How to get a subsidy for building a house in rural areas. Pitfalls of privatization of a private house in rural areas Modern houses in rural areas
A subsidy is a free state monetary assistance to citizens of our country to improve their living conditions, which consists in the construction of an individual residential building. This type of support is paid from the federal or local budget. It is very important that such cash payment is not subject to any taxes.
Category of citizens entitled to such financial assistance
Adult citizens of the country who have permanent registration in the region of the country in which it is planned to build a house should count on subsidizing construction. Moreover, none of his family members had previously received similar assistance on an individual basis, excluding maternity capital.
Other restrictions are introduced at the regional or district level Russian Federation. For example, citizens living in a certain area may be excluded from such categories; installed required deadlines permanent residence in the region, etc.
Types of payments
There are two types state aid in residential construction:
- targeted subsidy;
- compensation for the costs of a built house.
The first is provided to individual developers even before the start of construction. Its size is calculated based on the estimate provided by him. There is an upper limit for such payment, which is set at the level of constituent entities or regions of the Russian Federation.
The maximum payment amounts for compensation of costs after the construction of a house are also determined at the level of regions and constituent entities of the country. In this case, payment is made after the end construction work, but no later than two years after the issuance of permission for its implementation.
The subsidy amounts can be divided into target and compensation parts.
Subsidy amounts
The amount of such monetary assistance is influenced by many factors:
- family composition;
- amount of children;
- financial situation of the spouses;
- type of settlement, etc.
Also taken into account living conditions the applicant, their compliance with social norms, and whether the family has other real estate. In some cases, compensation can reach full cost building a house. The area of the future home should not be less than social standards, and the amount of the subsidy should exceed all construction costs.
The amount of assistance varies by region of the country. For example, in Novosibirsk region The maximum targeted subsidy for the construction of a house is currently 150,000 rubles, the maximum compensation for costs is also 150,000 rubles. Large families (with more than 2 children) are provided with an increase in this amount based on the calculation of 50,000 rubles. for every minor child.
For example, a subsidy for building a house in rural areas in 2019 for young specialists it can reach up to 70% of total cost housing construction.
Basic terms of provision
The following are the necessary conditions for receiving payment:
- land plot, intended for the construction of a house, must be privately owned at the time of submission of documents and have a valid building permit;
- the subsidy applies to one developer and one residential building;
- the design of the future house must comply building regulations and social norms, its living space should not exceed these standards.
Only if all these conditions are met can the applicant count on receiving a subsidy.
Submission of documents
To receive such financial assistance need to contact housing department local administration. After this, the set of documents goes to the Construction Department. It is there that the payment amount will be calculated taking into account the size of the local budget.
A list of required documents and sample applications can be obtained from housing committees or multifunctional centers. Some regions of the country accept documents in both paper and electronic versions.
Refusal to provide a subsidy
The applicant has the right to refuse a subsidy if:
- was not presented full package the required documents or the information in them is unreliable;
- one of the conditions necessary to receive such a payment has not been met.
An applicant who has received a refusal has the opportunity to resubmit the documents after eliminating the reasons that led to this refusal or changes in life circumstances.
Period for consideration of the application
The period for considering an application for a subsidy and checking the submitted documents ranges from 10 to 30 days (depending on the region of the country) from the moment the documents are submitted to the housing committee of the district.
After a decision is made to pay (or refuse to pay) a subsidy, a representative of the commission must notify the applicant of this decision within five working days.
Deadline for issuing the subsidy
If the commission makes a positive decision, the issuance Money for the construction of a residential building is carried out according to the order of applicants available on this moment. The period for receiving it may take more than one year. At the same time, its value increases according to the waiting period. Its maximum value is limited by the legislative acts of districts and regions of the country.
Transfer
Translation sum of money the established subsidy is executed to the applicant’s bank account specified by them in the application. The account must be opened in state bank. Cashing out and misuse of these funds is prohibited.
Its transfer is made both in advance (with the provision of a report on future use) and as the applicant’s personal funds are spent. The target payment is made before the start of construction, the compensation payment is made after its completion.
Borrower's responsibilities
The recipient will have to document the intended use of the subsidy within a specified period (determined by local governing bodies):
- cadastral passport built housing;
- agreement with a construction company;
- copies of payment orders for building materials used in the construction of the house, etc.
