. The minimum amount is $ 1. After sending the funds, the recipient needs to register with Skrill , using the same address Email, to which the translation was made. After creating an account, he immediately receives money to his account.
If you need to receive funds, please provide the sender with your real email address. After sending money, you will receive instructions from Skrill by e-mail. The transfer operation is carried out using only e-mail. The confidentiality of the data is maintained, since you do not need to provide any other personal information. Commission for sending - 1%, for receiving - 0%.
Important. The status of the transaction will be displayed as "Scheduled Payment". If within two weeks the user does not create an account with Skrill, the transfer will be canceled.
Skrill MasterCard order
Important information. Skrill stopped sending his debit cards outside the European economic zone... The information below is relevant for European customers.
You can purchase a Prepaid Skrill MasterCard for payment and cash withdrawal, which is linked to 
but to the wallet. By replenishing it, you thus replenish the plastic one.
With its help, you can withdraw cash from ATMs and pay for services and goods in stores. EU residents receive the card by paying 10 euros, which are debited from the account. In the CIS countries, in particular Belarus, Russia and Ukraine, it can be ordered only if have a VIP status, at least bronze, with a turnover of 6,000 euros of outgoing transactions within 3 months.
We advise you to order a payment system card, which in this case is very convenient for withdrawing earned money from the Internet and further withdrawing it from an ATM. From March 23, 2016, deposits and withdrawals can be made in Russian rubles.
You can also use cards of other payment systems to withdraw money: or.
Skrill personal account settings
Go to the "Settings" section to set individual parameters of the Skrill personal account. 
In the "Personal data" section you can change:
- Address.
- Phone number.
- E-mail address.
- View your ID.
In the section "Settings account":
- Change the language.
- Delete account.
- Connect notification from Skrill about promotions and offers.
In the "Security" section:
- Change Password.
- Reset pin code.
- Enable 2FA Authentication.
In the "Verification" section, you can check your account. To increase the limits, you need to do full verification by uploading copies of identity documents and addresses of residence.
Advantages and disadvantages
pros
- UK registration and financial supervision of the FCA regulator.
- Many bookmaker sites, forex brokers, shops and other online services accept Skrill for payment, deposit / withdrawal of a deposit.
- Completely transparent system.
- High reliability for clients, payments from the insurance fund.
- Works with clients from Russia, Belarus, Ukraine.
- Low commissions for transfers (1%), incoming internal payment is free.
- Since 2018, Skrill is available.
Minuses
- Verification is required to increase the limits. But the process is simple, so it is recommended to go through it.
- A debit card from Skrill can only be ordered with a VIP status (for clients from Russia, Belarus, Ukraine). Update: no longer possible, the card is not delivered.
- There are few ways to withdraw money from the account: cards and bank accounts are available. To search for other options, you should resort to the help of exchangers, the list of which is given in the article.
Leave your feedback on payment system Skrill in the comments.