If the established list of documents is not submitted on time, the recipient will be obliged to return full amount issued subsidy. Otherwise, both administrative and criminal liability are provided.
Currently, it is difficult not to pay attention to the growing interest in country houses. Village house projects are in great demand among many construction companies. In most cases, the role of the main building material is given to laminated veneer lumber, less often to classic brick and other durable components.
Throughout human history, wood has been one of the most popular building materials. Today, at all stages of the production of rounded logs and laminated veneer lumber, the most modern technologies, which give the products first-class performance characteristics.
Wooden rural house project
Thus, house designs for rural areas involve the use of high-quality logs, which, despite the simplicity of the design, provide ideal noise and thermal insulation of the room, protecting it from the adverse effects of capricious weather. Mass introduction and production of wood has many advantages:
- Short construction time for a residential building.
- Long service life.
- Perfect look.
- Ideal sound and thermal insulation.
- High resistance of the structure to high humidity, sunlight and other adverse factors.
- Low cost of materials and construction.
Wooden rural houses are well suited for the Russian winter Main characteristics of construction wood
Modern projects of village houses, in most cases, are realized with the help of rounded logs. At the final stages of production of this building material, the logs are treated with special environmentally friendly varnishes, which give the product first-class wear resistance. Thanks to this, the wood can “breathe”, controlling the maximum carbon dioxide content indoors.
Wooden Wall panels accumulate a large amount of heat, as a result of which the air entering through the walls instantly heats up. This unique property provides significant savings on space heating costs. Special attention deserve the soundproofing qualities of wood. The atmosphere of home comfort cannot be disturbed by any extraneous noise coming from the street. Thanks to these qualities, rural house projects are very popular among lovers of country real estate.
A creative approach to designing houses for rural areas
Quite often, the design of rural houses is distinguished by a special creative approach. In most cases, customers cannot determine for themselves which design style will suit their new home. Therefore, every construction company has highly qualified designers who have a variety of possible options external and internal finishing.
Equipped with doors and steps made of solid wood. You can also often see rural houses with supports and railings, which give the overall structure an equally attractive appearance.
Typical standard project of a wooden village house At the request of the customer construction firm can draw up an individual project for a one-story village house, which will be equipped with an original masonry of logs and roofing. When constructing a roof with a complex design finish, professional builders recommend installing a temporary roof covering for the first 1.5 years, which will prevent damage to the expensive structure.
After this period of time, when the shrinkage of the house has finally strengthened in its new location, you can begin installing a multi-level roofing covering that is resistant to any influences of unpredictable weather.
Individual project rural house Cost of designing and building a house
Currently, the real estate market has a large number of ready-made country houses. Design and build is a more expensive option, but the buyer has a wide choice of projects - from inexpensive budget to luxury. The first parameter that regulates the cost of work is the complexity of the project.
Projects of one-story rural houses of the classical style are the cheapest option offered by many construction companies. The calculation of the cost of the main work includes the purchase and delivery of building materials, as well as the construction of living quarters, interior and exterior decoration.
One-story project wooden house, designed for rural areas Cheap construction options
The installation of a foundation can be assessed differently by builders, taking into account the characteristics of the soil and the climatic characteristics of a particular area. Inexpensive design of village houses implies that it has fairly good performance characteristics.
The privatization of a private house in rural areas is quite common today, since many people are looking for the opportunity to obtain private housing, but not everyone is looking in large cities.
But at the same time, you need to understand that and, which is located in rural areas, is somewhat different from how it is transmitted in private property apartments in cities.
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In this regard, when you get the opportunity to register some kind of housing, it is better to understand in advance how the privatization of a private house in rural areas is carried out and what difficulties you may encounter.
Why is this necessary?
The procedure for privatizing a private house itself is often not required, since the concept of “ a private house» already provides for registration of its ownership certain person providing him with everything he needs.
Objects that belong to the private housing stock are in the vast majority of cases not included in the list state property, therefore, in principle, they cannot be privatized, but at the same time it is possible to draw up documents confirming ownership, since in some situations a person can live for a long time on the territory of a certain premises, but at the same time do not have any documents that could confirm legal grounds such accommodation.
It is worth noting the fact that even if the ownership rights to a private house have been registered, this does not mean that there is no need to register the plot of land on which it stands, and in this situation the privatization procedure should already be carried out.
In accordance with current legislation, such plots are registered as the private property of the owner absolutely free of charge, but the main condition for such registration is the construction of a house on this territory before 2001. In such a situation, all registration operations can be carried out in accordance with a simplified scheme.
Basic conditions
As mentioned above, in different situations The procedure for privatizing a house can acquire many new features and nuances, so it is better to prepare for them in advance.
Characteristics of a country and village property
A country or village property is a residential premises that meets all hygienic, engineering, technical and sanitary standards. It is worth noting that such housing must be suitable for living, and a citizen who is going to register it or a certain part of it as his own property must have a documented right to use it.
Such a right can be acquired if a person has received a house for use in accordance with a warrant or agreement social hiring depending on when this property was provided - before or after 2005.
To carry out the privatization of any housing, the family that lives in it must not own any other living space, and the housing itself must fully comply with housing standards, providing for a certain number of square meters for each resident
Required documents
To register a private residential building along with the land as your own, the authorized body needs to provide a certain number of documents, namely:
- passports of each of the residents registered in the territory of this housing, including minor children;
- a statement stating the desire to privatize the specified property;
- title documents confirming the applicant’s ability to take ownership of this property;
- a construction permit, as well as an act confirming the commissioning of a residential building;
- land management business, which is executed by specialized companies that have a license to carry out land surveying or any other similar work;
- an extract made from the cadastral passport of the land plot, as well as the plan and passport of the house itself, which must be drawn up in the BTI after submitting the necessary package of documents;
- a declaration listing the main parameters of the privatized housing;
- a certificate confirming the absence of previous participation in privatization processes;
- receipt confirming payment state duty for registration services;
- an extract made from the house register and including information about who lives on the territory of the specified property and with what rights;
- a copy made from the applicant’s financial and personal account.
It is worth noting that the last two documents must be provided within a month after their receipt, since otherwise they lose their legal force.
The procedure for privatization of a private house in rural areas
After all has been collected required package documents, you will need to draw up an application for privatization, and then submit it along with your request to the municipal council, which will decide whether to transfer the house to the private ownership of an individual.
In the vast majority of cases in rural areas, the role of such a body is the village council, so to resolve such issues you will need to go there.
After receiving consent and signing the appropriate agreement, you will need to go to the nearest branch of Rosreestr, where the procedure for registering this housing will be carried out. It is worth noting that in the process of general or collective privatization, a package of documents is issued to each of the participants in this procedure.
Important clarifications
In order not to encounter any difficulties or unforeseen situations during the privatization process, it is worth remembering several of the most significant points that were encountered by all interested parties when registering houses in 2020.
Cost of the procedure
Starting from March 2020, the procedure for registering a house as private property will be carried out completely free of charge, but it is worth noting that this does not mean that it is free, since you will still have to pay for some services.
First of all, each interested person must pay a fee for state registration services, which currently amounts to 1,000 rubles for any individual.
In addition, if you entrust the preparation of documentation professional lawyers, then in this case you will additionally need to pay for their services, and this will already cost from 5,000 to 15,000 rubles depending on the amount of work and which organization the owner decides to contact.
Thus, it is hardly realistic to name the exact cost of privatization of an apartment in rural areas, since at the moment the highest authorities have not yet had time to clearly formulate what exactly paid privatization looks like, which, in accordance with the norms current legislation, is a priori considered free of charge.
Registration period
Housing can be privatized free of charge only in the following cases:
- on the specified plot of land there is a residential building belonging to the interested person;
- the applicant received the plot with the right of unlimited exploitation;
- The applicant received the plot before October 31, 2001 for the purpose of building his own housing on it or conducting ancillary activities.
The situation with registering houses as private property is especially favorable for people who are members of various country houses, gardening or horticultural cooperatives. In accordance with the current legislation, the so-called “Dacha Amnesty” allows such persons to submit a minimum package of documents in the event of privatization, and the registration procedure itself is absolutely free. It is worth noting the fact that in this case the date of entry into a cooperative or partnership does not play any role. This rule will be in effect until 2020.
To carry out the privatization procedure, you need to contact the relevant authority with an application, and also provide the following package of documents:
- a plan of the specified object, secured by an extract made from its technical passport;
- decorated with government agency social rental agreement;
- passports of each person taking part in the privatization;
- an extract made from the house register;
- copy of personal account.
A subsidy for building a house in the village will help offset part of the costs when solving the housing problem. How realistic is it to get it? Who can apply for government assistance? And how much money will be allocated to a specific developer?
Types of state aid
Those who want to return part of the expenses associated with the construction of a residential building in rural areas can take advantage of state programs for free subsidies for individual housing construction.
There are two types of subsidies for building a house in a village or town:
target– money is allocated before the start or in the early stages of construction;
compensatory– the federal or regional budget reimburses part of the costs upon construction of housing (no later than 2 years from the date of provision of all documents).
Important! The subsidy is provided free of charge, and this type of government assistance is not subject to taxation.
Who can get it and what are the conditions?
Who can count on state help? There are only three main requirements:
majority;
Russian citizenship;
permanent registration (registration) in locality or in the area of planned construction.
The key to receiving money is that neither the applicant nor his family members were previously participants housing programs. The only exception is made in relation to maternity capital(receiving it does not become an obstacle to applying for construction subsidies).
There are a number of additional requirements:
the house is being built in a locality belonging to the region from whose budget funds are allocated;
the future owner has a valid building permit dated after the launch of the subsidy program in the region;
the land plot is owned, and its purpose is individual housing construction or running a household plot;
there is a building design that meets current SNiPs and sanitary regulations;
total area the house does not exceed the stated limits (the standard is usually 150 sq.m.), and if the size of the building is too small, assistance may also be refused.
Important! Only one family member who is registered in the region where the house is being built can apply for a subsidy, and money is allocated for only one building.
If you plan to install a wooden frame, then the provision of a subsidy for it must be clarified with the district administration, since not in all regions wooden cottages included in the program due to the high degree of fire hazard.
How much money will be reimbursed?
The amount of subsidies for construction in rural areas in 2020 is determined individually, on the same terms as in previous years.
The final amount that the applicant will receive in the bank account depends on many factors and can range from 10 to 70% of the cost of housing. In exceptional cases, the government may agree to full compensation of all expenses, actually paying in full new house. This practice is rare, but is used in relation to large families living in emergency or dilapidated housing, as well as in extremely cramped conditions.
Important! The amount is calculated based on the average market cost per square meter country house, which is fixed at the time the subsidy is issued.
To get a rough idea of what kind of money we are talking about, you can estimate the compensation:
for one person, the standard square footage does not exceed 33 sq.m;
on two – 42 “squares”;
for three or more – 18 sq.m. each.
Where to go and how long to wait?
Those who are deciding how to get a subsidy for building a house should contact housing commission district or village administration. Employees of the special department are usually given 30 days to review the application.
If the applicant managed to fulfill the requirements, then he receives a positive decision, he is registered and the data is transferred to housing department areas.
It seems that all the formalities have been completed and here it is, the long-awaited subsidy for building a house in a rural area, already lying in your personal account and waiting in the wings.
In reality, everything is more prosaic. Due to the large number of applicants, as well as beneficiaries (large and single-parent families), the queue in some regions is large and does not move quickly. Therefore, you should be prepared for the fact that the money will come in 2 years, or even more.
Important! The subsidy is transferred to the applicant’s bank account in Russian bank. You can't cash out!
What documents to collect?
When deciding how to receive subsidies for the construction of a private house, you will have to collect and submit to the housing commission along with the application the following package of documents:
passports of all family members (copies of all pages, including blank ones);
birth certificate of children - copies;
certificate from the house register - copy;
land ownership certificate - copy;
building permit - copy;
technical documentation for the house, compiled by specialized organizations - a project (with floor plan), site diagram indicating the location of the building, technical plan, estimate for the purchase of materials.
On a note! It is important to comply with everything construction requirements and standards during the design and construction of a home.
If we are talking about receiving compensation for an already built house, then the list should be supplemented with a copy of the cadastral plan of the building and copies of payments for building materials.
Important! The above list is approximate; a specific list of documents will be issued by the housing commission.
Strict reporting
Although money received from the state does not need to be returned, you will have to account for its use. Otherwise, they will force you to return the entire amount, and even administrative penalty will be discharged.
After transferring the targeted subsidy, within 30 days you need to provide payments for construction costs, and after 90 days - a cadastral passport for the built house. This means that you will have to act very quickly.
When receiving compensation, you will need to additionally bring an agreement with the contractor (copy) and payment documents from him within 60 days.
Unfortunately, not all regions provide subsidies for individual suburban construction is carried out, therefore this question should be checked with the district administration.